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December 18, 2014
Clayton Legals 8.22.13
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gpn11 NOTICE OF SALE UNDER POWER GEORGIA, RABUN COUNTY THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Under and by virtue of the Power of Sale contained in a Security Deed given by D. Julette Smith a/k/a Julie Smith to Mortgage Electronic Registration Systems, Inc., dated October 13, 2005, recorded in Deed Book Z28, Page 483, Rabun County, Georgia Records, as last transferred to Wells Fargo Bank. N.A. by assignment recorded in Deed Book K38, Page 510, Rabun County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED EIGHTY THOUSAND AND 0/100 DOLLARS ($180,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Rabun County, Georgia, or at such place as may be lawfully designated as an alternative, within the legal hours of sale on the first Tuesday in September, 2013, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. Wells Fargo Bank, N.A. is the holder of the Note and Security Deed to the property in accordance with OCGA ? 44-14-162.2. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage a div. of Wells Fargo Bank, N.A., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472. To the best knowledge and belief of the undersigned, the party in possession of the property is D. Julette Smith a/k/a Julie Smith or a tenant or tenants and said property is more commonly known as 510 Twilight Lane, Tiger, Georgia 30576. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Wells Fargo Bank, N.A. as Attorney in Fact for D. Julette Smith a/k/a Julie Smith McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/pxl 9/3/13 Our file no. 51033712-FT7 EXHIBIT A All that tract or parcel of land lying and being in Land Lot 21 of the Fifth Land District of Rabun County, Georgia, and being designated as Lot 5 (revised) of Woodland Hills Subdivision, Part II consisting of 1.02 acres as described upon that certain plat of survey prepared by William F. Rolader, Georgia Registered Land Surveyor No. 2042, dated November 21, 2001, said survey being recorded in the office of the Clerk of the Rabun Superior Court in Plat Book 47, page 54. Said survey is incorporated herein by reference for a full and complete description of the above described lands. This conveyance is made subordinate to that certain agreement for imposition of restrictive covenants dated August 12, 1984, which is recorded in the office of the clerk of Rabun Superior Court in Deed Book G-15, page 161, aforesaid records as well as those restrictive covenants of record in Deed Book A-10, paged 78, aforesaid. MR/pxl 9/3/13 Our file no. 51033712 - FT7 8-8,15,22,29

gpn11 NOTICE OF SALE UNDER POWER GEORGIA, RABUN COUNTY THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Under and by virtue of the Power of Sale contained in a Security Deed given by Emily Odessa Webb aka Emily Webb to Mortgage Electronic Registration Systems, Inc., dated August 3, 2011, recorded in Deed Book M37, Page 387, Rabun County, Georgia Records, as last transferred to Wells Fargo Bank, N.A. by assignment recorded in Deed Book R38, Page 470, Rabun County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of THIRTY-FIVE THOUSAND FIVE HUNDRED AND 0/100 DOLLARS ($35,500.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Rabun County, Georgia, or at such place as may be lawfully designated as an alternative, within the legal hours of sale on the first Tuesday in September, 2013, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. Wells Fargo Bank, N.A. is the holder of the Note and Security Deed to the property in accordance with OCGA ? 44-14-162.2. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage a div. of Wells Fargo Bank, N.A., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472. To the best knowledge and belief of the undersigned, the party in possession of the property is Emily Odessa Webb or a tenant or tenants and said property is more commonly known as 821 Stekoa Falls Rd, Clayton, Georgia 30525. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Wells Fargo Bank, N.A. as Attorney in Fact for Emily Odessa Webb aka Emily Webb McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/pxl 9/3/13. Our file no. 5235113-FT7 EXHIBIT A. All that tract or parcel of land lying and being in Land Lot 1 of the Fifth Land District of Rabun County, Georgia and being more fully described as follows, to wit: Beginning at an iron pin corner on the south side of the Tar Town Road where the road leading from the residence of Jesse Turpin, et all intersects with said Tar Town Road, thence South 116 feet to an iron pin corner on the bank of the creek, thence East 130 feet along and with the bank of the creek to an iron pin corner on the Johnny Eller land line, thence North 140 feet to the road which is the road leading to the residence of Jesse Turpin, et al, thence West 125 feet along with the road to the Point of Beginning containing 0.50 acre, more or less. See also plat dated February 10, 1987, recorded in Plat Book 24, page 138 of the Rabun County Plat records which is incorporated herein for a more full and complete description of the above described property. MR/pxl 9/3/13 Our file no. 5235113 - FT7 8-8,15,22,29

gpn10 IN THE SUPERIOR COURT OF RABUN COUNTY STATE OF GEORGIA Adoption No.: W09-09-3A In Re: Petition for Adoption of JOHN R. ENGEL and CAMILLE N. ENGEL for the adoption of R. H. L., a minor female child, born December 10, 2002. NOTICE TO: DANNY NAGY You are hereby given notice that on the 2 nd day of September, 2009, John R. Engel and Camille N. Engel filed in the Superior Court of Rabun County, State of Georgia, a Petition for Adoption and Motion to Terminate Parental Rights, In Re: Petition for Adoption of John R. Engel and Camille N. Engel for the Adoption of R. H. L., a minor female child, born December 10, 2002, Adoption Number W-09-09-3A. An Order for Service by Publication was ordered by the Honorable Russell W. Smith, Chief Judge, Mountain Judicial Circuit, on August 8, 2013 and filed with the Clerk of Court. You are hereby commanded to file an answer to said petition with the Rabun County Clerk of Superior Court at 25 Courthouse Square, Suite 105, Clayton, GA 30525, and further, you must serve upon the Petitioners ' attorney, Amy Brown Harbst, Attorney at Law, P.C., P.O. Box 236, Cleveland, GA 30528, a copy of said answer, within sixty (60) days of the date of the aforesaid Order for Service by Publication. Witness, the Honorable Russell W. Smith, Judge, of Rabun County Superior Court. This 15 th day of August, 2013. Holly Henry-Perry, Clerk Superior Court of Rabun County, 25 Courthouse Square, Suite 105, Clayton, GA 30525. 8-22,29, 9-5

gpn07 STATE OF GEORGIA COUNTY OF RABUN NOTICE TO CREDITORS AND DEBTORS All persons indebted to Jerry Hinton Wise, deceased, are hereby notified to make immediate payment to the undersigned and all credtiors of said decedent are hereby notified to render their claims to the undersigned. This the 6 th day of August, 2013. Witness my/our hand(s) and seal(s), on the day above written. (Elizabeth Machtolff Wise acting as Executrix of the Jerry Hinton Wise estate.) Address: 304 White Circle SE, Huntsville, AL 35801. Telephone: (256) 755-0777 8-15,22,29, 9-5

gpn07 STATE OF GEORGIA COUNTY OF RABUN NOTICE TO CREDITORS AND DEBTORS All persons indebted to Jimmie Austin Harris a/k/a Jimmy Austin Harris, deceased, are hereby notified to make immediate payment to the undersigned and all creditors of said decedent are hereby notified to render their claims to the undersigned. This the 19 th day of August, 2013. Witness my/our hand(s) and seal(s), on the day above written. (Dorothy Nell Lay Harris acting as Executrix of the Jimmie Austin Harris a/k/a Jimmy Austin Harris estate.) Address: 50 Lockerbee Ct., Unit 101, Clayton, GA 30525; Telephone: (706) 782-7366 8-22,29, 9-5,12

gpn07 STATE OF GEORGIA COUNTY OF RABUN NOTICE TO CREDITORS AND DEBTORS All persons indebted to J. C. Love, deceased, are hereby notified to make immediate payment to the undersigned and all creditors of said decedent are hereby notified to render their claims to the undersigned. This the 13 th day of August, 2013. Witness my/our hand(s) and seal(s), on the day above written. (Jim C. Love acting as Administrator of the J.C. Love estate.) Address: 175 Turpin St., Tiger, GA 30576. Telephone Number: (706) 490-3575 8-22,29, 9-5,12

gpn07 STATE OF GEORGIA COUNTY OF RABUN NOTICE TO CREDITORS AND DEBTORS All persons indebted to Pauline Lucile Reed, deceased, are hereby notified to make immediate payment to the undersigned and all creditors of said decedent are hereby notified to render their claims to the undersigned. This the 24 th day of July, 2013. Witness my/our hand(s) and seal(s), on the day above written. W. Thomas Slowen, Esq., acting as Executor of the Pauline Lucile Reed estate.) Address: PO Box 892, Clayton, GA 30525. Telephone: (706) 782-5419 8-1,8,15,22

gpn07 STATE OF GEORGIA COUNTY OF RABUN NOTICE TO CREDITORS AND DEBTORS All persons indebted to Patricia Ann Nation, deceased, are hereby notified to make immediate payment to the undersigned and all creditors of said decedent are hereby notified to render their claims to the undersigned. This the 24 th day of July, 2013. Witness my/our hand(s) and seal(s), on the day above written. Kenneth E. Nation and Deborah . Davenport acting as co-executor & co-executrix of the Patricia Ann Nation estate.) Address: 1705 Spartan Lane, Hoschton, GA 30548. Telephone: (404) 909-4840 8-1,8,15,22

gpn11 GEORGIA RABUN COUNTY NOTICE OF SALE UNDER POWER OF SECURITY DEED By virtue of a Power of Sale contained in a security deed from RABUN ASSOCIATES, LLC to MOUNTAIN HERITAGE BANK dated May 26, 2006 and recorded in Deed Book E-30, pages 115-133 of the Rabun County deed records given to secure a promissory note in the amount of NINE HUNDRED SIXTY THOUSAND AND 00/100 ($960,000) DOLLARS, there will be sold at public outcry to the highest and best bidder for cash before the Courthouse door of Rabun County, Georgia, within the legal hours of sale on the first Tuesday in September, to-wit: September 3, 2013, the following described property: ALL THAT TRACT or parcel of land lying and being in Land Lot 31 of the Fifth Land District of Rabun County, Georgia, and being described as containing 28.88 acres of land as more particularly described upon that certain plat of survey for Orinda Corporation dated February 1, 2006, prepared by William F. Rolader, GRLS No. 2042, and recorded in Plat Book 56, Page 231, Clerk of the Superior Court, Rabun County, Georgia. Reference to said plat and record of the same is for the purpose of incorporating it description therein. SUBJECT TO AND TOGETHER WITH right of ingress and egress for access over and across that certain 40-foot right-of-way as delineated on the aforesaid survey (a portion of which lies within the boundaries of the subject property) and subject to the rights of others to use same for ingress and egress from adjoining property to the nearest public road. TOGETHER WITH those certain water rights set forth in Warranty Deed recorded in Deed Book M-12, Page 68, aforesaid Records. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, non-payment of said debt. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorneys fees. The said property will be sold as the property of Rabun Associates, LLC, and to the best knowledge and belief of the undersigned, Rabun Associates, LLC is in possession of said property. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The proceeds of said sale will be applied to the payment of said indebtedness and all expenses of said sale as provided in said Deed, and the balance, if any, will be distributed as provided by law. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the secured creditor. A copy of this notice was mailed to the debtor by and thru its registered agent to-wit: R. Dillon Baynes by certified mail, return receipt requested on August 2, 2013 in compliance with O.C.G.A. ? 44-14-162.2. This is an action to collect a debt and any information obtained pursuant thereto will be used for that purpose. FIRST AMERICAN BANK & TRUST AS SUCCESSOR IN INTEREST TO MOUNTAIN HERITAGE BANK AS ATTORNEY IN FACT FOR RABUN ASSOCIATES, LLC. Bruce Russell, Jr., Esq., RUSSELL & RUSSELL, PC., P.O. BOX 1202, CLAYTON, GA 30525, (706) 782-6240. THIS IS AN ACTION TO COLLECT A DEBT AND ANY INFORMATION OBTAINED PURSUANT THERETO WILL BE USED FOR THAT PURPOSE. 8-8,15,22,29

gpn11 GEORGIA RABUN COUNTY NOTICE OF SALE UNDER POWER OF SECURITY DEED By virtue of a Power of Sale contained in a security deed from STEPHEN C. BROWN to MOUNTAIN HERITAGE BANK dated DECEMBER 10, 2004 and recorded in Deed Book I-27, Pages 471-478 of the Rabun County deed records given to secure a promissory note in the amount of SEVENTY THOUSAND AND 00/100 DOLLARS($70,000.00), there will be sold at public outcry to the highest and best bidder for cash before the Courthouse door of Rabun County, Georgia, within the legal hours of sale on TUESDAY, SEPTEMBER 3rd, 2013, the following described property: All that tract or parcel of land lying and being in Land Lot 12 of the Second Land District of Rabun County, Georgia and being 3.29 acres as described upon a plat of survey dated January 18, 2000 prepared by William F. Rolader, GRLS No. 2042, said survey being recorded in Plat Book 44, Page 243 of the Rabun County plat records. Said plat and the record of the same being incorporated herein by reference for a more full and complete description of the property of the property described herein. There is also conveyed a perpetual, non-exclusive easement over and across a gravel road 9-feet in width known as Scotts Creek Road extending from the above described lands over and across the adjacent lands of Lancy Brown to the public road system of Rabun County, Georgia. The Grantor reserves a perpetual, non-exclusive easement over and across Scotts Creek Road as shown upon the above referenced plat of survey for the purposes of access, ingress and egress to and from the adjoining lands of the Grantor and said easement shall be an easement appurtenant to the adjoining lands of the Grantor. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, non-payment of said debt. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorneys fees, notice having been given as provided by law. The said property will be sold as the property of Stephen C. Brown subject to the following: (1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) any outstanding ad valorem taxes and assessments; (5) any unpaid water or sewage bills, that constitute liens against the property; (6) matters of record superior to the security deed first set out above; and (7) The Helping Families Save Their Homes Act of 2009 (Public Law 111-22). To the best knowledge and belief of the undersigned Stephen C. Brown is in possession of said property. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) final confirmation and audit of the status of the loan with the holder of the security deed. A copy of this notice was mailed to the debtor to-wit: Stephen C. Brown by certified mail, return receipt requested, on August 2, 2013 in compliance with O.C.G.A. ? 44-14-162.2. FIRST AMERICAN BANK & TRUST AS SUCCESSOR IN INTEREST TO MOUNTAIN HERITAGE BANK AS ATTORNEY IN FACT FOR STEPHEN C. BROWN. Bruce Russell, Jr., Esq., RUSSELL & RUSSELL, PC., P.O. BOX 1202, CLAYTON, GA 30525, (706) 782-6240. THIS IS AN ACTION TO COLLECT A DEBT AND ANY INFORMATION OBTAINED PURSUANT THERETO WILL BE USED FOR THAT PURPOSE. 8-8,15,22,29

gpn11 NOTICE OF FORECLOSURE SALE UNDER POWER RABUN COUNTY, GEORGIA THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Under and by virtue of the Power of Sale contained in a Security Deed given by Glenda Ann Dockins to Mortgage Electronic Registration Systems, Inc. as nominee for Shelter Mortgage Company, LLC d/b/a Fairfield Mtg, dated December 28, 2005, and recorded in Deed Book K 29, Page 17, Rabun County, Georgia Records, as last transferred to Caliber Home Loans, Inc. by assignment to be recorded in the Office of the Clerk of Superior Court of Rabun County, Georgia Records conveying the after-described property to secure a Note in the original principal amount of One Hundred Twenty-Eight Thousand and 0/100 dollars ($128,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Rabun County, Georgia, within the legal hours of sale on September 3, 2013, the following described property: All that tract or parcel of land lying and being in Land Lot Number 21 of the Fifth Land District of Rabun County, Georgia and being more particularly described as follows, to wit: For a full and complete description of the real property being hereby conveyed, reference is hereby had and made to a plat of survey dated March 10, 2005 and prepared by T. Lamar Edwards, Georgia Registered Land Surveyor Number 1837. The real property being52 hereby conveyed is a 1.01 acre tract of land. Said plat is of record in Plat Book 52, page 173 in the Office of the Clerk of the Rabun Superior Court. Reference to said plat and the record thereof is for the express purpose of incorporating herein its description of a 1.01 acre tract of land as depicted thereon. TOGETHER WITH a perpetual, non exclusive Road Right of Way Easement over and across the gravel drive that extends in a northeasterly distance from the above described 1.01 acre tract of land to Old U.S. Highway 441. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Your mortgage servicer can be contacted at 800-401-6587 - Loss Mitigation Dept. or by writing to 13801 Wireless Way, Oklahoma City, Oklahoma 73134, to discuss possible alternatives to avoid foreclosure. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Glenda Ann Dockins or tenant(s); and said property is more commonly known as 1545 Old 441 South, Tiger, GA 30576. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code (2) final confirmation and audit of the status of the loan with the holder of the security deed and (3) any right of redemption or other lien not extinguished by foreclosure. Caliber Home Loans, Inc. as Attorney in Fact for Glenda Ann Dockins. Brock & Scott, PLLC., 4360 Chamblee Dunwoody Road, Suite 310, Atlanta, GA 30341, 404-789-2661, B &S file no.: 13-12558 8-8,15,22,29

gpn11 NOTICE OF SALE UNDER POWER GEORGIA, RABUN COUNTY Because of default in the payment of the indebtedness, secured by a Security Deed executed by Kevin P. Mclearn and Sharon M. Mclearn to RBC Centura Bank dated September 30, 2004 in the amount of $53,910.00, and recorded in Deed Book B27, Page 206, Rabun County, Georgia Records; as last transferred to PNC Bank, National Association, successor by merger to RBC Bank (USA), formerly known as RBC Centura Bank by assignment; the undersigned, PNC Bank, National Association, successor by merger to RBC Bank (USA), formerly known as RBC Centura Bank pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in September, 2013 , during the legal hours of sale, at the Courthouse door in Rabun County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land lying and being in Land Lot 24 and 25 of the 4th Land District of Rabun County, Georgia, and being all of Lot No. 109, Block JJ, Unit 1 of Kingwood Estates and consisting of 0.37 acre, more or less, as shown on that plat of the survey prepared by Leonidas Burton Sears, Georgia Registered Land Surveyor No. 2628, dated March 30, 2000, and recorded in Plat Book 45, Page 18 - 23 located in the Clerk`s Office, Rabun County Superior Court and reference to said plat being for the express purpose of incorporating its description herein. Conveyed herewith is a perpetual non-exclusive easement for access ingress and egress over and across the subdivision roads of Kingwood Estates to and from the above-referenced tract of land to the public road system. This property is subject to the covenants and restriction for Kingwood Subdivision recorded in Deed Book E-18, pages 98-107 and Deed Book A-7, pages 487-505, and all modifications and amendments thereto. which has the property address of Lot 109 JJ Lanc, Clayton, Georgia, together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys ' fees in accordance with the terms of the note secured by said deed. Notice has been also given, in writing and by certified mail, return receipt requested, to the borrower, of the name, address, and telephone number of the individual or entity who shall have full authority to negotiate, amend, and modify all terms of the Security Deed and the note thereby secured in accordance with O.C.G.A. Section 44-14-162.2(a). Said property will be sold as the property of Kevin P. Mclearn and Sharon M. Mclearn and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. Pursuant to O.C.G.A. 44-14-162.2, the name, address and telephone number of the individual or entity who shall have the full authority to negotiate, amend, or modify all terms of the above-described mortgage is as follows: PNC Mortgage, a division of PNC Bank, National Association, 3232 Newmark Drive, Miamisburg, OH 45342, Phone Number: (800) 523-8654. The foregoing notwithstanding, nothing in O.G.C.A. 44-14-162.2 shall require the secured creditor to negotiate, amend or modify the terms of the mortgage instrument. PNC Bank, National Association, successor by merger to RBC Bank (USA), formerly known as RBC Centura Bank. Attorney in Fact for Kevin P. Mclearn and Sharon M. Mclearn; McCurdy & Candler, L.L.C., (404) 373-1612, www.mccurdycandler.com; File No. 13-03248/CONV/efisher. THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 8-8,15,22,29

gpn11 NOTICE OF SALE UNDER POWER STATE OF GEORGIA COUNTY OF RABUN Under and by virtue of the power of sale contained in that certain Deed to Secure Debt executed by Sarah Elizabeth Gillespie in favor of Community Bank & Trust dated January 11, 2008, recorded at Deed Book E-33, Pages 89-91 of the Rabun County Deed Records, as assigned pursuant to that Transfer and Assignment of Deed to Secure Debt from FDIC, in its capacity as Receiver for Community Bank & Trust, to SCBT, N.A. d/b/a CBT, a Division of SCBT, N.A., dated January 28, 2011, recorded at Deed Book Y-36, Pages 583-598, aforesaid records, as well as under and by virtue of the power of sale contained in that certain Deed to Secure Debt dated January 11, 2008, recorded at Deed Book E-33, pages 92-94 of the Rabun County Deed Records, as assigned pursuant to that Transfer and Assignment of Deed to Secure Debt from FDIC, in its capacity as Receiver for Community Bank & Trust, to SCBT d/b/a CBT, a Division of SCBT, dated July 29, 2013, the undersigned will sell at public outcry to the highest bidder for cash before the door of the Courthouse of Rabun County, Georgia, during the legal hours of sale, on the first Tuesday in September, that being September 3, 2013, the following described property: All that tract or parcel of land lying and being in Land Lot 31 of the Third Land District, Rabun County, Georgia and being Tract 2 consisting of 8.57 acres more particularly described on that certain plat of survey prepared by Peter J. Pietraszuk, GRLS No. 2262, dated as revised on June 13, 2007 and recorded in Plat Book 55, Page 159 of the Rabun County plat records. Said plat and the record of the same being incorporated herein by reference for a more full and complete description of the property described herein. The two Security Deeds referenced above are hereinafter referred to as the Security Deeds. The debt secured by Security Deeds is evidenced by two Promissory Notes (the Notes) from Sarah Elizabeth Gillespie, dated January 11, 2008, one in the original principal amount of $50,000.00, and one in the original principal amount of $103,543.62, payable, principal and interest from the date thereof shown on said Notes on the unpaid balance until paid. Default has occurred in the payment of the debt evidenced by the Notes and secured by the Security Deeds as a result of the nonpayment of installments owed thereunder. The total balance of said debt have, therefore, been declared due and the Security Deeds foreclosable according to their terms. The debt remaining in default, the property will be sold to the highest bidder for cash as the property of Sarah Elizabeth Gillespie, the proceeds to be applied to the payment of said indebtedness, attorneys fees (notice of intention to collect attorneys fees having been given), and the lawful expenses of said sale, all as provided in the Notes and the Security Deeds, said sale to be subject to any and all unpaid taxes and assessments, and restrictions, easements and liens of record with priority over the Security Deeds referenced above. To the best of the undersigned knowledge and belief, the property is in the possession of Sarah Elizabeth Gillespie and will be sold as the property of Sarah Elizabeth Gillespie. The undersigned will execute a deed to the purchaser as authorized in the aforementioned Security Deeds. Sarah Elizabeth Gillespie, By: SCBT d/b/a CBT, a Division of SCBT f/k/a; SCBT, N.A. d/b/a CBT, a Division of SCBT, N.A., as Attorney-in-Fact. Hulsey, Oliver & Mahar, LLP. P.O. Box 1457, Gainesville, GA 30503 (770)532-6312, ASH/jbp/279/10017/153715 8-8,15,22,29

gpn09 Notice of General Election Notice is hereby given that a General Election for the City of Clayton will be held November 5, 2013 for the office(s) of Mayor, Council Member Post 1, and Council Member Post 2. Qualifying for said election will be held on the following dates, location listed below: Monday, August 26, 2013 at 8:30 am in the Elections and Registration Office at 19 Jo Dotson Circle, Suite 201 Clayton, Ga. 30525 and shall end on Friday August 30, 2013 at 4:30 pm. The qualifying fee for said office(s) will be: Mayor $225.00, Council Member Post 1, and 2 $54.00. The last day to register and be eligible to vote in this election will be October 7, 2013. The polls will be open on Election Day from 7:00am until 7:00pm. If there is a need for a runoff election, the date of this election will be December 3, 2013. Tammy Whitmire Rabun County Elections Supervisor 8-15,22

gpn09 Notice of General Election Notice is hereby given that a General Election for the City of Dillard will be held November 5, 2013 for the office(s) of Mayor, Council Member Post 1, Council Member Post 3, and Council Member Post 5. Qualifying for said election will be held on the following dates, location listed below: Monday, August 26, 2013 at 8:30 am in the Elections and Registration Office at 19 Jo Dotson Circle, Suite 201 Clayton, Ga. 30525 and shall end on Friday August 30, 2013 at 4:30 pm. The qualifying fee for said office(s) will be: Mayor $372.00, Council Member Post 1, 3, and 5, $36.00. The last day to register and be eligible to vote in this election will be October 7, 2013. The polls will be open on Election Day from 7:00am until 7:00pm. If there is a need for a runoff election, the date of this election will be December 3, 2013. Tammy Whitmire Rabun County Elections Supervisor 8-15,22

gpn09 Notice of General Election Notice is hereby given that a General Election for the City of Mountain City will be held November 5, 2013 for the office(s) of Council Member Post 2, and Council Member Post 3. Qualifying for said election will be held on the following dates, location listed below: Monday, August 26, 2013 at 8:30 am in the Elections and Registration Office at 19 Jo Dotson Circle, Suite 201 Clayton, Ga. 30525 and shall end on Friday August 30, 2013 at 4:30 pm. The qualifying fee for said office(s) will be: Council Member Post 2, and 3 $15.00. The last day to register and be eligible to vote in this election will be October 7, 2013. The polls will be open on Election Day from 7:00am until 7:00pm. If there is a need for a runoff election, the date of this election will be December 3, 2013. Tammy Whitmire Rabun County Elections Supervisor 8-15,22

gpn06 APPLICATION TO REGISTER A BUSINESS TO BE CONDUCTED UNDER TRADE NAME, PARTNERSHIP OR OTHERS STATE OF GEORGIA COUNTY OF RABUN The undersigned does hereby certify that Strong Cord Infrastructure Systems Management, LLC conducting a business as Strong Cord Systems in the City of Clayton, County of Rabun in the State of Georgia, under the name of Strong Cord Systems and that the nature of the business is IT Infrastructure Design & Management and that the names and addresses of the persons, firms or partnership owning and carrying on said trade or business are 989 Pinnacle Dr., Clayton, GA 30525. Filed in office, this 23 rd day of July, 2013. Holly E Henry-Perry, Clerk Superior Court, Rabun County, GA 8-15,22

Clayton Legals 8.22.13
Aug 22, 2013 | 9170 views | 0 0 comments | 167 167 recommendations | email to a friend | print
gpn11 NOTICE OF SALE UNDER POWER GEORGIA, RABUN COUNTY THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Under and by virtue of the Power of Sale contained in a Security Deed given by D. Julette Smith a/k/a Julie Smith to Mortgage Electronic Registration Systems, Inc., dated October 13, 2005, recorded in Deed Book Z28, Page 483, Rabun County, Georgia Records, as last transferred to Wells Fargo Bank. N.A. by assignment recorded in Deed Book K38, Page 510, Rabun County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED EIGHTY THOUSAND AND 0/100 DOLLARS ($180,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Rabun County, Georgia, or at such place as may be lawfully designated as an alternative, within the legal hours of sale on the first Tuesday in September, 2013, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. Wells Fargo Bank, N.A. is the holder of the Note and Security Deed to the property in accordance with OCGA ? 44-14-162.2. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage a div. of Wells Fargo Bank, N.A., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472. To the best knowledge and belief of the undersigned, the party in possession of the property is D. Julette Smith a/k/a Julie Smith or a tenant or tenants and said property is more commonly known as 510 Twilight Lane, Tiger, Georgia 30576. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Wells Fargo Bank, N.A. as Attorney in Fact for D. Julette Smith a/k/a Julie Smith McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/pxl 9/3/13 Our file no. 51033712-FT7 EXHIBIT A All that tract or parcel of land lying and being in Land Lot 21 of the Fifth Land District of Rabun County, Georgia, and being designated as Lot 5 (revised) of Woodland Hills Subdivision, Part II consisting of 1.02 acres as described upon that certain plat of survey prepared by William F. Rolader, Georgia Registered Land Surveyor No. 2042, dated November 21, 2001, said survey being recorded in the office of the Clerk of the Rabun Superior Court in Plat Book 47, page 54. Said survey is incorporated herein by reference for a full and complete description of the above described lands. This conveyance is made subordinate to that certain agreement for imposition of restrictive covenants dated August 12, 1984, which is recorded in the office of the clerk of Rabun Superior Court in Deed Book G-15, page 161, aforesaid records as well as those restrictive covenants of record in Deed Book A-10, paged 78, aforesaid. MR/pxl 9/3/13 Our file no. 51033712 - FT7 8-8,15,22,29

gpn11 NOTICE OF SALE UNDER POWER GEORGIA, RABUN COUNTY THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Under and by virtue of the Power of Sale contained in a Security Deed given by Emily Odessa Webb aka Emily Webb to Mortgage Electronic Registration Systems, Inc., dated August 3, 2011, recorded in Deed Book M37, Page 387, Rabun County, Georgia Records, as last transferred to Wells Fargo Bank, N.A. by assignment recorded in Deed Book R38, Page 470, Rabun County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of THIRTY-FIVE THOUSAND FIVE HUNDRED AND 0/100 DOLLARS ($35,500.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Rabun County, Georgia, or at such place as may be lawfully designated as an alternative, within the legal hours of sale on the first Tuesday in September, 2013, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. Wells Fargo Bank, N.A. is the holder of the Note and Security Deed to the property in accordance with OCGA ? 44-14-162.2. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage a div. of Wells Fargo Bank, N.A., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472. To the best knowledge and belief of the undersigned, the party in possession of the property is Emily Odessa Webb or a tenant or tenants and said property is more commonly known as 821 Stekoa Falls Rd, Clayton, Georgia 30525. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Wells Fargo Bank, N.A. as Attorney in Fact for Emily Odessa Webb aka Emily Webb McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/pxl 9/3/13. Our file no. 5235113-FT7 EXHIBIT A. All that tract or parcel of land lying and being in Land Lot 1 of the Fifth Land District of Rabun County, Georgia and being more fully described as follows, to wit: Beginning at an iron pin corner on the south side of the Tar Town Road where the road leading from the residence of Jesse Turpin, et all intersects with said Tar Town Road, thence South 116 feet to an iron pin corner on the bank of the creek, thence East 130 feet along and with the bank of the creek to an iron pin corner on the Johnny Eller land line, thence North 140 feet to the road which is the road leading to the residence of Jesse Turpin, et al, thence West 125 feet along with the road to the Point of Beginning containing 0.50 acre, more or less. See also plat dated February 10, 1987, recorded in Plat Book 24, page 138 of the Rabun County Plat records which is incorporated herein for a more full and complete description of the above described property. MR/pxl 9/3/13 Our file no. 5235113 - FT7 8-8,15,22,29

gpn10 IN THE SUPERIOR COURT OF RABUN COUNTY STATE OF GEORGIA Adoption No.: W09-09-3A In Re: Petition for Adoption of JOHN R. ENGEL and CAMILLE N. ENGEL for the adoption of R. H. L., a minor female child, born December 10, 2002. NOTICE TO: DANNY NAGY You are hereby given notice that on the 2 nd day of September, 2009, John R. Engel and Camille N. Engel filed in the Superior Court of Rabun County, State of Georgia, a Petition for Adoption and Motion to Terminate Parental Rights, In Re: Petition for Adoption of John R. Engel and Camille N. Engel for the Adoption of R. H. L., a minor female child, born December 10, 2002, Adoption Number W-09-09-3A. An Order for Service by Publication was ordered by the Honorable Russell W. Smith, Chief Judge, Mountain Judicial Circuit, on August 8, 2013 and filed with the Clerk of Court. You are hereby commanded to file an answer to said petition with the Rabun County Clerk of Superior Court at 25 Courthouse Square, Suite 105, Clayton, GA 30525, and further, you must serve upon the Petitioners ' attorney, Amy Brown Harbst, Attorney at Law, P.C., P.O. Box 236, Cleveland, GA 30528, a copy of said answer, within sixty (60) days of the date of the aforesaid Order for Service by Publication. Witness, the Honorable Russell W. Smith, Judge, of Rabun County Superior Court. This 15 th day of August, 2013. Holly Henry-Perry, Clerk Superior Court of Rabun County, 25 Courthouse Square, Suite 105, Clayton, GA 30525. 8-22,29, 9-5

gpn07 STATE OF GEORGIA COUNTY OF RABUN NOTICE TO CREDITORS AND DEBTORS All persons indebted to Jerry Hinton Wise, deceased, are hereby notified to make immediate payment to the undersigned and all credtiors of said decedent are hereby notified to render their claims to the undersigned. This the 6 th day of August, 2013. Witness my/our hand(s) and seal(s), on the day above written. (Elizabeth Machtolff Wise acting as Executrix of the Jerry Hinton Wise estate.) Address: 304 White Circle SE, Huntsville, AL 35801. Telephone: (256) 755-0777 8-15,22,29, 9-5

gpn07 STATE OF GEORGIA COUNTY OF RABUN NOTICE TO CREDITORS AND DEBTORS All persons indebted to Jimmie Austin Harris a/k/a Jimmy Austin Harris, deceased, are hereby notified to make immediate payment to the undersigned and all creditors of said decedent are hereby notified to render their claims to the undersigned. This the 19 th day of August, 2013. Witness my/our hand(s) and seal(s), on the day above written. (Dorothy Nell Lay Harris acting as Executrix of the Jimmie Austin Harris a/k/a Jimmy Austin Harris estate.) Address: 50 Lockerbee Ct., Unit 101, Clayton, GA 30525; Telephone: (706) 782-7366 8-22,29, 9-5,12

gpn07 STATE OF GEORGIA COUNTY OF RABUN NOTICE TO CREDITORS AND DEBTORS All persons indebted to J. C. Love, deceased, are hereby notified to make immediate payment to the undersigned and all creditors of said decedent are hereby notified to render their claims to the undersigned. This the 13 th day of August, 2013. Witness my/our hand(s) and seal(s), on the day above written. (Jim C. Love acting as Administrator of the J.C. Love estate.) Address: 175 Turpin St., Tiger, GA 30576. Telephone Number: (706) 490-3575 8-22,29, 9-5,12

gpn07 STATE OF GEORGIA COUNTY OF RABUN NOTICE TO CREDITORS AND DEBTORS All persons indebted to Pauline Lucile Reed, deceased, are hereby notified to make immediate payment to the undersigned and all creditors of said decedent are hereby notified to render their claims to the undersigned. This the 24 th day of July, 2013. Witness my/our hand(s) and seal(s), on the day above written. W. Thomas Slowen, Esq., acting as Executor of the Pauline Lucile Reed estate.) Address: PO Box 892, Clayton, GA 30525. Telephone: (706) 782-5419 8-1,8,15,22

gpn07 STATE OF GEORGIA COUNTY OF RABUN NOTICE TO CREDITORS AND DEBTORS All persons indebted to Patricia Ann Nation, deceased, are hereby notified to make immediate payment to the undersigned and all creditors of said decedent are hereby notified to render their claims to the undersigned. This the 24 th day of July, 2013. Witness my/our hand(s) and seal(s), on the day above written. Kenneth E. Nation and Deborah . Davenport acting as co-executor & co-executrix of the Patricia Ann Nation estate.) Address: 1705 Spartan Lane, Hoschton, GA 30548. Telephone: (404) 909-4840 8-1,8,15,22

gpn11 GEORGIA RABUN COUNTY NOTICE OF SALE UNDER POWER OF SECURITY DEED By virtue of a Power of Sale contained in a security deed from RABUN ASSOCIATES, LLC to MOUNTAIN HERITAGE BANK dated May 26, 2006 and recorded in Deed Book E-30, pages 115-133 of the Rabun County deed records given to secure a promissory note in the amount of NINE HUNDRED SIXTY THOUSAND AND 00/100 ($960,000) DOLLARS, there will be sold at public outcry to the highest and best bidder for cash before the Courthouse door of Rabun County, Georgia, within the legal hours of sale on the first Tuesday in September, to-wit: September 3, 2013, the following described property: ALL THAT TRACT or parcel of land lying and being in Land Lot 31 of the Fifth Land District of Rabun County, Georgia, and being described as containing 28.88 acres of land as more particularly described upon that certain plat of survey for Orinda Corporation dated February 1, 2006, prepared by William F. Rolader, GRLS No. 2042, and recorded in Plat Book 56, Page 231, Clerk of the Superior Court, Rabun County, Georgia. Reference to said plat and record of the same is for the purpose of incorporating it description therein. SUBJECT TO AND TOGETHER WITH right of ingress and egress for access over and across that certain 40-foot right-of-way as delineated on the aforesaid survey (a portion of which lies within the boundaries of the subject property) and subject to the rights of others to use same for ingress and egress from adjoining property to the nearest public road. TOGETHER WITH those certain water rights set forth in Warranty Deed recorded in Deed Book M-12, Page 68, aforesaid Records. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, non-payment of said debt. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorneys fees. The said property will be sold as the property of Rabun Associates, LLC, and to the best knowledge and belief of the undersigned, Rabun Associates, LLC is in possession of said property. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The proceeds of said sale will be applied to the payment of said indebtedness and all expenses of said sale as provided in said Deed, and the balance, if any, will be distributed as provided by law. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the secured creditor. A copy of this notice was mailed to the debtor by and thru its registered agent to-wit: R. Dillon Baynes by certified mail, return receipt requested on August 2, 2013 in compliance with O.C.G.A. ? 44-14-162.2. This is an action to collect a debt and any information obtained pursuant thereto will be used for that purpose. FIRST AMERICAN BANK & TRUST AS SUCCESSOR IN INTEREST TO MOUNTAIN HERITAGE BANK AS ATTORNEY IN FACT FOR RABUN ASSOCIATES, LLC. Bruce Russell, Jr., Esq., RUSSELL & RUSSELL, PC., P.O. BOX 1202, CLAYTON, GA 30525, (706) 782-6240. THIS IS AN ACTION TO COLLECT A DEBT AND ANY INFORMATION OBTAINED PURSUANT THERETO WILL BE USED FOR THAT PURPOSE. 8-8,15,22,29

gpn11 GEORGIA RABUN COUNTY NOTICE OF SALE UNDER POWER OF SECURITY DEED By virtue of a Power of Sale contained in a security deed from STEPHEN C. BROWN to MOUNTAIN HERITAGE BANK dated DECEMBER 10, 2004 and recorded in Deed Book I-27, Pages 471-478 of the Rabun County deed records given to secure a promissory note in the amount of SEVENTY THOUSAND AND 00/100 DOLLARS($70,000.00), there will be sold at public outcry to the highest and best bidder for cash before the Courthouse door of Rabun County, Georgia, within the legal hours of sale on TUESDAY, SEPTEMBER 3rd, 2013, the following described property: All that tract or parcel of land lying and being in Land Lot 12 of the Second Land District of Rabun County, Georgia and being 3.29 acres as described upon a plat of survey dated January 18, 2000 prepared by William F. Rolader, GRLS No. 2042, said survey being recorded in Plat Book 44, Page 243 of the Rabun County plat records. Said plat and the record of the same being incorporated herein by reference for a more full and complete description of the property of the property described herein. There is also conveyed a perpetual, non-exclusive easement over and across a gravel road 9-feet in width known as Scotts Creek Road extending from the above described lands over and across the adjacent lands of Lancy Brown to the public road system of Rabun County, Georgia. The Grantor reserves a perpetual, non-exclusive easement over and across Scotts Creek Road as shown upon the above referenced plat of survey for the purposes of access, ingress and egress to and from the adjoining lands of the Grantor and said easement shall be an easement appurtenant to the adjoining lands of the Grantor. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, non-payment of said debt. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorneys fees, notice having been given as provided by law. The said property will be sold as the property of Stephen C. Brown subject to the following: (1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) any outstanding ad valorem taxes and assessments; (5) any unpaid water or sewage bills, that constitute liens against the property; (6) matters of record superior to the security deed first set out above; and (7) The Helping Families Save Their Homes Act of 2009 (Public Law 111-22). To the best knowledge and belief of the undersigned Stephen C. Brown is in possession of said property. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) final confirmation and audit of the status of the loan with the holder of the security deed. A copy of this notice was mailed to the debtor to-wit: Stephen C. Brown by certified mail, return receipt requested, on August 2, 2013 in compliance with O.C.G.A. ? 44-14-162.2. FIRST AMERICAN BANK & TRUST AS SUCCESSOR IN INTEREST TO MOUNTAIN HERITAGE BANK AS ATTORNEY IN FACT FOR STEPHEN C. BROWN. Bruce Russell, Jr., Esq., RUSSELL & RUSSELL, PC., P.O. BOX 1202, CLAYTON, GA 30525, (706) 782-6240. THIS IS AN ACTION TO COLLECT A DEBT AND ANY INFORMATION OBTAINED PURSUANT THERETO WILL BE USED FOR THAT PURPOSE. 8-8,15,22,29

gpn11 NOTICE OF FORECLOSURE SALE UNDER POWER RABUN COUNTY, GEORGIA THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Under and by virtue of the Power of Sale contained in a Security Deed given by Glenda Ann Dockins to Mortgage Electronic Registration Systems, Inc. as nominee for Shelter Mortgage Company, LLC d/b/a Fairfield Mtg, dated December 28, 2005, and recorded in Deed Book K 29, Page 17, Rabun County, Georgia Records, as last transferred to Caliber Home Loans, Inc. by assignment to be recorded in the Office of the Clerk of Superior Court of Rabun County, Georgia Records conveying the after-described property to secure a Note in the original principal amount of One Hundred Twenty-Eight Thousand and 0/100 dollars ($128,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Rabun County, Georgia, within the legal hours of sale on September 3, 2013, the following described property: All that tract or parcel of land lying and being in Land Lot Number 21 of the Fifth Land District of Rabun County, Georgia and being more particularly described as follows, to wit: For a full and complete description of the real property being hereby conveyed, reference is hereby had and made to a plat of survey dated March 10, 2005 and prepared by T. Lamar Edwards, Georgia Registered Land Surveyor Number 1837. The real property being52 hereby conveyed is a 1.01 acre tract of land. Said plat is of record in Plat Book 52, page 173 in the Office of the Clerk of the Rabun Superior Court. Reference to said plat and the record thereof is for the express purpose of incorporating herein its description of a 1.01 acre tract of land as depicted thereon. TOGETHER WITH a perpetual, non exclusive Road Right of Way Easement over and across the gravel drive that extends in a northeasterly distance from the above described 1.01 acre tract of land to Old U.S. Highway 441. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Your mortgage servicer can be contacted at 800-401-6587 - Loss Mitigation Dept. or by writing to 13801 Wireless Way, Oklahoma City, Oklahoma 73134, to discuss possible alternatives to avoid foreclosure. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Glenda Ann Dockins or tenant(s); and said property is more commonly known as 1545 Old 441 South, Tiger, GA 30576. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code (2) final confirmation and audit of the status of the loan with the holder of the security deed and (3) any right of redemption or other lien not extinguished by foreclosure. Caliber Home Loans, Inc. as Attorney in Fact for Glenda Ann Dockins. Brock & Scott, PLLC., 4360 Chamblee Dunwoody Road, Suite 310, Atlanta, GA 30341, 404-789-2661, B &S file no.: 13-12558 8-8,15,22,29

gpn11 NOTICE OF SALE UNDER POWER GEORGIA, RABUN COUNTY Because of default in the payment of the indebtedness, secured by a Security Deed executed by Kevin P. Mclearn and Sharon M. Mclearn to RBC Centura Bank dated September 30, 2004 in the amount of $53,910.00, and recorded in Deed Book B27, Page 206, Rabun County, Georgia Records; as last transferred to PNC Bank, National Association, successor by merger to RBC Bank (USA), formerly known as RBC Centura Bank by assignment; the undersigned, PNC Bank, National Association, successor by merger to RBC Bank (USA), formerly known as RBC Centura Bank pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in September, 2013 , during the legal hours of sale, at the Courthouse door in Rabun County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land lying and being in Land Lot 24 and 25 of the 4th Land District of Rabun County, Georgia, and being all of Lot No. 109, Block JJ, Unit 1 of Kingwood Estates and consisting of 0.37 acre, more or less, as shown on that plat of the survey prepared by Leonidas Burton Sears, Georgia Registered Land Surveyor No. 2628, dated March 30, 2000, and recorded in Plat Book 45, Page 18 - 23 located in the Clerk`s Office, Rabun County Superior Court and reference to said plat being for the express purpose of incorporating its description herein. Conveyed herewith is a perpetual non-exclusive easement for access ingress and egress over and across the subdivision roads of Kingwood Estates to and from the above-referenced tract of land to the public road system. This property is subject to the covenants and restriction for Kingwood Subdivision recorded in Deed Book E-18, pages 98-107 and Deed Book A-7, pages 487-505, and all modifications and amendments thereto. which has the property address of Lot 109 JJ Lanc, Clayton, Georgia, together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys ' fees in accordance with the terms of the note secured by said deed. Notice has been also given, in writing and by certified mail, return receipt requested, to the borrower, of the name, address, and telephone number of the individual or entity who shall have full authority to negotiate, amend, and modify all terms of the Security Deed and the note thereby secured in accordance with O.C.G.A. Section 44-14-162.2(a). Said property will be sold as the property of Kevin P. Mclearn and Sharon M. Mclearn and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. Pursuant to O.C.G.A. 44-14-162.2, the name, address and telephone number of the individual or entity who shall have the full authority to negotiate, amend, or modify all terms of the above-described mortgage is as follows: PNC Mortgage, a division of PNC Bank, National Association, 3232 Newmark Drive, Miamisburg, OH 45342, Phone Number: (800) 523-8654. The foregoing notwithstanding, nothing in O.G.C.A. 44-14-162.2 shall require the secured creditor to negotiate, amend or modify the terms of the mortgage instrument. PNC Bank, National Association, successor by merger to RBC Bank (USA), formerly known as RBC Centura Bank. Attorney in Fact for Kevin P. Mclearn and Sharon M. Mclearn; McCurdy & Candler, L.L.C., (404) 373-1612, www.mccurdycandler.com; File No. 13-03248/CONV/efisher. THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 8-8,15,22,29

gpn11 NOTICE OF SALE UNDER POWER STATE OF GEORGIA COUNTY OF RABUN Under and by virtue of the power of sale contained in that certain Deed to Secure Debt executed by Sarah Elizabeth Gillespie in favor of Community Bank & Trust dated January 11, 2008, recorded at Deed Book E-33, Pages 89-91 of the Rabun County Deed Records, as assigned pursuant to that Transfer and Assignment of Deed to Secure Debt from FDIC, in its capacity as Receiver for Community Bank & Trust, to SCBT, N.A. d/b/a CBT, a Division of SCBT, N.A., dated January 28, 2011, recorded at Deed Book Y-36, Pages 583-598, aforesaid records, as well as under and by virtue of the power of sale contained in that certain Deed to Secure Debt dated January 11, 2008, recorded at Deed Book E-33, pages 92-94 of the Rabun County Deed Records, as assigned pursuant to that Transfer and Assignment of Deed to Secure Debt from FDIC, in its capacity as Receiver for Community Bank & Trust, to SCBT d/b/a CBT, a Division of SCBT, dated July 29, 2013, the undersigned will sell at public outcry to the highest bidder for cash before the door of the Courthouse of Rabun County, Georgia, during the legal hours of sale, on the first Tuesday in September, that being September 3, 2013, the following described property: All that tract or parcel of land lying and being in Land Lot 31 of the Third Land District, Rabun County, Georgia and being Tract 2 consisting of 8.57 acres more particularly described on that certain plat of survey prepared by Peter J. Pietraszuk, GRLS No. 2262, dated as revised on June 13, 2007 and recorded in Plat Book 55, Page 159 of the Rabun County plat records. Said plat and the record of the same being incorporated herein by reference for a more full and complete description of the property described herein. The two Security Deeds referenced above are hereinafter referred to as the Security Deeds. The debt secured by Security Deeds is evidenced by two Promissory Notes (the Notes) from Sarah Elizabeth Gillespie, dated January 11, 2008, one in the original principal amount of $50,000.00, and one in the original principal amount of $103,543.62, payable, principal and interest from the date thereof shown on said Notes on the unpaid balance until paid. Default has occurred in the payment of the debt evidenced by the Notes and secured by the Security Deeds as a result of the nonpayment of installments owed thereunder. The total balance of said debt have, therefore, been declared due and the Security Deeds foreclosable according to their terms. The debt remaining in default, the property will be sold to the highest bidder for cash as the property of Sarah Elizabeth Gillespie, the proceeds to be applied to the payment of said indebtedness, attorneys fees (notice of intention to collect attorneys fees having been given), and the lawful expenses of said sale, all as provided in the Notes and the Security Deeds, said sale to be subject to any and all unpaid taxes and assessments, and restrictions, easements and liens of record with priority over the Security Deeds referenced above. To the best of the undersigned knowledge and belief, the property is in the possession of Sarah Elizabeth Gillespie and will be sold as the property of Sarah Elizabeth Gillespie. The undersigned will execute a deed to the purchaser as authorized in the aforementioned Security Deeds. Sarah Elizabeth Gillespie, By: SCBT d/b/a CBT, a Division of SCBT f/k/a; SCBT, N.A. d/b/a CBT, a Division of SCBT, N.A., as Attorney-in-Fact. Hulsey, Oliver & Mahar, LLP. P.O. Box 1457, Gainesville, GA 30503 (770)532-6312, ASH/jbp/279/10017/153715 8-8,15,22,29

gpn09 Notice of General Election Notice is hereby given that a General Election for the City of Clayton will be held November 5, 2013 for the office(s) of Mayor, Council Member Post 1, and Council Member Post 2. Qualifying for said election will be held on the following dates, location listed below: Monday, August 26, 2013 at 8:30 am in the Elections and Registration Office at 19 Jo Dotson Circle, Suite 201 Clayton, Ga. 30525 and shall end on Friday August 30, 2013 at 4:30 pm. The qualifying fee for said office(s) will be: Mayor $225.00, Council Member Post 1, and 2 $54.00. The last day to register and be eligible to vote in this election will be October 7, 2013. The polls will be open on Election Day from 7:00am until 7:00pm. If there is a need for a runoff election, the date of this election will be December 3, 2013. Tammy Whitmire Rabun County Elections Supervisor 8-15,22

gpn09 Notice of General Election Notice is hereby given that a General Election for the City of Dillard will be held November 5, 2013 for the office(s) of Mayor, Council Member Post 1, Council Member Post 3, and Council Member Post 5. Qualifying for said election will be held on the following dates, location listed below: Monday, August 26, 2013 at 8:30 am in the Elections and Registration Office at 19 Jo Dotson Circle, Suite 201 Clayton, Ga. 30525 and shall end on Friday August 30, 2013 at 4:30 pm. The qualifying fee for said office(s) will be: Mayor $372.00, Council Member Post 1, 3, and 5, $36.00. The last day to register and be eligible to vote in this election will be October 7, 2013. The polls will be open on Election Day from 7:00am until 7:00pm. If there is a need for a runoff election, the date of this election will be December 3, 2013. Tammy Whitmire Rabun County Elections Supervisor 8-15,22

gpn09 Notice of General Election Notice is hereby given that a General Election for the City of Mountain City will be held November 5, 2013 for the office(s) of Council Member Post 2, and Council Member Post 3. Qualifying for said election will be held on the following dates, location listed below: Monday, August 26, 2013 at 8:30 am in the Elections and Registration Office at 19 Jo Dotson Circle, Suite 201 Clayton, Ga. 30525 and shall end on Friday August 30, 2013 at 4:30 pm. The qualifying fee for said office(s) will be: Council Member Post 2, and 3 $15.00. The last day to register and be eligible to vote in this election will be October 7, 2013. The polls will be open on Election Day from 7:00am until 7:00pm. If there is a need for a runoff election, the date of this election will be December 3, 2013. Tammy Whitmire Rabun County Elections Supervisor 8-15,22

gpn06 APPLICATION TO REGISTER A BUSINESS TO BE CONDUCTED UNDER TRADE NAME, PARTNERSHIP OR OTHERS STATE OF GEORGIA COUNTY OF RABUN The undersigned does hereby certify that Strong Cord Infrastructure Systems Management, LLC conducting a business as Strong Cord Systems in the City of Clayton, County of Rabun in the State of Georgia, under the name of Strong Cord Systems and that the nature of the business is IT Infrastructure Design & Management and that the names and addresses of the persons, firms or partnership owning and carrying on said trade or business are 989 Pinnacle Dr., Clayton, GA 30525. Filed in office, this 23 rd day of July, 2013. Holly E Henry-Perry, Clerk Superior Court, Rabun County, GA 8-15,22

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