Newsbank Archive
October 20, 2014
Clayton Legals 2.28.13
Feb 28, 2013 | 0 0 comments | 106 106 recommendations | email to a friend | print
gpn18

IN THE PROBATE COURT OF RABUN COUNTY

STATE OF GEORGIA

IN RE: ESTATE OF JOHN STARINCHUCK

ESTATE NO. 3807

REQUEST BY NOMINATED ADMINISTRATOR FOR GRANT OF CERTAIN POWERS

NOTICE

Timothy Starinchuck has petitioned for the grant of certain powers contained in O.C.G.A. §53-12-261 in regard to the above estate. All interested parties are hereby notified to show cause why said petition should not be granted. All objections to the petition must be in writing, setting forth the grounds of any such objections, and must be filed with the court on or before 5:00 p.m., March 4, 2013. All pleadings/objections must be signed before a notary public or before a probate court clerk, and filing fees must be tendered with your pleadings/objections, unless you qualify to file as an indigent party. (Contact probate court personnel at the address/telephone number listed below for the required amount of filing fees.) If any objections are filed, the Petition may be denied or a hearing will be scheduled for a later date. If no objections are filed, the petition may be granted without a hearing. Lillian W. Garrett, Probate Judge, 25 Courthouse Square, Suite 215, Clayton, GA 30525. Telephone Number (706) 782-3614

2-7,14,21,28

gpn11

NOTICE OF SALE UNDER POWER

GEORGIA, RABUN COUNTY

THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by Thor Anderson to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR FREMONT INVESTMENT & LOAN, dated September 18, 2006, recorded in Deed Book W30, Page 40, Rabun County, Georgia records, as last transferred to HSBC BANK USA, NATIONAL ASSOCIATION, AS TRUSTEE FOR FREMONT HOME LOAN TRUST 2006-D, MORTGAGE-BACKED CERTIFICATES, SERIES 2006-D by assignment recorded or to be recorded, Rabun County, Georgia records conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED THIRTY-EIGHT THOUSAND, SEVEN HUNDRED TWENTY AND NO/100 DOLLARS ($138,720.00); with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Rabun County, Georgia, within the legal hours of sale on the first Tuesday in March, 2013 the following described property: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 1 OF THE FOURTH LAND DISTRICT OF RABUN COUNTY, GEORGIA AND BEING TRACT C, CONSISTING OF 0.51 ACRE AS DESCRIBED UPON PLAT OF SURVEY DATED JANUARY 23, 2003, PREPARED BY WILLIAM F. ROLADER, GEORGIA REGISTERED LAND SURVEYOR NO. 2042, SAID SURVEY BEING RECORDED IN THE OFFICE OF THE CLERK OF THE SUPERIOR COURT OF RABUN COUNTY, GEORGIA IN PLAT BOOK 48, PAGE 241. SAID SURVEY IS INCORPORATED HEREIN BY REFERENCE FOR A FULL AND COMPLETE DESCRIPTION OF THE ABOVE DESCRIBED LANDS. THERE IS ALSO CONVEYED A PERPETUAL, NON-EXCLUSIVE EASEMENT TO USE MAINTAIN AND REPAIR THAT CERTAIN ROAD SIXTEEN (16) FEET IN WIDTH EXTENDING FROM MERRYDALE ROAD TOGETHER WITH A PERPETUAL, NON EXCLUSIVE EASEMENT TO USE MAINTAIN AND REPAIR A CULDESAC HAVING A RADIUS OF TWENTY (20) FEET, SAID ROAD AND CULD\ESAC BEING SHOWN UPON THE ABOVE REFERENCED PLAT OF SURVEY, SAID EASEMENT SHALL BE FOR THE PURPOSES OF ACCESS, INGRESS AND EGRESS TO AND FROM TRACT C AND BE AN EASEMENT APPURTENANT TO TRACT C AND SHALL INURE TO THE BENEFIT OF THE OWNERS OF TRACTS C, THEIR HEIRS, SUCCESSORS, TRANSFEREES AND ASSIGNS. THE GRANTOR RESERVES THE RIGHT FOR HIMSELF, HIS HEIRS, SUCCESSORS, TRANSFEREES AND ASSIGNS, TO USE MAINTAIN AND REPAIR THE ABOVE DESCRIBED ROAD AND CULDESAC FOR PURPOSES OF ACCESS, INGRESS AND EGRESS TO AND FROM TRACT A AND TRACT B AS SHOWN UPON THE ABOVE REFERENCED PLAT OF SURVEY. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Ocwen Loan Servicing LLC, Attention: Home Retention Department, 1661 Worthington Road, Suite 100, West Palm Beach, FL 33409, Fax 407-737-5693. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the parties in possession of the property are Thor Anderson or a tenant or tenants and said property is more commonly known as 218 Merrydale Ln, Clayton, GA 30525. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. HSBC BANK USA, NATIONAL ASSOCIATION, AS TRUSTEE FOR FREMONT HOME LOAN TRUST 2006-D, MORTGAGE-BACKED CERTIFICATES, SERIES 2006-D. As Attorney in Fact for Thor Anderson. Weissman, Nowack, Curry & Wilco, PC, Attn: Ocwen Team, One Alliance Center, 3500 Lenox Road, Atlanta, GA 30326, (866) 357-8501, Our File# 013142

2-7,14,21,28

gpn11

NOTICE OF SALE UNDER POWER

GEORGIA, RABUN COUNTY

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Under and by virtue of the Power of Sale contained in a Security Deed given by Beverly Harden to Mortgage Electronic Registration Systems, Inc. as nominee for Primary Capital Advisors, LC, its successors and assigns , dated April 21, 2006, recorded in Deed Book Y29, Page 4, Rabun County, Georgia Records, as last transferred to JPMorgan Chase Bank, National Association by assignment recorded in Deed Book D39, Page 295, Rabun County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of FOUR HUNDRED SEVENTEEN THOUSAND AND 0/100 DOLLARS ($417,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Rabun County, Georgia within the legal hours of sale on the first Tuesday in March, 2013, the following described property:All of the leasehold interest in and to all that tract or parcel of land lying and being in Land Lot 129 of the 13th Land District of Rabun County, Georgia, and being designated as Georgia Power Company Lease Lot 39 Area 1 of Lake Rabun Recreational Development containing 1.62 acres as shown upon that certain plat of survey prepared by William F Rolader, Georgia Registered Land Surveyor No. 2042, dated January 15, 2004, revised April 19, 2006, which is recorded in the office of the clerk of Rabun Superior Court in Plat Book 56, page 291. Reference is had and made to said plat and record of the same for a full and complete description of the herein described property. There is also conveyed herewith all improvements, buildings and structures located on the above-referenced Georgia Power lease lot. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). JPMorgan Chase Bank, National Association holds the Note and Security Deed to the above-referenced property and services the above-referenced loan on behalf of the current owner of the loan: Federal National Mortgage Association (“Fannie Mae”). »JPMorgan Chase Bank, National Association can be contacted at 800-446-8939 or by writing to 3415 Vision Drive, Columbus, OH 43219, to discuss possible alternatives to foreclosure, and has the authority to negotiate, amend or modify the terms of the loan. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Beverly Harden or a tenant or tenants and said property is more commonly known as 1007 Bear Gap Rd, Lakemont, Georgia 30552. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. JPMorgan Chase Bank, National Association as Attorney in Fact for Beverly Harden Johnson & Freedman, LLC 1587 Northeast Expressway Atlanta, Georgia 30329 (770) 234-9181, MSP/ef2 3/5/13 Our file no. 1907712-FT20

2-7,14,21,28

gpn11

NOTICE OF SALE UNDER POWER

GEORGIA, RABUN COUNTY

By virtue of the power of sale contained in a Security Deed from Frances E. Doster and Raymond Doster to Mortgage Electronic Registration Systems Inc., as nominee for Synovus Mortgage Corp. dated October 24, 2006 recorded in Deed Book Z-30, Page 599-614 , Rabun County Records, and last assigned to U.S. Bank National Association, as Trustee for J.P. Morgan Mortgage Trust 2007-S1, conveying the after-described property to secure a Note in the original principal amount of FOUR HUNDRED SIXTY THOUSAND AND 00/100 ($460,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash, before the Courthouse door of Rabun County, Georgia, during the legal hours of sale on the first Tuesday, March 5, 2013 the following described property, to wit: All that tract or parcel of land lying and being in the Fifth Land District of Rabun County, Georgia and being a part of Lot Number 75 in said District and being more particularly described as follows to wit: Beginning at an iron pin corner on the East side of the Old Burton Road on the Northwest corner of the lands herein described and being the Southwest corner of the Hampton Lot; thence North 86 degrees 30 minutes East 190 feet to an iron pin corner; thence Southerly a straight course a distance of 50 feet to the Roy Millians Lots; thence Westerly along the North side of the said Roy Millians Lot 190 feet back to the East side of the Old Burton Road; thence along and with the East side of said road a distances of 50 feet to the iron pin corner, being the said beginning point. Said lot being situated between the Hampton lot and the said Roy Millians Lot. The Grantor also conveys hereby to Grantee and his assigns his a right to obtain water for domestic purposes and to pipe same from the spring on Mrs. L.W. Jones adjacent land, in common with the rights reserved by Mrs. L.W. Jones to use the water for herself and the other lots owners who have or may acquire a right, is mentioned in deed from Mrs. W.L. Jones to Mrs. Cora Johnson, dated September 15, 1960 and recorded in Rabun County, Georgia deed Records in deed Book L-3, page 383. The Debt secured by said Security Deed has been and is hereby declared due because of nonpayment of the indebtedness when due and in the manner provided in the Note and Security Deed. The debt remaining in default, the sale will be made for the purpose of paying the same and all expenses of sale, as provided in the Security Deed and by law, including attorney’s fees, notice of intent to collect attorney’s fees having been given. Said property will be sold subject to any outstanding ad valorem taxes, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property Frances E. Doster and Raymond Doster or, a tenant or tenants, and said property was or is commonly known as 418 Timpson Cove Road, Clayton, GA 30525. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. U.S. Bank National Association, as Trustee for J.P. Morgan Mortgage Trust 2007-S1, As Attorney in Fact for Frances E. Doster and Raymond Doster. Martin & Brunavs, 2800 North Druid Hills Rd., Building B, Suite 100, Atlanta, GA 30329, (404) 982-0088, M&B File No.: 11-10932. THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR, ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

2-7,14,21,28

gpn11

GEORGIA, RABUN COUNTY

NOTICE OF SALE UNDER POWER

Under and by virtue of the power of sale contained in that Deed to Secure Debt from Sheldon Bearden and Lorelei Bearden to Community Bank & Trust dated April 22, 2005, recorded among Rabun County, Georgia Records in Deed Book A28, Page 293, held by SCBT, N.A. d/b/a CBT, a Division of SCBT, N.A. pursuant to that Purchase and Assumption Agreement among Federal Deposit Insurance Corporation as Receiver of Community Bank & Trust, SCBT, N.A., and the Federal Deposit Insurance Corporation, dated January 29, 2010 and pursuant to Assignment from Federal Deposit Insurance Corporation as Receiver of Community Bank & Trust to SCBT, N.A. d/b/a CBT, a Division of SCBT, N.A., the undersigned will sell at public outcry to the highest bidder for cash before the Courthouse door in said County, during the legal hours of sale, on the first Tuesday in March, 2013 by SCBT d/b/a CBT, a Division of SCBT, f/k/a SCBT, N.A. d/b/a CBT, a Division of SCBT, N.A., as Attorney-in-Fact for Sheldon Bearden and Lorelei Bearden the following described property: All that tract or parcel of land lying and being in Land Lot 28 of the Fourth Land District of Rabun County, Georgia and being more particularly described as 3.11 acres as described upon a plat of survey dated April 25, 1995 and prepared to T. Lamar Edwards, Georgia Registered Land Surveyor No. 1837. Said plat is of record in Plat Book 36, Page 252, in the Office of the Clerk of the Rabun County Superior Court. Reference is had and made to said plat and the record thereof for a full and complete description of the real property depicted thereon. LESS AND EXCEPT Tract 2, containing 2.00 acres, as shown on a plat of survey prepared by Appalachian Surveying Company, Inc. dated October 24, 2007 and being recorded among Rabun County, Georgia in Plat Book 59, Page 26. The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of said indebtedness, among other possible events of default, this sale will be made for the purposes of paying the same and all expenses of sale, including attorney's fees (notice having been given as provided by law). The property will be sold subject to the following: (1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) the outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills, that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the security deed first set out above. The entity with full authority to negotiate, amend and modify all terms of the mortgage with Debtor is SCBT d/b/a CBT, a Division of SCBT, 448 North Main Street, Cornelia, Georgia, 30531; phone number 706-894-4107. To the best of the undersigned's knowledge and belief, the parties in possession are Sheldon Bearden and Lorelei Bearden or a tenant or tenants. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Deed to Secure Debt. SCBT d/b/a CBT, a Division of SCBT, f/k/a SCBT, N.A. d/b/a CBT, a Division of SCBT, N.A. as Attorney-in-fact for Sheldon Bearden and Lorelei Bearden. This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose. M. Keith York, Kimzey, Kimzey & York, P. O. Box 38, Cornelia, GA 30531, (706) 778-6823.

2-7,14,21,28

gpn11

GEORGIA, RABUN COUNTY

NOTICE OF SALE UNDER POWER

Under and by virtue of the power of sale contained in that Deed to Secure Debt from Sheldon Bearden and Lorelei Bearden to Community Bank & Trust dated December 31, 2004, recorded among Rabun County, Georgia Records in Deed Book L27, Page 661, held by SCBT, N.A. d/b/a CBT, a Division of SCBT, N.A. pursuant to that Purchase and Assumption Agreement among Federal Deposit Insurance Corporation as Receiver of Community Bank & Trust, SCBT, N.A., and the Federal Deposit Insurance Corporation, dated January 29, 2010 and pursuant to Assignment from Federal Deposit Insurance Corporation as Receiver of Community Bank & Trust to SCBT, N.A. d/b/a CBT, a Division of SCBT, N.A., the undersigned will sell at public outcry to the highest bidder for cash before the Courthouse door in said County, during the legal hours of sale, on the first Tuesday in March, 2013 by SCBT d/b/a CBT, a Division of SCBT, f/k/a SCBT, N.A. d/b/a CBT, a Division of SCBT, N.A., as Attorney-in-Fact for Sheldon Bearden and Lorelei Bearden the following described property: TRACT ONE: All that tract or parcel of land lying and being in Land Lot 28 of the Fourth Land District of Rabun County, Georgia and being more particularly described as 14.89 acres as described upon a plat of survey dated February 2, 2004 and prepared by William F. Rolander, Georgia Registered Land Surveyor No. 2042. Said plat is of record in Plat Book 51, Page 128, in the Office of the Clerk of the Rabun Superior Court. Reference is had and made to said plat and the record thereof for a full and complete description of the real property depicted thereon. As depicted on said plat, a portion of the southwesterly boundary line of said tract or parcel of land is the center line of a branch. Said tract or parcel of land is hereby conveyed subject to the meandering of said branch. LESS AND EXCEPT all that tract or parcel of land lying and being in Land Lot 28 of the 4th Land District of Rabun County, Georgia being shown and designated as Tract 3, containing 0.11 acre as shown on a plat of survey prepared for CBT, a division of SCBT by Appalachian Surveying Company, Inc. dated December 28, 2012 and being recorded among Rabun County Georgia Records in Plat Book 61, Page 332. TRACT TWO: All that tract or parcel of land lying and being in Land Lot 28 of the Fourth Land District of Rabun County, Georgia and being more particularly described as 7.05 acres as described upon a plat of survey dated May 13, 1987 and prepared by William F. Rolader, Georgia Registered Land Surveyor No. 2042. Said plat is of record in Plat Book 24, page 191, in the Office of the clerk of the Rabun Superior Court. Reference is had and made to said plat and the record thereof for a full and complete description of the real property depicted thereon. Said tract or parcel of land is conveyed subject to a non-exclusive road right of way easement along that certain twelve (12) foot side private road depicted on said plat traversing said tract. Also conveyed is a perpetual, non-exclusive road right of way easement along said private road which provides access to the above described tract from Wolf Creek Road. Said road right of way easement is for the purpose of providing ingress to and egress from said tract of parcel of land with Wolf Creek Road. Said easement is described in a road right of way easement dated November 7, 1994 to Bill Ramey. The above described tract or parcel of land is subject to the certain easement by and between Henry Holland, Angie Holland and George Carpenter dated February 9, 1987 which is recorded in Deed Book S-10, page 209 aforesaid records. Also conveyed is that certain road right of way easement as described in an easement of record in Deed Book H-15, page 138, aforesaid records. LESS AND EXCEPT all that tract or parcel of land lying and being in Land Lot 28 of the 4th Land District of Rabun County, Georgia being shown and designated as Tract 1, containing 5.00 acres and Tract 2, containing 1.85 acres on a plat of survey prepared by William F. Rolader, R.L.S., dated March 16, 2005 and being recorded among Rabun County, Georgia Records in Plat Book 54, page 96. The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of said indebtedness, among other possible events of default, this sale will be made for the purposes of paying the same and all expenses of sale, including attorney's fees (notice having been given as provided by law). The property will be sold subject to the following: (1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) the outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills, that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the security deed first set out above. The entity with full authority to negotiate, amend and modify all terms of the mortgage with Debtor is SCBT d/b/a CBT, a Division of SCBT, 448 North Main Street, Cornelia, Georgia, 30531; phone number 706-894-4107. To the best of the undersigned's knowledge and belief, the parties in possession are Sheldon Bearden and Lorelei Bearden or a tenant or tenants. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Deed to Secure Debt. SCBT d/b/a CBT, a Division of SCBT, f/k/a SCBT, N.A. d/b/a CBT, a Division of SCBT, N.A. as Attorney-in-fact for Sheldon Bearden and Lorelei Bearden. This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose. M. Keith York, Kimzey, Kimzey & York, P. O. Box 38, Cornelia, GA 30531, (706) 778-6823

2-7,14,21,28

gpn11

STATE OF GEORGIA

COUNTY OF RABUN

NOTICE OF SALE UNDER POWER

IN DEED TO SECURE DEBT

Under and by virtue of the power of sale contained in that certain Deed to Secure Debt from Guy Fisher and Marion Fisher to The Mortgage People Co. in the original principal amount of $137,000.00 dated 10/01/2003, and recorded in Deed Book F25, page 264, Rabun County records, said Security Deed being last transferred and assigned to Principle Residential Mortgage, Inc. in Deed Book Q25, page 641, Rabun County records, the undersigned will sell at public outcry to the highest bidder for cash before the Courthouse door in said County, during the legal hours of sale, on the first Tuesday of March, 2013 by CitiMortgage, Inc., successor by merger with Principal Residential Mortgage, Inc., as Attorney-in-Fact for Guy Fisher and Marion Fisher the following described property: All that tract or parcel of land lying and being in Land Lot 22 of the Second Land District of Rabun County, Georgia in the City of Clayton, containing 0.27 acre of land, and being more fully described according to plat of survey for Guy O. Fisher and Marlon M. Fisher by T. Lamar Edwards, Georgia Registered Land Surveyor No. 1837, dated June 29, 1987 and recorded in the Office of the Clerk of Rabun Superior Court in Plat Book 25, Page 33. Said survey is incorporated herein by reference for a full and complete description of the above-described lands. Property known as: 330 Warwoman Rd, Clayton, GA 30525. The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purposes of paying the same and all expenses of sale, including attorney's fees, (notice having been given as provided by law). The property will be sold as the property of Guy Fisher and Marion Fisher subject to the following: (1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) the outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills, that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the security deed first set out above. CitiMortgage, Inc., successor by merger with Principal Residential Mortgage, Inc. holds the Note and referenced Security Deed and services the loan on behalf of Federal Home Loan Mortgage Corporation, the current owner of your loan. Pursuant to O.C.G.A. Section 44-14-162.2 the name of the person or entity who has the full authority to negotiate, amend, or modify the terms of the aforementioned indebtedness is: CitiMortgage, Inc., 1000 Technology Drive, O`Fallon, MO 63368, PH: 866-272-4749. Pursuant to O.C.G.A Section 44-14-162.2, nothing contained in this Notice of Sale shall obligate any entity to negotiate, amend, or modify said indebtedness. To the best of the undersigned's knowledge and belief, the party in possession is Guy Fisher and Marion Fisher. CitiMortgage, Inc., successor by merger with Principal Residential Mortgage, Inc., as Attorney-in-fact for Guy Fisher and Marion Fisher. This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose. Pendergast & Associates, P.C., 115 Perimeter Center Place, South Terraces, Suite 1000, Atlanta, GA 30346, Phone - 770-392-0398, Toll Free - 866-999-7088, www.penderlaw.com, Our File No. 13-00223-1.

2-7,14,21,28

gpn11

NOTICE OF SALE UNDER POWER

GEORGIA, RABUN COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by John David Young, Jr. and Penelope Palmer Young to Mortgage Electronic Registration Systems, Inc., as nominee for Taylor, Bean & Whitaker Mortgage Corp., its successors and assigns dated February 23, 2009 in the amount of $275,000.00, and recorded in Deed Book S34, Page 141, Rabun County, Georgia Records; as last transferred to Cenlar FSB by assignment; the undersigned, Cenlar FSB pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in March, 2013 , during the legal hours of sale, at the Courthouse door in Rabun County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land lying and being in land lot 37, fifth land district, Rabun County, Georgia, and being designated as lot 21, containing 0.79 acre of land, as more particularly described upon that certain plat of survey of Arrendale Place subdivision, dated May 17, 2005, prepared by William J. Rolader, GRLS No. 2042, as per plat recorded in plat book 54, page 162, Rabun County records, which plat is incorporated herein and made a part hereof by reference, which has the property address of 170 Bridgewood Dr, Tiger, Georgia., together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Notice has been also given, in writing and by certified mail, return receipt requested, to the borrower, of the name, address, and telephone number of the individual or entity who shall have full authority to negotiate, amend, and modify all terms of the Security Deed and the note thereby secured in accordance with O.C.G.A. Section 44-14-162.2(a). Said property will be sold as the property of John David Young, Jr. and Penelope Palmer Young and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. Cenlar FSB, Attorney in Fact for John David Young, Jr. and Penelope Palmer Young, McCurdy & Candler, L.L.C., (404) 373-1612, www.mccurdycandler.com, File No. 12-09813 /FHLMC/sstojanovic. THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

2-7,14,21,28

gpn11

STATE OF GEORGIA

COUNTY OF RABUN

NOTICE OF SALE UNDER POWER

Under and by virtue of the power of sale contained in a Security Deed from STACEY K. WOODALL to UNITED COMMUNITY BANK, dated September 8, 2009, recorded September 11, 2009, in Deed Book K35, Page 108, Rabun County, Georgia records, said Security Deed being given to secure a Note from STACEY K. WOODALL of even date, with interest from date at a rate per cent per annum on the unpaid balance until paid; there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Rabun County, Georgia, within the legal hours of sale on the first Tuesday in March, 2013, the following described property: TRACT TWO: All that tract or parcel of land lying and being in Land Lot 36 of the Second Land District of Rabun County, Georgia, and being designated as Tract B containing 0.37 acre as more fully described on that certain plat of survey prepared by William F. Rolader, Georgia Registered Land Surveyor No. 2042, dated January 14, 2004, which is recorded in the office of the clerk of Rabun Superior Court in Plat Book 53, page 49. Reference is had and made to said plat and record of the same for a full and complete description of the property herein described. This conveyance is made subject to the rights of others to use that certain 12 foot roadway which is shown upon the above referenced plat of survey. This conveyance is made subject to that portion of the same which lies within the bounds of the abandoned Tallulah Falls Railroad right-of-way. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, easements, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is STACEY K. WOODALL or a tenant or tenants. UNITED COMMUNITY BANK, as attorney in Fact for STACEY K. WOODALL, L. Lou Allen, Stites & Harbison, PLLC, 11 Mountain Street, Suite 8, Blue Ridge, Georgia 30513, (706) 632-7923

File No. 7484A-02697

2-7,14,21,28

gpn11

GEORGIA

RABUN COUNTY

NOTICE OF SALE UNDER POWER OF SECURITY DEED

By virtue of a Power of Sale contained in a security deed from PERRY LUNSFORD to MOUNTAIN HERITAGE BANK dated July 20, 2006 and recorded in Deed Book K-30, Pages 434-436 of the Rabun County deed records given to secure a promissory note in the amount of ONE HUNDRED THIRTY-TWO THOUSAND ONE HUNDRED TWO AND 55/100 Dollars($132,102.55), there will be sold at public outcry to the highest and best bidder for cash before the Courthouse door of Rabun County, Georgia, within the legal hours of sale on TUESDAY, MARCH 5, 2013, the following described property: All that tract or parcel of land lying and being in Land Lot 1 of the 5th Land District of Rabun County, Georgia, and being designated as containing 3.40 acres of land as more particularly described according to that certain plat of survey dated February 20, 2004, prepared by T. Lamar Edwards, Georgia Registered Land Surveyor No. 1837, said plat being recorded in Plat Book 48, Page 239, Clerk’s Office, Rabun Superior Court, reference to said plat being for the express purpose of incorporating its description herein. Said property is conveyed subject to easements of record or actually existing upon said property. Also, conveyed to Grantee, his heirs, successors, and assigns is a perpetual non-exclusive 30-foot wide easement for ingress and egress from John English Drive to the subject property herein described, as shown on the above referenced plat of survey. Less and except the following described property: All that tract or parcel of land lying and being in Land Lot 1 of the Fifth Land District of Rabun County, Georgia and being designated as Tract 1, containing 1.131 acres as more fully described on that certain plat of survey prepared by Kenyon L. Miller, Georgia Registered Land Surveyor No. 2595, dated November 27, 2006, revised March 19, 2008, which is recorded in the office of the Clerk of Rabun Superior Court in Plat Book 59, Page 203, reference is had and made to said plat and record of the same for a full and complete description of the property herein described. There is also conveyed herewith a perpetual nonexclusive easement for ingress and egress to and from the above-described property over and across that certain thirty foot (30’) paved easement and thirty foot (30’) gravel easement which provides ingress and egress to and from the above described property from John English Drive and which are shown upon the herein referenced plat of survey. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, non-payment of said debt. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorneys’ fees, notice having been given as provided by law. The said property will be sold as the property of Perry Lunsford subject to the following: (1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) any outstanding ad valorem taxes and assessments; (5) any unpaid water or sewage bills, that constitute liens against the property; (6) matters of record superior to the security deed first set out above; and (7) The Helping Families Save Their Homes Act of 2009 (Public Law 111-22). To the best knowledge and belief of the undersigned Perry Lunsford is in possession of said property. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) final confirmation and audit of the status of the loan with the holder of the security deed. A copy of this notice was mailed to the debtor to-wit: Perry Lunsford by certified mail, return receipt requested, on January 31, 2013 in compliance with O.C.G.A. § 44-14-162.2. First American Bank & Trust as successor in interest to Mountain Heritage Bank As Attorney in Fact for PERRY LUNSFORD Bruce Russell, Jr. Esq. RUSSELL & RUSSELL, PC., P.O. BOX 1202, CLAYTON, GA 30525, (706) 782-6240. This is an action to collect a debt and any information obtained pursuant thereto will be used for that purpose.

2-7,14,21,28

gpn11

GEORGIA

RABUN COUNTY

NOTICE OF SALE UNDER POWER OF SECURITY DEED

By virtue of a Power of Sale contained in a security deed from JULIA ANN ANDREWS to EDWARD E. ANDREWS dated March 30, 2007 and recorded in Deed Book U-31, Pages 332-345 of the Rabun County deed records given to secure a promissory note in the amount of and FIFTY-TWO THOUSAND THREE HUNDRED AND 00/100 Dollars($52,300.00), there will be sold at public outcry to the highest and best bidder for cash before the Courthouse door of Rabun County, Georgia, within the legal hours of sale on TUESDAY, MARCH 5, 2013, the following described property: All that tract or parcel of land lying and being in Land Lot 24 and 36 of the 5th Land District, Rabun County, Georgia, and being more particularly described as Lot 1 according to Plat of Survey dated March 29, 1989 prepared by A. B. Turnbull, RLS, said plat being recorded in Plat Book 35, Page 63, Clerk's Office, Rabun County Deed Records, reference to said plat being for the express purpose of incorporating its description herein. Also conveyed is the right to use an easement 20 feet in width and an easement 30 feet in width for the purpose of ingress and egress to the above-described Lot 1 as depicted on the plat recorded in Plat Book 35, Page 63, of the Rabun County plat records. Also conveyed is the right to obtain water from the well located on the property owned by G. Thomas Adams and Dana H. Adams located in Land Lot 24 and 36 of the 5th land district as designated by plat of survey for Bruce L. Donald and recorded in Plat Book 35, Page 63. Property herein conveyed is subject to that portion of the same lying and being within the right-of-way of that road traversing the westerly boundary of the property and that 30’ easement running along the easterly boundary of said property and the rights of others to use same. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, non-payment of said debt. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorneys’ fees, notice having been given as provided by law. The said property will be sold as the property of Julia Ann Andrews subject to the following: (1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) any outstanding ad valorem taxes and assessments; (5) any unpaid water or sewage bills, that constitute liens against the property; (6) matters of record superior to the security deed first set out above; and (7) The Helping Families Save Their Homes Act of 2009 (Public Law 111-22). To the best knowledge and belief of the undersigned Julia Ann Andrews is in possession of said property. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) final confirmation and audit of the status of the loan with the holder of the security deed. A copy of this notice was mailed to the debtor to-wit: Julia Ann Andrews by certified mail, return receipt requested, on January 31, 2013 in compliance with O.C.G.A. § 44-14-162.2. EDWARD E. ANDREWS As Attorney in Fact for JULIA ANN ANDREWS, Bruce Russell, Jr., Esq. RUSSELL & RUSSELL, PC., P.O. BOX 1202, CLAYTON, GA 30525, (706) 782-6240

This is an action to collect a debt and any information obtained pursuant thereto will be used for that purpose.

2-7,14,21,28

gpn11

NOTICE TO FORECLOSE RIGHT TO REDEEM

TO: B.A. Wentz

Patricia G. Wentz

P.O. Box 65

Sandy Springs, SC 29677

TAKE NOTICE THAT: The right to redeem the following described property, to wit: All that tract or parcel of land lying and being in Land Lot 1, of the 4th Land District of Rabun County, Georgia and being designated as Lot 1398, of Screamer Mountain Subdivision, as shown upon the plat of survey by T. Lamar Edwards, Georgia Registered Surveyor, recorded Plat Book 11, Page 70, in the Office of the Clerk of Rabun Superior Court, which plat is incorporated herein by reference for a more complete description of the land herein described. This conveyance is made subject to any and all restrictions which affect the property herein conveyed and particularly those restrictions recorded in Deed Book X-4, Page 437, in the Office of the Clerk of Rabun Superior Court. As described in Deed Book Z11, Page 517. Further described as Map & Parcel 052A084, will expire and be forever foreclosed and barred on and after the 25th day of March, 2013. The tax deed to which this notice relates is dated the 7th day of June, 2011, and is recorded in the office of the clerk of the Superior Court of Rabun County, Georgia, in Deed Book K-37, at Pages 142-143. The property may be redeemed at any time before the 25th day of March, 2012, by payment of the redemption price as fixed and provided by law to the undersigned at the following address: T and T Brothers, P.O. Box 475, Tiger, Georgia 30576, Phone: 706-982-5451. Please be governed accordingly. This 4th day of February, 2013. J. David Smith, Attorney for Christopher Dinofrio, 17 Chechero Street, Clayton, GA 30525. (706) 782-4285.

2-7,14,21,28

gpn11

NOTICE TO FORECLOSE RIGHT TO REDEEM

TO: Benjamin V. Duran

Angelica L. Duran

79 Clayton Drive

Clayton, GA 30525

-&-

110 Parker Robinson Lane

Clayton, GA 30525

TAKE NOTICE THAT: The right to redeem the following described property, to wit: All that tract or parcel of land lying and being in Land Lot 9, of the Second Land District or Rabun County, Georgia, and being in the City of Clayton, Georgia and being Tract 1, consisting of 0.59 acre, more or less, as shown upon a plat of survey dated June 27, 1995, revised September 19, 2002 and revised June 24, 2004, prepared by William F. Rolader, Georgia Registered Land Surveyor No. 2042, said survey being recorded in the Office of the Clerk of Rabun Superior Court in Plat Book 53, Page 27. Said survey is incorporated herein by reference for a full and compete description of the above-described lands. There is also conveyed a perpetual, non-exclusive easement over and across gravel drives Ten (10) feet in width extending from the East boundary of Clayton Drive over and across adjacent lands to the West boundary of the above-described property. Said easement shall be for purposes of access, ingress and egress to and from the above-described lands and shall inure to the benefit of the Grantees their heirs, successors, transferees and assigns. As described in Deed Book R26, Page 3. Further described as Map & Parcel C001034, will expire and be forever foreclosed and barred on and after the 25th day of March, 2013. The tax deed to which this notice relates is dated the 7th day of June, 2011, and is recorded in the office of the clerk of the Superior Court of Rabun County, Georgia, in Deed Book K-37, at Pages 130-131. The property may be redeemed at any time before the 25th day of March, 2013, by payment of the redemption price as fixed and provided by law to the undersigned at the following address: T and T Brothers, P.O. Box 475, Tiger, Georgia 30576, Phone: 706-982-5451. Please be governed accordingly. This 4th day of February , 2013.J. David Smith, Attorney for T and T Brothers, 17 Chechero Street, Clayton, GA 30525, (706) 782-4285.

2-7,14,21,28

gpn07

STATE OF GEORGIA

COUNTY OF RABUN

NOTICE TO CREDITORS AND DEBTORS

All persons indebted to Mildred L Rogers, deceased, are hereby notified to make immediate payment to the undersigned and all creditors of said decedent are hereby notified to render their claims to the undersigned. This the 6th day of February, 2013. Witness my/hand(s) and seal(s), on the day above written. (Patrick W. Rogers acting as Executor of the Mildred L. Rogers estate.) Address: 30 Windy Hill Lane, Dillard GA 30537, Telephone: (706) 746-7399.

2-14,21,28,3-7

gpn07

STATE OF GEORGIA

COUNTY OF RABUN

NOTICE TO CREDITORS AND DEBTORS

All persons indebted to Lois Carter Webb, deceased, are hereby notified to make immediate payment to the undersigned and all creditors of said decedent are hereby notified to render their claims to the undersigned. This the 8th day of February, 2013. Witness my/our hand(s) and seal(s), on the day above written. (Joseph R. Webb acting as Executor of the Lois Carter Webb estate.) Address: 130 Summer Shade Lane, Clayton, GA 30525. Telephone: (706) 782-9204

2-14,21,28, 3-7

gpn07

STATE OF GEORGIA

COUNTY OF RABUN

NOTICE TO CREDITORS AND DEBTORS

All persons indebted to Wayne A. Ballew, deceased, are hereby notified to make immediate payment to the undersigned and all creditors of said decedent are hereby notified to render their claims to the undersigned. This the 8th day of February, 2013. Witness my/our hand(s) and seal(s), on the day above written. (Marilyn B. Ballew acting as Executrix of the Wayne A. Ballew estate.) Address: 623 Dunlap Street, Clayton, GA 30525. Telephone: (706) 782-2166

2-14,21,28, 3-7

gpn07

STATE OF GEORGIA

COUNTY OF RABUN

NOTICE TO CREDITORS AND DEBTORS

All persons indebted to William Karl Duckworth, deceased, are hereby notified to make immediate payment to the undersigned and all creditors of said decedent are hereby notified to render their claims to the undersigned. This the 4th day of February, 2013. Witness my/our hand(s) and seal(s), on the day above written. (Mary Sue R. Duckworth acting as Executrix of the William Karl Duckworth estate.) P O Box 71, Tiger, GA 30576. Telephone: (706) 982-0463

2-14,21,28, 3-7

NOTICE OF ELECTION TO THE QUALIFIED VOTERS OF

RABUN COUNTY, GEORGIA

NOTICE IS HEREBY GIVEN that on the 19th day of March, 2013, an election will be held at the regular polling places in all the election districts of Rabun County, Georgia (the “County”), at which time there will be submitted to the qualified voters of the County for their determination the question of whether a one percent special purpose local option sales and use tax (the “Sales and Use Tax”) shall be continued on all sales and uses in the special district created in the County for a period of six years commencing upon the expiration of the Sales and Use Tax currently in effect for the raising of approximately $20,000,000 for the purpose of funding capital outlay projects specified in the form of the ballot set forth below. If imposition of the tax is approved by the voters, such vote shall also constitute an approval of the issuance of general obligation debt of the County secured first by the Sales and Use Tax in the maximum aggregate principal amount not to exceed $9,100,000 (the “Debt”). The proceeds of the Debt, if issued, shall be used to pay the costs of (i) all or a portion of the County’s projects, (ii) capitalized interest on the Debt and (iii) the costs of issuing the Debt. The Debt, if so authorized, may be issued by the County in whole or in part and in one or more series and shall bear interest at rates not exceeding 8% per annum from the first day of the month during which the Debt is to be issued or from such other date as may be designated by the County prior to the issuance of the Debt. The actual rate or rates shall be determined in a supplemental resolution to be adopted by the County prior to the issuance of the Debt. The amount of principal to be paid in each year during the life of such Debt shall be as follows:

Year Amount

2014 $1,405,000

2015 1,445,000

2016 1,490,000

2017 1,535,000

2018 1,580,000

2019 1,645,000

Total $9,100,000

Any brochures, listings, or other advertisements issued by the Board of Commissioners or by any other person, firm, corporation or association with the knowledge and consent of the Board of Commissioners, shall be deemed to be a statement of intention of the Board of Commissioners concerning the use of the proceeds of the Debt, and such statement of intention shall be binding upon the Board of Commissioners in the expenditure of such Debt or interest received from such Debt to the extent provided in Section 36-8-1 of the Official Code of Georgia Annotated. The principal and interest on the Debt are expected to be paid from proceeds of the Sales and Use Tax and shall be payable in lawful money of the United States of America. Pursuant to O.C.G.A. 3682100, the County notifies all interested parties that no independent performance audit or performance review (the “Audit”) will be conducted with respect to the Debt. However the County will continue to ensure that Debt proceeds are expended efficiently and economically, as intended by the Audit. The ballots to be used at the Election shall have written or printed thereon substantially the following: “( ) Yes. ( ) No. Shall a one percent special purpose local option sales and use tax be continued in the special district of Rabun County for a period of time of six years and for the raising of an estimated amount of $20,000,000 for the purpose of (1) funding water and sewer improvements, parks and recreation improvements, including a golf course, solid waste management infrastructure, a senior center, roads, streets and bridges and fire protection in Rabun County; (2) funding water and sewer improvements, fiber optic infrastructure and City Hall improvements in the City of Dillard; (3) funding sewer improvements, roads and streets and City Hall improvements in the City of Sky Valley; (4) funding roads, streets and bridges and public safety improvements in the City of Mountain City; (5) funding roads, streets and bridges, parks and recreation, a municipal maintenance building and water and sewer improvements in the City of Tiger; and (6) funding water improvements, roads, bridges and trails and public safety improvements in the City of Tallulah Falls? If imposition of the tax is approved by the voters, such vote shall also constitute approval of the issuance of the general obligation debt of Rabun County in the principal amount of not to exceed $9,100,000 for the purpose of funding all or a portion of the County projects.” The several places for holding said election shall be at the regular and established voting precincts of the election districts of the County, and the polls will be open from 7:00 a.m. to 7:00 p.m. on the date fixed for the election. The last day to register to vote in this election shall be February 19, 2013. Those residents of the County qualified to vote at said election shall be determined in all respects in accordance with the election laws of the State of Georgia. This notice is given pursuant to a resolution of the Board of Elections of Rabun County, adopted on December 10, 2012. /s/ Sid Neville, Board of Elections of Rabun County.

2-14,21,28, 3-7,14

gpn07

STATE OF GEORGIA

COUNTY OF RABURN

NOTICE TO CREDITORS AND DEBTORS

All persons indebted to Patsy Ayers Stroupe, deceased, are hereby notified to make immediate payment to the undersigned and all creditors of said decedent are hereby notified o render their claims to the undersigned. This the 8th day of February, 2013. Witness my/our hand(s) and seal(s), on the day above written. (Robert M. Allen acting as Executor of the Patsy Ayers Stroupe estate.) Address: 118 Dogwood Ridge Drive, New Market, AL 35761, Telephone: (256) 527-8587.

2-14,21,28,3-7

gpn07

STATE OF GEORGIA

COUNTY OF RABURN

NOTICE TO CREDITORS AND DEBTORS

All persons indebted to Thomas B. Coleman, deceased, are hereby notified to make immediate payment to the undersigned and all creditors of said decedent are hereby notified to render their claims to the undersigned. This the 11th day of February, 2013. Witness my/our hand(s) and seal(s), on the day above written. (Ruth Faye Coleman acting as Executrix of the Thomas B. Coleman estate.) Address: 2349 Hwy. 76 W, Clayton, GA 30525, Telephone: 706-782-2158.

2-14,21,28,3-7

gpn18

IN THE PROBATE COURT

COUNTY OF RABUN

STATE OF GEORGIA

IN RE: ESTATE OF: John Ralph Roquemore, Deceased

ESTATE NO: 3879

PETITION FOR LETTERS OF ADMINISTRATION

NOTICE

Karen D. Roquemore has petitioned to be appointed Administrator of the estate of John Ralph Roquemore, deceased,of said County. (The Petitioner has also applied for waiver of bond and/or grant of certain powers contained in O.C.G.A. §53-12-261.) All interested parties are hereby notified to show cause why said petition should not be granted. All objections to the petition must be in writing, setting forth the grounds of any such objections, and must be filed with the court on or before March 18, 2013. All pleadings/objections must be signed under oath before a notary public or before a probate clerk, and filing fees must be tendered with your pleadings/objections, unless you qualify to file as an indigent party. Contact probate court personnel at the following address/telephone number for the required amount filing fees. If any objections are filed, a hearing will be scheduled at a later date. If no objections are filed, the petition may be granted without a hearing. Lillian W. Garrett, Probate Judge, By Kathy Holcomb, Probate Clerk/Deputy Clerk, Address: 25 Courthouse Square, Suite 215, Clayton, GA 30525, Telephone Number: 706-782-3614.

2-21,28,3-7,14

gpn07

STATE OF GEORGIA

COUNTY OF RABUN

NOTICE TO CREDITORS AND DEBTORS

All persons indebted to Coyt Marvin English, deceased, are hereby notified to make immediate payment to the undersigned and all creditors of said decedent are hereby notified to render their claims to the undersigned. This the 13th day of February, 2013. Witness my/our hand(s)and seal(s), on the day above written. (Imogene H. English acting as Executrix of the Coyt Marvin English estate.) Address: 3694 Persimmon Road, Clayton, GA 30525, Telephone: 706-782-3598

2-21,28,3-7,14

gpn06

APPLICATION TO REGISTER A BUSINESS TO BE CONDUCTED

UNDER TRADE NAME, PARTNERSHIP OR OTHERS

STATE OF GEORGIA

COUNTY OF RABUN

The undersigned does hereby certify that Becky L Hoover conducting a business as R L Hoover, Inc. in the City of Clayton County of Rabun in the State of Georgia, under the name of The Parker Ranch and that the nature of the business is Retreat/Travel Accommodation and that the name and addresses of the persons, firms or partnership owning and carrying on said trade or business are Becky L Hoover, 95 Parker Lane, Clayton, GA 30525 alt address: 1194 Rosedale Rd, Atlanta, GA 30306. Becky L Hoover, Owner. Filed in office, this 8th day of February, 2013, Holly E Henry-Perry, Clerk Superior Court, Rabun County, GA.

2-21,28

gpn07

STATE OF GEORGIA

COUNTY OF RABUN

NOTICE TO CREDITORS AND DEBTORS

All persons indebted to Alney Harris Owens, deceased, are hereby notified to make immediate payment to the undersigned and all creditors of said decedent are hereby notified to render their claims to the undersigned. This the 14th day of February, 2013. Witness my/our hand(s) and seal(s), on the day above written. (Alma Owens acting as Executrix of the Alney Harris Owens estate.) Address: 615 Walking Stick Rd., Clayton GA 30525, Telephone: 706-782-3728.

2-21,28,3-7,14

gpn07

STATE OF GEORGIA

COUNTY OF RABUN

NOTICE TO CREDITORS AND DEBTORS

All persons indebted to Corbett Jarrett Church, deceased, are hereby notified to make immediate payment to the undersigned and all creditors of said decedent are hereby notified to render their claims to the undersigned. This the 15th day of February, 2013. Witness my/our hand(s) and seal(s), on the day above written. (Darlene K. Carver acting as Executrix of the Corbett Jarrett Church estate.) Address: PO Box 126, Clayton, GA 30525, Telephone: 706-490-5417.

2-21,28,3-7,14

gpn07

STATE OF GEORGIA

COUNTY OF RABUN

NOTICE TO CREDITORS AND DEBTORS

All persons indebted to Sallie Nichols aka Sally Nichols, deceased, are hereby notified to make immediate payment to the undersigned and all creditors of said decedent are hereby notified to render their claims to the undersigned. This the 21st day of February, 2013. Witness my/our hand(s) and seal(s), on the day above written. (C. Kenneth Nichols acting as Administrator of the Sallie Nichols aka Sally Nichols estate.) Address: 509 Stekoa Falls Rd., Clayton, GA 30525. Telephone: (706) 782-3588

2-28, 3-7,14,21

gpn07

STATE OF GEORGIA

COUNTY OF RABUN

NOTICE TO CREDITORS AND DEBTORS

All persons indebted to Sara Lipps Moss, deceased, are hereby notified to make immediate payment to the undersigned and all creditors of said decedent are hereby notified to render their claims to the undersigned. This the 19th day of February, 2013. Witness my/our hand(s) and seal(s), on the day above written. (Joseph L. Moss acting as Executor of the Sara Lipps Moss estate.) Address: 1041 Deerfield Drive, Clayton, GA 30525 Telephone: (706) 782-1682

2-28,3-7,14,21

gpn07

STATE OF GEORGIA

COUNTY OF RABUN

NOTICE TO CREDITORS AND DEBTORS

All persons indebted to Jason Dee Speed, deceased, are hereby notified to make immediate payment to the undersigned and all creditors of said decedent are hereby notified to render their claims to the undersigned. This the 19th day of February, 2013. Witness my/our hand(s) and seal(s), on the day above written. (Billie Ann Diaz acting as Administrator of the Jason Dee Speed estate.) Address: PO Box 281, Cornelia, GA 30531, Telephone: (706) 968-6558

2-28,3-7,14,21

gpn08

IN THE SUPERIOR COURT OF RABUN COUNTY

STATE OF GEORGIA

Joyce Yvonne Wilbanks-Keith, Plaintiff - James Lawrence Keith, Defendant,

CIVIL ACTION NO.2013-CV-0057-S

NOTICE OF PUBLICATION

By order for service by publication dated 2/19/2013, you are hereby notified that on the 15th day of February, 2013, Joyce Yvonne Wilbanks-Keith filed suit against you for divorce. You are required to file with the Clerk of the Superior Court, and serve upon plaintiff’s attorney, an answer in writing within sixty (60) days of the date of the order for publication. This the 19th day of February, 2013. WITNESS, the Honorable Russell W. Smith, Judge of this Superior Court. Clerk, Superior Court, Holly Henry-Perry.

2-28, 3-7,14,21

gpn14

U.S. Department of Agriculture

Forest Service

Chattooga River Ranger District

Chattahoochee-Oconee National Forests

The USDA-Forest Service, Chattooga River Ranger District, is requesting public comment on the following proposal re-route the Pinnacle Trail in an effort to redirect the trail to a sustainable grade and condition at the Courthouse Gap juncture of the Bartram Trail in Rabun County, GA. Presently, the trail consists of 0.75 miles of highly eroded trail. This project will reroute the trai(1) Construction of approximately 4,066 feet of new trail, maximum width between 3 to 4 feet; (2) Remove hazard trees within the project area; hazard trees and snags that are broken off or that are leaning, unstable, positioned over the trailway; (3) Construction of approximately 25 new drain dips on the new reroute, directing water from the trail where washing of the trailbed can occur and mitigate spots that might hold water in low places; and (4) Decommission the old trail, by placing large woody debris across the current tread and re-establishing native vegetation as needed. A more detailed description and other information about these proposals is available for review at the Chattooga River Ranger District office located at 9975 Hwy. 441S, Lakemont, GA. This information is also available for viewing on the Forest’s website at "http://www.fs.usda.gov/conf" www.fs.usda.gov/conf. This proposal is categorically excluded from documentation in an Environmental Assessment or an Environmental Impact Statement pursuant to 36 CFR 220.6(e). The decision will be subject to administrative appeal in accordance with 36 CFR 215. How to Comment and Timeframe. Written, facsimile, hand-delivered, oral, and electronic comments concerning this proposed action will be accepted for 30 calendar days following the date of publication of this notice in The Clayton Tribune. The publication date in the newspaper of record is the exclusive means for calculating the comment period for this analysis. Those wishing to comment should not rely upon dates or timeframe information provided by any other source. The regulations prohibit extending the length of the comment period. Written comments must be submitted to: Edward Hunter, Jr., District Ranger, 9975 Hwy. 441 South, Lakemont, GA, 30552. The office business hours for those submitting oral or hand-delivered comments are: Monday thru Friday 8:00 a.m. to 12:00 and 1:00 to 4:30 p.m., excluding holidays. The telephone number to call to comment or to request more information is 706-754-6221. Electronic comments must be submitted in a format such as an email message, plain text (.txt), rich text format (.rtf), or Word (.doc) to "mailto:janicepmiller@fs.fed.us" janicepmiller@fs.fed.us. In cases where no identifiable name is attached to a comment, a scanned signature is one way to provide verification. It is the responsibility of persons providing comments to submit them by the close of the comment period. Only those who submit timely and substantive comments will have eligibility to appeal the subsequent decision under 36 CFR 215. Individuals and organizations wishing to be eligible to appeal must meet the information requirements of 36 CFR 215.6.

2-28

gpn07

STATE OF GEORGIA

COUNTY OF RABUN

NOTICE TO CREDITORS AND DEBTORS

All persons indebted to Paulette K. Ritchie, deceased, are hereby notified to make immediate payment to the undersigned and all creditors of said decedent are hereby notified to render their claims to the undesigned. This the 25th day of February, 2013. Witness my/our hand(s) and seal(s), on the day above written. (Robert Edward Cannon acting as Executor of the Paulette K. Ritchie estate.) Address: 3483 Germany Rd. Clayton, GA 30525, Telephone: (706) 782-5893.

2-28,3-7,14,21

gpn18

NOTICE

PROBATE COURT OF RABUN COUNTY

RE: PETITION OF Earl Stephens Smith FOR DISCHARGE AS Executor OF THE ESTATE OF Retta McLamb Smith, DECEASED

TO: The beneficiaries under the will, and to whom it may concern. This is to notify you to file objection, if there is any, to the above referenced petition, in this Court on or before March 11, 2013. BE NOTIFIED FURTHER: All objections to the petition must be in writing, setting forth the grounds of any such objections. All pleadings/objections must be signed before a notary pubic or before a probate court clerk, and filing fees must be tendered with your pleadings/objections, unless you qualify to file as an indigent party. Contact probate court personnel at the following address/telephone number for the required amount of filing fees. If any objections are filed, a hearing will be scheduled at a later date. If no objections are filed, the petition may be granted without a hearing. Lillian W. Garrett, Probate Judge, By: Savannah B. Dixon, Probate Clerk/Deputy Clerk, Address: 25 Courthouse Square, Suite 215, Clayton, GA 30525, Telephone Number: 706-782-3614.

2-28-3-7

gpn18

IN THE PROBATE COURT

COUNTY OF RABUN

STATE OF GEORGIA

IN RE: ESTATE OF Joseph James Bauer, Deceased ESTATE NO. 3854

PETITION FOR LETTERS OF ADMINISTRATION

NOTICE

Jessie Aaron Bauer has petitioned to be appointed Administrator of the estate of Joseph James Bauer, deceased, of said County. (The Petitioner has also applied for waiver of bond and/or grant of certain powers contained in O.C.G.A. §53-12-261.) All interested parties are hereby notified to show cause why said petition should not be granted. All objections to the petition must be in writing, setting forth the grounds of any such objections, and must be filed with the court on or before March 25, 2013. All pleadings/objections must be signed under oath before a notary public or before a probate court clerk, and filing fees must be tendered with your pleadings/objections, unless you qualify to file as an indigent party. Contact probate court personnel at the following address/telephone number for the required amount of filing fees. If any objections are filed, a hearing will be scheduled at a later date. If no objections are filed, the petition may be granted without a hearing. Lillian W. Garrett, Probate Judge, By: Kathy Holcomb, Probate Clerk/Deputy Clerk, Address: 25 Courthouse Square, Suite 215, Clayton, GA 30525, Telephone Number: 706-782-3614.,

2-28,3-7,14,21
Clayton Legals 2.28.13
Feb 28, 2013 | 7711 views | 0 0 comments | 106 106 recommendations | email to a friend | print
gpn18

IN THE PROBATE COURT OF RABUN COUNTY

STATE OF GEORGIA

IN RE: ESTATE OF JOHN STARINCHUCK

ESTATE NO. 3807

REQUEST BY NOMINATED ADMINISTRATOR FOR GRANT OF CERTAIN POWERS

NOTICE

Timothy Starinchuck has petitioned for the grant of certain powers contained in O.C.G.A. §53-12-261 in regard to the above estate. All interested parties are hereby notified to show cause why said petition should not be granted. All objections to the petition must be in writing, setting forth the grounds of any such objections, and must be filed with the court on or before 5:00 p.m., March 4, 2013. All pleadings/objections must be signed before a notary public or before a probate court clerk, and filing fees must be tendered with your pleadings/objections, unless you qualify to file as an indigent party. (Contact probate court personnel at the address/telephone number listed below for the required amount of filing fees.) If any objections are filed, the Petition may be denied or a hearing will be scheduled for a later date. If no objections are filed, the petition may be granted without a hearing. Lillian W. Garrett, Probate Judge, 25 Courthouse Square, Suite 215, Clayton, GA 30525. Telephone Number (706) 782-3614

2-7,14,21,28

gpn11

NOTICE OF SALE UNDER POWER

GEORGIA, RABUN COUNTY

THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by Thor Anderson to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR FREMONT INVESTMENT & LOAN, dated September 18, 2006, recorded in Deed Book W30, Page 40, Rabun County, Georgia records, as last transferred to HSBC BANK USA, NATIONAL ASSOCIATION, AS TRUSTEE FOR FREMONT HOME LOAN TRUST 2006-D, MORTGAGE-BACKED CERTIFICATES, SERIES 2006-D by assignment recorded or to be recorded, Rabun County, Georgia records conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED THIRTY-EIGHT THOUSAND, SEVEN HUNDRED TWENTY AND NO/100 DOLLARS ($138,720.00); with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Rabun County, Georgia, within the legal hours of sale on the first Tuesday in March, 2013 the following described property: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 1 OF THE FOURTH LAND DISTRICT OF RABUN COUNTY, GEORGIA AND BEING TRACT C, CONSISTING OF 0.51 ACRE AS DESCRIBED UPON PLAT OF SURVEY DATED JANUARY 23, 2003, PREPARED BY WILLIAM F. ROLADER, GEORGIA REGISTERED LAND SURVEYOR NO. 2042, SAID SURVEY BEING RECORDED IN THE OFFICE OF THE CLERK OF THE SUPERIOR COURT OF RABUN COUNTY, GEORGIA IN PLAT BOOK 48, PAGE 241. SAID SURVEY IS INCORPORATED HEREIN BY REFERENCE FOR A FULL AND COMPLETE DESCRIPTION OF THE ABOVE DESCRIBED LANDS. THERE IS ALSO CONVEYED A PERPETUAL, NON-EXCLUSIVE EASEMENT TO USE MAINTAIN AND REPAIR THAT CERTAIN ROAD SIXTEEN (16) FEET IN WIDTH EXTENDING FROM MERRYDALE ROAD TOGETHER WITH A PERPETUAL, NON EXCLUSIVE EASEMENT TO USE MAINTAIN AND REPAIR A CULDESAC HAVING A RADIUS OF TWENTY (20) FEET, SAID ROAD AND CULD\ESAC BEING SHOWN UPON THE ABOVE REFERENCED PLAT OF SURVEY, SAID EASEMENT SHALL BE FOR THE PURPOSES OF ACCESS, INGRESS AND EGRESS TO AND FROM TRACT C AND BE AN EASEMENT APPURTENANT TO TRACT C AND SHALL INURE TO THE BENEFIT OF THE OWNERS OF TRACTS C, THEIR HEIRS, SUCCESSORS, TRANSFEREES AND ASSIGNS. THE GRANTOR RESERVES THE RIGHT FOR HIMSELF, HIS HEIRS, SUCCESSORS, TRANSFEREES AND ASSIGNS, TO USE MAINTAIN AND REPAIR THE ABOVE DESCRIBED ROAD AND CULDESAC FOR PURPOSES OF ACCESS, INGRESS AND EGRESS TO AND FROM TRACT A AND TRACT B AS SHOWN UPON THE ABOVE REFERENCED PLAT OF SURVEY. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Ocwen Loan Servicing LLC, Attention: Home Retention Department, 1661 Worthington Road, Suite 100, West Palm Beach, FL 33409, Fax 407-737-5693. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the parties in possession of the property are Thor Anderson or a tenant or tenants and said property is more commonly known as 218 Merrydale Ln, Clayton, GA 30525. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. HSBC BANK USA, NATIONAL ASSOCIATION, AS TRUSTEE FOR FREMONT HOME LOAN TRUST 2006-D, MORTGAGE-BACKED CERTIFICATES, SERIES 2006-D. As Attorney in Fact for Thor Anderson. Weissman, Nowack, Curry & Wilco, PC, Attn: Ocwen Team, One Alliance Center, 3500 Lenox Road, Atlanta, GA 30326, (866) 357-8501, Our File# 013142

2-7,14,21,28

gpn11

NOTICE OF SALE UNDER POWER

GEORGIA, RABUN COUNTY

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Under and by virtue of the Power of Sale contained in a Security Deed given by Beverly Harden to Mortgage Electronic Registration Systems, Inc. as nominee for Primary Capital Advisors, LC, its successors and assigns , dated April 21, 2006, recorded in Deed Book Y29, Page 4, Rabun County, Georgia Records, as last transferred to JPMorgan Chase Bank, National Association by assignment recorded in Deed Book D39, Page 295, Rabun County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of FOUR HUNDRED SEVENTEEN THOUSAND AND 0/100 DOLLARS ($417,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Rabun County, Georgia within the legal hours of sale on the first Tuesday in March, 2013, the following described property:All of the leasehold interest in and to all that tract or parcel of land lying and being in Land Lot 129 of the 13th Land District of Rabun County, Georgia, and being designated as Georgia Power Company Lease Lot 39 Area 1 of Lake Rabun Recreational Development containing 1.62 acres as shown upon that certain plat of survey prepared by William F Rolader, Georgia Registered Land Surveyor No. 2042, dated January 15, 2004, revised April 19, 2006, which is recorded in the office of the clerk of Rabun Superior Court in Plat Book 56, page 291. Reference is had and made to said plat and record of the same for a full and complete description of the herein described property. There is also conveyed herewith all improvements, buildings and structures located on the above-referenced Georgia Power lease lot. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). JPMorgan Chase Bank, National Association holds the Note and Security Deed to the above-referenced property and services the above-referenced loan on behalf of the current owner of the loan: Federal National Mortgage Association (“Fannie Mae”). »JPMorgan Chase Bank, National Association can be contacted at 800-446-8939 or by writing to 3415 Vision Drive, Columbus, OH 43219, to discuss possible alternatives to foreclosure, and has the authority to negotiate, amend or modify the terms of the loan. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Beverly Harden or a tenant or tenants and said property is more commonly known as 1007 Bear Gap Rd, Lakemont, Georgia 30552. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. JPMorgan Chase Bank, National Association as Attorney in Fact for Beverly Harden Johnson & Freedman, LLC 1587 Northeast Expressway Atlanta, Georgia 30329 (770) 234-9181, MSP/ef2 3/5/13 Our file no. 1907712-FT20

2-7,14,21,28

gpn11

NOTICE OF SALE UNDER POWER

GEORGIA, RABUN COUNTY

By virtue of the power of sale contained in a Security Deed from Frances E. Doster and Raymond Doster to Mortgage Electronic Registration Systems Inc., as nominee for Synovus Mortgage Corp. dated October 24, 2006 recorded in Deed Book Z-30, Page 599-614 , Rabun County Records, and last assigned to U.S. Bank National Association, as Trustee for J.P. Morgan Mortgage Trust 2007-S1, conveying the after-described property to secure a Note in the original principal amount of FOUR HUNDRED SIXTY THOUSAND AND 00/100 ($460,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash, before the Courthouse door of Rabun County, Georgia, during the legal hours of sale on the first Tuesday, March 5, 2013 the following described property, to wit: All that tract or parcel of land lying and being in the Fifth Land District of Rabun County, Georgia and being a part of Lot Number 75 in said District and being more particularly described as follows to wit: Beginning at an iron pin corner on the East side of the Old Burton Road on the Northwest corner of the lands herein described and being the Southwest corner of the Hampton Lot; thence North 86 degrees 30 minutes East 190 feet to an iron pin corner; thence Southerly a straight course a distance of 50 feet to the Roy Millians Lots; thence Westerly along the North side of the said Roy Millians Lot 190 feet back to the East side of the Old Burton Road; thence along and with the East side of said road a distances of 50 feet to the iron pin corner, being the said beginning point. Said lot being situated between the Hampton lot and the said Roy Millians Lot. The Grantor also conveys hereby to Grantee and his assigns his a right to obtain water for domestic purposes and to pipe same from the spring on Mrs. L.W. Jones adjacent land, in common with the rights reserved by Mrs. L.W. Jones to use the water for herself and the other lots owners who have or may acquire a right, is mentioned in deed from Mrs. W.L. Jones to Mrs. Cora Johnson, dated September 15, 1960 and recorded in Rabun County, Georgia deed Records in deed Book L-3, page 383. The Debt secured by said Security Deed has been and is hereby declared due because of nonpayment of the indebtedness when due and in the manner provided in the Note and Security Deed. The debt remaining in default, the sale will be made for the purpose of paying the same and all expenses of sale, as provided in the Security Deed and by law, including attorney’s fees, notice of intent to collect attorney’s fees having been given. Said property will be sold subject to any outstanding ad valorem taxes, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property Frances E. Doster and Raymond Doster or, a tenant or tenants, and said property was or is commonly known as 418 Timpson Cove Road, Clayton, GA 30525. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. U.S. Bank National Association, as Trustee for J.P. Morgan Mortgage Trust 2007-S1, As Attorney in Fact for Frances E. Doster and Raymond Doster. Martin & Brunavs, 2800 North Druid Hills Rd., Building B, Suite 100, Atlanta, GA 30329, (404) 982-0088, M&B File No.: 11-10932. THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR, ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

2-7,14,21,28

gpn11

GEORGIA, RABUN COUNTY

NOTICE OF SALE UNDER POWER

Under and by virtue of the power of sale contained in that Deed to Secure Debt from Sheldon Bearden and Lorelei Bearden to Community Bank & Trust dated April 22, 2005, recorded among Rabun County, Georgia Records in Deed Book A28, Page 293, held by SCBT, N.A. d/b/a CBT, a Division of SCBT, N.A. pursuant to that Purchase and Assumption Agreement among Federal Deposit Insurance Corporation as Receiver of Community Bank & Trust, SCBT, N.A., and the Federal Deposit Insurance Corporation, dated January 29, 2010 and pursuant to Assignment from Federal Deposit Insurance Corporation as Receiver of Community Bank & Trust to SCBT, N.A. d/b/a CBT, a Division of SCBT, N.A., the undersigned will sell at public outcry to the highest bidder for cash before the Courthouse door in said County, during the legal hours of sale, on the first Tuesday in March, 2013 by SCBT d/b/a CBT, a Division of SCBT, f/k/a SCBT, N.A. d/b/a CBT, a Division of SCBT, N.A., as Attorney-in-Fact for Sheldon Bearden and Lorelei Bearden the following described property: All that tract or parcel of land lying and being in Land Lot 28 of the Fourth Land District of Rabun County, Georgia and being more particularly described as 3.11 acres as described upon a plat of survey dated April 25, 1995 and prepared to T. Lamar Edwards, Georgia Registered Land Surveyor No. 1837. Said plat is of record in Plat Book 36, Page 252, in the Office of the Clerk of the Rabun County Superior Court. Reference is had and made to said plat and the record thereof for a full and complete description of the real property depicted thereon. LESS AND EXCEPT Tract 2, containing 2.00 acres, as shown on a plat of survey prepared by Appalachian Surveying Company, Inc. dated October 24, 2007 and being recorded among Rabun County, Georgia in Plat Book 59, Page 26. The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of said indebtedness, among other possible events of default, this sale will be made for the purposes of paying the same and all expenses of sale, including attorney's fees (notice having been given as provided by law). The property will be sold subject to the following: (1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) the outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills, that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the security deed first set out above. The entity with full authority to negotiate, amend and modify all terms of the mortgage with Debtor is SCBT d/b/a CBT, a Division of SCBT, 448 North Main Street, Cornelia, Georgia, 30531; phone number 706-894-4107. To the best of the undersigned's knowledge and belief, the parties in possession are Sheldon Bearden and Lorelei Bearden or a tenant or tenants. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Deed to Secure Debt. SCBT d/b/a CBT, a Division of SCBT, f/k/a SCBT, N.A. d/b/a CBT, a Division of SCBT, N.A. as Attorney-in-fact for Sheldon Bearden and Lorelei Bearden. This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose. M. Keith York, Kimzey, Kimzey & York, P. O. Box 38, Cornelia, GA 30531, (706) 778-6823.

2-7,14,21,28

gpn11

GEORGIA, RABUN COUNTY

NOTICE OF SALE UNDER POWER

Under and by virtue of the power of sale contained in that Deed to Secure Debt from Sheldon Bearden and Lorelei Bearden to Community Bank & Trust dated December 31, 2004, recorded among Rabun County, Georgia Records in Deed Book L27, Page 661, held by SCBT, N.A. d/b/a CBT, a Division of SCBT, N.A. pursuant to that Purchase and Assumption Agreement among Federal Deposit Insurance Corporation as Receiver of Community Bank & Trust, SCBT, N.A., and the Federal Deposit Insurance Corporation, dated January 29, 2010 and pursuant to Assignment from Federal Deposit Insurance Corporation as Receiver of Community Bank & Trust to SCBT, N.A. d/b/a CBT, a Division of SCBT, N.A., the undersigned will sell at public outcry to the highest bidder for cash before the Courthouse door in said County, during the legal hours of sale, on the first Tuesday in March, 2013 by SCBT d/b/a CBT, a Division of SCBT, f/k/a SCBT, N.A. d/b/a CBT, a Division of SCBT, N.A., as Attorney-in-Fact for Sheldon Bearden and Lorelei Bearden the following described property: TRACT ONE: All that tract or parcel of land lying and being in Land Lot 28 of the Fourth Land District of Rabun County, Georgia and being more particularly described as 14.89 acres as described upon a plat of survey dated February 2, 2004 and prepared by William F. Rolander, Georgia Registered Land Surveyor No. 2042. Said plat is of record in Plat Book 51, Page 128, in the Office of the Clerk of the Rabun Superior Court. Reference is had and made to said plat and the record thereof for a full and complete description of the real property depicted thereon. As depicted on said plat, a portion of the southwesterly boundary line of said tract or parcel of land is the center line of a branch. Said tract or parcel of land is hereby conveyed subject to the meandering of said branch. LESS AND EXCEPT all that tract or parcel of land lying and being in Land Lot 28 of the 4th Land District of Rabun County, Georgia being shown and designated as Tract 3, containing 0.11 acre as shown on a plat of survey prepared for CBT, a division of SCBT by Appalachian Surveying Company, Inc. dated December 28, 2012 and being recorded among Rabun County Georgia Records in Plat Book 61, Page 332. TRACT TWO: All that tract or parcel of land lying and being in Land Lot 28 of the Fourth Land District of Rabun County, Georgia and being more particularly described as 7.05 acres as described upon a plat of survey dated May 13, 1987 and prepared by William F. Rolader, Georgia Registered Land Surveyor No. 2042. Said plat is of record in Plat Book 24, page 191, in the Office of the clerk of the Rabun Superior Court. Reference is had and made to said plat and the record thereof for a full and complete description of the real property depicted thereon. Said tract or parcel of land is conveyed subject to a non-exclusive road right of way easement along that certain twelve (12) foot side private road depicted on said plat traversing said tract. Also conveyed is a perpetual, non-exclusive road right of way easement along said private road which provides access to the above described tract from Wolf Creek Road. Said road right of way easement is for the purpose of providing ingress to and egress from said tract of parcel of land with Wolf Creek Road. Said easement is described in a road right of way easement dated November 7, 1994 to Bill Ramey. The above described tract or parcel of land is subject to the certain easement by and between Henry Holland, Angie Holland and George Carpenter dated February 9, 1987 which is recorded in Deed Book S-10, page 209 aforesaid records. Also conveyed is that certain road right of way easement as described in an easement of record in Deed Book H-15, page 138, aforesaid records. LESS AND EXCEPT all that tract or parcel of land lying and being in Land Lot 28 of the 4th Land District of Rabun County, Georgia being shown and designated as Tract 1, containing 5.00 acres and Tract 2, containing 1.85 acres on a plat of survey prepared by William F. Rolader, R.L.S., dated March 16, 2005 and being recorded among Rabun County, Georgia Records in Plat Book 54, page 96. The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of said indebtedness, among other possible events of default, this sale will be made for the purposes of paying the same and all expenses of sale, including attorney's fees (notice having been given as provided by law). The property will be sold subject to the following: (1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) the outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills, that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the security deed first set out above. The entity with full authority to negotiate, amend and modify all terms of the mortgage with Debtor is SCBT d/b/a CBT, a Division of SCBT, 448 North Main Street, Cornelia, Georgia, 30531; phone number 706-894-4107. To the best of the undersigned's knowledge and belief, the parties in possession are Sheldon Bearden and Lorelei Bearden or a tenant or tenants. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Deed to Secure Debt. SCBT d/b/a CBT, a Division of SCBT, f/k/a SCBT, N.A. d/b/a CBT, a Division of SCBT, N.A. as Attorney-in-fact for Sheldon Bearden and Lorelei Bearden. This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose. M. Keith York, Kimzey, Kimzey & York, P. O. Box 38, Cornelia, GA 30531, (706) 778-6823

2-7,14,21,28

gpn11

STATE OF GEORGIA

COUNTY OF RABUN

NOTICE OF SALE UNDER POWER

IN DEED TO SECURE DEBT

Under and by virtue of the power of sale contained in that certain Deed to Secure Debt from Guy Fisher and Marion Fisher to The Mortgage People Co. in the original principal amount of $137,000.00 dated 10/01/2003, and recorded in Deed Book F25, page 264, Rabun County records, said Security Deed being last transferred and assigned to Principle Residential Mortgage, Inc. in Deed Book Q25, page 641, Rabun County records, the undersigned will sell at public outcry to the highest bidder for cash before the Courthouse door in said County, during the legal hours of sale, on the first Tuesday of March, 2013 by CitiMortgage, Inc., successor by merger with Principal Residential Mortgage, Inc., as Attorney-in-Fact for Guy Fisher and Marion Fisher the following described property: All that tract or parcel of land lying and being in Land Lot 22 of the Second Land District of Rabun County, Georgia in the City of Clayton, containing 0.27 acre of land, and being more fully described according to plat of survey for Guy O. Fisher and Marlon M. Fisher by T. Lamar Edwards, Georgia Registered Land Surveyor No. 1837, dated June 29, 1987 and recorded in the Office of the Clerk of Rabun Superior Court in Plat Book 25, Page 33. Said survey is incorporated herein by reference for a full and complete description of the above-described lands. Property known as: 330 Warwoman Rd, Clayton, GA 30525. The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purposes of paying the same and all expenses of sale, including attorney's fees, (notice having been given as provided by law). The property will be sold as the property of Guy Fisher and Marion Fisher subject to the following: (1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) the outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills, that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the security deed first set out above. CitiMortgage, Inc., successor by merger with Principal Residential Mortgage, Inc. holds the Note and referenced Security Deed and services the loan on behalf of Federal Home Loan Mortgage Corporation, the current owner of your loan. Pursuant to O.C.G.A. Section 44-14-162.2 the name of the person or entity who has the full authority to negotiate, amend, or modify the terms of the aforementioned indebtedness is: CitiMortgage, Inc., 1000 Technology Drive, O`Fallon, MO 63368, PH: 866-272-4749. Pursuant to O.C.G.A Section 44-14-162.2, nothing contained in this Notice of Sale shall obligate any entity to negotiate, amend, or modify said indebtedness. To the best of the undersigned's knowledge and belief, the party in possession is Guy Fisher and Marion Fisher. CitiMortgage, Inc., successor by merger with Principal Residential Mortgage, Inc., as Attorney-in-fact for Guy Fisher and Marion Fisher. This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose. Pendergast & Associates, P.C., 115 Perimeter Center Place, South Terraces, Suite 1000, Atlanta, GA 30346, Phone - 770-392-0398, Toll Free - 866-999-7088, www.penderlaw.com, Our File No. 13-00223-1.

2-7,14,21,28

gpn11

NOTICE OF SALE UNDER POWER

GEORGIA, RABUN COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by John David Young, Jr. and Penelope Palmer Young to Mortgage Electronic Registration Systems, Inc., as nominee for Taylor, Bean & Whitaker Mortgage Corp., its successors and assigns dated February 23, 2009 in the amount of $275,000.00, and recorded in Deed Book S34, Page 141, Rabun County, Georgia Records; as last transferred to Cenlar FSB by assignment; the undersigned, Cenlar FSB pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in March, 2013 , during the legal hours of sale, at the Courthouse door in Rabun County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land lying and being in land lot 37, fifth land district, Rabun County, Georgia, and being designated as lot 21, containing 0.79 acre of land, as more particularly described upon that certain plat of survey of Arrendale Place subdivision, dated May 17, 2005, prepared by William J. Rolader, GRLS No. 2042, as per plat recorded in plat book 54, page 162, Rabun County records, which plat is incorporated herein and made a part hereof by reference, which has the property address of 170 Bridgewood Dr, Tiger, Georgia., together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Notice has been also given, in writing and by certified mail, return receipt requested, to the borrower, of the name, address, and telephone number of the individual or entity who shall have full authority to negotiate, amend, and modify all terms of the Security Deed and the note thereby secured in accordance with O.C.G.A. Section 44-14-162.2(a). Said property will be sold as the property of John David Young, Jr. and Penelope Palmer Young and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. Cenlar FSB, Attorney in Fact for John David Young, Jr. and Penelope Palmer Young, McCurdy & Candler, L.L.C., (404) 373-1612, www.mccurdycandler.com, File No. 12-09813 /FHLMC/sstojanovic. THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

2-7,14,21,28

gpn11

STATE OF GEORGIA

COUNTY OF RABUN

NOTICE OF SALE UNDER POWER

Under and by virtue of the power of sale contained in a Security Deed from STACEY K. WOODALL to UNITED COMMUNITY BANK, dated September 8, 2009, recorded September 11, 2009, in Deed Book K35, Page 108, Rabun County, Georgia records, said Security Deed being given to secure a Note from STACEY K. WOODALL of even date, with interest from date at a rate per cent per annum on the unpaid balance until paid; there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Rabun County, Georgia, within the legal hours of sale on the first Tuesday in March, 2013, the following described property: TRACT TWO: All that tract or parcel of land lying and being in Land Lot 36 of the Second Land District of Rabun County, Georgia, and being designated as Tract B containing 0.37 acre as more fully described on that certain plat of survey prepared by William F. Rolader, Georgia Registered Land Surveyor No. 2042, dated January 14, 2004, which is recorded in the office of the clerk of Rabun Superior Court in Plat Book 53, page 49. Reference is had and made to said plat and record of the same for a full and complete description of the property herein described. This conveyance is made subject to the rights of others to use that certain 12 foot roadway which is shown upon the above referenced plat of survey. This conveyance is made subject to that portion of the same which lies within the bounds of the abandoned Tallulah Falls Railroad right-of-way. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, easements, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is STACEY K. WOODALL or a tenant or tenants. UNITED COMMUNITY BANK, as attorney in Fact for STACEY K. WOODALL, L. Lou Allen, Stites & Harbison, PLLC, 11 Mountain Street, Suite 8, Blue Ridge, Georgia 30513, (706) 632-7923

File No. 7484A-02697

2-7,14,21,28

gpn11

GEORGIA

RABUN COUNTY

NOTICE OF SALE UNDER POWER OF SECURITY DEED

By virtue of a Power of Sale contained in a security deed from PERRY LUNSFORD to MOUNTAIN HERITAGE BANK dated July 20, 2006 and recorded in Deed Book K-30, Pages 434-436 of the Rabun County deed records given to secure a promissory note in the amount of ONE HUNDRED THIRTY-TWO THOUSAND ONE HUNDRED TWO AND 55/100 Dollars($132,102.55), there will be sold at public outcry to the highest and best bidder for cash before the Courthouse door of Rabun County, Georgia, within the legal hours of sale on TUESDAY, MARCH 5, 2013, the following described property: All that tract or parcel of land lying and being in Land Lot 1 of the 5th Land District of Rabun County, Georgia, and being designated as containing 3.40 acres of land as more particularly described according to that certain plat of survey dated February 20, 2004, prepared by T. Lamar Edwards, Georgia Registered Land Surveyor No. 1837, said plat being recorded in Plat Book 48, Page 239, Clerk’s Office, Rabun Superior Court, reference to said plat being for the express purpose of incorporating its description herein. Said property is conveyed subject to easements of record or actually existing upon said property. Also, conveyed to Grantee, his heirs, successors, and assigns is a perpetual non-exclusive 30-foot wide easement for ingress and egress from John English Drive to the subject property herein described, as shown on the above referenced plat of survey. Less and except the following described property: All that tract or parcel of land lying and being in Land Lot 1 of the Fifth Land District of Rabun County, Georgia and being designated as Tract 1, containing 1.131 acres as more fully described on that certain plat of survey prepared by Kenyon L. Miller, Georgia Registered Land Surveyor No. 2595, dated November 27, 2006, revised March 19, 2008, which is recorded in the office of the Clerk of Rabun Superior Court in Plat Book 59, Page 203, reference is had and made to said plat and record of the same for a full and complete description of the property herein described. There is also conveyed herewith a perpetual nonexclusive easement for ingress and egress to and from the above-described property over and across that certain thirty foot (30’) paved easement and thirty foot (30’) gravel easement which provides ingress and egress to and from the above described property from John English Drive and which are shown upon the herein referenced plat of survey. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, non-payment of said debt. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorneys’ fees, notice having been given as provided by law. The said property will be sold as the property of Perry Lunsford subject to the following: (1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) any outstanding ad valorem taxes and assessments; (5) any unpaid water or sewage bills, that constitute liens against the property; (6) matters of record superior to the security deed first set out above; and (7) The Helping Families Save Their Homes Act of 2009 (Public Law 111-22). To the best knowledge and belief of the undersigned Perry Lunsford is in possession of said property. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) final confirmation and audit of the status of the loan with the holder of the security deed. A copy of this notice was mailed to the debtor to-wit: Perry Lunsford by certified mail, return receipt requested, on January 31, 2013 in compliance with O.C.G.A. § 44-14-162.2. First American Bank & Trust as successor in interest to Mountain Heritage Bank As Attorney in Fact for PERRY LUNSFORD Bruce Russell, Jr. Esq. RUSSELL & RUSSELL, PC., P.O. BOX 1202, CLAYTON, GA 30525, (706) 782-6240. This is an action to collect a debt and any information obtained pursuant thereto will be used for that purpose.

2-7,14,21,28

gpn11

GEORGIA

RABUN COUNTY

NOTICE OF SALE UNDER POWER OF SECURITY DEED

By virtue of a Power of Sale contained in a security deed from JULIA ANN ANDREWS to EDWARD E. ANDREWS dated March 30, 2007 and recorded in Deed Book U-31, Pages 332-345 of the Rabun County deed records given to secure a promissory note in the amount of and FIFTY-TWO THOUSAND THREE HUNDRED AND 00/100 Dollars($52,300.00), there will be sold at public outcry to the highest and best bidder for cash before the Courthouse door of Rabun County, Georgia, within the legal hours of sale on TUESDAY, MARCH 5, 2013, the following described property: All that tract or parcel of land lying and being in Land Lot 24 and 36 of the 5th Land District, Rabun County, Georgia, and being more particularly described as Lot 1 according to Plat of Survey dated March 29, 1989 prepared by A. B. Turnbull, RLS, said plat being recorded in Plat Book 35, Page 63, Clerk's Office, Rabun County Deed Records, reference to said plat being for the express purpose of incorporating its description herein. Also conveyed is the right to use an easement 20 feet in width and an easement 30 feet in width for the purpose of ingress and egress to the above-described Lot 1 as depicted on the plat recorded in Plat Book 35, Page 63, of the Rabun County plat records. Also conveyed is the right to obtain water from the well located on the property owned by G. Thomas Adams and Dana H. Adams located in Land Lot 24 and 36 of the 5th land district as designated by plat of survey for Bruce L. Donald and recorded in Plat Book 35, Page 63. Property herein conveyed is subject to that portion of the same lying and being within the right-of-way of that road traversing the westerly boundary of the property and that 30’ easement running along the easterly boundary of said property and the rights of others to use same. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, non-payment of said debt. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorneys’ fees, notice having been given as provided by law. The said property will be sold as the property of Julia Ann Andrews subject to the following: (1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) any outstanding ad valorem taxes and assessments; (5) any unpaid water or sewage bills, that constitute liens against the property; (6) matters of record superior to the security deed first set out above; and (7) The Helping Families Save Their Homes Act of 2009 (Public Law 111-22). To the best knowledge and belief of the undersigned Julia Ann Andrews is in possession of said property. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) final confirmation and audit of the status of the loan with the holder of the security deed. A copy of this notice was mailed to the debtor to-wit: Julia Ann Andrews by certified mail, return receipt requested, on January 31, 2013 in compliance with O.C.G.A. § 44-14-162.2. EDWARD E. ANDREWS As Attorney in Fact for JULIA ANN ANDREWS, Bruce Russell, Jr., Esq. RUSSELL & RUSSELL, PC., P.O. BOX 1202, CLAYTON, GA 30525, (706) 782-6240

This is an action to collect a debt and any information obtained pursuant thereto will be used for that purpose.

2-7,14,21,28

gpn11

NOTICE TO FORECLOSE RIGHT TO REDEEM

TO: B.A. Wentz

Patricia G. Wentz

P.O. Box 65

Sandy Springs, SC 29677

TAKE NOTICE THAT: The right to redeem the following described property, to wit: All that tract or parcel of land lying and being in Land Lot 1, of the 4th Land District of Rabun County, Georgia and being designated as Lot 1398, of Screamer Mountain Subdivision, as shown upon the plat of survey by T. Lamar Edwards, Georgia Registered Surveyor, recorded Plat Book 11, Page 70, in the Office of the Clerk of Rabun Superior Court, which plat is incorporated herein by reference for a more complete description of the land herein described. This conveyance is made subject to any and all restrictions which affect the property herein conveyed and particularly those restrictions recorded in Deed Book X-4, Page 437, in the Office of the Clerk of Rabun Superior Court. As described in Deed Book Z11, Page 517. Further described as Map & Parcel 052A084, will expire and be forever foreclosed and barred on and after the 25th day of March, 2013. The tax deed to which this notice relates is dated the 7th day of June, 2011, and is recorded in the office of the clerk of the Superior Court of Rabun County, Georgia, in Deed Book K-37, at Pages 142-143. The property may be redeemed at any time before the 25th day of March, 2012, by payment of the redemption price as fixed and provided by law to the undersigned at the following address: T and T Brothers, P.O. Box 475, Tiger, Georgia 30576, Phone: 706-982-5451. Please be governed accordingly. This 4th day of February, 2013. J. David Smith, Attorney for Christopher Dinofrio, 17 Chechero Street, Clayton, GA 30525. (706) 782-4285.

2-7,14,21,28

gpn11

NOTICE TO FORECLOSE RIGHT TO REDEEM

TO: Benjamin V. Duran

Angelica L. Duran

79 Clayton Drive

Clayton, GA 30525

-&-

110 Parker Robinson Lane

Clayton, GA 30525

TAKE NOTICE THAT: The right to redeem the following described property, to wit: All that tract or parcel of land lying and being in Land Lot 9, of the Second Land District or Rabun County, Georgia, and being in the City of Clayton, Georgia and being Tract 1, consisting of 0.59 acre, more or less, as shown upon a plat of survey dated June 27, 1995, revised September 19, 2002 and revised June 24, 2004, prepared by William F. Rolader, Georgia Registered Land Surveyor No. 2042, said survey being recorded in the Office of the Clerk of Rabun Superior Court in Plat Book 53, Page 27. Said survey is incorporated herein by reference for a full and compete description of the above-described lands. There is also conveyed a perpetual, non-exclusive easement over and across gravel drives Ten (10) feet in width extending from the East boundary of Clayton Drive over and across adjacent lands to the West boundary of the above-described property. Said easement shall be for purposes of access, ingress and egress to and from the above-described lands and shall inure to the benefit of the Grantees their heirs, successors, transferees and assigns. As described in Deed Book R26, Page 3. Further described as Map & Parcel C001034, will expire and be forever foreclosed and barred on and after the 25th day of March, 2013. The tax deed to which this notice relates is dated the 7th day of June, 2011, and is recorded in the office of the clerk of the Superior Court of Rabun County, Georgia, in Deed Book K-37, at Pages 130-131. The property may be redeemed at any time before the 25th day of March, 2013, by payment of the redemption price as fixed and provided by law to the undersigned at the following address: T and T Brothers, P.O. Box 475, Tiger, Georgia 30576, Phone: 706-982-5451. Please be governed accordingly. This 4th day of February , 2013.J. David Smith, Attorney for T and T Brothers, 17 Chechero Street, Clayton, GA 30525, (706) 782-4285.

2-7,14,21,28

gpn07

STATE OF GEORGIA

COUNTY OF RABUN

NOTICE TO CREDITORS AND DEBTORS

All persons indebted to Mildred L Rogers, deceased, are hereby notified to make immediate payment to the undersigned and all creditors of said decedent are hereby notified to render their claims to the undersigned. This the 6th day of February, 2013. Witness my/hand(s) and seal(s), on the day above written. (Patrick W. Rogers acting as Executor of the Mildred L. Rogers estate.) Address: 30 Windy Hill Lane, Dillard GA 30537, Telephone: (706) 746-7399.

2-14,21,28,3-7

gpn07

STATE OF GEORGIA

COUNTY OF RABUN

NOTICE TO CREDITORS AND DEBTORS

All persons indebted to Lois Carter Webb, deceased, are hereby notified to make immediate payment to the undersigned and all creditors of said decedent are hereby notified to render their claims to the undersigned. This the 8th day of February, 2013. Witness my/our hand(s) and seal(s), on the day above written. (Joseph R. Webb acting as Executor of the Lois Carter Webb estate.) Address: 130 Summer Shade Lane, Clayton, GA 30525. Telephone: (706) 782-9204

2-14,21,28, 3-7

gpn07

STATE OF GEORGIA

COUNTY OF RABUN

NOTICE TO CREDITORS AND DEBTORS

All persons indebted to Wayne A. Ballew, deceased, are hereby notified to make immediate payment to the undersigned and all creditors of said decedent are hereby notified to render their claims to the undersigned. This the 8th day of February, 2013. Witness my/our hand(s) and seal(s), on the day above written. (Marilyn B. Ballew acting as Executrix of the Wayne A. Ballew estate.) Address: 623 Dunlap Street, Clayton, GA 30525. Telephone: (706) 782-2166

2-14,21,28, 3-7

gpn07

STATE OF GEORGIA

COUNTY OF RABUN

NOTICE TO CREDITORS AND DEBTORS

All persons indebted to William Karl Duckworth, deceased, are hereby notified to make immediate payment to the undersigned and all creditors of said decedent are hereby notified to render their claims to the undersigned. This the 4th day of February, 2013. Witness my/our hand(s) and seal(s), on the day above written. (Mary Sue R. Duckworth acting as Executrix of the William Karl Duckworth estate.) P O Box 71, Tiger, GA 30576. Telephone: (706) 982-0463

2-14,21,28, 3-7

NOTICE OF ELECTION TO THE QUALIFIED VOTERS OF

RABUN COUNTY, GEORGIA

NOTICE IS HEREBY GIVEN that on the 19th day of March, 2013, an election will be held at the regular polling places in all the election districts of Rabun County, Georgia (the “County”), at which time there will be submitted to the qualified voters of the County for their determination the question of whether a one percent special purpose local option sales and use tax (the “Sales and Use Tax”) shall be continued on all sales and uses in the special district created in the County for a period of six years commencing upon the expiration of the Sales and Use Tax currently in effect for the raising of approximately $20,000,000 for the purpose of funding capital outlay projects specified in the form of the ballot set forth below. If imposition of the tax is approved by the voters, such vote shall also constitute an approval of the issuance of general obligation debt of the County secured first by the Sales and Use Tax in the maximum aggregate principal amount not to exceed $9,100,000 (the “Debt”). The proceeds of the Debt, if issued, shall be used to pay the costs of (i) all or a portion of the County’s projects, (ii) capitalized interest on the Debt and (iii) the costs of issuing the Debt. The Debt, if so authorized, may be issued by the County in whole or in part and in one or more series and shall bear interest at rates not exceeding 8% per annum from the first day of the month during which the Debt is to be issued or from such other date as may be designated by the County prior to the issuance of the Debt. The actual rate or rates shall be determined in a supplemental resolution to be adopted by the County prior to the issuance of the Debt. The amount of principal to be paid in each year during the life of such Debt shall be as follows:

Year Amount

2014 $1,405,000

2015 1,445,000

2016 1,490,000

2017 1,535,000

2018 1,580,000

2019 1,645,000

Total $9,100,000

Any brochures, listings, or other advertisements issued by the Board of Commissioners or by any other person, firm, corporation or association with the knowledge and consent of the Board of Commissioners, shall be deemed to be a statement of intention of the Board of Commissioners concerning the use of the proceeds of the Debt, and such statement of intention shall be binding upon the Board of Commissioners in the expenditure of such Debt or interest received from such Debt to the extent provided in Section 36-8-1 of the Official Code of Georgia Annotated. The principal and interest on the Debt are expected to be paid from proceeds of the Sales and Use Tax and shall be payable in lawful money of the United States of America. Pursuant to O.C.G.A. 3682100, the County notifies all interested parties that no independent performance audit or performance review (the “Audit”) will be conducted with respect to the Debt. However the County will continue to ensure that Debt proceeds are expended efficiently and economically, as intended by the Audit. The ballots to be used at the Election shall have written or printed thereon substantially the following: “( ) Yes. ( ) No. Shall a one percent special purpose local option sales and use tax be continued in the special district of Rabun County for a period of time of six years and for the raising of an estimated amount of $20,000,000 for the purpose of (1) funding water and sewer improvements, parks and recreation improvements, including a golf course, solid waste management infrastructure, a senior center, roads, streets and bridges and fire protection in Rabun County; (2) funding water and sewer improvements, fiber optic infrastructure and City Hall improvements in the City of Dillard; (3) funding sewer improvements, roads and streets and City Hall improvements in the City of Sky Valley; (4) funding roads, streets and bridges and public safety improvements in the City of Mountain City; (5) funding roads, streets and bridges, parks and recreation, a municipal maintenance building and water and sewer improvements in the City of Tiger; and (6) funding water improvements, roads, bridges and trails and public safety improvements in the City of Tallulah Falls? If imposition of the tax is approved by the voters, such vote shall also constitute approval of the issuance of the general obligation debt of Rabun County in the principal amount of not to exceed $9,100,000 for the purpose of funding all or a portion of the County projects.” The several places for holding said election shall be at the regular and established voting precincts of the election districts of the County, and the polls will be open from 7:00 a.m. to 7:00 p.m. on the date fixed for the election. The last day to register to vote in this election shall be February 19, 2013. Those residents of the County qualified to vote at said election shall be determined in all respects in accordance with the election laws of the State of Georgia. This notice is given pursuant to a resolution of the Board of Elections of Rabun County, adopted on December 10, 2012. /s/ Sid Neville, Board of Elections of Rabun County.

2-14,21,28, 3-7,14

gpn07

STATE OF GEORGIA

COUNTY OF RABURN

NOTICE TO CREDITORS AND DEBTORS

All persons indebted to Patsy Ayers Stroupe, deceased, are hereby notified to make immediate payment to the undersigned and all creditors of said decedent are hereby notified o render their claims to the undersigned. This the 8th day of February, 2013. Witness my/our hand(s) and seal(s), on the day above written. (Robert M. Allen acting as Executor of the Patsy Ayers Stroupe estate.) Address: 118 Dogwood Ridge Drive, New Market, AL 35761, Telephone: (256) 527-8587.

2-14,21,28,3-7

gpn07

STATE OF GEORGIA

COUNTY OF RABURN

NOTICE TO CREDITORS AND DEBTORS

All persons indebted to Thomas B. Coleman, deceased, are hereby notified to make immediate payment to the undersigned and all creditors of said decedent are hereby notified to render their claims to the undersigned. This the 11th day of February, 2013. Witness my/our hand(s) and seal(s), on the day above written. (Ruth Faye Coleman acting as Executrix of the Thomas B. Coleman estate.) Address: 2349 Hwy. 76 W, Clayton, GA 30525, Telephone: 706-782-2158.

2-14,21,28,3-7

gpn18

IN THE PROBATE COURT

COUNTY OF RABUN

STATE OF GEORGIA

IN RE: ESTATE OF: John Ralph Roquemore, Deceased

ESTATE NO: 3879

PETITION FOR LETTERS OF ADMINISTRATION

NOTICE

Karen D. Roquemore has petitioned to be appointed Administrator of the estate of John Ralph Roquemore, deceased,of said County. (The Petitioner has also applied for waiver of bond and/or grant of certain powers contained in O.C.G.A. §53-12-261.) All interested parties are hereby notified to show cause why said petition should not be granted. All objections to the petition must be in writing, setting forth the grounds of any such objections, and must be filed with the court on or before March 18, 2013. All pleadings/objections must be signed under oath before a notary public or before a probate clerk, and filing fees must be tendered with your pleadings/objections, unless you qualify to file as an indigent party. Contact probate court personnel at the following address/telephone number for the required amount filing fees. If any objections are filed, a hearing will be scheduled at a later date. If no objections are filed, the petition may be granted without a hearing. Lillian W. Garrett, Probate Judge, By Kathy Holcomb, Probate Clerk/Deputy Clerk, Address: 25 Courthouse Square, Suite 215, Clayton, GA 30525, Telephone Number: 706-782-3614.

2-21,28,3-7,14

gpn07

STATE OF GEORGIA

COUNTY OF RABUN

NOTICE TO CREDITORS AND DEBTORS

All persons indebted to Coyt Marvin English, deceased, are hereby notified to make immediate payment to the undersigned and all creditors of said decedent are hereby notified to render their claims to the undersigned. This the 13th day of February, 2013. Witness my/our hand(s)and seal(s), on the day above written. (Imogene H. English acting as Executrix of the Coyt Marvin English estate.) Address: 3694 Persimmon Road, Clayton, GA 30525, Telephone: 706-782-3598

2-21,28,3-7,14

gpn06

APPLICATION TO REGISTER A BUSINESS TO BE CONDUCTED

UNDER TRADE NAME, PARTNERSHIP OR OTHERS

STATE OF GEORGIA

COUNTY OF RABUN

The undersigned does hereby certify that Becky L Hoover conducting a business as R L Hoover, Inc. in the City of Clayton County of Rabun in the State of Georgia, under the name of The Parker Ranch and that the nature of the business is Retreat/Travel Accommodation and that the name and addresses of the persons, firms or partnership owning and carrying on said trade or business are Becky L Hoover, 95 Parker Lane, Clayton, GA 30525 alt address: 1194 Rosedale Rd, Atlanta, GA 30306. Becky L Hoover, Owner. Filed in office, this 8th day of February, 2013, Holly E Henry-Perry, Clerk Superior Court, Rabun County, GA.

2-21,28

gpn07

STATE OF GEORGIA

COUNTY OF RABUN

NOTICE TO CREDITORS AND DEBTORS

All persons indebted to Alney Harris Owens, deceased, are hereby notified to make immediate payment to the undersigned and all creditors of said decedent are hereby notified to render their claims to the undersigned. This the 14th day of February, 2013. Witness my/our hand(s) and seal(s), on the day above written. (Alma Owens acting as Executrix of the Alney Harris Owens estate.) Address: 615 Walking Stick Rd., Clayton GA 30525, Telephone: 706-782-3728.

2-21,28,3-7,14

gpn07

STATE OF GEORGIA

COUNTY OF RABUN

NOTICE TO CREDITORS AND DEBTORS

All persons indebted to Corbett Jarrett Church, deceased, are hereby notified to make immediate payment to the undersigned and all creditors of said decedent are hereby notified to render their claims to the undersigned. This the 15th day of February, 2013. Witness my/our hand(s) and seal(s), on the day above written. (Darlene K. Carver acting as Executrix of the Corbett Jarrett Church estate.) Address: PO Box 126, Clayton, GA 30525, Telephone: 706-490-5417.

2-21,28,3-7,14

gpn07

STATE OF GEORGIA

COUNTY OF RABUN

NOTICE TO CREDITORS AND DEBTORS

All persons indebted to Sallie Nichols aka Sally Nichols, deceased, are hereby notified to make immediate payment to the undersigned and all creditors of said decedent are hereby notified to render their claims to the undersigned. This the 21st day of February, 2013. Witness my/our hand(s) and seal(s), on the day above written. (C. Kenneth Nichols acting as Administrator of the Sallie Nichols aka Sally Nichols estate.) Address: 509 Stekoa Falls Rd., Clayton, GA 30525. Telephone: (706) 782-3588

2-28, 3-7,14,21

gpn07

STATE OF GEORGIA

COUNTY OF RABUN

NOTICE TO CREDITORS AND DEBTORS

All persons indebted to Sara Lipps Moss, deceased, are hereby notified to make immediate payment to the undersigned and all creditors of said decedent are hereby notified to render their claims to the undersigned. This the 19th day of February, 2013. Witness my/our hand(s) and seal(s), on the day above written. (Joseph L. Moss acting as Executor of the Sara Lipps Moss estate.) Address: 1041 Deerfield Drive, Clayton, GA 30525 Telephone: (706) 782-1682

2-28,3-7,14,21

gpn07

STATE OF GEORGIA

COUNTY OF RABUN

NOTICE TO CREDITORS AND DEBTORS

All persons indebted to Jason Dee Speed, deceased, are hereby notified to make immediate payment to the undersigned and all creditors of said decedent are hereby notified to render their claims to the undersigned. This the 19th day of February, 2013. Witness my/our hand(s) and seal(s), on the day above written. (Billie Ann Diaz acting as Administrator of the Jason Dee Speed estate.) Address: PO Box 281, Cornelia, GA 30531, Telephone: (706) 968-6558

2-28,3-7,14,21

gpn08

IN THE SUPERIOR COURT OF RABUN COUNTY

STATE OF GEORGIA

Joyce Yvonne Wilbanks-Keith, Plaintiff - James Lawrence Keith, Defendant,

CIVIL ACTION NO.2013-CV-0057-S

NOTICE OF PUBLICATION

By order for service by publication dated 2/19/2013, you are hereby notified that on the 15th day of February, 2013, Joyce Yvonne Wilbanks-Keith filed suit against you for divorce. You are required to file with the Clerk of the Superior Court, and serve upon plaintiff’s attorney, an answer in writing within sixty (60) days of the date of the order for publication. This the 19th day of February, 2013. WITNESS, the Honorable Russell W. Smith, Judge of this Superior Court. Clerk, Superior Court, Holly Henry-Perry.

2-28, 3-7,14,21

gpn14

U.S. Department of Agriculture

Forest Service

Chattooga River Ranger District

Chattahoochee-Oconee National Forests

The USDA-Forest Service, Chattooga River Ranger District, is requesting public comment on the following proposal re-route the Pinnacle Trail in an effort to redirect the trail to a sustainable grade and condition at the Courthouse Gap juncture of the Bartram Trail in Rabun County, GA. Presently, the trail consists of 0.75 miles of highly eroded trail. This project will reroute the trai(1) Construction of approximately 4,066 feet of new trail, maximum width between 3 to 4 feet; (2) Remove hazard trees within the project area; hazard trees and snags that are broken off or that are leaning, unstable, positioned over the trailway; (3) Construction of approximately 25 new drain dips on the new reroute, directing water from the trail where washing of the trailbed can occur and mitigate spots that might hold water in low places; and (4) Decommission the old trail, by placing large woody debris across the current tread and re-establishing native vegetation as needed. A more detailed description and other information about these proposals is available for review at the Chattooga River Ranger District office located at 9975 Hwy. 441S, Lakemont, GA. This information is also available for viewing on the Forest’s website at "http://www.fs.usda.gov/conf" www.fs.usda.gov/conf. This proposal is categorically excluded from documentation in an Environmental Assessment or an Environmental Impact Statement pursuant to 36 CFR 220.6(e). The decision will be subject to administrative appeal in accordance with 36 CFR 215. How to Comment and Timeframe. Written, facsimile, hand-delivered, oral, and electronic comments concerning this proposed action will be accepted for 30 calendar days following the date of publication of this notice in The Clayton Tribune. The publication date in the newspaper of record is the exclusive means for calculating the comment period for this analysis. Those wishing to comment should not rely upon dates or timeframe information provided by any other source. The regulations prohibit extending the length of the comment period. Written comments must be submitted to: Edward Hunter, Jr., District Ranger, 9975 Hwy. 441 South, Lakemont, GA, 30552. The office business hours for those submitting oral or hand-delivered comments are: Monday thru Friday 8:00 a.m. to 12:00 and 1:00 to 4:30 p.m., excluding holidays. The telephone number to call to comment or to request more information is 706-754-6221. Electronic comments must be submitted in a format such as an email message, plain text (.txt), rich text format (.rtf), or Word (.doc) to "mailto:janicepmiller@fs.fed.us" janicepmiller@fs.fed.us. In cases where no identifiable name is attached to a comment, a scanned signature is one way to provide verification. It is the responsibility of persons providing comments to submit them by the close of the comment period. Only those who submit timely and substantive comments will have eligibility to appeal the subsequent decision under 36 CFR 215. Individuals and organizations wishing to be eligible to appeal must meet the information requirements of 36 CFR 215.6.

2-28

gpn07

STATE OF GEORGIA

COUNTY OF RABUN

NOTICE TO CREDITORS AND DEBTORS

All persons indebted to Paulette K. Ritchie, deceased, are hereby notified to make immediate payment to the undersigned and all creditors of said decedent are hereby notified to render their claims to the undesigned. This the 25th day of February, 2013. Witness my/our hand(s) and seal(s), on the day above written. (Robert Edward Cannon acting as Executor of the Paulette K. Ritchie estate.) Address: 3483 Germany Rd. Clayton, GA 30525, Telephone: (706) 782-5893.

2-28,3-7,14,21

gpn18

NOTICE

PROBATE COURT OF RABUN COUNTY

RE: PETITION OF Earl Stephens Smith FOR DISCHARGE AS Executor OF THE ESTATE OF Retta McLamb Smith, DECEASED

TO: The beneficiaries under the will, and to whom it may concern. This is to notify you to file objection, if there is any, to the above referenced petition, in this Court on or before March 11, 2013. BE NOTIFIED FURTHER: All objections to the petition must be in writing, setting forth the grounds of any such objections. All pleadings/objections must be signed before a notary pubic or before a probate court clerk, and filing fees must be tendered with your pleadings/objections, unless you qualify to file as an indigent party. Contact probate court personnel at the following address/telephone number for the required amount of filing fees. If any objections are filed, a hearing will be scheduled at a later date. If no objections are filed, the petition may be granted without a hearing. Lillian W. Garrett, Probate Judge, By: Savannah B. Dixon, Probate Clerk/Deputy Clerk, Address: 25 Courthouse Square, Suite 215, Clayton, GA 30525, Telephone Number: 706-782-3614.

2-28-3-7

gpn18

IN THE PROBATE COURT

COUNTY OF RABUN

STATE OF GEORGIA

IN RE: ESTATE OF Joseph James Bauer, Deceased ESTATE NO. 3854

PETITION FOR LETTERS OF ADMINISTRATION

NOTICE

Jessie Aaron Bauer has petitioned to be appointed Administrator of the estate of Joseph James Bauer, deceased, of said County. (The Petitioner has also applied for waiver of bond and/or grant of certain powers contained in O.C.G.A. §53-12-261.) All interested parties are hereby notified to show cause why said petition should not be granted. All objections to the petition must be in writing, setting forth the grounds of any such objections, and must be filed with the court on or before March 25, 2013. All pleadings/objections must be signed under oath before a notary public or before a probate court clerk, and filing fees must be tendered with your pleadings/objections, unless you qualify to file as an indigent party. Contact probate court personnel at the following address/telephone number for the required amount of filing fees. If any objections are filed, a hearing will be scheduled at a later date. If no objections are filed, the petition may be granted without a hearing. Lillian W. Garrett, Probate Judge, By: Kathy Holcomb, Probate Clerk/Deputy Clerk, Address: 25 Courthouse Square, Suite 215, Clayton, GA 30525, Telephone Number: 706-782-3614.,

2-28,3-7,14,21
Comments
(0)
Comments-icon Post a Comment
No Comments Yet