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December 20, 2014
The Clayton Tribune - Legals 6.7.12
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STATE OF GEORGIA

COUNTY OF RABUN

NOTICE OF FORECLOSURE OF THE RIGHT TO REDEEM

TO: Whom It May Concern

This is Notice that (Danny Joe Crutchfield and Lisa Ann Crutchfield) hereby intend to Forever Foreclosure the Right of Redemption on that tract or parcel of land known as (all that parcel of land lying and being a part of Land Lot 195, of the 2nd Land District, of Rabun County, Georgia, more fully described as follows: Being Subdivision Lot 33, Part 1, Mid Woods Area of Sky Valley Subdivision, as shown on a plat drawn by James A. Long, Georgia Registered Surveyor Number 1579, dated May 23, 1971, and recorded in the Office of the Clerk of the Superior Court of Rabun County, Georgia, in Plat Book 8, Page 149. As described in deed Book Y27, Page 417. Further described as Map and Parcel 058A 491.) This is notice to (Daniel Rodriguez, Juan C Merlo), Occupant, All the World and anyone holding right, title or interest in or lien upon this property from (Danny Joe Crutchfield and Lisa Ann Crutchfield) by the payment of the redemption price or the amount required for redemption, as fixed and provided for in Code O.C.G.A. § 48-4-42, on or before (June 24, 2012) at the address shown below. Any claim or redemption not filed by this date shall stand forever barred. The Sheriff’s Deed to which this notice relates is dated (March 1, 2011), and is recorded in the office of the Clerk of the Court of (Rabun) County in Deed Book C37, Page 504. Danny Joe Crutchfield, Lisa Ann Crutchfield, 4170 Fairhill Way, Tallahassee, FL 32309, 850-510-7364. Please be governed accordingly.

5-17,24,31, 6-7

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STATE OF GEORGIA

COUNTY OF RABUN

NOTICE OF FORECLOSURE OF THE RIGHT TO REDEEM

TO: Whom It May Concern

This is Notice that (Danny Joe Crutchfield and Lisa Ann Crutchfield) hereby intends to Forever Foreclosure the Right of Redemption on that tract or parcel of land known as (all that parcel of land lying and being in Land Lot 168, of the 2nd District, of Rabun County, Georgia being Lot 25, Part 1, Alex Mountain Area, as more particularly described on a plot of survey recorded in Plat Book 16, page 228, records of Rabun County, Georgia, as described in Deed Book M30, Page 93. Further described as Map and Parcel 058C 174.) This is notice to (Daniel Rodriguez), Occupant, All the World and anyone holding right, title or interest in or lien upon this property that he may redeem the property from (Danny Joe Crutchfield and Lisa Ann Crutchfield) by the payment of the redemption price or the amount required for redemption, as fixed and provided for in Code O.C.G.A. § 48-4-42, on or before (June 24, 2012) at the address shown below. Any claim or redemption not filed by this date shall stand forever barred. The Sheriff’s Deed to which this notice relates is dated (March 1, 2011), and is recorded in the office of the Clerk of the Court of (Rabun) County in Deed Book C37, Page 508. Danny Joe Crutchfield, Lisa Ann Crutchfield, 4170 Fairhill Way,, Tallahassee, FL 32309, 850-510-7364. Please be governed accordingly.

5-17,24,31, 6-7

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NOTICE

GEORGIA, RABUN COUNTY PROBATE COURT

TO: Robert Witholder

Clive McCormick has petitioned to be appointed Administrator of the estate of Melinda McCormick, deceased, of said County. All interested parties are hereby notified to show cause why said petition should not be granted. All objections to the petition must be in writing, setting forth the grounds of any such objection, and must be filed with the court on or before June 11, 2012. All pleadings/ objections must be signed before a notary public or before a probate court clerk, and filing fees must be tendered with your pleadings/objections, unless you qualify to file as an indigent party. Contact probate court personnel at the following/address, telephone number for the required amount of filing fees. If any objections are filed, a hearing will be scheduled at a later date. If no objections are filed, the petition may be granted without a hearing. Lillian W. Garrett, Probate Judge, By: Savannah B. Dixon, Probate Clerk/Deputy Clerk, Address: 25 Courthouse Square, Suite 215, Clayton, GA 30525, 706-782-3614.

5-17,24,31,6-7

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STATE OF GEORGIA

COUNTY OF RABUN

NOTICE TO CREDITORS AND DEBTORS

All persons indebted to Elana Conley McClain, deceased, are hereby notified to make immediate payment to the undersigned and all creditors of said decedent are hereby notified to render their claims to the undersigned. This the 9th day of May, 2012. Witness my/our hand(s) and seal(s, on the day above written. (Kenneth Justin McClain acting as administrator of the Elana Conley McClain estate.) Address: 114 Fescue Ln, Rabun Gap, GA 30568, Telephone: 706-746-5466.

5-17,24,31,6-7

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IN THE SUPERIOR COURT OF RABUN COUNTY

STATE OF GEORGIA

SCBT, N.A. d/b/a CBT, a Division of SCBT, N.A.

Plaintiff

CIVIL ACTION FILE NO: 2011-CV-583-S

vs.

IAN K. PERRYMAN and JENNIFER S. PERRYMAN

Defendants

NOTICE OF PUBLICATION

TO: IAN K. PERRYMAN and JENNIFER S. PERRYMAN

By Order for Service by Publication dated the 7th day of May, 2012, you are hereby notified that on the 16th day of December, 2011, SCBT, N.A. d/b/a CBT, a Division of SCBT, N.A., filed suit against you for a Report of Sale and Application for Approval of Confirmation and Foreclosure Sale,. You are required to appear before Judge Russell W. Smith on the 10th day of July, 2012 at 9:00 o’clock, a.m.,in the Rabun County Superior Court in Clayton, Georgia, to show cause as to why Plaintiff’ prayers for relief should not be granted. You may retrieve a copy of the Complaint (Report of Sale) from the Clerk of this Court or may contact Plaintiff’s counsel, M. Keith York, 1070 South Main Street, PO Box 38, Cornelia, Georgia, 30531; (706) 778-6823. WITNESS the Honorable Russell W. Smith, Judge of this Superior Court. This 9th day of May, 2012. Holly E. Henry-Perry, Clerk of Superior Court.

5-17,24,31,6-7

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STATE OF GEORGIA

COUNTY OF RABUN

NOTICE TO CREDITORS AND DEBTORS

All persons indebted to Patricia A. Stever, deceased,are hereby notified to make immediate payment to the undersigned and all creditors of said decedent are hereby notified to render their claims to the undersigned. This the 11th day of May , 2012. Witness my/our hand(s) and seal(s), on the day above written. (Hilton K. Newman acting as executor of the Patricia A. Stever estate.) Address: 2405 Bonaire Drive, Hendersonville, NC 28739, Telephone: 828-693-4862.

5-17,24,31,6-7

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STATE OF GEORGIA

COUNTY OF RABUN

NOTICE TO CREDITORS AND DEBTORS

All persons indebted to Schley Howard Burrell, Sr., deceased, are hereby notified to make immediate payment to the undersigned and all creditors of said decedent are hereby notified to render their claims to the undersigned. This the 15 day of May, 2012. Witness my/our hand(s) and seal(s), on the day above written. (Michael Travis Burrell acting as Executor of the Schley Howard Burrell, Sr. estate.), Address: 11687 Gorham Avenue #405, Los Angeles CA 90049, Telephone: (310) 339-5067.

5-24,31,6-7,14

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STATE OF GEORGIA

COUNTY OF RABUN

NOTICE TO CREDITORS AND DEBTORS

All persons indebted to Burl Vannoy Brown, deceased, are hereby notified to make immediate payment to the undersigned and all creditors of said decedent are hereby notified to render their claims to the undersigned. This the 21 day of May, 2012. Witness my/our hand(s) and seal(s), on the day above written. (Gregory Randall Brown, Sr. acting as Executor of the Burl Vannoy Brown estate.), Address: 475 Pinnacle Drive, Clayton, GA 30525, Telephone: 706-982-0600.

5-24,31,6-7,14

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STATE OF GEORGIA

COUNTY OF RABUN

NOTICE TO CREDITORS AND DEBTORS

All persons indebted to Margaret Powell Brown, deceased, are hereby notified to make immediate payment to the undersigned and all creditors of said decedent are hereby notified to render their claims to the undersigned. This the 21 day of May, 2012. Witness my/our hand(s) and seal(s), on the day above written. (Gregory Randall Brown, Sr. acting as Executor of the Margaret Powell Brown estate.), Address: 475 Pinnacle Drive, Clayton, GA 30525, Telephone: 706-982-0600.

5-24,31,6-7,14

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NOTICE OF COUNTY ORDINANCE

Notice is hereby given that the Rabun County Board of Commissioners shall consider at it’s regular monthly meeting to be held at 6:00 p.m. on Tuesday, June 26, 2012, in the court room of the Rabun County Courthouse, 25 Courthouse Square, Clayton, Georgia, 30525 on the second reading; the adoption of an ordinance. This ordinance pertains to: AN ORDINANCE PROVIDING FOR A LEVY OF TAX FOR FINANCIAL INSTITUTIONS; PROVIDING FOR A MINIMUM TAX FOR FINANCIAL INSTITUTIONS; PROVIDING FOR FILING OF RETURN FOR FINANCIAL INSTITUTIONS; PROVIDING DUE DATE OF TAX FOR FINANCIAL INSTITUTIONS; AND PROVIDING WHEN SUCH ORDINANCE SHALL BECOME EFFECTIVE. At said meeting, the Board of Commissioners will discuss, consider and receive public input concerning the proposed Ordinance amendment. A copy of said Ordinance amendment is on file for public inspection at the Office of the Clerk of Rabun County Superior Court for the purpose of examination and inspection by the public and also at the Office of the Clerk of Rabun County Commissioners, Rabun County Courthouse, Clayton, Georgia.

5-31,6-7,14,21

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IN THE SUPERIOR COURT OF RABUN COUNTY

STATE OF GEORGIA

DESIRE WOOD and PEPE CUEVAS,

Petitioner

CIVIL ACTION FILE NO: 2012-CV-0160-S

IN RE: JOSE ALEXANDER CUEVAS and JOHN TALAN CUEVAS

NOTICE OF FILING PETITION FOR NAME CHANGE

On April 23, 2012, Petitioners Desire Wood and Pepe Cuevas filed a Petition for Name Change in the Superior Court o Rabun County, Georgia. Said petition seeks to change the names of the Petitioners’ minor children named Jose Alexander Cuevas and John Talan Cuevas to Alexander Cuevas Adams and Talan Cuevas Adams. Any interested or affected party shall have the right to appear and to file objections in this matter. L. Allyn Stockton, Jr., Attorney, GA Bar No: 682909

5-31,6-7,14,21

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STATE OF GEORGIA

COUNTY OF RABUN

NOTICE TO CREDITORS AND DEBTORS

All persons indebted to Doyle C,Smith, deceased, are hereby notified to make immediate payment to the undersigned and all creditors of said decedent are hereby notified to render their claims to the undersigned. This the 22 day of May, 2012. Witness my/our hand(s) and seal(s), on the day above written. (Michael T. Smith acting as Executor of the Doyle C. Smith estate.) Address: 7 Lumpkin Street, Lawrenceville GA 30046, Telephone: 770-513-1200.

5-31,6-7,14,21

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NOTICE OF SALE UNDER POWER

GEORGIA, RABUN COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Randi W Passoff to Mortgage Electronic Registration Systems, Inc., as nominee for Cannon Mortgage Company, LLC., its successor and assigns, dated July 22, 2003, recorded in Deed Book T24, Page 391, Rabun County, Georgia Records, as last transferred to JPMorgan Chase Bank, National Association by assignment recorded in Deed Book Y37, Page 334, Rabun County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED TWENTY-TWO THOUSAND FIVE HUNDRED AND 0/100 DOLLARS ($122,500.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Rabun County, Georgia within the legal hours of sale on the first Tuesday in July, 2012, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: JPMorgan Chase Bank, National Association, 3415 Vision Drive, Columbus, OH 43219, 800-446-8939. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Randi W Passoff or a tenant or tenants and said property is more commonly known as 480 Sky High Drive, Sky Valley, Georgia 30537. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. This law firm is seeking solely to foreclose the creditor’s lien on real estate and this law firm will not be seeking a personal money judgment against you. JPMorgan Chase Bank, National Association as Attorney in Fact for Randi W Passoff. McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/ts1 7/3/12 Our file no. 51388511-FT18 EXHIBIT “A” All that tract or parcel of land lying and being in Land Lot 196 of the Second Land District of Rabun County, Georgia, being Lot 110, Part IV of Northwoods Area, Sky Valley Subdivision, as per plat recorded in Plat Book 8, page 241, Rabun County, Georgia Records. Said plat is incorporated herein and made a part hereof by reference. MR/ts1 7/3/12 Our file no. 51388511 - FT18. THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

6-7,14,21,28

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STATE OF GEORGIA

COUNTY OF RABUN

NOTICE OF SALE UNDER POWER

Because of a default in the payment of the indebtedness secured by a Security Deed executed by Justin Tyson to Mortgage Electronic Registration Systems, Inc. dated January 15, 2008, and recorded in Deed Book D33, Page 388, Rabun County Records, said Security Deed having been last sold, assigned, transferred and conveyed to Wells Fargo Bank, NA, by Assignment , securing a Note in the original principal amount of $126,800.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, July 3, 2012, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit: All that tract or parcel of land lying and being in Land Lot 22 of the Fifth Land District of Rabun County, Georgia, and being Lot 1-H containing 0.76 acre as more particularly described according to that certain plat of survey dated December 21, 1986, prepared by William F. Rolader, Georgia Registered Surveyor No. 2042, said plat being recorded in Plat Book 24, page 102, in the office of the Clerk of Rabun Superior Court, reference to said plat being for the express purpose of incorporating its description herein. Said property is known as 407 Joe Davis Road, Tiger, GA 30576, together with all fixtures and personal property attached to and constituting a part of said property, if any. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorney's fees in accordance with the terms of the Note secured by said Deed. The property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Justin Tyson or a tenant or tenants. The proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law. Wells Fargo Bank, NA as Attorney-in-Fact for Justin Tyson File no. 12-031956, SHAPIRO & SWERTFEGER, LLP*Attorneys and Counselors at Law, 2872 Woodcock Blvd., Duke Building, Suite 100, Atlanta, GA 30341-3941 (770) 220-2535/KB www.swertfeger.net*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

6-7,14,21,28

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NOTICE OF SALE UNDER POWER

GEORGIA, RABUN COUNTY

By virtue of a Power of Sale contained in that certain Security Deed from DONNA MUMFORD to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS INC., AS NOMINEE FOR COUNTRYWIDE BANK, N.A., dated August 4, 2006, recorded October 26, 2006, in Deed Book Y30, Page 443-461, Rabun County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of Two Hundred Forty Thousand and 00/100 dollars ($240,000.00), with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK,AS SUCCESSOR TRUSTEE TO JPMORGAN CHASE BANK, N.A., AS TRUSTEE FOR THE HOLDERS OFSAMI II TRUST 2006-AR7, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2006-AR7, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Rabun County, Georgia, within the legal hours of sale on the first Tuesday in July, 2012, all property described in said Security Deed including but not limited to the following described property: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 194 OF THE SECOND LAND DISTRICT OF RABUN COUNTY, GEORGIA, AND BEING MORE PARTICULARLY DESCRIBED AS FOLLOWS: BEING TRACT 10 OF WINDING RIDGE ESTATES AS SHOWN UPON A PLAT OF SURVEY PREPARED BY JAMES A. LONG, DATED OCTOBER 26, 1977, AND RECORDED IN PLAT BOOK 13, PAGE 152, RABUN COUNTY RECORDS, WHICH PLAT IS INCORPORATED HEREIN BY REFERENCE. THIS CONVEYANCE IS MADE SUBJECT TO THE RESTRICTIVE COVENANTS DATED OCTOBER 26, 1977, AND RECORDED IN DEED BOOK M-6, PAGE 478 IN THE OFFICE OF THE CLERK OF RABUN SUPERIOR COURT, WHICH RESTRICTIONS ARE INCORPORATED HEREIN BY REFERENCE. ADDRESS: 147 SOUTHERN BREEZE DR.; SKY VALLEY, GA 30537 TAX MAP OR PARCEL ID NO.: 58A-5Q7. Said legal description being controlling, however the property is more commonly known as 147 SOUTHERN BREEZE DR, SKY VALLEY, GA 30537. The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys fees (notice to collect same having been given) and all other payments provided for under the terms of the Security Deed and Note. Said property will be sold on an "as-is" basis without any representation, warranty or recourse against the above-named creditor or the undersigned. The sale will also be subject to the following items which may affect the title: any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable); the right of redemption of any taxing authority; matters which would be disclosed by an accurate survey or by an inspection of the property; all zoning ordinances; assessments; liens; encumbrances; restrictions; covenants, and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the owner and party in possession of the property is DONNA MUMFORD, or tenants(s). The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed. The entity having full authority to negotiate, amend or modify all terms of the loan (although not required by law to do so) is: Lender Contact: BAC, Loss Mitigation Dept., P.O. Box 940070, Simi Valley, CA 93094-0070 Telephone Number: 800-720-3758. THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK,AS SUCCESSOR TRUSTEE TO JPMORGAN CHASE BANK, N.A., AS TRUSTEE FOR THE HOLDERS OFSAMI II TRUST 2006-AR7, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2006-AR7 as Attorney in Fact for

DONNA MUMFORD. THE BELOW LAW FIRM MAY BE HELD TO BE ACTING AS A DEBT COLLECTOR, UNDER FEDERAL LAW. IF SO, ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Attorney Contact: Rubin Lublin Suarez Serrano, LLC, 3740 Davinci Court, Suite 400, Norcross, GA 30092. Telephone Number: (877) 813-0992 Case No. BAC-12-06774-0001

6-7,14,21,28

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NOTICE OF SALE UNDER POWER

GEORGIA, RABUN COUNTY

By virtue of a Power of Sale contained in that certain Security Deed from Wayne Chastain a/k/a Floyd W. Chastain and Amanda Chastain a/k/a Amanda M. Chastain to Regions Bank, dated December 30, 2002, recorded January 9, 2003, in Deed Book Q-23, Page 2, Rabun County, Georgia Records, and as modified, said Security Deed having been given to secure a Note of even date in the principal amount of SEVENTY THOUSAND DOLLARS AND NO CENTS ($70,000.00), with interest thereon as provided for therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Rabun County, Georgia, within the legal hours of sale on the first Tuesday in July 2012, all property described in said Security Deed including but not limited to the following described property: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 16 OF THE 3RD LAND DISTRICT OF RABUN COUNTY, GEORGIA AND BEING MORE FULLY DESCRIBED AS FOLLOWS: THE POINT OF BEGINNING BEING USA CORNER NUMBER 6 OF THE HOLDEN TRACT: FROM SAID BEGINNING POINT THUS ESTABLISHED RUN S 05 DEGREES 00 MINUTES E 148.3 FEET TO A POINT; THENCE S 00 DEGREES 04 MINUTES W 110.1 FEET TO A POINT; THENCE S 09 DEGREES 09 MINUTES WEST 167.6 FEET TO A POINT; THENCE S 02 DEGREES 21 MINUTES WEST 107.9 FEET TO A POINT; THENCE S 08 DEGREES 44 MINUTES WEST 136.2 FEET TO A POINT; THENCE S 12 DEGREES 44 MINUTES WEST 33.0 FEET TO A POINT; THENCE S 12 DEGREES 43 MINUTES WEST 51.9 FEET TO A 24-INCH OAK; THENCE S 15 DEGREES 06 MINUTES WEST 221.1 FEET TO A POINT; THENCE S 15 DEGREES 16 MINUTES EAST 27.5 FEET TO A POINT; THENCE S 68 DEGREES 11 MINUTES WEST 19.8 FEET TO AN IRON PIN; THENCE N 25 DEGREES 00 MINUTES WEST 606.6 FEET TO AN IRON PIN; THENCE N 01 DEGREES 08 MINUTES WEST 215.4 FEET TO A POINT; THENCE N 59 DEGREES 04 MINUTES EAST 451.2 FEET TO THE POINT AND PLACE OF BEGINNING CONTAINING 5.46 ACRES AS SHOWN UPON THAT PLAT OF SURVEY PREPARED BY T. LAMAR EDWARDS, GRLS NO. 1837 DATED MARCH 30, 1976 AND REVISED APRIL 7, 1983 AND RECORDED IN PLAT BOOK 18, PAGE 165 OF THE RABUN CO. PLAT RECORDS. SAID PLAT AND THE RECORD OF THE SAME BEING INCORPORATED HEREIN BY REFERENCE FOR FURTHER DESCRIPTION. SAID PROPERTY IS HEREIN CONVEYED SUBJECT TO THE RIGHTS OF ADJACENT LAND OWNERS TO USE THAT DRIVE ON THE EAST SIDE OF SAID PROPERTY FOR INGRESS AND EGRESS TO THAT TRACT DEPICTED AS 4.24 ACRES BELONGING TO M. C. SPEED, JR. ON THE AFOREMENTIONED PLAT OF SURVEY. SAID PROPERTY IS HEREIN CONVEYED SUBJECT TO THAT BOUNDARY LINE AGREEMENT DATED APRIL 15, 1983 AND RECORDED IN DEED BOOK O-8, PAGE 534, CLERK’S OFFICE, RABUN SUPERIOR COURT. LESS AND EXCEPT: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 16 OF THE 3RD LAND DISTRICT, RABUN COUNTY, GEORGIA, AND BEING TRACT 4 CONSISTING OF 1.03 ACRES MORE PARTICULARLY DESCRIBED ON A PLAT OF SURVEY PREPARED BY T. LAMAR EDWARDS, GRLS NO. 1837 DATED REVISED NOVEMBER 29, 2006 AND RECORDED IN PLAT BOOK 58, PAGE 131 OF THE RABUN COUNTY PLAT RECORDS. SAID PLAT AND THE RECORD OF THE SAME BEING INCORPORATED HEREIN BY REFERENCE FOR A MORE FULL AND COMPLETE DESCRIPTION OF THE PROPERTY DESCRIBED HEREIN. Said property being known as 68 Sagebrush Lane, Clayton, GA 30525 according to the present numbering system in Rabun County. The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys' fees and all other payments provided for under the terms of the Security Deed and Note. Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the party in possession of the property is Wayne Chastain a/k/a Floyd W. Chastain and Amanda Chastain a/k/a Amanda M. Chastain or tenant(s). The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed, Regions Bank as Attorney in Fact for Wayne Chastain a/k/a Floyd W. Chastain and Amanda Chastain a/k/a Amanda M. Chastain. Contact: The Geheren Firm, P.C., 4828 Ashford Dunwoody Road, 2nd Floor, Atlanta, GA 30338 TEL (678) 587-9500. THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

6-7,14,21,28

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NOTICE OF SALE UNDER POWER

GEORGIA, RABUN COUNTY

Under and by virtue of the power of sale contained in the Security Deed from SAMUEL G. ADAMS AND JANE R. ADAMS, (“Borrower”) to COMMUNITY BANK & TRUST (“Lender”) dated August 27, 2009, and recorded in Deed Book J35, Page 226, Rabun County Records, held by SCBT, N.A. d/b/a CBT, a Division of SCBT, N.A., pursuant to that Purchase and Assumption Agreement among the Federal Deposit Insurance Corporation as Receiver of Community Bank & Trust, SCBT, N.A., and the Federal Deposit Insurance Corporation, dated January 29, 2010, and pursuant to Assignment from Federal Deposit Insurance Corporation as Receiver of Community Bank & Trust to SCBT, N.A. d/b/a CBT, a Division of SCBT, N.A., conveying the realty described on Exhibit “A” attached hereto as collateral for the debt in the principal amount of $213,750.00 together with all late fees and interest from dates of execution at the rates provided therein on the unpaid balance; there will be sold by the undersigned at public outcry to the highest bidder for cash before the courthouse door at Rabun County Georgia, within the legal hours of sale on the first Tuesday of July, 2012 the realty in Land Lot 24 of the 2nd District, Rabun County, Georgia, being more completely described as follows: EXHIBIT A All that tract or parcel of land lying and being in Land Lot 24 of the Second Land District of Rabun County, Georgia and being 16.54 acres as described in a plat of survey dated June 1, 2004 prepared by William F. Rolader, Georgia Registered Land Surveyor No. 2042, said survey being recorded in the Office of the Clerk of Rabun Superior Court in Plat Book 59, Page 224. Said survey is incorporated herein by reference for a full and complete description of the above-described lands. This conveyance is made subject to that certain right-of-way easement 100 feet in width in favor of Georgia Power Company, said easement being shown upon the above-referenced plat of survey. The above-described lands are all of the lands conveyed by BLANCHE R. BERGIN to PADRIAC ANTHONY BERGIN, MICHAEL XAVIER BERGIN, TIMOTHY JOSEPH BERGIN, DENISE MARY BERGIN and CECILY ANN BERGIN WIRSCHING by Warrant Deed recorded in the Office of the Clerk of Rabun Superior Court in Deed Book O-8, Page 331. There is also conveyed all of the easement rights for access, ingress and egress to and from the above-described lands as described in an Easement Agreement dated June 11, 2008, executed by SUMMIT TOWNHOUSES, INC. to SAMUEL GEORGE ADAMS and JANE ROPER ADAMS and recorded in the Office of the Clerk of Rabun Superior Court in Deed Book U-33, Pages 229-230 and said Easement is incorporated herein by reference for a full and complete description of said easement rights. Said property bears the address WARWOMAN ROAD, CLAYTON, GEORGIA 30525. The debt secured by said Security Deed has been and is hereby declared due and payable because, among other possible events of default, of the Borrower’s failure to pay the interest and principal when due. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorney’s fees. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), and any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of Grantee, the party in possession of the property is Borrower or a tenant or tenants. SCBT, N.A. D/B/A CBT, a DIVISION OF SCBT, N.A. As Attorney In Fact For SAMUEL G. ADAMS AND JANE R. ADAMS. /s/ Dylan E. Wilbanks, Dylan E. Wilbanks, Wilbanks Law Firm, LLC, 1237 S. Elm Street, Suite B, Commerce, GA 30529, PHONE: 706-335-2355, FAX: 706-243-6464.

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NOTICE OF SALE UNDER POWER

GEORGIA, RABUN COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Elwood Samuel Shepard, III to Mortgage Electronic Registration Systems, Inc., dated February 1, 2008, recorded in Deed Book G33, Page 335, Rabun County, Georgia Records, as last transferred to BAC Home Loans Servicing, LP formerly known as Countrywide Home Loans Servicing, LP by assignment recorded in Deed Book V35, Page 24, Rabun County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED TWENTY-TWO THOUSAND FIVE HUNDRED EIGHTY AND 0/100 DOLLARS ($122,580.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Rabun County, Georgia within the legal hours of sale on the first Tuesday in July, 2012, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, N.A., 177 Countrywide Way, Mail Stop: CAO-911-01-05, Lancaster, CA 93536, (661) 951-5100. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Elwood Samuel Shephard or a tenant or tenants and said property is more commonly known as 209 John Beck Dockins Road, Rabun Gap, Georgia 30568. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. This law firm is seeking solely to foreclose the creditor’s lien on real estate and this law firm will not be seeking a personal money judgment against you. Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP, formerly known as Countrywide Home Loans Servicing LP as Attorney in Fact for Elwood Samuel Shepard, III. McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/sdw 7/3/12. Our file no. 53521509-FT11 EXHIBIT “A” All that tract or parcel of land lying and being in Land Lot 129 of the Second Land District of Rabun County, Georgia consisting of 0.94 acres and being more fully described upon a survey dated November 2, 1993, prepared by William F Rolander, Georgia Registered Land Surveyor No. 2042. said survey being recorded in the Office of the Clerk of the Superior Court of Rabun County, Georgia in Plat Book 34. Page 112. Said survey is incorporated herein by reference for a total and complete description of the above described land. The above described land consists of all the lands conveyed by Thomas Fountain Jr. to Forrest Bryson by Warranty Deed dated June 13, 1969 and recorded in Book J-4, page 571, aforesaid records. MR/sdw 7/3/12 Our file no. 53521509 - FT11. THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE

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NOTICE OF SALE UNDER POWER

GEORGIA, RABUN COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Thor Anderson to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR FREMONT INVESTMENT & LOAN, dated September 18, 2006, recorded in Deed Book W30, Page 40, Rabun County, Georgia records, as last transferred to HSBC BANK USA, NATIONAL ASSOCIATION, AS TRUSTEE FOR FREMONT HOME LOAN TRUST 2006-D, MORTGAGE-BACKED CERTIFICATES, SERIES 2006-D by assignment recorded or to be recorded, Rabun County, Georgia records conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED THIRTY-EIGHT THOUSAND, SEVEN HUNDRED TWENTY AND NO/100 DOLLARS ($138,720.00); with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Rabun County, Georgia, within the legal hours of sale on the first Tuesday in July 2012, the following described property: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 1 OF THE FOURTH LAND DISTRICT OF RABUN COUNTY, GEORGIA AND BEING TRACT C, CONSISTING OF 0.51 ACRE AS DESCRIBED UPON PLAT OF SURVEY DATED JANUARY 23, 2003, PREPARED BY WILLIAM F. ROLADER, GEORGIA REGISTERED LAND SURVEYOR NO. 2042, SAID SURVEY BEING RECORDED IN THE OFFICE OF THE CLERK OF THE SUPERIOR COURT OF RABUN COUNTY, GEORGIA IN PLAT BOOK 48, PAGE 241. SAID SURVEY IS INCORPORATED HEREIN BY REFERENCE FOR A FULL AND COMPLETE DESCRIPTION OF THE ABOVE DESCRIBED LANDS. THERE IS ALSO CONVEYED A PERPETUAL, NON-EXCLUSIVE EASEMENT TO USE MAINTAIN AND REPAIR THAT CERTAIN ROAD SIXTEEN (16) FEET IN WIDTH EXTENDING FROM MERRYDALE ROAD TOGETHER WITH A PERPETUAL, NON EXCLUSIVE EASEMENT TO USE MAINTAIN AND REPAIR A CULDESAC HAVING A RADIUS OF TWENTY (20) FEET, SAID ROAD AND CULDESAC BEING SHOWN UPON THE ABOVE REFERENCED PLAT OF SURVEY, SAID EASEMENT SHALL BE FOR THE PURPOSES OF ACCESS, INGRESS AND EGRESS TO AND FROM TRACT C AND BE AN EASEMENT APPURTENANT TO TRACT C AND SHALL INURE TO THE BENEFIT OF THE OWNERS OF TRACTS C, THEIR HEIRS, SUCCESSORS, TRANSFEREES AND ASSIGNS. THE GRANTOR RESERVES THE RIGHT FOR HIMSELF, HIS HEIRS, SUCCESSORS, TRANSFEREES AND ASSIGNS, TO USE MAINTAIN AND REPAIR THE ABOVE DESCRIBED ROAD AND CULDESAC FOR PURPOSES OF ACCESS, INGRESS AND EGRESS TO AND FROM TRACT A AND TRACT B AS SHOWN UPON THE ABOVE REFERENCED PLAT OF SURVEY. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Ocwen Loan Servicing LLC, Attention: Home Retention Department, 1661 Worthington Road, Suite 100, West Palm Beach, FL 33409, 877-596-8580. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the parties in possession of the property are Thor Anderson or a tenant or tenants and said property is more commonly known as 218 Merrydale Ln, Clayton, GA 30525. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. HSBC BANK USA, NATIONAL ASSOCIATION, AS TRUSTEE FOR FREMONT HOME LOAN TRUST 2006-D, MORTGAGE-BACKED CERTIFICATES, SERIES 2006-D.THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. As Attorney in Fact for Thor Anderson, Weissman, Nowack, Curry & Wilco, PC, Attn: Ocwen Team, One Alliance Center, 3500 Lenox Road, Atlanta, GA 30326. Our File# 013142.

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RABUN COUNTY BOARD OF COMMISSIONERS

NOTICE OF HEARING TO ALL INTERESTED PERSONS AND PARTIES A hearing will be held in the Rabun County Courthouse at 6:00 before the Rabun County Board of Commissioners on the 26th day of June, 2012 concerning a proposed amendment to the “RABUN COUNTY OFFICIAL ZONING ORDINANCE”. This hearing is held under the authority granted by Article XIV of said Ordinance. The purpose of said hearing is to receive comments on the amendment proposed by James Byrne, to request for a variance from setback requirements to build a garage. The property is 0.28 acres located at 187 King Mtn. Drive in Overlook Kings Mtn. Kingwood Real Property, Tax Parcel is 052A-664. At the hearing any interested parties may present data, make a statement or offer a viewpoint or argument, either orally or in writing. Lengthy statements shall be submitted in writing for the official record. Oral statements shall be concise to afford all an opportunity to be heard. RABUN COUNTY BOARD OF COMMISSIONERS.

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NOTICE OF SALE UNDER POWER

GEORGIA, RABUN COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Peter Hussey to Wachovia Mortgage, FSB, dated February 8, 2008, recorded in Deed Book H33, Page 405, Rabun County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED EIGHT THOUSAND AND 0/100 DOLLARS ($208,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Rabun County, Georgia within the legal hours of sale on the first Tuesday in July, 2012, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage a div. of Wells Fargo Bank, N.A., 4101 Wiseman Blvd, San Antonio, TX 78251, 800-282-3458. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Peter Hussey or a tenant or tenants and said property is more commonly known as 244 W 76 Loop, Clayton, Georgia 30525. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. This law firm is seeking solely to foreclose the creditor’s lien on real estate and this law firm will not be seeking a personal money judgment against you. Wells Fargo Bank, N.A. also known as Wachovia Mortgage, FSB, also known as World Savings Bank, FSB as Attorney in Fact for Peter. Hussey McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net, MR/eca1 7/3/12. Our file no. 5321112-FT1 EXHIBIT “A” All that tract or parcel of land lying and being in Land Lot 58 of the Fifth Land District of Rabun County, Georgia and being more particularly described as follows, to wit: Beginning at a point on the centerline of the Old Clayton-Hiawassee Road, which point is North 58 degrees 30 minutes East 660.0 feet from the point formed by the intersection of the centerline of U.S. Highway 76 with the centerline of the Old Clayton-Hiawassee Road. The Point and Place of beginning thus established, proceed North 32 degrees 40 minutes West 13.0 feet to a point; thence North 32 degrees 40 minutes West 203.2 feet to an iron pin; thence South 89 degrees 24 minutes East 325.8 feet to an iron pin; thence South 21 degrees 42 minutes East 124.4 feet; thence South 21 degrees 42 minutes East 15.4 feet to a point in the centerline of the Old Clayton-Hiawassee Road; thence along and with the centerline of said road and following the curvature thereof the following courses and distances: South 75 degrees 29 minutes West 112.4 feet; South 80 degrees 01 minute West 110.7 feet and South 83 degrees 57 minutes West 44.6 feet to the Point of Beginning. Said tract being shown on plat of survey prepared by T. Lamar Edwards, dated February 8, 1980, recorded in the Office of the Clerk of the Superior Court of Rabun County, Georgia, in Plat Book 15, page 298, which plat is incorporated herein by reference. MR/eca1 7/3/12 Our file no. 5321112 - FT1. THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

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STATE OF GEORGIA

COUNTY OF RABUN

NOTICE TO CREDITORS AND DEBTORS

All persons indebted to Thomas Lloyd Broaddrick, deceased, are hereby notified to make immediate pay to the undersigned and all creditors of said decedent are hereby notified to render their claims to the undersigned. This the 30 day of May, 2012. Witness my/our hand(s) and seal(s), on the day above written. Christopher A Broaddrick, Ellen B. Gould acting as Administrator of the Thomas Lloyd Broaddrick estate.) Address: 511 Sunset Avenue, Oxford, North Carolina 27565. Telephone: 919-693-1733 or 919-691-7582.

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STATE OF GEORGIA

COUNTY OF RABUN

NOTICE OF SALE UNDER POWER

Under and by virtue of the power of sale contained in a Security Deed from ALISON J. WILLIAMS to MACON BANK, INC., dated May 23, 2008, recorded June 5, 2008, in Deed Book T33, Page 476, Rabun County, Georgia records, said Security Deed being given to secure a Note from ALISON J. WILLIAMS of even date in the original principal amount of Two Hundred Seventy One Thousand and 00/100 ($271,000.00) Dollars, with interest from date at a rate per cent per annum on the unpaid balance until paid; there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Rabun County, Georgia, within the legal hours of sale on the first Tuesday in July, 2012, the following described property: All that tract or parcel of land lying and being in Land Lot 33 of the Fifth Land District of Rabun County, Georgia, and being Lot 36, containing 9.47 acres, as more particularly described on that certain plat of survey dated February 6, 1979, prepared by T. Lamar Edwards, Georgia Registered Land Surveyor No. 1837, said plat being recorded in the Office of the Clerk of Rabun Superior Court in Plat Book 13, Page 283, reference to said plat being for express purposes of incorporating its description herein. There is also conveyed a 1/55 undivided interest in the roadways, easement rights and greenbelt area as described in that certain quit-claim deed dated November 14, 1988 which is recorded in the office of the Clerk of Rabun Superior Court in Deed Book R-11, Page 84. The above described property is conveyed subject to restrictions of record as recorded in the Office of the Clerk of Rabun Superior Court in Deed Book K-6, Page 598, Deed Book G-18, Page 583 and Deed Book Z-19, Page 373. Further, the above described property is conveyed subject to that Amendment to Covenants and Restrictions recorded in Deed Book C-22, Page 85 and those Spruce Creek Covenants and Restrictions recorded in Deed Book N-28, Page 6, aforementioned records. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, easements, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is ALISON J. WILLIAMS or a tenant or tenants. MACON BANK, INC., as attorney in Fact for ALISON J. WILLIAMS, L. Lou Allen, Stites & Harbison, PLLC, 11 Blue Ridge, Georgia 30513, (706) 632-7923. File No. MA404-0MA14. THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

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NOTICE OF SALE UNDER

POWER IN SECURITY DEED

Our File No. 12-208

G E O R G I A

Rabun COUNTY

Under and by virtue of the power of sale contained in a Deed to Secure Debt given by Jeffrey A. Kirkwood and Margaret E. Mullnix to RABUN COUNTY BANK dated March 2, 2001 and recorded in Deed Book O-20, Pages 355-359, Rabun County, Georgia Records as modified by a Loan Modification Agreement from Jeffrey A. Kirkwood to RABUN COUNTY BANK dated April 23, 2007 and recorded in Deed Book Z-31, Pages 149-151, Rabun County Records, conveying the after described property to secure a note dated April 23, 2007 in the original principal amount of SIXTY-ONE THOUSAND SIX HUNDRED NINETY-FOUR AND 84/100 DOLLARS ($61,694.84), with interest thereon as set forth therein, there will be sold by the undersigned at public outcry to the highest bidder, for cash, before the courthouse door of Rabun County, Georgia, within the legal hours of sale on the first Tuesday in July, 2012, the same being July 3, 2012, the following described property: All that tract or parcel of land lying and being in Land Lot Number 117 of the Second Land District of Rabun County, Georgia and being more particularly described as follows, to wit: For a full and complete description of the real property being hereby conveyed, reference is hereby had and made to a plat of survey dated July 8, 1987 and prepared by T. Lamar Edwards, Georgia Registered Land Surveyor No. 1837. The real property being hereby conveyed is Tract 1 containing 1.36 acres. Said plat is of record in Plat Book 26, Page 29 in the office of the Clerk of Rabun Superior Court. Reference to said plat and the record thereof is for the express purpose of incorporating herein its description of Tract 1 containing 1.36 acres as depicted thereon. NOTE: ALSO CONVEYED are those certain easement rights more fully described in that certain Warranty Deed from Carolyn Conner Hicks to Julian E. Bolton and James J. Brown, dated May 15, 1992, which is recorded in Deed Book R-13, Page 693, aforesaid records; and certain rights more fully described in that certain water rights easement and agreement from Carolyn Conner Hicks to Juliann E. Bolton and James J. Brown dated May 15, 1992, which is recorded in Deed Book R-13, Page 700, aforesaid records. NOTE: The above described tract or parcel of land is conveyed SUBJECT TO that certain 100 foot wide easement to the Georgia Power Company for the Terrora-Wiley-Dillard high voltage power line as shown upon the above referenced plat of survey. The debt secured by said deed to secure debt has been and is hereby declared due because of, among other possible events of default, the failure to pay the indebtedness as and when due and in the manner provided in the Note, Deed to Secure Debt and Modification Agreement. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which may be disclosed by a current accurate survey and inspection of the property, any easements, assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Deed to Secure Debt first set out above. The entity that has full authority to negotiate, amend and modify all terms of the Deed to Secure Debt with the Debtor is: RABUN COUNTY BANK located at 121 Rickman Street, Clayton, Georgia 30525, 706-782-4571. The secured Creditor is not required by law to negotiate, amend or modify the terms of the Deed to Secure Debt. To the best knowledge and belief of the undersigned the party in possession of the property is Jeffrey A. Kirkwood and/or any tenant or tenants in possession and said property is located at 444 Black Branch Road, Rabun Gap, Georgia 30568 and is designated as being Rabun County Tax Parcel #048C-027A. The sale will be conducted subject to: (1.) confirmation that the sale is not prohibited under the U. S. Bankruptcy Code; and (2.) final confirmation and audit of the status of the loan with the holder of the Deed to Secure Debt. This 1st day of June, 2012. RABUN COUNTY BANK, as Attorney‑in‑Fact for Jeffrey A. Kirkwood under Power of Sale contained in Security Deed recorded in Deed Book O-20, page(s) 355-359, Rabun County, Georgia Records. ALBERT O. ENGLISH, LLC, Attorney for RABUN COUNTY BANK, 17 Chechero Street, Clayton, GA 30525, (706) 782-4285. THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

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STATE OF GEORGIA

COUNTY OF RABUN

NOTICE OF SALE UNDER POWER

IN DEED TO SECURE DEBT

Under and by virtue of the power of sale contained in that certain Deed to Secure Debt from Norma Hudgins and Paul Malcolm Hudgins, Jr to Mortgage Electronic Registration Systems, Inc. in the original principal amount of $229,000.00 dated 10/29/2007, and recorded in Deed Book W32, page 592, Rabun County records, said Security Deed being last transferred and assigned to CitiMortgage, Inc. in Deed Book J38 Page 517, the undersigned will sell at public outcry to the highest bidder for cash before the Courthouse door in said County, during the legal hours of sale, on the first Tuesday of July, 2012 by CitiMortgage, Inc., as Attorney-in-Fact for Norma Hudgins and Paul Malcolm Hudgins, Jr the following described property: All that tract or parcel of land lying and being in Land Lot 195 of the Second Land District of Rabun County, Georgia, and being in the City Limits of City of Sky Valley, Georgia and being Lot 6 of Part One, Northwoods Area, Sky Valley Subdivision as more fully described upon a plat of survey dated October 7, 2002, prepared by William F. Rolader, Georgia Registered Land Surveyor No. 2042, said survey being recorded in the Office of the Clerk of Rabun Superior Court in Plat Book 48, Page 49, said survey is incorporated herein by reference for a full and complete description of the above described lands. Property known as: 21 Peek and Peak Drive, Dillard, GA 30537. The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purposes of paying the same and all expenses of sale, including attorney's fees, (notice having been given as provided by law). The property will be sold as the property of The Aforesaid Grantors subject to the following: (1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) the outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills, that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the security deed first set out above. Pursuant to O.C.G.A. Section 44-14-162.2 the name of the person or entity who has the full authority to negotiate, amend, or modify the terms of the aforementioned indebtedness is: CitiMortgage, Inc.,1000 Technology Drive, O'Fallon, MO 63368 PHONE: 866-272-4749. Nothing contained in this Notice of Sale shall obligate Lender to negotiate, amend or modify said indebtedness. To the best of the undersigned's knowledge and belief, the party in possession is Norma Hudgins and Paul Malcolm Hudgins, Jr. CitiMortgage, Inc., as Attorney-in-fact for Norma Hudgins and Paul Malcolm Hudgins, Jr.. This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose. Pendergast & Associates, P.C.South Terraces, Suite 1000, 115 Perimeter Center Place, Atlanta, GA 30346, Phone – (770) 392-0398, Toll Free – (866) 999-7088, www.penderlaw.com. Our File No. 12-04629.

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NOTICE OF SALE UNDER POWER

GEORGIA, RABUN COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Hudgins Holdings LLC to Rockbridge Commercial Bank, dated July 31, 2007, recorded in Deed Book L32, Page 211, Rabun County, Georgia Records, as last transferred to 2010-3 SFR Venture, LLC by assignment recorded in Deed Book E37, Page 561, Rabun County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of TWO MILLION TWO HUNDRED FIFTY THOUSAND AND 0/100 DOLLARS ($2,250,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Rabun County, Georgia within the legal hours of sale on the first Tuesday in July, 2012, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: RoundPoint Mortgage Servicing Corp., 5032 Parkway Plaza Boulevard, Suite 200, Charlotte, NC 28217, 704-426-8850. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Hudgins Holdings LLC or a tenant or tenants and said property is more commonly known as 4065 Blalock Goldmine Road, Clayton, Georgia 30525. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. This law firm is seeking solely to foreclose the creditor’s lien on real estate and this law firm will not be seeking a personal money judgment against you. 2010-3 SFR Venture, LLC as Attorney in Fact for Hudgins Holdings LLC. McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net, MR/eca1 7/3/12 Our file no. 5531712-FT1 EXHIBIT “A” All that tract or parcel of land lying and being in part of Land Lot 104 of the 5th Land District of Rabun County, Georgia, and being more fully described as follows: Being Subdivision Lot No. 19 and Subdivision Lot No. 35 of Section B of Lake Burton Shores Subdivision more fully described and delineated on plat made by J.G. King, Georgia Registered Land Surveyor No. 679, dated August 28, 1958 and recorded on Rabun County, Georgia Deed Records in Plat Book 5, Page 222. Reference is had and made to said plat and record of same for further description of said lots herein conveyed. Subject to electric and communication power lines, if same encroach upon caption lands. Lot No. 35 is subject to exception of rights of Georgia Power Company to flood any portion of said lot up to and below 1866 feet above sea level and remove thing or things from lake bed of Burton Lake. The obligation to pay the debt described in the aforementioned security deed and secured by the above described property has been assumed by was. MR/eca1 7/3/12 Our file no. 5531712 - FT1. THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE

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STATE OF GEORGIA

COUNTY OF RABUN

NOTICE OF SALE UNDER POWER

Under and by virtue of the power of sale contained in a Security Deed from RICHARD H. WATERHOUSE to FIRST CLAYTON BANK & TRUST CO. N/K/A UNITED COMMUNITY BANK, dated July 10, 1997, recorded July 14, 1997, in Deed Book E17, Page 306, Rabun County, Georgia records, as last modified by Modification of Security Deed dated September 15, 2007, recorded in Deed Book R32, Page 480, Rabun County, Georgia records, said Security Deed being given to secure a Note from RICHARD H. WATERHOUSE dated September 15, 2007, in the original principal amount of Two Hundred Sixty One Thousand Seven Hundred Sixteen and 69/100 ($261,716.69) Dollars, with interest from date at a rate per cent per annum on the unpaid balance until paid; there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Rabun County, Georgia, within the legal hours of sale on the first Tuesday in July, 2012, the following described property: All that tract or parcel of land lying and being in Land Lot 105 of the 5th Land District, Rabun County, Georgia, and being more particularly described as Georgia Power Company Lease Lot 66, Area 9, of Lake Burton Recreational Development, including all improvements, appurtenances, utility services and any other facilities erected, placed or later imposed upon said tract. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, easements, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is RICHARD H. WATERHOUSE or a tenant or tenants. FIRST CLAYTON BANK & TRUST CO. N/K/A UNITED COMMUNITY BANK, as attorney in Fact for RICHARD H. WATERHOUSE, L. Lou Allen, Stites & Harbison, PLLC, 11 Mountain Street, Suite 8, Blue Ridge, Georgia 30513, (706) 632-7923. File No. 7484A-03302. THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

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STATE OF GEORGIA

COUNTY OF RABUN

NOTICE OF SALE UNDER POWER

Under and by virtue of the power of sale contained in a Security Deed from ARCHIE VINSON to UNITED COMMUNITY BANK RABUN COUNTY N/K/A UNITED COMMUNITY BANK, dated June 24, 2002, recorded July 3, 2002, in Deed Book R-22, Page 647, Rabun County, Georgia records, as last modified by Modification of Security Deed dated December 21, 2010, recorded in Deed Book W36, Page 69, Rabun County, Georgia records; also that certain Assignment of Rents dated December 21, 2010, recorded in Deed Book W36, Page 64, Rabun County, Georgia records, said Security Deed being given to secure a Note from ARCHIE VINSON dated December 21, 2010, in the original principal amount of Fifty Four Thousand Eight Hundred Fifty Two and 00/100 ($54,852.00) Dollars, with interest from date at a rate per cent per annum on the unpaid balance until paid; there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Rabun County, Georgia, within the legal hours of sale on the first Tuesday in July, 2012, the following described property: All that tract or parcel of land lying and being in Land Lot 190 of the 13th Land District of Rabun County, Georgia, and being designated as Lot 1, Block B, containing 1.14 acres, as more particularly described according to that certain plat of survey dated August 15, 1983, prepared by T. Lamar Edwards, G.R.L.S. #1837, said plat being recorded in Plat Book 20, page 50, Clerk’s Office, Rabun County Superior Court, reference to said plat being for the express purpose of incorporating its description herein. Also conveyed is a non-exclusive right to use that certain 30-foot wide roadway as described and shown on the above referenced plat. Also conveyed are those certain easement rights as more fully described in that easement from Kate S. Worley, Individually and as Administratrix of the Estate of Fred A. Worley, to Dana J. Christopher, n/k/a Dana J. Christopher-Muench, dated February 27, 2002, recorded in the deed records of the Clerk of Rabun County Superior Court, the same being incorporated herein by reference. Included herewith is a 2003 Fleet Mobile Home, VIN #GAFL275A7413BP11 & GAFL275B74143BP11. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, easements, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is ARCHIE VINSON or a tenant or tenants. UNITED COMMUNITY BANK RABUN COUNTY N/K/A UNITED COMMUNITY BANK, as attorney in Fact for ARCHIE VINSON, L. Lou Allen, Stites & Harbison, PLLC, 11 Mountain Street, Suite 8, Blue Ridge, Georgia 30513, (706) 632-7923, File No. 7484A-03305.

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NOTICE OF SALE

UNDER POWER

GEORGIA,

RABUN COUNTY

Under and by virtue of the Power of Sale contained in that certain Deed to Secure Debt and Security Agreement made by SPOHNTOWN BUILDING COMPANY, LLC, AND SPOHNTOWN CORPORATION, Grantor, to BRANCH BANKING AND TRUST COMPANY, successor in interest to Colonial Bank by asset acquisition from the Federal Deposit Insurance Corporation as Receiver for Colonial Bank, Grantee, on the 19th day of March 2008 (“Security Deed”), said deed recorded on March 26, 2008, in the Superior Court of Rabun County, Georgia, in Deed Book L33, Page 603, as affected by that certain Chapter 11 Order Granting Motion to Compromise and Settle Claim Reforming Deed to Secure Debt, and Lifting Automatic Stay, recorded on May 22, 2012, in the Superior Court of Rabun County, Georgia, in Deed Book K38, Page 120, as affected by that certain Assignment of Security Instruments and Other Loan Documents from the Federal Deposit Insurance Corporation in its capacity as Receiver for Colonial Bank to Branch Banking and Trust Company (BB&T), recorded in the Superior Court of Rabun County, Georgia, in Deed Book P35, Page 467, conveying the after-described property to secure that certain Promissory Note from Grantor payable to Grantee in the original principal amount of One Million Four Hundred Seventy-Eight Thousand Four Hundred Ninety-Four and 27/100 Dollars ($1,478,494.27), dated March 19, 2008, and all modifications thereof, with interest thereon as set forth therein (the “Note”), there will be sold at public outcry to the highest bidder for cash before the courthouse door of Rabun County, Georgia, within the legal hours of sale on the first Tuesday in July 2012, the following described real estate situated in Rabun County, Georgia, to wit: All that tract or parcel of land lying and being in Land Lot 6 of the 1st Land District of Rabun County, Georgia, being known and designated as Lot 10 of Waterfall at Lake Burton, Unit 2, Phase 1, as shown on that certain final plat of survey recorded at Plat Book 45, Pages 176 and 177, Rabun County, Georgia Records, reference to said plat of survey and the record thereof being hereby made for a more complete legal description. The indebtedness secured by said Security Deed has been and is hereby declared due and payable because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including Attorney’s fees (notice of intent to collect Attorney’s fees having been given as provided by law). The property will be sold for cash or certified funds and subject to any and all matters of record superior to said Security Deed, outstanding ad valorem taxes, any matters which might be disclosed by an accurate survey and inspection of the property, zoning ordinances, restrictions, covenants, and easements against the property, if any. The sale will be conducted as set forth herein subject to (1) confirmation prior to the sale that the sale is not prohibited under the U.S. Bankruptcy Code and (2) final confirmation and audit prior to the sale of the status of the loan with the holder of the Security. Grantee reserves the right to sell the property in one parcel or as an entirety, or in such parcels as Grantee may elect, as permitted in the Security Deed. To the best of the undersigned’s knowledge and belief, the property is located at Lot 10 of Waterfall at Lake Burton, Unit 2, Phase 1, Rabun County, Georgia, and the party in possession of the property is Spohntown Building Company, LLC, and Spohntown Corporation, or their tenant or tenants. Branch Banking and Trust Company as Attorney-in-Fact for Spohntown Building Company, LLC, and Spohntown Corporation, Sasser, Sefton, Tipton & Davis, P.C., Patrick L. W. Sefton, Esq., 100 Colonial Bank Blvd., Suite B201

Montgomery, AL 36117, (334) 532-3400.

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STATE OF GEORGIA

COUNTY OF RABUN

NOTICE TO CREDITORS AND DEBTORS

All persons indebted to Joel Jordon Arrendale, MD, deceased, are hereby notified to make immediate payment to the undersigned and all creditors of said decedent are hereby notified to render their claims to the undersigned. This the 1 day of June,2012. Witness my/our hand(s) and seal(s), on the day above written. (Suzanne A Strickland and Lucy E. Bartlett acting as Co-Executors of the Joel Jordan Arrendale, MD estate.) Address: PO Box 264, Tiger, GA 30576, Telephone: 706-782-7262.

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NOTICE

On June 12, 2012 the Rabun County Supervisor of Elections will be conducting the public Logic and Accuracy test involving the AccuVote TS units to be used in the Absentee precinct (Georgia DRE rule 183-1-12-.02) for the Rabun County Primary/Special Election to be held on July 31, 2012. Also on June 12, 2012 (Georgia DRE rule 183-12-.02; 183-1-12-.07) the Supervisor of Elections will be conducting the public Logic and Accuracy test involving the AccuVote TS units, Express Poll units and the Bar Code Scanners to be used on Election Day, Rabun County Primary/Special Election to be held on July 31, 2012. On these days, preparation and testing will commence at 10:00 a.m. in Suite 201 of the Rabun County Board of Elections and Registration Office located at 19 Jo Dotson Circle, Clayton, Georgia 30525 and shall continue until such preparation and testing is complete. This preparation and testing is open to the public for observation.

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NOTICE OF SALE UNDER POWER IN SECURITY DEED

STATE OF GEORGIA,

COUNTY OF RABUN.

On September 14, 2001, Roy Lynn Hopper and Patricia Carland Hopper executed a Deed to Secure Debt With Power of Sale to Stephens Federal Bank, securing a note of even date for One Hundred Forty-Three Thousand and 00/100 Dollars ($143,000.00), said security deed being recorded in Deed Book I-21, Pages 537-552, Rabun County Records. Said security deed conveyed the property hereinafter described. By virtue of the power of sale contained in said security deed to Stephens Federal Bank, there will be sold by the undersigned at public outcry to the highest bidder for cash, before the Rabun County Courthouse door in Clayton, Georgia, during the legal hours of sale, being 10 a.m. until 4 p.m. Eastern Time, on the first Tuesday in July, the same being July 3, 2012, the following described property: All that tract or parcel of land lying and being in Land Lot 52 of the Fourth Land District of Rabun County, Georgia, containing 1.10 acre as more fully described on that certain plat of survey prepared by Kenyon L. Miller, Georgia Registered Land Surveyor No. 2595, dated May 22, 2001, which is recorded in the office of the clerk of Rabun Superior Court in Plat Book 46, Page 221. Reference is had and made to said plat and record of the same for a full and complete description of the property herein described. There is also conveyed herewith a perpetual non-exclusive easement for ingress and egress to and from the above-described property over and across those certain existing gravel drives as the same are shown upon the above-referenced plat of survey. This conveyance is made subject to that certain road maintenance agreement between the parties hereto dated September 14th, 2001, which is recorded in the office of the clerk of Rabun Superior Court in Deed Book I-21, Page 533-534. As to that well which lies to the North of the existing paved drive as shown upon the above-referenced plat of survey: This conveyance is made subject to the easement rights of others to use, maintain and repair said well and water lines from said well and the Grantor(s) herein reserve a perpetual non-exclusive easement to use, maintain and repair said well and water lines to the adjacent property of the Grantor(s) herein. The debt secured by said security deed and note has been and is hereby declared due and payable because of default for nonpayment as required by the note and security deed. The debt having been declared due and payable and remaining unpaid, and the terms in the note and security deed remaining in default, this sale will be made for the purpose of paying the principal, accrued interest and attorney’s fees pursuant to the note and security deed, plus all expenses of this sale. Said property will be sold as the property of Roy Lynn Hopper and Patricia Carland Hopper and subject to outstanding ad valorem taxes and/or easements and/or restrictive covenants appearing of record, if any. The undersigned will comply with Georgia law, O.C.G.A. Section 44-14-162.2, prior to conducting the sale. To the best knowledge and belief of the undersigned, equitable title to said property is now held by Roy Lynn Hopper and Patricia Carland Hopper. The entity with full authority to negotiate, amend and modify all terms of the mortgage with Debtor is Stephens Federal Bank, 2859 Highway 17 Alt, Toccoa, Georgia 30577; phone number 706-886-2111. The undersigned will execute a deed to the purchaser at said sale as provided in the aforementioned deed to secure Stephens Federal Bank. Dated this 1st day of June, 2012. Stephens Federal Bank, Attorney-in-fact for Roy Lynn Hopper and Patricia Carland Hopper. Sanders & Ranck, P.C. P. O. Box 1005, Toccoa, GA 30577, 706-886-7533. Attorneys for Stephens Federal Bank.

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NOTICE

A Special Called Council Meeting will be held on Thurday, June 21, 2012 at 10:00 am in the Timeshare of Sky Valley Meeting Room, 501 Sky Valley Way, Sky Valley, GA concerning the following request. Request for a variance to Section 803 Table 3 “Dimensional Requirements by Land Use District” of the City of Sky Valley Zoning Ordinance (05-15) at 89 View Lane, Sky Valley, GA owned by Kirkman Family Trust (Larry & Barbara Kirkman) to encroach 15 feet into the 15 foot setback requirement and 12 feet into the City Right Way. At the meeting, any interested parties may present data, make statements, or offer viewpoints or arguments either orally or in writing. Statements shall be concise to afford all an opportunity to be heard. City of Sky Valley, Mandi Cantrell, City Clerk.

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NOTICE OF COUNTY ORDINANCE

Notice is hereby given that the Rabun County Board of Commissioners shall consider at it’s regular monthly meeting to be held at 6:00 p.m. on Tuesday, June 26, 2012, in the court room of the Rabun County Courthouse, 25 Courthouse Square, Clayton, Georgia, 30525 on the second reading; the adoption of an ordinance. This ordinance pertains to: AN ORDINANCE PROVIDING FOR A LEVY OF OCCUPATION TAX FOR EACH INDIVIDUAL ENGAGED IN ANY BUSINESS, TRADE, PROFESSION, OR OCCUPATION IN THE COUNTY, WHETHER WITH A LOCATION IN THE COUNTY OR IN THE CASE OF AN OUT-OF-STATE BUSINESS WITH NO LOCATION IN THE STATE EXERTING SUBSTANTIAL EFFORTS WITHIN THE STATE PURSUANT TO O.C.G.A. 48-13-7, SHALL PAY AN OCCUPATION TAX. At said meeting, the Board of Commissioners will discuss, consider and receive public input concerning the proposed Ordinance amendment. A copy of said Ordinance amendment is on file for public inspection at the Office of the Clerk of Rabun County Superior Court for the purpose of examination and inspection by the public and also at the Office of the Clerk of Rabun County Commissioners, Rabun County Courthouse, Clayton, Georgia.

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The Clayton Tribune - Legals 6.7.12
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STATE OF GEORGIA

COUNTY OF RABUN

NOTICE OF FORECLOSURE OF THE RIGHT TO REDEEM

TO: Whom It May Concern

This is Notice that (Danny Joe Crutchfield and Lisa Ann Crutchfield) hereby intend to Forever Foreclosure the Right of Redemption on that tract or parcel of land known as (all that parcel of land lying and being a part of Land Lot 195, of the 2nd Land District, of Rabun County, Georgia, more fully described as follows: Being Subdivision Lot 33, Part 1, Mid Woods Area of Sky Valley Subdivision, as shown on a plat drawn by James A. Long, Georgia Registered Surveyor Number 1579, dated May 23, 1971, and recorded in the Office of the Clerk of the Superior Court of Rabun County, Georgia, in Plat Book 8, Page 149. As described in deed Book Y27, Page 417. Further described as Map and Parcel 058A 491.) This is notice to (Daniel Rodriguez, Juan C Merlo), Occupant, All the World and anyone holding right, title or interest in or lien upon this property from (Danny Joe Crutchfield and Lisa Ann Crutchfield) by the payment of the redemption price or the amount required for redemption, as fixed and provided for in Code O.C.G.A. § 48-4-42, on or before (June 24, 2012) at the address shown below. Any claim or redemption not filed by this date shall stand forever barred. The Sheriff’s Deed to which this notice relates is dated (March 1, 2011), and is recorded in the office of the Clerk of the Court of (Rabun) County in Deed Book C37, Page 504. Danny Joe Crutchfield, Lisa Ann Crutchfield, 4170 Fairhill Way, Tallahassee, FL 32309, 850-510-7364. Please be governed accordingly.

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STATE OF GEORGIA

COUNTY OF RABUN

NOTICE OF FORECLOSURE OF THE RIGHT TO REDEEM

TO: Whom It May Concern

This is Notice that (Danny Joe Crutchfield and Lisa Ann Crutchfield) hereby intends to Forever Foreclosure the Right of Redemption on that tract or parcel of land known as (all that parcel of land lying and being in Land Lot 168, of the 2nd District, of Rabun County, Georgia being Lot 25, Part 1, Alex Mountain Area, as more particularly described on a plot of survey recorded in Plat Book 16, page 228, records of Rabun County, Georgia, as described in Deed Book M30, Page 93. Further described as Map and Parcel 058C 174.) This is notice to (Daniel Rodriguez), Occupant, All the World and anyone holding right, title or interest in or lien upon this property that he may redeem the property from (Danny Joe Crutchfield and Lisa Ann Crutchfield) by the payment of the redemption price or the amount required for redemption, as fixed and provided for in Code O.C.G.A. § 48-4-42, on or before (June 24, 2012) at the address shown below. Any claim or redemption not filed by this date shall stand forever barred. The Sheriff’s Deed to which this notice relates is dated (March 1, 2011), and is recorded in the office of the Clerk of the Court of (Rabun) County in Deed Book C37, Page 508. Danny Joe Crutchfield, Lisa Ann Crutchfield, 4170 Fairhill Way,, Tallahassee, FL 32309, 850-510-7364. Please be governed accordingly.

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NOTICE

GEORGIA, RABUN COUNTY PROBATE COURT

TO: Robert Witholder

Clive McCormick has petitioned to be appointed Administrator of the estate of Melinda McCormick, deceased, of said County. All interested parties are hereby notified to show cause why said petition should not be granted. All objections to the petition must be in writing, setting forth the grounds of any such objection, and must be filed with the court on or before June 11, 2012. All pleadings/ objections must be signed before a notary public or before a probate court clerk, and filing fees must be tendered with your pleadings/objections, unless you qualify to file as an indigent party. Contact probate court personnel at the following/address, telephone number for the required amount of filing fees. If any objections are filed, a hearing will be scheduled at a later date. If no objections are filed, the petition may be granted without a hearing. Lillian W. Garrett, Probate Judge, By: Savannah B. Dixon, Probate Clerk/Deputy Clerk, Address: 25 Courthouse Square, Suite 215, Clayton, GA 30525, 706-782-3614.

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STATE OF GEORGIA

COUNTY OF RABUN

NOTICE TO CREDITORS AND DEBTORS

All persons indebted to Elana Conley McClain, deceased, are hereby notified to make immediate payment to the undersigned and all creditors of said decedent are hereby notified to render their claims to the undersigned. This the 9th day of May, 2012. Witness my/our hand(s) and seal(s, on the day above written. (Kenneth Justin McClain acting as administrator of the Elana Conley McClain estate.) Address: 114 Fescue Ln, Rabun Gap, GA 30568, Telephone: 706-746-5466.

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IN THE SUPERIOR COURT OF RABUN COUNTY

STATE OF GEORGIA

SCBT, N.A. d/b/a CBT, a Division of SCBT, N.A.

Plaintiff

CIVIL ACTION FILE NO: 2011-CV-583-S

vs.

IAN K. PERRYMAN and JENNIFER S. PERRYMAN

Defendants

NOTICE OF PUBLICATION

TO: IAN K. PERRYMAN and JENNIFER S. PERRYMAN

By Order for Service by Publication dated the 7th day of May, 2012, you are hereby notified that on the 16th day of December, 2011, SCBT, N.A. d/b/a CBT, a Division of SCBT, N.A., filed suit against you for a Report of Sale and Application for Approval of Confirmation and Foreclosure Sale,. You are required to appear before Judge Russell W. Smith on the 10th day of July, 2012 at 9:00 o’clock, a.m.,in the Rabun County Superior Court in Clayton, Georgia, to show cause as to why Plaintiff’ prayers for relief should not be granted. You may retrieve a copy of the Complaint (Report of Sale) from the Clerk of this Court or may contact Plaintiff’s counsel, M. Keith York, 1070 South Main Street, PO Box 38, Cornelia, Georgia, 30531; (706) 778-6823. WITNESS the Honorable Russell W. Smith, Judge of this Superior Court. This 9th day of May, 2012. Holly E. Henry-Perry, Clerk of Superior Court.

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STATE OF GEORGIA

COUNTY OF RABUN

NOTICE TO CREDITORS AND DEBTORS

All persons indebted to Patricia A. Stever, deceased,are hereby notified to make immediate payment to the undersigned and all creditors of said decedent are hereby notified to render their claims to the undersigned. This the 11th day of May , 2012. Witness my/our hand(s) and seal(s), on the day above written. (Hilton K. Newman acting as executor of the Patricia A. Stever estate.) Address: 2405 Bonaire Drive, Hendersonville, NC 28739, Telephone: 828-693-4862.

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STATE OF GEORGIA

COUNTY OF RABUN

NOTICE TO CREDITORS AND DEBTORS

All persons indebted to Schley Howard Burrell, Sr., deceased, are hereby notified to make immediate payment to the undersigned and all creditors of said decedent are hereby notified to render their claims to the undersigned. This the 15 day of May, 2012. Witness my/our hand(s) and seal(s), on the day above written. (Michael Travis Burrell acting as Executor of the Schley Howard Burrell, Sr. estate.), Address: 11687 Gorham Avenue #405, Los Angeles CA 90049, Telephone: (310) 339-5067.

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STATE OF GEORGIA

COUNTY OF RABUN

NOTICE TO CREDITORS AND DEBTORS

All persons indebted to Burl Vannoy Brown, deceased, are hereby notified to make immediate payment to the undersigned and all creditors of said decedent are hereby notified to render their claims to the undersigned. This the 21 day of May, 2012. Witness my/our hand(s) and seal(s), on the day above written. (Gregory Randall Brown, Sr. acting as Executor of the Burl Vannoy Brown estate.), Address: 475 Pinnacle Drive, Clayton, GA 30525, Telephone: 706-982-0600.

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STATE OF GEORGIA

COUNTY OF RABUN

NOTICE TO CREDITORS AND DEBTORS

All persons indebted to Margaret Powell Brown, deceased, are hereby notified to make immediate payment to the undersigned and all creditors of said decedent are hereby notified to render their claims to the undersigned. This the 21 day of May, 2012. Witness my/our hand(s) and seal(s), on the day above written. (Gregory Randall Brown, Sr. acting as Executor of the Margaret Powell Brown estate.), Address: 475 Pinnacle Drive, Clayton, GA 30525, Telephone: 706-982-0600.

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NOTICE OF COUNTY ORDINANCE

Notice is hereby given that the Rabun County Board of Commissioners shall consider at it’s regular monthly meeting to be held at 6:00 p.m. on Tuesday, June 26, 2012, in the court room of the Rabun County Courthouse, 25 Courthouse Square, Clayton, Georgia, 30525 on the second reading; the adoption of an ordinance. This ordinance pertains to: AN ORDINANCE PROVIDING FOR A LEVY OF TAX FOR FINANCIAL INSTITUTIONS; PROVIDING FOR A MINIMUM TAX FOR FINANCIAL INSTITUTIONS; PROVIDING FOR FILING OF RETURN FOR FINANCIAL INSTITUTIONS; PROVIDING DUE DATE OF TAX FOR FINANCIAL INSTITUTIONS; AND PROVIDING WHEN SUCH ORDINANCE SHALL BECOME EFFECTIVE. At said meeting, the Board of Commissioners will discuss, consider and receive public input concerning the proposed Ordinance amendment. A copy of said Ordinance amendment is on file for public inspection at the Office of the Clerk of Rabun County Superior Court for the purpose of examination and inspection by the public and also at the Office of the Clerk of Rabun County Commissioners, Rabun County Courthouse, Clayton, Georgia.

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IN THE SUPERIOR COURT OF RABUN COUNTY

STATE OF GEORGIA

DESIRE WOOD and PEPE CUEVAS,

Petitioner

CIVIL ACTION FILE NO: 2012-CV-0160-S

IN RE: JOSE ALEXANDER CUEVAS and JOHN TALAN CUEVAS

NOTICE OF FILING PETITION FOR NAME CHANGE

On April 23, 2012, Petitioners Desire Wood and Pepe Cuevas filed a Petition for Name Change in the Superior Court o Rabun County, Georgia. Said petition seeks to change the names of the Petitioners’ minor children named Jose Alexander Cuevas and John Talan Cuevas to Alexander Cuevas Adams and Talan Cuevas Adams. Any interested or affected party shall have the right to appear and to file objections in this matter. L. Allyn Stockton, Jr., Attorney, GA Bar No: 682909

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STATE OF GEORGIA

COUNTY OF RABUN

NOTICE TO CREDITORS AND DEBTORS

All persons indebted to Doyle C,Smith, deceased, are hereby notified to make immediate payment to the undersigned and all creditors of said decedent are hereby notified to render their claims to the undersigned. This the 22 day of May, 2012. Witness my/our hand(s) and seal(s), on the day above written. (Michael T. Smith acting as Executor of the Doyle C. Smith estate.) Address: 7 Lumpkin Street, Lawrenceville GA 30046, Telephone: 770-513-1200.

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NOTICE OF SALE UNDER POWER

GEORGIA, RABUN COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Randi W Passoff to Mortgage Electronic Registration Systems, Inc., as nominee for Cannon Mortgage Company, LLC., its successor and assigns, dated July 22, 2003, recorded in Deed Book T24, Page 391, Rabun County, Georgia Records, as last transferred to JPMorgan Chase Bank, National Association by assignment recorded in Deed Book Y37, Page 334, Rabun County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED TWENTY-TWO THOUSAND FIVE HUNDRED AND 0/100 DOLLARS ($122,500.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Rabun County, Georgia within the legal hours of sale on the first Tuesday in July, 2012, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: JPMorgan Chase Bank, National Association, 3415 Vision Drive, Columbus, OH 43219, 800-446-8939. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Randi W Passoff or a tenant or tenants and said property is more commonly known as 480 Sky High Drive, Sky Valley, Georgia 30537. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. This law firm is seeking solely to foreclose the creditor’s lien on real estate and this law firm will not be seeking a personal money judgment against you. JPMorgan Chase Bank, National Association as Attorney in Fact for Randi W Passoff. McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/ts1 7/3/12 Our file no. 51388511-FT18 EXHIBIT “A” All that tract or parcel of land lying and being in Land Lot 196 of the Second Land District of Rabun County, Georgia, being Lot 110, Part IV of Northwoods Area, Sky Valley Subdivision, as per plat recorded in Plat Book 8, page 241, Rabun County, Georgia Records. Said plat is incorporated herein and made a part hereof by reference. MR/ts1 7/3/12 Our file no. 51388511 - FT18. THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

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STATE OF GEORGIA

COUNTY OF RABUN

NOTICE OF SALE UNDER POWER

Because of a default in the payment of the indebtedness secured by a Security Deed executed by Justin Tyson to Mortgage Electronic Registration Systems, Inc. dated January 15, 2008, and recorded in Deed Book D33, Page 388, Rabun County Records, said Security Deed having been last sold, assigned, transferred and conveyed to Wells Fargo Bank, NA, by Assignment , securing a Note in the original principal amount of $126,800.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, July 3, 2012, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit: All that tract or parcel of land lying and being in Land Lot 22 of the Fifth Land District of Rabun County, Georgia, and being Lot 1-H containing 0.76 acre as more particularly described according to that certain plat of survey dated December 21, 1986, prepared by William F. Rolader, Georgia Registered Surveyor No. 2042, said plat being recorded in Plat Book 24, page 102, in the office of the Clerk of Rabun Superior Court, reference to said plat being for the express purpose of incorporating its description herein. Said property is known as 407 Joe Davis Road, Tiger, GA 30576, together with all fixtures and personal property attached to and constituting a part of said property, if any. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorney's fees in accordance with the terms of the Note secured by said Deed. The property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Justin Tyson or a tenant or tenants. The proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law. Wells Fargo Bank, NA as Attorney-in-Fact for Justin Tyson File no. 12-031956, SHAPIRO & SWERTFEGER, LLP*Attorneys and Counselors at Law, 2872 Woodcock Blvd., Duke Building, Suite 100, Atlanta, GA 30341-3941 (770) 220-2535/KB www.swertfeger.net*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

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NOTICE OF SALE UNDER POWER

GEORGIA, RABUN COUNTY

By virtue of a Power of Sale contained in that certain Security Deed from DONNA MUMFORD to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS INC., AS NOMINEE FOR COUNTRYWIDE BANK, N.A., dated August 4, 2006, recorded October 26, 2006, in Deed Book Y30, Page 443-461, Rabun County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of Two Hundred Forty Thousand and 00/100 dollars ($240,000.00), with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK,AS SUCCESSOR TRUSTEE TO JPMORGAN CHASE BANK, N.A., AS TRUSTEE FOR THE HOLDERS OFSAMI II TRUST 2006-AR7, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2006-AR7, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Rabun County, Georgia, within the legal hours of sale on the first Tuesday in July, 2012, all property described in said Security Deed including but not limited to the following described property: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 194 OF THE SECOND LAND DISTRICT OF RABUN COUNTY, GEORGIA, AND BEING MORE PARTICULARLY DESCRIBED AS FOLLOWS: BEING TRACT 10 OF WINDING RIDGE ESTATES AS SHOWN UPON A PLAT OF SURVEY PREPARED BY JAMES A. LONG, DATED OCTOBER 26, 1977, AND RECORDED IN PLAT BOOK 13, PAGE 152, RABUN COUNTY RECORDS, WHICH PLAT IS INCORPORATED HEREIN BY REFERENCE. THIS CONVEYANCE IS MADE SUBJECT TO THE RESTRICTIVE COVENANTS DATED OCTOBER 26, 1977, AND RECORDED IN DEED BOOK M-6, PAGE 478 IN THE OFFICE OF THE CLERK OF RABUN SUPERIOR COURT, WHICH RESTRICTIONS ARE INCORPORATED HEREIN BY REFERENCE. ADDRESS: 147 SOUTHERN BREEZE DR.; SKY VALLEY, GA 30537 TAX MAP OR PARCEL ID NO.: 58A-5Q7. Said legal description being controlling, however the property is more commonly known as 147 SOUTHERN BREEZE DR, SKY VALLEY, GA 30537. The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys fees (notice to collect same having been given) and all other payments provided for under the terms of the Security Deed and Note. Said property will be sold on an "as-is" basis without any representation, warranty or recourse against the above-named creditor or the undersigned. The sale will also be subject to the following items which may affect the title: any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable); the right of redemption of any taxing authority; matters which would be disclosed by an accurate survey or by an inspection of the property; all zoning ordinances; assessments; liens; encumbrances; restrictions; covenants, and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the owner and party in possession of the property is DONNA MUMFORD, or tenants(s). The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed. The entity having full authority to negotiate, amend or modify all terms of the loan (although not required by law to do so) is: Lender Contact: BAC, Loss Mitigation Dept., P.O. Box 940070, Simi Valley, CA 93094-0070 Telephone Number: 800-720-3758. THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK,AS SUCCESSOR TRUSTEE TO JPMORGAN CHASE BANK, N.A., AS TRUSTEE FOR THE HOLDERS OFSAMI II TRUST 2006-AR7, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2006-AR7 as Attorney in Fact for

DONNA MUMFORD. THE BELOW LAW FIRM MAY BE HELD TO BE ACTING AS A DEBT COLLECTOR, UNDER FEDERAL LAW. IF SO, ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Attorney Contact: Rubin Lublin Suarez Serrano, LLC, 3740 Davinci Court, Suite 400, Norcross, GA 30092. Telephone Number: (877) 813-0992 Case No. BAC-12-06774-0001

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NOTICE OF SALE UNDER POWER

GEORGIA, RABUN COUNTY

By virtue of a Power of Sale contained in that certain Security Deed from Wayne Chastain a/k/a Floyd W. Chastain and Amanda Chastain a/k/a Amanda M. Chastain to Regions Bank, dated December 30, 2002, recorded January 9, 2003, in Deed Book Q-23, Page 2, Rabun County, Georgia Records, and as modified, said Security Deed having been given to secure a Note of even date in the principal amount of SEVENTY THOUSAND DOLLARS AND NO CENTS ($70,000.00), with interest thereon as provided for therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Rabun County, Georgia, within the legal hours of sale on the first Tuesday in July 2012, all property described in said Security Deed including but not limited to the following described property: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 16 OF THE 3RD LAND DISTRICT OF RABUN COUNTY, GEORGIA AND BEING MORE FULLY DESCRIBED AS FOLLOWS: THE POINT OF BEGINNING BEING USA CORNER NUMBER 6 OF THE HOLDEN TRACT: FROM SAID BEGINNING POINT THUS ESTABLISHED RUN S 05 DEGREES 00 MINUTES E 148.3 FEET TO A POINT; THENCE S 00 DEGREES 04 MINUTES W 110.1 FEET TO A POINT; THENCE S 09 DEGREES 09 MINUTES WEST 167.6 FEET TO A POINT; THENCE S 02 DEGREES 21 MINUTES WEST 107.9 FEET TO A POINT; THENCE S 08 DEGREES 44 MINUTES WEST 136.2 FEET TO A POINT; THENCE S 12 DEGREES 44 MINUTES WEST 33.0 FEET TO A POINT; THENCE S 12 DEGREES 43 MINUTES WEST 51.9 FEET TO A 24-INCH OAK; THENCE S 15 DEGREES 06 MINUTES WEST 221.1 FEET TO A POINT; THENCE S 15 DEGREES 16 MINUTES EAST 27.5 FEET TO A POINT; THENCE S 68 DEGREES 11 MINUTES WEST 19.8 FEET TO AN IRON PIN; THENCE N 25 DEGREES 00 MINUTES WEST 606.6 FEET TO AN IRON PIN; THENCE N 01 DEGREES 08 MINUTES WEST 215.4 FEET TO A POINT; THENCE N 59 DEGREES 04 MINUTES EAST 451.2 FEET TO THE POINT AND PLACE OF BEGINNING CONTAINING 5.46 ACRES AS SHOWN UPON THAT PLAT OF SURVEY PREPARED BY T. LAMAR EDWARDS, GRLS NO. 1837 DATED MARCH 30, 1976 AND REVISED APRIL 7, 1983 AND RECORDED IN PLAT BOOK 18, PAGE 165 OF THE RABUN CO. PLAT RECORDS. SAID PLAT AND THE RECORD OF THE SAME BEING INCORPORATED HEREIN BY REFERENCE FOR FURTHER DESCRIPTION. SAID PROPERTY IS HEREIN CONVEYED SUBJECT TO THE RIGHTS OF ADJACENT LAND OWNERS TO USE THAT DRIVE ON THE EAST SIDE OF SAID PROPERTY FOR INGRESS AND EGRESS TO THAT TRACT DEPICTED AS 4.24 ACRES BELONGING TO M. C. SPEED, JR. ON THE AFOREMENTIONED PLAT OF SURVEY. SAID PROPERTY IS HEREIN CONVEYED SUBJECT TO THAT BOUNDARY LINE AGREEMENT DATED APRIL 15, 1983 AND RECORDED IN DEED BOOK O-8, PAGE 534, CLERK’S OFFICE, RABUN SUPERIOR COURT. LESS AND EXCEPT: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 16 OF THE 3RD LAND DISTRICT, RABUN COUNTY, GEORGIA, AND BEING TRACT 4 CONSISTING OF 1.03 ACRES MORE PARTICULARLY DESCRIBED ON A PLAT OF SURVEY PREPARED BY T. LAMAR EDWARDS, GRLS NO. 1837 DATED REVISED NOVEMBER 29, 2006 AND RECORDED IN PLAT BOOK 58, PAGE 131 OF THE RABUN COUNTY PLAT RECORDS. SAID PLAT AND THE RECORD OF THE SAME BEING INCORPORATED HEREIN BY REFERENCE FOR A MORE FULL AND COMPLETE DESCRIPTION OF THE PROPERTY DESCRIBED HEREIN. Said property being known as 68 Sagebrush Lane, Clayton, GA 30525 according to the present numbering system in Rabun County. The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys' fees and all other payments provided for under the terms of the Security Deed and Note. Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the party in possession of the property is Wayne Chastain a/k/a Floyd W. Chastain and Amanda Chastain a/k/a Amanda M. Chastain or tenant(s). The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed, Regions Bank as Attorney in Fact for Wayne Chastain a/k/a Floyd W. Chastain and Amanda Chastain a/k/a Amanda M. Chastain. Contact: The Geheren Firm, P.C., 4828 Ashford Dunwoody Road, 2nd Floor, Atlanta, GA 30338 TEL (678) 587-9500. THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

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NOTICE OF SALE UNDER POWER

GEORGIA, RABUN COUNTY

Under and by virtue of the power of sale contained in the Security Deed from SAMUEL G. ADAMS AND JANE R. ADAMS, (“Borrower”) to COMMUNITY BANK & TRUST (“Lender”) dated August 27, 2009, and recorded in Deed Book J35, Page 226, Rabun County Records, held by SCBT, N.A. d/b/a CBT, a Division of SCBT, N.A., pursuant to that Purchase and Assumption Agreement among the Federal Deposit Insurance Corporation as Receiver of Community Bank & Trust, SCBT, N.A., and the Federal Deposit Insurance Corporation, dated January 29, 2010, and pursuant to Assignment from Federal Deposit Insurance Corporation as Receiver of Community Bank & Trust to SCBT, N.A. d/b/a CBT, a Division of SCBT, N.A., conveying the realty described on Exhibit “A” attached hereto as collateral for the debt in the principal amount of $213,750.00 together with all late fees and interest from dates of execution at the rates provided therein on the unpaid balance; there will be sold by the undersigned at public outcry to the highest bidder for cash before the courthouse door at Rabun County Georgia, within the legal hours of sale on the first Tuesday of July, 2012 the realty in Land Lot 24 of the 2nd District, Rabun County, Georgia, being more completely described as follows: EXHIBIT A All that tract or parcel of land lying and being in Land Lot 24 of the Second Land District of Rabun County, Georgia and being 16.54 acres as described in a plat of survey dated June 1, 2004 prepared by William F. Rolader, Georgia Registered Land Surveyor No. 2042, said survey being recorded in the Office of the Clerk of Rabun Superior Court in Plat Book 59, Page 224. Said survey is incorporated herein by reference for a full and complete description of the above-described lands. This conveyance is made subject to that certain right-of-way easement 100 feet in width in favor of Georgia Power Company, said easement being shown upon the above-referenced plat of survey. The above-described lands are all of the lands conveyed by BLANCHE R. BERGIN to PADRIAC ANTHONY BERGIN, MICHAEL XAVIER BERGIN, TIMOTHY JOSEPH BERGIN, DENISE MARY BERGIN and CECILY ANN BERGIN WIRSCHING by Warrant Deed recorded in the Office of the Clerk of Rabun Superior Court in Deed Book O-8, Page 331. There is also conveyed all of the easement rights for access, ingress and egress to and from the above-described lands as described in an Easement Agreement dated June 11, 2008, executed by SUMMIT TOWNHOUSES, INC. to SAMUEL GEORGE ADAMS and JANE ROPER ADAMS and recorded in the Office of the Clerk of Rabun Superior Court in Deed Book U-33, Pages 229-230 and said Easement is incorporated herein by reference for a full and complete description of said easement rights. Said property bears the address WARWOMAN ROAD, CLAYTON, GEORGIA 30525. The debt secured by said Security Deed has been and is hereby declared due and payable because, among other possible events of default, of the Borrower’s failure to pay the interest and principal when due. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorney’s fees. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), and any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of Grantee, the party in possession of the property is Borrower or a tenant or tenants. SCBT, N.A. D/B/A CBT, a DIVISION OF SCBT, N.A. As Attorney In Fact For SAMUEL G. ADAMS AND JANE R. ADAMS. /s/ Dylan E. Wilbanks, Dylan E. Wilbanks, Wilbanks Law Firm, LLC, 1237 S. Elm Street, Suite B, Commerce, GA 30529, PHONE: 706-335-2355, FAX: 706-243-6464.

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NOTICE OF SALE UNDER POWER

GEORGIA, RABUN COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Elwood Samuel Shepard, III to Mortgage Electronic Registration Systems, Inc., dated February 1, 2008, recorded in Deed Book G33, Page 335, Rabun County, Georgia Records, as last transferred to BAC Home Loans Servicing, LP formerly known as Countrywide Home Loans Servicing, LP by assignment recorded in Deed Book V35, Page 24, Rabun County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED TWENTY-TWO THOUSAND FIVE HUNDRED EIGHTY AND 0/100 DOLLARS ($122,580.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Rabun County, Georgia within the legal hours of sale on the first Tuesday in July, 2012, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, N.A., 177 Countrywide Way, Mail Stop: CAO-911-01-05, Lancaster, CA 93536, (661) 951-5100. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Elwood Samuel Shephard or a tenant or tenants and said property is more commonly known as 209 John Beck Dockins Road, Rabun Gap, Georgia 30568. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. This law firm is seeking solely to foreclose the creditor’s lien on real estate and this law firm will not be seeking a personal money judgment against you. Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP, formerly known as Countrywide Home Loans Servicing LP as Attorney in Fact for Elwood Samuel Shepard, III. McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/sdw 7/3/12. Our file no. 53521509-FT11 EXHIBIT “A” All that tract or parcel of land lying and being in Land Lot 129 of the Second Land District of Rabun County, Georgia consisting of 0.94 acres and being more fully described upon a survey dated November 2, 1993, prepared by William F Rolander, Georgia Registered Land Surveyor No. 2042. said survey being recorded in the Office of the Clerk of the Superior Court of Rabun County, Georgia in Plat Book 34. Page 112. Said survey is incorporated herein by reference for a total and complete description of the above described land. The above described land consists of all the lands conveyed by Thomas Fountain Jr. to Forrest Bryson by Warranty Deed dated June 13, 1969 and recorded in Book J-4, page 571, aforesaid records. MR/sdw 7/3/12 Our file no. 53521509 - FT11. THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE

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NOTICE OF SALE UNDER POWER

GEORGIA, RABUN COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Thor Anderson to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR FREMONT INVESTMENT & LOAN, dated September 18, 2006, recorded in Deed Book W30, Page 40, Rabun County, Georgia records, as last transferred to HSBC BANK USA, NATIONAL ASSOCIATION, AS TRUSTEE FOR FREMONT HOME LOAN TRUST 2006-D, MORTGAGE-BACKED CERTIFICATES, SERIES 2006-D by assignment recorded or to be recorded, Rabun County, Georgia records conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED THIRTY-EIGHT THOUSAND, SEVEN HUNDRED TWENTY AND NO/100 DOLLARS ($138,720.00); with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Rabun County, Georgia, within the legal hours of sale on the first Tuesday in July 2012, the following described property: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 1 OF THE FOURTH LAND DISTRICT OF RABUN COUNTY, GEORGIA AND BEING TRACT C, CONSISTING OF 0.51 ACRE AS DESCRIBED UPON PLAT OF SURVEY DATED JANUARY 23, 2003, PREPARED BY WILLIAM F. ROLADER, GEORGIA REGISTERED LAND SURVEYOR NO. 2042, SAID SURVEY BEING RECORDED IN THE OFFICE OF THE CLERK OF THE SUPERIOR COURT OF RABUN COUNTY, GEORGIA IN PLAT BOOK 48, PAGE 241. SAID SURVEY IS INCORPORATED HEREIN BY REFERENCE FOR A FULL AND COMPLETE DESCRIPTION OF THE ABOVE DESCRIBED LANDS. THERE IS ALSO CONVEYED A PERPETUAL, NON-EXCLUSIVE EASEMENT TO USE MAINTAIN AND REPAIR THAT CERTAIN ROAD SIXTEEN (16) FEET IN WIDTH EXTENDING FROM MERRYDALE ROAD TOGETHER WITH A PERPETUAL, NON EXCLUSIVE EASEMENT TO USE MAINTAIN AND REPAIR A CULDESAC HAVING A RADIUS OF TWENTY (20) FEET, SAID ROAD AND CULDESAC BEING SHOWN UPON THE ABOVE REFERENCED PLAT OF SURVEY, SAID EASEMENT SHALL BE FOR THE PURPOSES OF ACCESS, INGRESS AND EGRESS TO AND FROM TRACT C AND BE AN EASEMENT APPURTENANT TO TRACT C AND SHALL INURE TO THE BENEFIT OF THE OWNERS OF TRACTS C, THEIR HEIRS, SUCCESSORS, TRANSFEREES AND ASSIGNS. THE GRANTOR RESERVES THE RIGHT FOR HIMSELF, HIS HEIRS, SUCCESSORS, TRANSFEREES AND ASSIGNS, TO USE MAINTAIN AND REPAIR THE ABOVE DESCRIBED ROAD AND CULDESAC FOR PURPOSES OF ACCESS, INGRESS AND EGRESS TO AND FROM TRACT A AND TRACT B AS SHOWN UPON THE ABOVE REFERENCED PLAT OF SURVEY. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Ocwen Loan Servicing LLC, Attention: Home Retention Department, 1661 Worthington Road, Suite 100, West Palm Beach, FL 33409, 877-596-8580. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the parties in possession of the property are Thor Anderson or a tenant or tenants and said property is more commonly known as 218 Merrydale Ln, Clayton, GA 30525. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. HSBC BANK USA, NATIONAL ASSOCIATION, AS TRUSTEE FOR FREMONT HOME LOAN TRUST 2006-D, MORTGAGE-BACKED CERTIFICATES, SERIES 2006-D.THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. As Attorney in Fact for Thor Anderson, Weissman, Nowack, Curry & Wilco, PC, Attn: Ocwen Team, One Alliance Center, 3500 Lenox Road, Atlanta, GA 30326. Our File# 013142.

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RABUN COUNTY BOARD OF COMMISSIONERS

NOTICE OF HEARING TO ALL INTERESTED PERSONS AND PARTIES A hearing will be held in the Rabun County Courthouse at 6:00 before the Rabun County Board of Commissioners on the 26th day of June, 2012 concerning a proposed amendment to the “RABUN COUNTY OFFICIAL ZONING ORDINANCE”. This hearing is held under the authority granted by Article XIV of said Ordinance. The purpose of said hearing is to receive comments on the amendment proposed by James Byrne, to request for a variance from setback requirements to build a garage. The property is 0.28 acres located at 187 King Mtn. Drive in Overlook Kings Mtn. Kingwood Real Property, Tax Parcel is 052A-664. At the hearing any interested parties may present data, make a statement or offer a viewpoint or argument, either orally or in writing. Lengthy statements shall be submitted in writing for the official record. Oral statements shall be concise to afford all an opportunity to be heard. RABUN COUNTY BOARD OF COMMISSIONERS.

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NOTICE OF SALE UNDER POWER

GEORGIA, RABUN COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Peter Hussey to Wachovia Mortgage, FSB, dated February 8, 2008, recorded in Deed Book H33, Page 405, Rabun County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED EIGHT THOUSAND AND 0/100 DOLLARS ($208,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Rabun County, Georgia within the legal hours of sale on the first Tuesday in July, 2012, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage a div. of Wells Fargo Bank, N.A., 4101 Wiseman Blvd, San Antonio, TX 78251, 800-282-3458. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Peter Hussey or a tenant or tenants and said property is more commonly known as 244 W 76 Loop, Clayton, Georgia 30525. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. This law firm is seeking solely to foreclose the creditor’s lien on real estate and this law firm will not be seeking a personal money judgment against you. Wells Fargo Bank, N.A. also known as Wachovia Mortgage, FSB, also known as World Savings Bank, FSB as Attorney in Fact for Peter. Hussey McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net, MR/eca1 7/3/12. Our file no. 5321112-FT1 EXHIBIT “A” All that tract or parcel of land lying and being in Land Lot 58 of the Fifth Land District of Rabun County, Georgia and being more particularly described as follows, to wit: Beginning at a point on the centerline of the Old Clayton-Hiawassee Road, which point is North 58 degrees 30 minutes East 660.0 feet from the point formed by the intersection of the centerline of U.S. Highway 76 with the centerline of the Old Clayton-Hiawassee Road. The Point and Place of beginning thus established, proceed North 32 degrees 40 minutes West 13.0 feet to a point; thence North 32 degrees 40 minutes West 203.2 feet to an iron pin; thence South 89 degrees 24 minutes East 325.8 feet to an iron pin; thence South 21 degrees 42 minutes East 124.4 feet; thence South 21 degrees 42 minutes East 15.4 feet to a point in the centerline of the Old Clayton-Hiawassee Road; thence along and with the centerline of said road and following the curvature thereof the following courses and distances: South 75 degrees 29 minutes West 112.4 feet; South 80 degrees 01 minute West 110.7 feet and South 83 degrees 57 minutes West 44.6 feet to the Point of Beginning. Said tract being shown on plat of survey prepared by T. Lamar Edwards, dated February 8, 1980, recorded in the Office of the Clerk of the Superior Court of Rabun County, Georgia, in Plat Book 15, page 298, which plat is incorporated herein by reference. MR/eca1 7/3/12 Our file no. 5321112 - FT1. THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

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STATE OF GEORGIA

COUNTY OF RABUN

NOTICE TO CREDITORS AND DEBTORS

All persons indebted to Thomas Lloyd Broaddrick, deceased, are hereby notified to make immediate pay to the undersigned and all creditors of said decedent are hereby notified to render their claims to the undersigned. This the 30 day of May, 2012. Witness my/our hand(s) and seal(s), on the day above written. Christopher A Broaddrick, Ellen B. Gould acting as Administrator of the Thomas Lloyd Broaddrick estate.) Address: 511 Sunset Avenue, Oxford, North Carolina 27565. Telephone: 919-693-1733 or 919-691-7582.

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STATE OF GEORGIA

COUNTY OF RABUN

NOTICE OF SALE UNDER POWER

Under and by virtue of the power of sale contained in a Security Deed from ALISON J. WILLIAMS to MACON BANK, INC., dated May 23, 2008, recorded June 5, 2008, in Deed Book T33, Page 476, Rabun County, Georgia records, said Security Deed being given to secure a Note from ALISON J. WILLIAMS of even date in the original principal amount of Two Hundred Seventy One Thousand and 00/100 ($271,000.00) Dollars, with interest from date at a rate per cent per annum on the unpaid balance until paid; there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Rabun County, Georgia, within the legal hours of sale on the first Tuesday in July, 2012, the following described property: All that tract or parcel of land lying and being in Land Lot 33 of the Fifth Land District of Rabun County, Georgia, and being Lot 36, containing 9.47 acres, as more particularly described on that certain plat of survey dated February 6, 1979, prepared by T. Lamar Edwards, Georgia Registered Land Surveyor No. 1837, said plat being recorded in the Office of the Clerk of Rabun Superior Court in Plat Book 13, Page 283, reference to said plat being for express purposes of incorporating its description herein. There is also conveyed a 1/55 undivided interest in the roadways, easement rights and greenbelt area as described in that certain quit-claim deed dated November 14, 1988 which is recorded in the office of the Clerk of Rabun Superior Court in Deed Book R-11, Page 84. The above described property is conveyed subject to restrictions of record as recorded in the Office of the Clerk of Rabun Superior Court in Deed Book K-6, Page 598, Deed Book G-18, Page 583 and Deed Book Z-19, Page 373. Further, the above described property is conveyed subject to that Amendment to Covenants and Restrictions recorded in Deed Book C-22, Page 85 and those Spruce Creek Covenants and Restrictions recorded in Deed Book N-28, Page 6, aforementioned records. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, easements, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is ALISON J. WILLIAMS or a tenant or tenants. MACON BANK, INC., as attorney in Fact for ALISON J. WILLIAMS, L. Lou Allen, Stites & Harbison, PLLC, 11 Blue Ridge, Georgia 30513, (706) 632-7923. File No. MA404-0MA14. THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

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NOTICE OF SALE UNDER

POWER IN SECURITY DEED

Our File No. 12-208

G E O R G I A

Rabun COUNTY

Under and by virtue of the power of sale contained in a Deed to Secure Debt given by Jeffrey A. Kirkwood and Margaret E. Mullnix to RABUN COUNTY BANK dated March 2, 2001 and recorded in Deed Book O-20, Pages 355-359, Rabun County, Georgia Records as modified by a Loan Modification Agreement from Jeffrey A. Kirkwood to RABUN COUNTY BANK dated April 23, 2007 and recorded in Deed Book Z-31, Pages 149-151, Rabun County Records, conveying the after described property to secure a note dated April 23, 2007 in the original principal amount of SIXTY-ONE THOUSAND SIX HUNDRED NINETY-FOUR AND 84/100 DOLLARS ($61,694.84), with interest thereon as set forth therein, there will be sold by the undersigned at public outcry to the highest bidder, for cash, before the courthouse door of Rabun County, Georgia, within the legal hours of sale on the first Tuesday in July, 2012, the same being July 3, 2012, the following described property: All that tract or parcel of land lying and being in Land Lot Number 117 of the Second Land District of Rabun County, Georgia and being more particularly described as follows, to wit: For a full and complete description of the real property being hereby conveyed, reference is hereby had and made to a plat of survey dated July 8, 1987 and prepared by T. Lamar Edwards, Georgia Registered Land Surveyor No. 1837. The real property being hereby conveyed is Tract 1 containing 1.36 acres. Said plat is of record in Plat Book 26, Page 29 in the office of the Clerk of Rabun Superior Court. Reference to said plat and the record thereof is for the express purpose of incorporating herein its description of Tract 1 containing 1.36 acres as depicted thereon. NOTE: ALSO CONVEYED are those certain easement rights more fully described in that certain Warranty Deed from Carolyn Conner Hicks to Julian E. Bolton and James J. Brown, dated May 15, 1992, which is recorded in Deed Book R-13, Page 693, aforesaid records; and certain rights more fully described in that certain water rights easement and agreement from Carolyn Conner Hicks to Juliann E. Bolton and James J. Brown dated May 15, 1992, which is recorded in Deed Book R-13, Page 700, aforesaid records. NOTE: The above described tract or parcel of land is conveyed SUBJECT TO that certain 100 foot wide easement to the Georgia Power Company for the Terrora-Wiley-Dillard high voltage power line as shown upon the above referenced plat of survey. The debt secured by said deed to secure debt has been and is hereby declared due because of, among other possible events of default, the failure to pay the indebtedness as and when due and in the manner provided in the Note, Deed to Secure Debt and Modification Agreement. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which may be disclosed by a current accurate survey and inspection of the property, any easements, assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Deed to Secure Debt first set out above. The entity that has full authority to negotiate, amend and modify all terms of the Deed to Secure Debt with the Debtor is: RABUN COUNTY BANK located at 121 Rickman Street, Clayton, Georgia 30525, 706-782-4571. The secured Creditor is not required by law to negotiate, amend or modify the terms of the Deed to Secure Debt. To the best knowledge and belief of the undersigned the party in possession of the property is Jeffrey A. Kirkwood and/or any tenant or tenants in possession and said property is located at 444 Black Branch Road, Rabun Gap, Georgia 30568 and is designated as being Rabun County Tax Parcel #048C-027A. The sale will be conducted subject to: (1.) confirmation that the sale is not prohibited under the U. S. Bankruptcy Code; and (2.) final confirmation and audit of the status of the loan with the holder of the Deed to Secure Debt. This 1st day of June, 2012. RABUN COUNTY BANK, as Attorney‑in‑Fact for Jeffrey A. Kirkwood under Power of Sale contained in Security Deed recorded in Deed Book O-20, page(s) 355-359, Rabun County, Georgia Records. ALBERT O. ENGLISH, LLC, Attorney for RABUN COUNTY BANK, 17 Chechero Street, Clayton, GA 30525, (706) 782-4285. THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

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STATE OF GEORGIA

COUNTY OF RABUN

NOTICE OF SALE UNDER POWER

IN DEED TO SECURE DEBT

Under and by virtue of the power of sale contained in that certain Deed to Secure Debt from Norma Hudgins and Paul Malcolm Hudgins, Jr to Mortgage Electronic Registration Systems, Inc. in the original principal amount of $229,000.00 dated 10/29/2007, and recorded in Deed Book W32, page 592, Rabun County records, said Security Deed being last transferred and assigned to CitiMortgage, Inc. in Deed Book J38 Page 517, the undersigned will sell at public outcry to the highest bidder for cash before the Courthouse door in said County, during the legal hours of sale, on the first Tuesday of July, 2012 by CitiMortgage, Inc., as Attorney-in-Fact for Norma Hudgins and Paul Malcolm Hudgins, Jr the following described property: All that tract or parcel of land lying and being in Land Lot 195 of the Second Land District of Rabun County, Georgia, and being in the City Limits of City of Sky Valley, Georgia and being Lot 6 of Part One, Northwoods Area, Sky Valley Subdivision as more fully described upon a plat of survey dated October 7, 2002, prepared by William F. Rolader, Georgia Registered Land Surveyor No. 2042, said survey being recorded in the Office of the Clerk of Rabun Superior Court in Plat Book 48, Page 49, said survey is incorporated herein by reference for a full and complete description of the above described lands. Property known as: 21 Peek and Peak Drive, Dillard, GA 30537. The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purposes of paying the same and all expenses of sale, including attorney's fees, (notice having been given as provided by law). The property will be sold as the property of The Aforesaid Grantors subject to the following: (1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) the outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills, that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the security deed first set out above. Pursuant to O.C.G.A. Section 44-14-162.2 the name of the person or entity who has the full authority to negotiate, amend, or modify the terms of the aforementioned indebtedness is: CitiMortgage, Inc.,1000 Technology Drive, O'Fallon, MO 63368 PHONE: 866-272-4749. Nothing contained in this Notice of Sale shall obligate Lender to negotiate, amend or modify said indebtedness. To the best of the undersigned's knowledge and belief, the party in possession is Norma Hudgins and Paul Malcolm Hudgins, Jr. CitiMortgage, Inc., as Attorney-in-fact for Norma Hudgins and Paul Malcolm Hudgins, Jr.. This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose. Pendergast & Associates, P.C.South Terraces, Suite 1000, 115 Perimeter Center Place, Atlanta, GA 30346, Phone – (770) 392-0398, Toll Free – (866) 999-7088, www.penderlaw.com. Our File No. 12-04629.

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NOTICE OF SALE UNDER POWER

GEORGIA, RABUN COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Hudgins Holdings LLC to Rockbridge Commercial Bank, dated July 31, 2007, recorded in Deed Book L32, Page 211, Rabun County, Georgia Records, as last transferred to 2010-3 SFR Venture, LLC by assignment recorded in Deed Book E37, Page 561, Rabun County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of TWO MILLION TWO HUNDRED FIFTY THOUSAND AND 0/100 DOLLARS ($2,250,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Rabun County, Georgia within the legal hours of sale on the first Tuesday in July, 2012, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: RoundPoint Mortgage Servicing Corp., 5032 Parkway Plaza Boulevard, Suite 200, Charlotte, NC 28217, 704-426-8850. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Hudgins Holdings LLC or a tenant or tenants and said property is more commonly known as 4065 Blalock Goldmine Road, Clayton, Georgia 30525. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. This law firm is seeking solely to foreclose the creditor’s lien on real estate and this law firm will not be seeking a personal money judgment against you. 2010-3 SFR Venture, LLC as Attorney in Fact for Hudgins Holdings LLC. McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net, MR/eca1 7/3/12 Our file no. 5531712-FT1 EXHIBIT “A” All that tract or parcel of land lying and being in part of Land Lot 104 of the 5th Land District of Rabun County, Georgia, and being more fully described as follows: Being Subdivision Lot No. 19 and Subdivision Lot No. 35 of Section B of Lake Burton Shores Subdivision more fully described and delineated on plat made by J.G. King, Georgia Registered Land Surveyor No. 679, dated August 28, 1958 and recorded on Rabun County, Georgia Deed Records in Plat Book 5, Page 222. Reference is had and made to said plat and record of same for further description of said lots herein conveyed. Subject to electric and communication power lines, if same encroach upon caption lands. Lot No. 35 is subject to exception of rights of Georgia Power Company to flood any portion of said lot up to and below 1866 feet above sea level and remove thing or things from lake bed of Burton Lake. The obligation to pay the debt described in the aforementioned security deed and secured by the above described property has been assumed by was. MR/eca1 7/3/12 Our file no. 5531712 - FT1. THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE

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STATE OF GEORGIA

COUNTY OF RABUN

NOTICE OF SALE UNDER POWER

Under and by virtue of the power of sale contained in a Security Deed from RICHARD H. WATERHOUSE to FIRST CLAYTON BANK & TRUST CO. N/K/A UNITED COMMUNITY BANK, dated July 10, 1997, recorded July 14, 1997, in Deed Book E17, Page 306, Rabun County, Georgia records, as last modified by Modification of Security Deed dated September 15, 2007, recorded in Deed Book R32, Page 480, Rabun County, Georgia records, said Security Deed being given to secure a Note from RICHARD H. WATERHOUSE dated September 15, 2007, in the original principal amount of Two Hundred Sixty One Thousand Seven Hundred Sixteen and 69/100 ($261,716.69) Dollars, with interest from date at a rate per cent per annum on the unpaid balance until paid; there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Rabun County, Georgia, within the legal hours of sale on the first Tuesday in July, 2012, the following described property: All that tract or parcel of land lying and being in Land Lot 105 of the 5th Land District, Rabun County, Georgia, and being more particularly described as Georgia Power Company Lease Lot 66, Area 9, of Lake Burton Recreational Development, including all improvements, appurtenances, utility services and any other facilities erected, placed or later imposed upon said tract. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, easements, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is RICHARD H. WATERHOUSE or a tenant or tenants. FIRST CLAYTON BANK & TRUST CO. N/K/A UNITED COMMUNITY BANK, as attorney in Fact for RICHARD H. WATERHOUSE, L. Lou Allen, Stites & Harbison, PLLC, 11 Mountain Street, Suite 8, Blue Ridge, Georgia 30513, (706) 632-7923. File No. 7484A-03302. THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

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STATE OF GEORGIA

COUNTY OF RABUN

NOTICE OF SALE UNDER POWER

Under and by virtue of the power of sale contained in a Security Deed from ARCHIE VINSON to UNITED COMMUNITY BANK RABUN COUNTY N/K/A UNITED COMMUNITY BANK, dated June 24, 2002, recorded July 3, 2002, in Deed Book R-22, Page 647, Rabun County, Georgia records, as last modified by Modification of Security Deed dated December 21, 2010, recorded in Deed Book W36, Page 69, Rabun County, Georgia records; also that certain Assignment of Rents dated December 21, 2010, recorded in Deed Book W36, Page 64, Rabun County, Georgia records, said Security Deed being given to secure a Note from ARCHIE VINSON dated December 21, 2010, in the original principal amount of Fifty Four Thousand Eight Hundred Fifty Two and 00/100 ($54,852.00) Dollars, with interest from date at a rate per cent per annum on the unpaid balance until paid; there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Rabun County, Georgia, within the legal hours of sale on the first Tuesday in July, 2012, the following described property: All that tract or parcel of land lying and being in Land Lot 190 of the 13th Land District of Rabun County, Georgia, and being designated as Lot 1, Block B, containing 1.14 acres, as more particularly described according to that certain plat of survey dated August 15, 1983, prepared by T. Lamar Edwards, G.R.L.S. #1837, said plat being recorded in Plat Book 20, page 50, Clerk’s Office, Rabun County Superior Court, reference to said plat being for the express purpose of incorporating its description herein. Also conveyed is a non-exclusive right to use that certain 30-foot wide roadway as described and shown on the above referenced plat. Also conveyed are those certain easement rights as more fully described in that easement from Kate S. Worley, Individually and as Administratrix of the Estate of Fred A. Worley, to Dana J. Christopher, n/k/a Dana J. Christopher-Muench, dated February 27, 2002, recorded in the deed records of the Clerk of Rabun County Superior Court, the same being incorporated herein by reference. Included herewith is a 2003 Fleet Mobile Home, VIN #GAFL275A7413BP11 & GAFL275B74143BP11. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, easements, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is ARCHIE VINSON or a tenant or tenants. UNITED COMMUNITY BANK RABUN COUNTY N/K/A UNITED COMMUNITY BANK, as attorney in Fact for ARCHIE VINSON, L. Lou Allen, Stites & Harbison, PLLC, 11 Mountain Street, Suite 8, Blue Ridge, Georgia 30513, (706) 632-7923, File No. 7484A-03305.

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NOTICE OF SALE

UNDER POWER

GEORGIA,

RABUN COUNTY

Under and by virtue of the Power of Sale contained in that certain Deed to Secure Debt and Security Agreement made by SPOHNTOWN BUILDING COMPANY, LLC, AND SPOHNTOWN CORPORATION, Grantor, to BRANCH BANKING AND TRUST COMPANY, successor in interest to Colonial Bank by asset acquisition from the Federal Deposit Insurance Corporation as Receiver for Colonial Bank, Grantee, on the 19th day of March 2008 (“Security Deed”), said deed recorded on March 26, 2008, in the Superior Court of Rabun County, Georgia, in Deed Book L33, Page 603, as affected by that certain Chapter 11 Order Granting Motion to Compromise and Settle Claim Reforming Deed to Secure Debt, and Lifting Automatic Stay, recorded on May 22, 2012, in the Superior Court of Rabun County, Georgia, in Deed Book K38, Page 120, as affected by that certain Assignment of Security Instruments and Other Loan Documents from the Federal Deposit Insurance Corporation in its capacity as Receiver for Colonial Bank to Branch Banking and Trust Company (BB&T), recorded in the Superior Court of Rabun County, Georgia, in Deed Book P35, Page 467, conveying the after-described property to secure that certain Promissory Note from Grantor payable to Grantee in the original principal amount of One Million Four Hundred Seventy-Eight Thousand Four Hundred Ninety-Four and 27/100 Dollars ($1,478,494.27), dated March 19, 2008, and all modifications thereof, with interest thereon as set forth therein (the “Note”), there will be sold at public outcry to the highest bidder for cash before the courthouse door of Rabun County, Georgia, within the legal hours of sale on the first Tuesday in July 2012, the following described real estate situated in Rabun County, Georgia, to wit: All that tract or parcel of land lying and being in Land Lot 6 of the 1st Land District of Rabun County, Georgia, being known and designated as Lot 10 of Waterfall at Lake Burton, Unit 2, Phase 1, as shown on that certain final plat of survey recorded at Plat Book 45, Pages 176 and 177, Rabun County, Georgia Records, reference to said plat of survey and the record thereof being hereby made for a more complete legal description. The indebtedness secured by said Security Deed has been and is hereby declared due and payable because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including Attorney’s fees (notice of intent to collect Attorney’s fees having been given as provided by law). The property will be sold for cash or certified funds and subject to any and all matters of record superior to said Security Deed, outstanding ad valorem taxes, any matters which might be disclosed by an accurate survey and inspection of the property, zoning ordinances, restrictions, covenants, and easements against the property, if any. The sale will be conducted as set forth herein subject to (1) confirmation prior to the sale that the sale is not prohibited under the U.S. Bankruptcy Code and (2) final confirmation and audit prior to the sale of the status of the loan with the holder of the Security. Grantee reserves the right to sell the property in one parcel or as an entirety, or in such parcels as Grantee may elect, as permitted in the Security Deed. To the best of the undersigned’s knowledge and belief, the property is located at Lot 10 of Waterfall at Lake Burton, Unit 2, Phase 1, Rabun County, Georgia, and the party in possession of the property is Spohntown Building Company, LLC, and Spohntown Corporation, or their tenant or tenants. Branch Banking and Trust Company as Attorney-in-Fact for Spohntown Building Company, LLC, and Spohntown Corporation, Sasser, Sefton, Tipton & Davis, P.C., Patrick L. W. Sefton, Esq., 100 Colonial Bank Blvd., Suite B201

Montgomery, AL 36117, (334) 532-3400.

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STATE OF GEORGIA

COUNTY OF RABUN

NOTICE TO CREDITORS AND DEBTORS

All persons indebted to Joel Jordon Arrendale, MD, deceased, are hereby notified to make immediate payment to the undersigned and all creditors of said decedent are hereby notified to render their claims to the undersigned. This the 1 day of June,2012. Witness my/our hand(s) and seal(s), on the day above written. (Suzanne A Strickland and Lucy E. Bartlett acting as Co-Executors of the Joel Jordan Arrendale, MD estate.) Address: PO Box 264, Tiger, GA 30576, Telephone: 706-782-7262.

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NOTICE

On June 12, 2012 the Rabun County Supervisor of Elections will be conducting the public Logic and Accuracy test involving the AccuVote TS units to be used in the Absentee precinct (Georgia DRE rule 183-1-12-.02) for the Rabun County Primary/Special Election to be held on July 31, 2012. Also on June 12, 2012 (Georgia DRE rule 183-12-.02; 183-1-12-.07) the Supervisor of Elections will be conducting the public Logic and Accuracy test involving the AccuVote TS units, Express Poll units and the Bar Code Scanners to be used on Election Day, Rabun County Primary/Special Election to be held on July 31, 2012. On these days, preparation and testing will commence at 10:00 a.m. in Suite 201 of the Rabun County Board of Elections and Registration Office located at 19 Jo Dotson Circle, Clayton, Georgia 30525 and shall continue until such preparation and testing is complete. This preparation and testing is open to the public for observation.

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NOTICE OF SALE UNDER POWER IN SECURITY DEED

STATE OF GEORGIA,

COUNTY OF RABUN.

On September 14, 2001, Roy Lynn Hopper and Patricia Carland Hopper executed a Deed to Secure Debt With Power of Sale to Stephens Federal Bank, securing a note of even date for One Hundred Forty-Three Thousand and 00/100 Dollars ($143,000.00), said security deed being recorded in Deed Book I-21, Pages 537-552, Rabun County Records. Said security deed conveyed the property hereinafter described. By virtue of the power of sale contained in said security deed to Stephens Federal Bank, there will be sold by the undersigned at public outcry to the highest bidder for cash, before the Rabun County Courthouse door in Clayton, Georgia, during the legal hours of sale, being 10 a.m. until 4 p.m. Eastern Time, on the first Tuesday in July, the same being July 3, 2012, the following described property: All that tract or parcel of land lying and being in Land Lot 52 of the Fourth Land District of Rabun County, Georgia, containing 1.10 acre as more fully described on that certain plat of survey prepared by Kenyon L. Miller, Georgia Registered Land Surveyor No. 2595, dated May 22, 2001, which is recorded in the office of the clerk of Rabun Superior Court in Plat Book 46, Page 221. Reference is had and made to said plat and record of the same for a full and complete description of the property herein described. There is also conveyed herewith a perpetual non-exclusive easement for ingress and egress to and from the above-described property over and across those certain existing gravel drives as the same are shown upon the above-referenced plat of survey. This conveyance is made subject to that certain road maintenance agreement between the parties hereto dated September 14th, 2001, which is recorded in the office of the clerk of Rabun Superior Court in Deed Book I-21, Page 533-534. As to that well which lies to the North of the existing paved drive as shown upon the above-referenced plat of survey: This conveyance is made subject to the easement rights of others to use, maintain and repair said well and water lines from said well and the Grantor(s) herein reserve a perpetual non-exclusive easement to use, maintain and repair said well and water lines to the adjacent property of the Grantor(s) herein. The debt secured by said security deed and note has been and is hereby declared due and payable because of default for nonpayment as required by the note and security deed. The debt having been declared due and payable and remaining unpaid, and the terms in the note and security deed remaining in default, this sale will be made for the purpose of paying the principal, accrued interest and attorney’s fees pursuant to the note and security deed, plus all expenses of this sale. Said property will be sold as the property of Roy Lynn Hopper and Patricia Carland Hopper and subject to outstanding ad valorem taxes and/or easements and/or restrictive covenants appearing of record, if any. The undersigned will comply with Georgia law, O.C.G.A. Section 44-14-162.2, prior to conducting the sale. To the best knowledge and belief of the undersigned, equitable title to said property is now held by Roy Lynn Hopper and Patricia Carland Hopper. The entity with full authority to negotiate, amend and modify all terms of the mortgage with Debtor is Stephens Federal Bank, 2859 Highway 17 Alt, Toccoa, Georgia 30577; phone number 706-886-2111. The undersigned will execute a deed to the purchaser at said sale as provided in the aforementioned deed to secure Stephens Federal Bank. Dated this 1st day of June, 2012. Stephens Federal Bank, Attorney-in-fact for Roy Lynn Hopper and Patricia Carland Hopper. Sanders & Ranck, P.C. P. O. Box 1005, Toccoa, GA 30577, 706-886-7533. Attorneys for Stephens Federal Bank.

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NOTICE

A Special Called Council Meeting will be held on Thurday, June 21, 2012 at 10:00 am in the Timeshare of Sky Valley Meeting Room, 501 Sky Valley Way, Sky Valley, GA concerning the following request. Request for a variance to Section 803 Table 3 “Dimensional Requirements by Land Use District” of the City of Sky Valley Zoning Ordinance (05-15) at 89 View Lane, Sky Valley, GA owned by Kirkman Family Trust (Larry & Barbara Kirkman) to encroach 15 feet into the 15 foot setback requirement and 12 feet into the City Right Way. At the meeting, any interested parties may present data, make statements, or offer viewpoints or arguments either orally or in writing. Statements shall be concise to afford all an opportunity to be heard. City of Sky Valley, Mandi Cantrell, City Clerk.

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NOTICE OF COUNTY ORDINANCE

Notice is hereby given that the Rabun County Board of Commissioners shall consider at it’s regular monthly meeting to be held at 6:00 p.m. on Tuesday, June 26, 2012, in the court room of the Rabun County Courthouse, 25 Courthouse Square, Clayton, Georgia, 30525 on the second reading; the adoption of an ordinance. This ordinance pertains to: AN ORDINANCE PROVIDING FOR A LEVY OF OCCUPATION TAX FOR EACH INDIVIDUAL ENGAGED IN ANY BUSINESS, TRADE, PROFESSION, OR OCCUPATION IN THE COUNTY, WHETHER WITH A LOCATION IN THE COUNTY OR IN THE CASE OF AN OUT-OF-STATE BUSINESS WITH NO LOCATION IN THE STATE EXERTING SUBSTANTIAL EFFORTS WITHIN THE STATE PURSUANT TO O.C.G.A. 48-13-7, SHALL PAY AN OCCUPATION TAX. At said meeting, the Board of Commissioners will discuss, consider and receive public input concerning the proposed Ordinance amendment. A copy of said Ordinance amendment is on file for public inspection at the Office of the Clerk of Rabun County Superior Court for the purpose of examination and inspection by the public and also at the Office of the Clerk of Rabun County Commissioners, Rabun County Courthouse, Clayton, Georgia.

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