April 17, 2014
Clayton Legals 8.16.12
Aug 16, 2012 | 0 0 comments | 13 13 recommendations | email to a friend | print
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STATE OF GEORGIA

COUNTY OF RABUN

NOTICE TO CREDITORS AND DEBTORS

All persons indebted to Joyce Patrick Hackett, deceased, are hereby notified to make immediate payment to the undersigned and all creditors of said decedent are hereby notified to render their claims to the undersigned. This the 18 day of July, 2012. Witness my/our hand(s) and seal(s), on the day above written. (Frances Hackett Taylor acting as Executrix of the Joyce Patrick Hackett estate.) Address: 168 Eagle Chase Circle, Dillard GA 30537, Telephone: (706) 746-7230.

7-26,8-2,8-9,16

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STATE OF GEORGIA

COUNTY OF RABUN

NOTICE TO CREDITORS AND DEBTORS

All persons indebted to Anna Marie Hermansen, deceased, are hereby notified to make immediate payment to the undersigned and all creditors of said decedent are hereby notified to render their claims to the undersigned. This the 20th day of July, 2012. Witness my/our hand(s) and seal(s), on the day above written. (David G. Gillette acting as Administrator of the Anna Marie Hermansen estate.) Address: 133 Saratoga Road, Apt. 112-7, Glenville, NY 12302, Telephone: 518-372-8975.

7-26,8-2,9,16

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STATE OF GEORGIA

COUNTY OF RABUN

NOTICE TO CREDITORS AND DEBTORS

All persons indebted to Billy Hugh Peacock, deceased, are hereby notified to make immediate payment to the undersigned and all creditors of said decedent are hereby notified to render their claims to the undersigned. This the 23rd day of July, 2012. Witness my/our hand(s) and seal(s), on the day above written. (Jane P. Peacock acting as Executrix of the Billy Hugh Peacock estate.) Address: 490 Peacock Ln, Dillard, GA 30537, Telephone: (706) 746-2078.

7-26,8-2,9,16

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IN THE SUPERIOR COURT OF RABUN COUNTY

STATE OF GEORGIA

ENERGY WAY CORPORATION,

Plaintiff

FILE NO. 2012-CV-0219S

V.

THAD W. AVANT

Defendant,

NOTICE OF PUBLICATION

TO: Thad W. Avant

By Order for Service by Publication dated the 10th day of July, 2012, you are hereby notified that on the 25th day of May, 2012 the Plaintiff herein filed suit against you for Petition for Quiet Title. You are required to file with the Clerk of the Superior Court of Rabun County, and to serve upon the petitioner’s attorney Peter E. Johnson, PC, 4071 S. Access Road, Chattanooga, TN 37406, an answer in writing within sixty (60) days of the date of the Order of Publication. This the 12 day of July 2012. Holly E. Henry-Perry, Clerk, Superior, Rabun County, Georgia.

7-26,8-2,9,16

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STATE OF GEORGIA

COUNTY OF RABUN

NOTICE TO CREDITORS AND DEBTORS

All persons indebted to WILLIAM THOMAS KELLY, deceased, are hereby notified to make immediate payment to the undersigned and all creditors of said decedent are hereby notified to render their claims to the undersigned. This the 23rd day of July, 2012. Witness my/our hand(s) and seal(s), on the day above written. (Catherine Kelly Parker acting as Executrix of the William Thomas Kelly estate.), Address: 2571 Tanglewood Road, Decatur, GA 30033, Telephone: (404) 636-0098.

7-26,8-2,9,16

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IN THE PROBATE COURT

COUNTY OF RABUN

STATE OF GEORGIA

IN RE: ESTATE OF KATIE SOPHIA REAGAN

DECEASED

ESTATE NO. 3801

PETITION FOR LETTERS OF ADMINISTRATION

NOTICE

JASON C SMITH has petitioned to be appointed Administrator of the estate of Katie Sophia Reagan deceased, of said County. (The Petitioner has also applied for waiver of bond and/or grant of certain powers contained in O.C.G.A. §53-12-261.) All interested parties are hereby notified to show cause why said petition should not be granted. All objections to the petition must be in writing, setting forth grounds of any such objections, and must be filed with the court on or before August 27, 2012. All pleadings/objections must be signed under oath before a notary public or before a probate court clerk, and filing fees must be tendered with your pleadings/objections unless you qualify to file as an indigent party. Contact probate court personnel at the following address/telephone number for the required amount of filing fees. If any objections are filed, a hearing will be scheduled at a later date. If no objections are filed, the petition may be granted without a hearing. Lillian W. Garrett, Probate Judge, Address: 25 Courthouse Square, Suite 215, Clayton, GA 30525, Telephone Number: 706-782-3614.

8-2,9,16,23

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IN THE SUPERIOR COURT OF RABUN COUNTY

STATE OF GEORGIA

CIVIL ACTION 2012-C-0295-S

STATE OF GEORGIA

vs

$1,366.00 in US Currency

Defendant

NOTICE OF PUBLICATION

All persons claiming interest in the property as set forth herein are hereby notified that on July 19, 2012, the State of Georgia filed an action against the property seeking a judgment declaring said property to be forfeited to the State of Georgia. The following property is the subject of the above action: $1,633.00 in US Currency. You are required to file with the Clerk of the Superior Court and to serve upon George Christina, Assistant District Attorney for the Mountain Judicial Circuit, an answer in writing within thirty (30) days of the second date of publication of this action. Witness Honorable Russell W. Smith, Chief Judge of the Superior Court o the Mountain Judicial Circuit. This 19th day of July, 2012. Holly E. Henry-Perry, Clerk of Superior Court.

8-2,9,16,23

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STATE OF GEORGIA

COUNTY OF RABUN

NOTICE TO CREDITORS AND DEBTORS

All persons indebted to Carol Y. Thomas, deceased, are hereby notified to make immediate payment to the undersigned and all creditors of said decedent are hereby notified to render their claims to the undersigned. This the 30th day of July, 2012. Witness my/our hand(s) and seal(s), on the day above written. (Cary Thomas acting as Executor of the Carol Y. Thomas estate.) Address: 136 Garland Dr., Lakemont, GA 30552, Telephone: 706-982-5451.

8-2,9,16,23

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STATE OF GEORGIA

COUNTY OF RABUN

NOTICE TO CREDITORS AND DEBTORS

All persons indebted to Roy E. Collins, Jr., deceased, are hereby notified to make immediate payment to the undersigned and all creditors of said decedent are hereby notified to render their claims to the undersigned. This the 27th day of July, 2012. Witness my/our hand(s) and seal(s), on the day above written. Judith R. Collins acting as Executrix of the Roy E. Collins, Jr. estate.) Address: 7735 Wolfcreek Rd., Lakemont, GA 30552, Telephone: 706-782-1215.

8-2,9,16,23

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NOTICE OF SALE UNDER POWER

GEORGIA, RABUN COUNTY

By virtue of a Power of Sale contained in that certain Security Deed from DONALD E. STRAUB to Mortgage Electronic Registration Systems, Inc. as nominee for Lend America, A New York Corporation, dated August 11, 2009, recorded September 21, 2009, in Deed Book K35, Page 522-533, Rabun County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of One Hundred Twenty-Six Thousand, Four Hundred Seventy-Five and 00/100 dollars ($126,475.00), with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to Loan Care, a Division of FNF Servicing, Inc., there will be sold at public outcry to the highest bidder for cash before the courthouse door of Rabun County, Georgia, within the legal hours of sale on the first Tuesday in September, 2012, all property described in said Security Deed including but not limited to the following described property: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 27 OF THE FIFTH LAND DISTRICT OF RABUN COUNTY, GEORGIA CONTAINING 1.99 ACRES AS MORE PARTICULARLY DESCRIBED ON THAT CERTAIN PLAT OF SURVEY DATED JULY 14, 1997, PREPARED BY WILLIAM F. ROLADER, GEORGIA REGISTERED LAND SURVEYOR NO. 2042, SAID PLAT BEING RECORDED IN PLAT BOOK 40, PAGE 247 IN THE OFFICE OF THE CLERK OF THE RABUN SUPERIOR COURT. REFERENCE TO SAID PLAT AND THE RECORD THEREOF IS FOR THE EXPRESS PURPOSE OF INCORPORATING HEREIN ITS DESCRIPTION OF SAID 1.99 ACRE AS DEPICTED THEREON.

Said legal description being controlling, however the property is more commonly known as 11 WILEY CHURCH LANE, WILEY, GA 30581. The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys` fees (notice to collect same having been given) and all other payments provided for under the terms of the Security Deed and Note. Said property will be sold on an "as-is" basis without any representation, warranty or recourse against the above-named creditor or the undersigned. The sale will also be subject to the following items which may affect the title: any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable); the right of redemption of any taxing authority; matters which would be disclosed by an accurate survey or by an inspection of the property; all zoning ordinances; assessments; liens; encumbrances; restrictions; covenants, and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the owner and party in possession of the property is DONALD E. STRAUB, DONALD STRAUB, or tenants(s). The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed. The entity having full authority to negotiate, amend or modify all terms of the loan (although not required by law to do so) is: Lender Contact: Loan Care Servicing Center, Inc., Loss Mitigation Dept., 3637 Sentara Way, Virginia Beach, VA 23452, Telephone Number: 757-309-4257. LOAN CARE, A DIVISION OF FNF SERVICING, INC. as Attorney in Fact for DONALD E. STRAUB. THE BELOW LAW FIRM MAY BE HELD TO BE ACTING AS A DEBT COLLECTOR, UNDER FEDERAL LAW. IF SO, ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Attorney Contact: Rubin Lublin, LLC, 3740 Davinci Court, Suite 400, Norcross, GA 30092. Telephone Number: (877) 813-0992 Case No. LNC-11-11067-0003.

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NOTICE TO DEBTORS AND CREDITORS

STATE OF GEORGIA

COUNTY OF RABUN

All creditors of the Estate of Irene Roessler, late of Rabun County, Georgia, and Clearwater, Florida, deceased, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to said estate are required to make immediate payment. This 2nd day of August, 2012. Charles J. Hampton, Charles J. Hampton, P.C., 750 Hammond Drive, Suite 12-100, Atlanta, Georgia 30328, Attorney for Susanne D. Roessler, Executor of Irene Roessler.

8-9,16,23,30

RABUN COUNTY BOARD OF COMMISSIONERS

NOTICE OF HEARING TO ALL INTERESTED PERSONS AND PARTIES

A hearing will be held in the Rabun County Courthouse at 6:00 before the Rabun County Board of Commissioners on the 28th day of August, 2012 concerning a proposed amendment to the “RABUN COUNTY OFFICIAL ZONING ORDINANCE”. This hearing is held under the authority granted by Article XIV of said Ordinance. The purpose of said hearing is to receive comments on the amendment proposed by Claude H. Rickman requesting 40.45 acres to be rezoned from Agricultural District (A) to Single Family District (R-1). Property is located in Land Lot 132, Land District 2, on Bob Mark Trl, Tax Parcel is 039D-008/039D-014. At the hearing any interested parties may present data, make a statement or offer a viewpoint or argument, either orally or in writing. Lengthy statements shall be submitted in writing for the official record. Oral statements shall be concise to afford all an opportunity to be heard. RABUN COUNTY BOARD OF COMMISSIONERS, P.O. #2314dj.

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STATE OF GEORGIA

COUNTY OF RABUN

NOTICE OF SALE UNDER POWER

Because of a default in the payment of the indebtedness secured by a Security Deed executed by Charles W. Harden to Long Beach Mortgage Company dated January 13, 2006, and recorded in Deed Book N29, Page 636, Rabun County Records, said Security Deed having been last sold, assigned, transferred and conveyed to Deutsche Bank National Trust Company, as Trustee for Long Beach Mortgage Trust 2006-2 by Assignment, securing a Note in the original principal amount of $125,000.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, September 4, 2012, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 21 OF THE FIFTH LAND DISTRICT OF RABUN COUNTY, GEORGIA IN THE CITY OF CLAYTON AND BEING LOT 43 AND LOT 44, BLOCK 5 OF CLAYTON TERRACE SUBDIVISION CONTAINING 0.32 ACRES AS MORE PARTICULARLY DESCRIBED UPON THAT CERTAIN PLAT OF SURVEY PREPARED BY WILLIAM F. ROLADER, GEORGIA REGISTERED LAND SURVEYOR NO. 2042, DATED JANUARY 10, 2005, WHICH IS RECORDED IN PLAT BOOK 53, PAGE 278, CLERK'S OFFICE, RABUN COUNTY SUPERIOR COURT. REFERENCE IS HAD AND MADE TO SAID PLAT OF SURVEY FOR A FULL AND COMPLETE DESCRIPTION OF THE PROPERTY HEREIN CONVEYED. REFERENCE IS ALSO HAD AND MADE TO A WARRANTY DEED DATED MAY 4, 1983 FROM M.H. DAVIS PROPERTIES, INC. TO JOSEPH HARDY, JR. AND OF RECORD IN DEED BOOK Q-8, PAGE 699, AFORESAID RECORDS. THE ABOVE DESCRIPTION TRACT OF LAND IS CONVEYED SUBJECT TO THOSE RESTRICTIVE COVENANTS AS SET FORTH IN SAID WARRANTY DEED AND THAT ARE COVENANTS RUNNING WITH THE LAND. Said property is known as 43 Clayton Terrace, Clayton, GA 30525, together with all fixtures and personal property attached to and constituting a part of said property, if any. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorney's fees in accordance with the terms of the Note secured by said Deed. The property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Charles W. Harden or a tenant or tenants. The proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law. Deutsche Bank National Trust Company, as Trustee for Long Beach Mortgage Trust 2006-2 as Attorney-in-Fact for Charles W. Harden. File no. 09-019801. SHAPIRO & SWERTFEGER, LLP*, Attorneys and Counselors at Law, 2872 Woodcock Blvd., Duke Building, Suite 100, Atlanta, GA 30341-3941, (770) 220-2535/AS, www.swertfeger.net. *THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

8-9,16,23,30

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NOTICE OF SALE UNDER POWER

GEORGIA, RABUN COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Vernie Bailey to Mortgage Electronic Registration Systems, Inc. as nominee for SouthStar Funding, LLC its successor and assigns dated March 3, 2005 in the amount of $108,500.00, and recorded in Deed Book U27, Page 186, Rabun County, Georgia Records; as last transferred to US Bank National Association as Trustee for RASC 2005-KS5 by assignment; the undersigned, US Bank National Association as Trustee for RASC 2005-KS5 pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in September, 2012 , during the legal hours of sale, at the Courthouse door in Rabun County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land lying and being in Land Lot Number 18 of the Second Land District of Rabun County, Georgia and being more particularly described as follows, to-wit: For a full and complete description of the real property being hereby conveyed, reference is hereby had and made to a plat of survey dated January 18, 1988 and prepared by T. Lamar Edwards, Georgia Registered Land Surveyor Number 1837. The real property being hereby conveyed is Lot 4 containing 1.70 acres. Said plat is of recorded in Plat Book 25, Page 135 in the Office of the Clerk of the Rabun Superior Court. Reference to said plat and the record thereof is for the express purpose of incorporating herein its description of Lot 4 containing 1.70 acre as depicted thereon. which has the property address of 234 Rhonda Dr, Clayton, Georgia., together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of Vernie Taylor Bailey F/K/A Vernie Taylor Burrell and William R. Bailey and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. US Bank National Association as Trustee for RASC 2005-KS5, Attorney in Fact for Vernie Bailey, McCurdy & Candler, L.L.C. (404) 373-1612,www.mccurdycandler.com. File No. 10-20321 /CONV/awilby. THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

8-9,16,23,30

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NOTICE OF SALE UNDER POWER

GEORGIA, RABUN COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Eddie D Carpenter and Jeanette Carpenter to Mortgage Electronic Registration Systems, Inc. as nominee for Countrywide Bank, FSB, its successors and assigns dated April 2, 2008 in the amount of $148,500.00, and recorded in Deed Book 33, Page 72, Rabun County, Georgia Records; as last transferred to Bank of America, N.A., Successor by Merger to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP by assignment; the undersigned, Bank of America, N.A., Successor by Merger to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in September, 2012 , during the legal hours of sale, at the Courthouse door in Rabun County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land lying and being in Land Lot 124 of the Second Land District of Rabun County, Georgia, and being 1.45 Acres and being all of the acreage shown upon a plat of survey dated September 13, 1991, prepared by T. Lamar Edwards, Georgia Registered Land Survey, No. 1837, and recorded in the Office of the Clerk of Rabun Superior Court in Plat Book 29, Page 301. Said survey is incorporated herein by reference for a full and complete description of the above-described lands. For Title reference see deed recorded in Book X16, Page 68. Property Commonly Known As: 4833 North Wolffork Road Rabun Gap, GA 30568 which has the property address of 4833 Wolffork Rd, Rabun Gap, Georgia., together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of Eddie D Carpenter and Jeanette Carpenter and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. Bank of America, N.A., Successor by Merger to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP, Attorney in Fact for Eddie D Carpenter and Jeanette Carpenter, McCurdy & Candler, L.L.C. (404) 373-1612, www.mccurdycandler.com. File No. 12-06224 /FNMA/kandrade. THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

8-9,16,23,30

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NOTICE OF POWER OF SALE CONTAINED IN SECURITY DEED

STATE OF GEORGIA

COUNTY OF RABUN

Under and by virtue of the power of sale contained in that certain Security Deed from BRIAN J. KIRKEY and ELIZABETH A. KIRKEY, individual residents of the State of Georgia (hereinafter collectively referred to as “Borrower”) to GEORGIA COMMERCE BANK, a Georgia banking corporation (hereinafter referred to as “Lender”), dated July 25, 2011 and recorded in Book M37, Page 439, Rabun County, Georgia Records (the “Security Deed”), the undersigned, as Attorney-in-Fact for Borrower, will sell at public outcry to the highest and best bidder for cash, between the legal hours of sale before the Courthouse door of Chatham County, Georgia, on the first Tuesday in September, 2012 (September 4, 2012) the following described property (hereinafter referred to as the “Property”), to wit: ALL THAT TRACT OR PARCEL OF LAND lying and being in Land Lot 65 of the Fifth Land District of Rabun County, Georgia, and being Tract 2 consisting of 2.78 acres as shown upon a plat of survey dated June 4, 1996, revised September 15, 1997, and revised October 2, 1997, prepared by T. Lamar Edwards, Georgia Registered Land Surveyor, No. 1837, which is recorded in the Office of the Clerk of Rabun Superior Court in Plat Book 39, Page 270. Said survey is incorporated herein by reference for a full and complete description of the above-described lands. There is excepted from the above-described property, any portion of said property lying within the boundary of Lake Rabun Road as the same is shown upon the above-referenced survey. The above-described lands are conveyed subject to the easements of record or actually existing upon the property, specifically the flood rights of Georgia Power Company created in a Warranty Deed recorded in the Office of the Clerk of Rabun Superior Court in Deed Book X, Page 451, and those access agreements for use by others of those certain drives identified as A, B, C and D as shown upon the above-referenced plat of survey. There is also conveyed to the Grantees, their heirs, successors, transferees and assigns, a perpetual, nonexclusive easement for ingress and egress and installation of utilities over, under and across drives A, B, C , D and E as shown upon the above-referenced plat of survey. There is excepted the easement rights reserved by James L. Mobley in a Warranty Deed recorded in the Office of the Clerk of Rabun Superior Court in Deed Book E-17, Page 169, for a joint parking easement along side Lake Rabun Road identified as Parking Easement C on the above-referenced plat of survey. Also reserved for Robert W. Brown and T. Lamar Edwards, their heirs, successors, transferees and assigns is a perpetual, non-exclusive easement over and across drives A, B, C, D and E shown upon the above-referenced plat for access, ingress and egress to and from the remaining lands of Robert W. Brown and T. Lamar Edwards and for the purposes of installation, repair and maintenance of utilities to serve the remaining land of Robert W. Brown and T. Lamar Edwards. There is also excepted an easement for the use of an existing drainfield located on the Parking Easement C shown upon the above-referenced plat of survey, said easement being reserved by James L. Mobley in a Warranty Deed recorded in the Office of the Clerk of Rabun Superior Court in Deed Book E-17, Page 169. This conveyance is made subject to the restrictive covenant that no structure or improvements of buildings shall be constructed upon an area of Lot 2 located within twenty-five (25) feet of the boundary line dividing Lot 2 and Lot 1. Said area and building restricted line being shown upon the above-referenced plat of survey recorded in the Office of the Clerk of Rabun Superior Court in Plat Book 39, Page 270, provided, however, any sewage disposal system used for the benefit of Lot 2 may encroach upon and across said building restricted line provided that such sewage disposal system shall not be constructed or installed in an area closer than ten (10) feet from the property line of Lot 2. This covenant shall be a covenant running with the land and shall be binding upon the grantee, their heirs, successors, transferees and assigns. The property referenced above has an address of 224 Raven Lane, Lakemont, Rabun County, Georgia. The Security Deed secures (i) that certain Secured Real Property Note executed by Borrower in favor of Lender, dated July 25, 2011, in the original principal amount of SIX HUNDRED FORTY-FIVE THOUSAND AND 00/HUNDREDTHS DOLLARS ($645,000.00) (“Promissory Note 1”) with interest thereon as provided in Promissory Note 1 until paid, and (ii) pursuant to that certain Cross-Default and Cross-Collateralization Agreement by Borrower in favor of Lender dated July 25, 2011 and recorded in Book R37, Page 644, Rabun County, Georgia Records, that certain Promissory Note executed by Borrower in favor of Lender, dated August 13, 2007, in the original principal amount of TWO HUNDRED SIXTY-FIVE THOUSAND AND 00/HUNDREDTHS DOLLARS ($265,000.00) (“Promissory Note 2”, and collectively with Promissory Note 1, the “Promissory Notes”) with interest thereon as provided in Promissory Note 2 until paid. On account of defaults in the terms of the Promissory Notes, the Security Deed and other loan documents, including Borrower’s failure to pay monthly installments of principal and interest as required by the terms of Promissory Notes as and when due, Lender, the present holder of the Security Deed and Promissory Notes, has declared the entire unpaid balance of all obligations secured by the Security Deed, including interest to date of sale, to be due and payable immediately. The debt remaining in default and unpaid, this sale will be for the purpose of satisfying the principal and interest due, amounts, if any, expended by Lender to protect its interest in the Property, and all expenses of this sale, including, without limitation, attorneys’ fees. The Property will be sold subject to outstanding ad valorem taxes and/or assessments, and superior easements, restrictions and rights-of-way and other superior matters of record, if any. The undersigned will execute a deed to the purchaser at the sale as provided in the aforesaid Security Deed. To the best knowledge and belief of Lender, the equitable title to the Property is vested in Borrower, and the party in possession of the Property is either Borrower or a tenant or tenants claiming under Borrower. Georgia Commerce Bank, as Attorney-in-Fact for Brian J. Kirkey and Elizabeth A. Kirkey, Kimberly S. Justus, Esq. Womble, Carlyle, Sandridge & Rice, LLP, Attorneys at Law, 271 17th Street, N.W., Suite 2400, Atlanta, Georgia 30363

(404) 879-2493

8-9,16,23,30

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NOTICE OF PETITION TO CHANGE NAME

STATE OF GEORGIA

RABUN COUNTY

Notice is hereby given that Johnnie Michael Hunter, filed his petition to the Superior Court of Rabun, Georgia, praying for a change in the name of petitioner from Johnnie Michael Hunter to Johnny Michael Hunter. Notice is hereby given pursuant to law to any interested or affected party to appear in said Court and to file objections to such name change. Objections must be filed with said Court within 30 days of the filing of said petition. Holly E. Henry-Perry, Clerk of Superior Court.

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CITATION

GEORGIA, Rabun COUNTY

ESTATE NO. 3804

IN RE: PETITION OF Marilyn A. Dale & Donald W. Agans

FOR TEMPORARY LETTERS OF GUARDIANSHIP

ESTATE OF: Harlee M. Hoskinson, Minor

DATE OF SECOND PUBLICATION, IF ANY August 16tH, 2012

TO: Rebekah A.Hoskinson

You are hereby notified that a petition for the appointment of a temporary guardian has been filed regarding the above-named minor. All objections to the Petition described above either to the appointment of a temporary guardian or the petitioner(s) as temporary guardian(s), must be in writing, setting forth the grounds of any such objection, and must be filed with this Court no later than 14 days after this notice is mailed, or 10 days after this notice is personally served upon you, or ten days after the second publication of this notice if you are served by publication. All pleadings must be signed before a notary public or Georgia probate court clerk, and filing fees must e tendered with you pleadings, unless you qualify to file as an indigent party. Contact probate court personnel at the below address/telephone number for the required amount of filing fees. ***NOTE: If a natural guardian files an objection to the creation of the temporary guardianship, the Petition will be dismissed. If a natural guardian files an objection to the appointment of the petition(s) as guardian(s), or if a parent who is not a natural guardian files an objection to the petition, a hearing on the matter shall be scheduled at a later date. Lillian W. Garrett, Probate Judge, Address: 25 Courthouse Square, Suite 215, Clayton, GA 30525, Telephone: 706-782-3614.

8-9,16

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STATE OF GEORGIA

COUNTY OF RABUN

NOTICE TO CREDITORS

All persons indebted to Charles Frank Paradise, deceased, are hereby notified to make immediate payment to the undersigned and all creditors of said decedent are hereby notified to render their claims to the undersigned. This the 2nd day of August, 2012. Witness my/our hand(s) and seal(s), on the day above written. Kelly Paradise Johnson acting as Administratrix of the Charles Frank Paradise estate. Address: PO Box 460, Mountain City, GA 30562, Telephone: 706-982-0047.

8-9,16,23,30

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IN THE SUPERIOR COURT OF RABUN COUNTY

STATE OF GEORGIA

IN RE PETITION OF: ELIZABETH ANN SUTTON

CASE # 2012-CV-0321-S

PUBLIC NOTICE

Notice is hereby given that Elizabeth Ann Sutton has filed a petition in the Superior Court of Rabun County on the 6th day of August, 2012, for an order changing her/his name from Elizabeth Ann Sutton to Elizabeth Ann Crompton. Any interested or affective party may file objections to the petition within 30 days from the date of filing said petition, else said Order shall be granted as prayed for. Holly E. Henry-Perry, Clerk of Superior Court, Rabun County, Georgia.

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GEORGIA, RABUN COUNTY

NOTICE OF SALE UNDER POWER

Under and by virtue of the power of sale contained in that Deed to Secure Debt from Terri Phillips Mentzer to Rabun County Bank, dated May 27, 2008, recorded among Rabun County, Georgia Records in Deed Book S33, Page 401, the undersigned will sell at public outcry to the highest bidder for cash before the Courthouse door in said County, during the legal hours of sale, on the first Tuesday in September, 2012 by Rabun County Bank, as Attorney-in-Fact for Terri Phillips Mentzer the following described property: All that tract or parcel of land lying and being in Land Lot 186 of the Fifth Land District of Rabun County, Georgia being more particularly described as LOT 34 containing 0.99 acre, BLOCK A of LAUREL RIDGE SUBDIVISION as depicted on a plat of survey dated February 17, 1979, and prepared by T. Lamar Edwards, Georgia Registered Land Surveyor No. 1837. Said plat is of record in Plat Book 13, Page 292 in the office of the Clerk of Rabun Superior Court. Reference to said plat and the record thereof is for the express purpose of incorporating herein its description of said LOT 34 as depicted thereon. The above described tract or parcel of land is hereby conveyed subject to those certain Restrictive Covenants dated October 31, 1978 and of record in Deed Book Z-6, pages 615-632, aforesaid records. Also conveyed is a perpetual, non-exclusive easement for ingress and egress to and from the above-described tract or parcel of land over and across those certain subdivision roads of Laurel Ridge Subdivision and the extension of the same to the public road system of Rabun County, Georgia. Also conveyed to the Grantee, the Grantee’s heirs, successors and assigns are those utility system rights as set forth in a Trust Indenture dated April 30, 2001 and of record in Deed Book U-20, pages 548-556, aforesaid Records. The above described tract or parcel of land is hereby conveyed subject to a tap-on-fee set forth therein. Said tract or parcel of land is conveyed subject to that certain Georgia Power Company easement as depicted on the above-referenced survey. Said tract or parcel of land is conveyed subject to easements of record or actually existing upon said property. Also conveyed is a perpetual, non-exclusive road right-of-way over and across the roads shown upon the above-referenced plat of survey and the extension of the same for the express purpose of providing ingress to and egress from said tract or parcel of land with the public road system of Rabun County, Georgia. Said tract or parcel of land is hereby conveyed subject to the rights of others to use said roads. The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of said indebtedness, among other possible events of default, this sale will be made for the purposes of paying the same and all expenses of sale, including attorney's fees (notice having been given as provided by law). The property will be sold subject to the following: (1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) the outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills, that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the security deed first set out above. To the best of the undersigned's knowledge and belief, the party in possession is Terri Phillips Mentzer or a tenant or tenants. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Deed to Secure Debt. Rabun County Bank, as Attorney-in-fact for Terri Phillips Mentzer. This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose.
M. Keith York, Kimzey, Kimzey & York, P. O. Box 38, Cornelia, GA 30531, (706) 778-6823.

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STATE OF GEORGIA

COUNTY OF RABUN

NOTICE OF SALE UNDER POWER

Because of a default in the payment of the indebtedness secured by a Security Deed executed by Justin Tyson to Mortgage Electronic Registration Systems, Inc. dated January 15, 2008, and recorded in Deed Book D33, Page 388, Rabun County Records, said Security Deed having been last sold, assigned, transferred and conveyed to Wells Fargo Bank, NA by Assignment, securing a Note in the original principal amount of $126,800.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, September 4, 2012, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit: All that tract or parcel of land lying and being in Land Lot 22 of the Fifth Land District of Rabun County, Georgia, and being Lot 1-H containing 0.76 acre as more particularly described according to that certain plat of survey dated December 21, 1986, prepared by William F. Rolader, Georgia Registered Surveyor No. 2042, said plat being recorded in Plat Book 24, page 102, in the office of the Clerk of Rabun Superior Court, reference to said plat being for the express purpose of incorporating its description herein. Said property is known as 407 Joe Davis Road, Tiger, GA 30576, together with all fixtures and personal property attached to and constituting a part of said property, if any. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorney's fees in accordance with the terms of the Note secured by said Deed. The property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Justin Tyson or a tenant or tenants. The proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law. Wells Fargo Bank, NA as Attorney-in-Fact for Justin Tyson. File no. 12-031956, SHAPIRO & SWERTFEGER, LLP*, Attorneys and Counselors at Law, 2872 Woodcock Blvd., Duke Building, Suite 100, Atlanta, GA 30341-3941, (770) 220-2535/KB, www.swertfeger.net. *THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

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STATE OF GEORGIA

COUNTY OF RABUN

NOTICE OF SALE UNDER POWER

Because of a default in the payment of the indebtedness secured by a Security Deed executed by Kenneth R. Golden a/k/a Kenneth Russell Golden to Regions Bank d/b/a Regions Mortgage dated October 25, 2005, and recorded in Deed Book B29, Page 603, Rabun County Records, securing a Note in the original principal amount of $88,000.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, September 4, 2012, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit: All that tract or parcel of land lying and being in Land Lot 94 of the Second Land District of Rabun County, Georgia, consisting of 0.27 acres and being designated as Lot 26 and a portion of Lots 27 and 28 of Block 5 Sylvan Lake Falls as shown upon that certain plat of survey prepared by William F Rolader, Georgia Registered Land Surveyor No. 2042, dated February 28, 2003, which is recorded in the office of the clerk of Rabun Superior Court in Plat Book 53, page 15. Reference is had and made to said plat and record of the same for a full and complete description of the property herein described. This conveyance is made subject to restrictive covenants recorded in the office of the clerk of Rabun Superior Court in Deed Book Y-4, page 698. Said property is known as 49 Loop Way, Rabun Gap, GA 30568, together with all fixtures and personal property attached to and constituting a part of said property, if any. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorney's fees in accordance with the terms of the Note secured by said Deed. The property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Kenneth R. Golden or a tenant or tenants. The proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law. Regions Bank DBA Regions Mortgage as Attorney-in-Fact for Kenneth R. Golden a/k/a Kenneth Russell Golden. File no. 12-031734. SHAPIRO & SWERTFEGER, LLP*, Attorneys and Counselors at Law, 2872 Woodcock Blvd., Duke Building, Suite 100, Atlanta, GA 30341-3941,(770) 220-2535/CK, www.swertfeger.net. *THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

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NOTICE OF SALE UNDER POWER

By virtue of the power of sale contained in a Deed to Secure Debt by J RICHARD GREASER to Bank of America, N.A., dated September 23, 2003 and filed for record September 30, 2003 in Deed Book E25, Page 75, Rabun County, Georgia records, and securing a Note in the original principal amount of $571,261.05; there will be sold at a public outcry for cash to the highest bidder before the Courthouse door of Rabun County, Georgia, between the legal hours of sale on the first Tuesday in September, 2012, by Bank of America, N.A. as Attorney-in-Fact for J RICHARD GREASER the following property to-wit: All that tract or parcel of land lying and being in Land Lot 1 and Land Lot 25 of the Fourth Land District of Rabun County, Georgia and being a total of 16.77 acres and being an unnumbered tract containing 7.77 acres as shown upon that plat of survey dated November 9, 1998 by William F. Rolader, Georgia Registered Land Surveyor, No. 2042 and recorded in Plat Book 42, Page 159 in the Office of the Clerk of Rabun Superior Court and Tract 4 consisting of 3.0 acres, Tract 5 consisting of 3.0 acres and Tract 6 consisting of 3.0 acres as shown upon that plat of survey dated March 18, 1999 by William F. Rolader, Georgia Registered Land Surveyor, No. 2042 and recorded in Plat Book 42, Page 210 and to which plats referenced are herein made for a full and complete description of the property herein conveyed. The above described property is also known as 2342 HIGHWAY 76 EAST, CLAYTON, GA 30525-0000. The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purpose of paying the same and all expenses of sale, including attorney's fees, if applicable. The property will be sold as the property of the aforesaid grantor subject to the following: all prior restrictive covenants, easements, rights-of-way, security deeds, or encumbrances of record; all valid zoning ordinances;  matters which would be disclosed by an accurate survey of the property or by any inspection of the property; all outstanding taxes, assessments, unpaid bills, charges, and expenses that are a lien against the property whether due and payable or not yet due and payable. Pursuant to O.C.G.A. § 44-14-162.2, the name, address and telephone number of the individual or entity who shall have the full authority to negotiate, amend or modify all terms of the above described mortgage is as follows: Bank of America, N.A., successor by reason of merger with BAC Home Loans Servicing, L.P., Attn: Loss Mitigation Dept. P. O. Box 5170, MS SV314B, Simi Valley, CA 93065, Telephone: 1-800-669-6650. The foregoing notwithstanding, nothing in O.C.G.A. § 44-14-162.2 shall be construed to require Bank of America, N.A. to negotiate, amend or modify the terms of the Deed to Secure Debt described herein. Bank of America, N.A. as Attorney-in-Fact for J RICHARD GREASER, SHUPING, MORSE & ROSS, L.L.P., By: S. Andrew Shuping, Jr.,6259 Riverdale Road, Suite 100, Riverdale, GA 30274, 770-991-0000. THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

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STATE OF GEORGIA

COUNTY OF RABUN

NOTICE OF SALE UNDER POWER

Under and by virtue of the power of sale contained in a Security Deed from STEPHEN D. HUNT and JEANNE T. HUNT to UNITED COMMUNITY BANK, dated June 21, 2007, recorded July 9, 2007, in Deed Book H32, Page 447, Rabun County, Georgia records, as last modified by Modification of Security Deed dated July 27, 2009, recorded in Deed Book J35, Page 417, Rabun County, Georgia records, said Security Deed being given to secure a Note from STEPHEN D. HUNT and JEANNE T. HUNT dated July 27, 2009, in the original principal amount of One Hundred Eighty Six Thousand Seven Hundred Seventy Three and 44/100 ($186,773.44) Dollars, with interest from date at a rate per cent per annum on the unpaid balance until paid; there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Rabun County, Georgia, within the legal hours of sale on the first Tuesday in September, 2012, the following described property: All that tract or parcel of land lying and being in Land Lot 145 of the Second Land District of Rabun County, Georgia and being more particularly described as Lot 45, Phase 1 of The Ridges of Rabun, containing 1.177 acres, as depicted on the plat of survey dated October 5, 2004, and prepared by Edwin G. Davidson, Georgia Registered Land Surveyor No. 2586. Said plat is of record in Plat Book 53, pages 161-165, in the Office of the Clerk of the Rabun Superior Court. Reference is had and made to said plat and the record thereof for a full and complete description of Lot 45 as depicted thereon. Also conveyed is a perpetual, non-exclusive road right of way easement over and across the roadways depicted on the above described plats for the purpose of providing ingress to and egress from said tract or parcel of land with the public road system of Rabun County, Georgia. Said tract or parcel of land is hereby conveyed subject to the rights of others to use said roadways. The above described tract or parcel of land is conveyed subject to those Declaration of Covenants, Conditions and Restriction for The Ridges of Rabun of record in Deed Book G-27, pages 584-617, aforesaid records. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, easements, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is STEPHEN D. HUNT and JEANNE T. HUNT or a tenant or tenants. UNITED COMMUNITY BANK, as attorney in Fact for STEPHEN D. HUNT and JEANNE T. HUNT L. Lou Allen, Stites & Harbison, PLLC, 11 Mountain Street, Suite 8, Blue Ridge, Georgia 30513, (706) 632-7923. File No. 7484A-03332. THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

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STATE OF GEORGIA

COUNTY OF RABUN

NOTICE OF SALE UNDER POWER

IN DEED TO SECURE DEBT

Under and by virtue of the power of sale contained in that certain Deed to Secure Debt from Jacob Kyle Gazaway and Amanda Page Gazaway to Mortgage Electronic Registration Systems, Inc. in the original principal amount of $264,000.00 dated 11/02/2009, and recorded in Deed Book O35, page 143, Rabun County records, said Security Deed being last transferred and assigned to U.S. Bank, National Association in Deed Book K38, Page 589, the undersigned will sell at public outcry to the highest bidder for cash before the Courthouse door in said County, during the legal hours of sale, on the first Tuesday of September, 2012 by U.S. Bank National Association, as Attorney-in-Fact for Jacob Kyle Gazaway and Amanda Page Gazaway the following described property: All that tract or parcel of land lying and being in Land Lots 192 and 193 of the Second Land District of Rabun County, Georgia and containing 3.88 acres, more or less, located on Georgia Highway 246 as shown on a plat of survey prepared by William G. Rolader, Georgia Registered Land Surveyor No. 2042, dated July 16, 2007 and recorded in the office of the Clerk of Rabun Superior Court in Plat Book 55, Page 167. Said survey is incorporated herein by reference for a full and complete description of the above-described lands. Said property is conveyed together with and subject to all easements, covenants and restrictions of record, if any. Property known as: 1349 Highway 246, Dillard, GA 30537. The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purposes of paying the same and all expenses of sale, including attorney's fees, (notice having been given as provided by law). The property will be sold as the property of The Aforesaid Grantors subject to the following: (1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) the outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills, that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the security deed first set out above. U.S. Bank National Association holds the Note and referenced Security Deed and services the loan on behalf of Federal Home Loan Mortgage Corporation, the current owner of your loan. Pursuant to O.C.G.A Section 44-14-162.2 the name of the person or entity who has the full authority to negotiate, amend, or modify the terms of the aforementioned indebtedness is: U.S. Bank, National Association, 4801 Frederica Street, Owensboro, KY 42301, PHONE: 800-365-7772. Nothing contained in this Notice of Sale shall obligate the holder and/or owner to negotiate, amend, or modify said indebtedness. To the best of the undersigned's knowledge and belief, the party in possession is Jacob Kyle Gazaway and Amanda Page Gazaway. U.S. Bank National Association, as Attorney-in-fact for Jacob Kyle Gazaway and Amanda Page Gazaway. This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose. Pendergast & Associates, P.C., South Terraces, Suite 1000, 115 Perimeter Center Place, Atlanta, GA 30346, Phone – (770) 392-0398, Toll Free – (866) 999-7088, www.penderlaw.com. Our File No. 12-03911.

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STATE OF GEORGIA

COUNTY OF RABUN

NOTICE OF SALE UNDER POWER

IN DEED TO SECURE DEBT

Under and by virtue of the power of sale contained in that certain Deed to Secure Debt from Kevin Cannon a/k/a Kevin Wayne Cannon and Jennifer Cannon a/k/a Jennifer Dawn Cannon to ABN AMRO Mortgage Group, Inc. in the original principal amount of $110,000.00 dated 12/11/2003, and recorded in Deed Book 025, page 314, Rabun County records, the undersigned will sell at public outcry to the highest bidder for cash before the Courthouse door in said County, during the legal hours of sale, on the first Tuesday of September, 2012 by CitiMortgage, Inc., successor by merger with ABN AMRO Mortgage Group, Inc., as Attorney-in-Fact for Kevin Cannon a/k/a Kevin Wayne Cannon and Jennifer Cannon a/k/a Jennifer Dawn Cannon the following described property: All that tract or parcel of land lying and being in Land Lots 20 and 23 of the Fifth Land District of Rabun County, Georgia, and being Lot 1-X consisting of 1.11 acres of the Joseph T. Davis Subdivision as shown upon that certain plat of survey prepared by Hubert Lovell, Georgia Registered Land Surveyor, No. 1563, dated February 29, 1996, which is recorded in the Office of the Clerk of Rabun Superior Court in Plat Book 37, Page 177. Said survey is incorporated herein by reference for a full and complete description of the above-described lands. The above-described Lot 1-X constitutes all of the lands conveyed by Fulton Lovell to Horst Bliwernitz and Ruth E. Bliwernitz by Warranty Deed dated July 7, 1975, and recorded in the Office of the Clerk of Rabun Superior Court in Deed Book V-6, Page 277. There is also conveyed a perpetual non-exclusive easement for use, maintenance and repair of Mountain View Road as shown upon a plat of survey recorded in the Office of the Clerk of Rabun Superior Court in Plat Book 37, Page 177. Said easement shall be an easement appurtenant to all of the above described lands and shall insure to the benefit of the grantees, their heirs, successors and assigns. There is also conveyed an easement for installation and maintenance of utility lines and service to extend across West View Trail. This conveyance is made subject to the following restrictions that no mobile homes be placed on the property. Property known as: 224 Buckshot Lane, Tiger, GA 30576. The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purposes of paying the same and all expenses of sale, including attorney's fees, (notice having been given as provided by law). The property will be sold as the property of The Aforesaid Grantors subject to the following: (1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) the outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills, that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the security deed first set out above. CitiMortgage, Inc., successor by merger with ABN AMRO Mortgage Group, Inc. holds the Note and referenced Security Deed and services the loan on behalf of Federal Home Loan Mortgage Corporation, the current owner of your loan. Pursuant to O.C.G.A Section 44-14-162.2 the name of the person or entity who has the full authority to negotiate, amend, or modify the terms of the aforementioned indebtedness is: CitiMortgage, Inc., 1000 Technology Drive, O'Fallon, MO 63368, PHONE: 866-272-4749. Nothing contained in this Notice of Sale shall obligate the holder and/or owner to negotiate, amend, or modify said indebtedness. To the best of the undersigned's knowledge and belief, the party in possession is Kevin Cannon a/k/a Kevin Wayne Cannon and Jennifer Cannon a/k/a Jennifer Dawn Cannon. CitiMortgage, Inc., successor by merger with ABN AMRO Mortgage Group, Inc., as Attorney-in-fact for Kevin Cannon a/k/a Kevin Wayne Cannon and Jennifer Cannon a/k/a Jennifer Dawn Cannon. This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose. Pendergast & Associates, P.C., South Terraces, Suite 1000, 115 Perimeter Center Place, Atlanta, GA 30346, Phone – (770) 392-0398, Toll Free – (866) 999-7088, www.penderlaw.com. Our File No. 12-05487.

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STATE OF GEORGIA

COUNTY OF RABUN

NOTICE OF SALE UNDER POWER

IN DEED TO SECURE DEBT

Under and by virtue of the power of sale contained in that certain Deed to Secure Debt from Norma Hudgins and Paul Malcolm Hudgins, Jr. to Mortgage Electronic Registration Systems, Inc. in the original principal amount of $229,000.00 dated 10/29/2007, and recorded in Deed Book W32, page 592, Rabun County records, said Security Deed being last transferred and assigned to CitiMortgage, Inc. in Deed Book J38 Page 517, the undersigned will sell at public outcry to the highest bidder for cash before the Courthouse door in said County, during the legal hours of sale, on the first Tuesday of September, 2012 by CitiMortgage, Inc., as Attorney-in-Fact for Norma Hudgins and Paul Malcolm Hudgins, Jr. the following described property: All that tract or parcel of land lying and being in Land Lot 195 of the Second Land District of Rabun County, Georgia, and being in the City Limits of City of Sky Valley, Georgia and being Lot 6 of Part One, Northwoods Area, Sky Valley Subdivision as more fully described upon a plat of survey dated October 7, 2002, prepared by William F. Rolader, Georgia Registered Land Surveyor No. 2042, said survey being recorded in the Office of the Clerk of Rabun Superior Court in Plat Book 48, Page 49, said survey is incorporated herein by reference for a full and complete description of the above described lands. Property known as: 21 Peek and Peak Drive, Dillard, GA 30537. The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purposes of paying the same and all expenses of sale, including attorney's fees, (notice having been given as provided by law). The property will be sold as the property of The Aforesaid Grantors subject to the following: (1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) the outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills, that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the security deed first set out above. CitiMortgage, Inc. holds the Note and referenced Security Deed and services the loan on behalf of Federal National Mortgage Association, the current owner of your loan. Pursuant to O.C.G.A Section 44-14-162.2 the name of the person or entity who has the full authority to negotiate, amend, or modify the terms of the aforementioned indebtedness is: CitiMortgage, Inc., 1000 Technology Drive, O'Fallon, MO 63368. PHONE: 866-272-4749. Nothing contained in this Notice of Sale shall obligate the holder and/or owner to negotiate, amend, or modify said indebtedness. To the best of the undersigned's knowledge and belief, the party in possession is Norma Hudgins and Paul Malcolm Hudgins, Jr.CitiMortgage, Inc., as Attorney-in-fact for Norma Hudgins and Paul Malcolm Hudgins, Jr. This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose. Pendergast & Associates, P.C., South Terraces, Suite 1000, 115 Perimeter Center Place, Atlanta, GA 30346, Phone – (770) 392-0398, Toll Free – (866) 999-7088, www.penderlaw.com.

Our File No. 12-04629.

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NOTICE OF SALE UNDER POWER

GEORGIA, RABUN COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by  to Mortgage Electronic Registration Systems, Inc., dated February 18, 2009, recorded in Deed Book S34, Page 186, Rabun County, Georgia Records, as last transferred to BAC Home Loans Servicing, LP formerly known as Countrywide Home Loans Servicing, LP by assignment recorded in Deed Book I37, Page 533, and as re-recorded in Deed Book N38, Page 293, Rabun County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SIXTY-THREE THOUSAND FOUR HUNDRED FORTY-FOUR AND 0/100 DOLLARS ($163,444.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Rabun County, Georgia within the legal hours of sale on the first Tuesday in September, 2012, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed.  The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, N.A., 177 Countrywide Way, Mail Stop: CAO-911-01-05, Lancaster, CA 93536, (661) 951-5100. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is or a tenant or tenants and said property is more commonly known as 214 Dry Pond Drive, Clayton, Georgia  30525. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. This law firm is seeking solely to foreclose the creditor’s lien on real estate and this law firm will not be seeking a personal money judgment against you. Bank of America, N.A. successor by merger to BAC Home Loans Servicing, LP formerly known as Countrywide Home Loans Servicing LP as Attorney in Fact for McCalla Raymer, LLC, 1544 Old Alabama Road, Roswell, Georgia 30076, www.foreclosurehotline.net, MR/rao1 9/4/12. Our file no. 5588312-FT11. EXHIBIT “A”:All that tract or parcel of land lying and being in parts of Land Lots 18 and 21 of the 5th Land District of Rabun County, Georgia and being more fully described as follows: To find the point of beginning reference is made to a plat of survey drawn by James A. Long, Georgia Registered Surveyor #1579, dated January 23, 1974 and recorded in the Office of the Clerk of Superior Court, Rabun County, Georgia in Plat Book 10 on page 184, the point of beginning being an iron pin situated S 75 degrees 23' E 210.9 feet from an iron pin in York Branch, S 08 degrees 44' W 80.3 feet to the said iron pin beginning point as shown on said plat: the beginning point thus established run N 08 44' E 52.2 feet to the center of the joint driveway as shown on said plat, thence run along the center of said joint driveway S 74 degrees 25' E 59.1 feet, and S 50 degrees 09" E 55.5 feet to an iron pin; thence leaving the Southeast side of the cul-de-sac serving said joint driveway and run S 03 degrees 44' E 102.7 feet to an iron pin on the north side of a 35 foot wide road R/W serving said lot and the adjoining lot; thence running along the Northeast side of said 35 foot wide road R/W, N 69 degrees 47' W 40.3 feet, and N 45 degrees 29' W 37.6 feet, and N 38 degrees 39' W 79.3 feet to an iron pin being the said Point of Beginning. The lot herein above described is the lot shown on said plat whereon # 9 is located. The driveway and the cul-de-sac shown on said plat is to be used as a joint and common driveway together with the right of maintenance and the expenses thereof for ingress and egress by the owners of the above described lot and the owner of the adjoining lot on the North thereof whereon house #10 is situated as shown on said plat, and the respective heirs. successors, and assigns of each owner; and these common rights are herein reserved for the benefit of the owner of the lot upon which house #10 is situated. THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

8-9,16,23,30

gpn11

GEORGIA

RABUN COUNTY

NOTICE OF SALE UNDER POWER OF SECURITY DEED

By virtue of a Power of Sale contained in a security deed from Samuel D. Cruce to Oakdale Wylie Corporation dated April 19, 2011 and recorded in Deed Book D-37, Pages 695-697 of the Rabun County deed records given to secure a promissory note in the amount of thirty-six thousand and no/100 $36,000.00 dollars, there will be sold at public outcry to the highest and best bidder for cash before the courthouse door of Rabun County, Georgia, within the legal hours of sale on the first Tuesday in September, to-wit: September 4, 2012, the following described property: All that tract or parcel of land lying and being in Land Lot 173 and/or 192 of the Second Land District of Rabun County, Georgia and being Lot 482 , in Block J or River Vista At Mountain Village as described upon plats of survey dated August 8, 2008, last revised February 12, 2010, prepared by William F Rolader, Georgia Registered Land Surveyor No. 2042, said surveys being recorded in the office of the Clerk of Rabun Superior Court in Plat Book 60, pages 215,216,217,218,219,220, and 221, and said surveys are incorporated herein by reference for a full and compete description of the above-described lot. This conveyance is made subject to that certain Declaration of Protective Covenants, Conditions, Restrictions and Easements for River Vista At Mountain Village dated February 22, 2010 and recorded in the office of the Clerk of Rabun Superior Court in Deed Book V-35, pages 364-417. This conveyance is made subject to the terms, conditions, obligations and requirements of the Articles of Incorporation and By-Laws for River Vista Mountain Village Community Association, Inc. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, non-payment of said debt. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorneys’ fees, notice having been given as provided by law. The said property will be sold as the property of Samuel D. Cruce subject to the following: (1) all prior restrictive covenants, right-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) any outstanding ad valorem taxes and assessments; (5) The Helping Families Save Their Home Act of 2009 (Public Law 111-22). To the best knowledge and belief of the undersigned Samuel D. Cruce is in possession of said property. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U. S. Bankruptcy Code and (2) final confirmation and audit of the status of the loan with the holder of the security deed. A copy of this notice was mailed to the debtor to-wit: Samuel D. Cruce by certified mail, return receipt requested, on July 31, 2012 in compliance with O.C.G.A. §44-14-162.2. Oakdale Wylie Corporation as Attorney in Fact for Samuel D.Cruce. Mitchell L.Baker, Jr., Attorney at Law, P.O. Box 1609, Clayton, GA 30525, (706) 782-7500. THIS IS A ACTION TO COLLECT A DEBT AND ANY INFORMATION OBTAINED PURSUANT THERETO WILL BE USED FOR THAT PURPOSES.

8-9,16,23,30

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STATE OF GEORGIA

COUNTY OF RABUN

NOTICE TO CREDITORS AND DEBTORS

All persons indebted to Carol Cooper Odem, deceased, are hereby notified to make immediate payment to the undersigned and all creditors of said decedent are hereby notified to render their claims to the undersigned. This the 7th day of August, 2012. Witness my/our hand(s) and seal(s), on the day above written. (Lorraine Marie Robinson acting as Administrator of the Carol Cooper Odem estate.), Address: 137 Circle Drive, Weirton WV 26062, Telephone: 304-374-9122.

8-16,23,30,9-6

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STATE OF GEORGIA

COUNTY OF RABUN

NOTICE TO CREDITORS AND DEBTORS

All persons indebted to Leslie Thomas Woodruff, III, deceased, are hereby notified to make immediate payment to the undersigned and all creditors of said decedent are hereby notified to render their claims to the undersigned. This the 10th day of August, 2012. Witness my/our hand(s) and seal(s), on the day above written. (Cynthia Mackert fka Cynthia Woodruff acting as Administratrix of the Leslie Thomas Woodruff, III estate.) Address: 386 Orleans Street, Port Charlotte, FL 33953, Telephone: 941-286-4149.

8-16,23,30,9-6

gpn12

NOTICE OF SEIZURE OF PERSONAL PROPERTY

VALUED AT $25,000.00 OR LESS

PURSUANT TO O.C.G.A. §16-13-49(n)

TO: RUSSELL FOSTER, AND ALL OWNERS AND INTEREST HOLDERS OF THE SEIZED PROPERTY

TAKE NOTICE that on July 9, 2012 law enforcement officers of the NCIS Team, Mountain Judicial Circuit, Georgia seized $793.00 from Russell Foster in Clayton, Georgia. A search on July 9, 2012 of the residence at 128 Pepper Lane, Clayton, Georgia resulted in the discovery of a smoking device and marijuana. Also located were plastic bags containing marijuana, unidentified pills, two sets of digital scales, marijuana posters, cut straws, plastic bags with an unidentified white residue, and additional smoking devices. The seized property was directly or indirectly used or intended for use to facilitate the purchasing, possessing, having under one’s control, manufacturing, delivering, distributing, dispensing, administering, selling and possessing with the intent to distribute marijuana, a violation of O.C.G.A. §16-13-30(j) and/or its proceeds derived or realized therefrom and/or was found in close proximity to Marijuana and/or other property which is subject to forfeiture pursuant to O.C.G.A. §16-13-49(d). AND FURTHER TAKE NOTICE that any and/or all owners and interest holders may file a claim against the seized property within (30) days after the second publication of this Notice in a newspaper of general circulation in Rabun County, Georgia by sending the claim to the seizing law enforcement agency listed below and to the District Attorney for the Mountain Judicial Circuit, by certified Mail or statutory overnight delivery, receipt requested. Respectfully submitted, Brian Rickman, District Attorney, Mountain Judicial Circuit. This 10th day of August, 2012. George R. Christian, ADA, Mountain Judicial Circuit, GA State Bar #125327,gchristian@pacga.org , Office of the District Attorney, 25 Courthouse Square, Suite 121, Clayton, GA 30525. Mountain NCIS Office, ATTN: Dep. Commander Herman Cronic, PO. Box 1401, Clarkesville, Georgia 30523.

8-16,23,30
Clayton Legals 8.16.12
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gpn07

STATE OF GEORGIA

COUNTY OF RABUN

NOTICE TO CREDITORS AND DEBTORS

All persons indebted to Joyce Patrick Hackett, deceased, are hereby notified to make immediate payment to the undersigned and all creditors of said decedent are hereby notified to render their claims to the undersigned. This the 18 day of July, 2012. Witness my/our hand(s) and seal(s), on the day above written. (Frances Hackett Taylor acting as Executrix of the Joyce Patrick Hackett estate.) Address: 168 Eagle Chase Circle, Dillard GA 30537, Telephone: (706) 746-7230.

7-26,8-2,8-9,16

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STATE OF GEORGIA

COUNTY OF RABUN

NOTICE TO CREDITORS AND DEBTORS

All persons indebted to Anna Marie Hermansen, deceased, are hereby notified to make immediate payment to the undersigned and all creditors of said decedent are hereby notified to render their claims to the undersigned. This the 20th day of July, 2012. Witness my/our hand(s) and seal(s), on the day above written. (David G. Gillette acting as Administrator of the Anna Marie Hermansen estate.) Address: 133 Saratoga Road, Apt. 112-7, Glenville, NY 12302, Telephone: 518-372-8975.

7-26,8-2,9,16

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STATE OF GEORGIA

COUNTY OF RABUN

NOTICE TO CREDITORS AND DEBTORS

All persons indebted to Billy Hugh Peacock, deceased, are hereby notified to make immediate payment to the undersigned and all creditors of said decedent are hereby notified to render their claims to the undersigned. This the 23rd day of July, 2012. Witness my/our hand(s) and seal(s), on the day above written. (Jane P. Peacock acting as Executrix of the Billy Hugh Peacock estate.) Address: 490 Peacock Ln, Dillard, GA 30537, Telephone: (706) 746-2078.

7-26,8-2,9,16

gpn16

IN THE SUPERIOR COURT OF RABUN COUNTY

STATE OF GEORGIA

ENERGY WAY CORPORATION,

Plaintiff

FILE NO. 2012-CV-0219S

V.

THAD W. AVANT

Defendant,

NOTICE OF PUBLICATION

TO: Thad W. Avant

By Order for Service by Publication dated the 10th day of July, 2012, you are hereby notified that on the 25th day of May, 2012 the Plaintiff herein filed suit against you for Petition for Quiet Title. You are required to file with the Clerk of the Superior Court of Rabun County, and to serve upon the petitioner’s attorney Peter E. Johnson, PC, 4071 S. Access Road, Chattanooga, TN 37406, an answer in writing within sixty (60) days of the date of the Order of Publication. This the 12 day of July 2012. Holly E. Henry-Perry, Clerk, Superior, Rabun County, Georgia.

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STATE OF GEORGIA

COUNTY OF RABUN

NOTICE TO CREDITORS AND DEBTORS

All persons indebted to WILLIAM THOMAS KELLY, deceased, are hereby notified to make immediate payment to the undersigned and all creditors of said decedent are hereby notified to render their claims to the undersigned. This the 23rd day of July, 2012. Witness my/our hand(s) and seal(s), on the day above written. (Catherine Kelly Parker acting as Executrix of the William Thomas Kelly estate.), Address: 2571 Tanglewood Road, Decatur, GA 30033, Telephone: (404) 636-0098.

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gpn18

IN THE PROBATE COURT

COUNTY OF RABUN

STATE OF GEORGIA

IN RE: ESTATE OF KATIE SOPHIA REAGAN

DECEASED

ESTATE NO. 3801

PETITION FOR LETTERS OF ADMINISTRATION

NOTICE

JASON C SMITH has petitioned to be appointed Administrator of the estate of Katie Sophia Reagan deceased, of said County. (The Petitioner has also applied for waiver of bond and/or grant of certain powers contained in O.C.G.A. §53-12-261.) All interested parties are hereby notified to show cause why said petition should not be granted. All objections to the petition must be in writing, setting forth grounds of any such objections, and must be filed with the court on or before August 27, 2012. All pleadings/objections must be signed under oath before a notary public or before a probate court clerk, and filing fees must be tendered with your pleadings/objections unless you qualify to file as an indigent party. Contact probate court personnel at the following address/telephone number for the required amount of filing fees. If any objections are filed, a hearing will be scheduled at a later date. If no objections are filed, the petition may be granted without a hearing. Lillian W. Garrett, Probate Judge, Address: 25 Courthouse Square, Suite 215, Clayton, GA 30525, Telephone Number: 706-782-3614.

8-2,9,16,23

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IN THE SUPERIOR COURT OF RABUN COUNTY

STATE OF GEORGIA

CIVIL ACTION 2012-C-0295-S

STATE OF GEORGIA

vs

$1,366.00 in US Currency

Defendant

NOTICE OF PUBLICATION

All persons claiming interest in the property as set forth herein are hereby notified that on July 19, 2012, the State of Georgia filed an action against the property seeking a judgment declaring said property to be forfeited to the State of Georgia. The following property is the subject of the above action: $1,633.00 in US Currency. You are required to file with the Clerk of the Superior Court and to serve upon George Christina, Assistant District Attorney for the Mountain Judicial Circuit, an answer in writing within thirty (30) days of the second date of publication of this action. Witness Honorable Russell W. Smith, Chief Judge of the Superior Court o the Mountain Judicial Circuit. This 19th day of July, 2012. Holly E. Henry-Perry, Clerk of Superior Court.

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STATE OF GEORGIA

COUNTY OF RABUN

NOTICE TO CREDITORS AND DEBTORS

All persons indebted to Carol Y. Thomas, deceased, are hereby notified to make immediate payment to the undersigned and all creditors of said decedent are hereby notified to render their claims to the undersigned. This the 30th day of July, 2012. Witness my/our hand(s) and seal(s), on the day above written. (Cary Thomas acting as Executor of the Carol Y. Thomas estate.) Address: 136 Garland Dr., Lakemont, GA 30552, Telephone: 706-982-5451.

8-2,9,16,23

gpn07

STATE OF GEORGIA

COUNTY OF RABUN

NOTICE TO CREDITORS AND DEBTORS

All persons indebted to Roy E. Collins, Jr., deceased, are hereby notified to make immediate payment to the undersigned and all creditors of said decedent are hereby notified to render their claims to the undersigned. This the 27th day of July, 2012. Witness my/our hand(s) and seal(s), on the day above written. Judith R. Collins acting as Executrix of the Roy E. Collins, Jr. estate.) Address: 7735 Wolfcreek Rd., Lakemont, GA 30552, Telephone: 706-782-1215.

8-2,9,16,23

gpn11

NOTICE OF SALE UNDER POWER

GEORGIA, RABUN COUNTY

By virtue of a Power of Sale contained in that certain Security Deed from DONALD E. STRAUB to Mortgage Electronic Registration Systems, Inc. as nominee for Lend America, A New York Corporation, dated August 11, 2009, recorded September 21, 2009, in Deed Book K35, Page 522-533, Rabun County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of One Hundred Twenty-Six Thousand, Four Hundred Seventy-Five and 00/100 dollars ($126,475.00), with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to Loan Care, a Division of FNF Servicing, Inc., there will be sold at public outcry to the highest bidder for cash before the courthouse door of Rabun County, Georgia, within the legal hours of sale on the first Tuesday in September, 2012, all property described in said Security Deed including but not limited to the following described property: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 27 OF THE FIFTH LAND DISTRICT OF RABUN COUNTY, GEORGIA CONTAINING 1.99 ACRES AS MORE PARTICULARLY DESCRIBED ON THAT CERTAIN PLAT OF SURVEY DATED JULY 14, 1997, PREPARED BY WILLIAM F. ROLADER, GEORGIA REGISTERED LAND SURVEYOR NO. 2042, SAID PLAT BEING RECORDED IN PLAT BOOK 40, PAGE 247 IN THE OFFICE OF THE CLERK OF THE RABUN SUPERIOR COURT. REFERENCE TO SAID PLAT AND THE RECORD THEREOF IS FOR THE EXPRESS PURPOSE OF INCORPORATING HEREIN ITS DESCRIPTION OF SAID 1.99 ACRE AS DEPICTED THEREON.

Said legal description being controlling, however the property is more commonly known as 11 WILEY CHURCH LANE, WILEY, GA 30581. The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys` fees (notice to collect same having been given) and all other payments provided for under the terms of the Security Deed and Note. Said property will be sold on an "as-is" basis without any representation, warranty or recourse against the above-named creditor or the undersigned. The sale will also be subject to the following items which may affect the title: any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable); the right of redemption of any taxing authority; matters which would be disclosed by an accurate survey or by an inspection of the property; all zoning ordinances; assessments; liens; encumbrances; restrictions; covenants, and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the owner and party in possession of the property is DONALD E. STRAUB, DONALD STRAUB, or tenants(s). The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed. The entity having full authority to negotiate, amend or modify all terms of the loan (although not required by law to do so) is: Lender Contact: Loan Care Servicing Center, Inc., Loss Mitigation Dept., 3637 Sentara Way, Virginia Beach, VA 23452, Telephone Number: 757-309-4257. LOAN CARE, A DIVISION OF FNF SERVICING, INC. as Attorney in Fact for DONALD E. STRAUB. THE BELOW LAW FIRM MAY BE HELD TO BE ACTING AS A DEBT COLLECTOR, UNDER FEDERAL LAW. IF SO, ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Attorney Contact: Rubin Lublin, LLC, 3740 Davinci Court, Suite 400, Norcross, GA 30092. Telephone Number: (877) 813-0992 Case No. LNC-11-11067-0003.

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gpn07

NOTICE TO DEBTORS AND CREDITORS

STATE OF GEORGIA

COUNTY OF RABUN

All creditors of the Estate of Irene Roessler, late of Rabun County, Georgia, and Clearwater, Florida, deceased, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to said estate are required to make immediate payment. This 2nd day of August, 2012. Charles J. Hampton, Charles J. Hampton, P.C., 750 Hammond Drive, Suite 12-100, Atlanta, Georgia 30328, Attorney for Susanne D. Roessler, Executor of Irene Roessler.

8-9,16,23,30

RABUN COUNTY BOARD OF COMMISSIONERS

NOTICE OF HEARING TO ALL INTERESTED PERSONS AND PARTIES

A hearing will be held in the Rabun County Courthouse at 6:00 before the Rabun County Board of Commissioners on the 28th day of August, 2012 concerning a proposed amendment to the “RABUN COUNTY OFFICIAL ZONING ORDINANCE”. This hearing is held under the authority granted by Article XIV of said Ordinance. The purpose of said hearing is to receive comments on the amendment proposed by Claude H. Rickman requesting 40.45 acres to be rezoned from Agricultural District (A) to Single Family District (R-1). Property is located in Land Lot 132, Land District 2, on Bob Mark Trl, Tax Parcel is 039D-008/039D-014. At the hearing any interested parties may present data, make a statement or offer a viewpoint or argument, either orally or in writing. Lengthy statements shall be submitted in writing for the official record. Oral statements shall be concise to afford all an opportunity to be heard. RABUN COUNTY BOARD OF COMMISSIONERS, P.O. #2314dj.

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STATE OF GEORGIA

COUNTY OF RABUN

NOTICE OF SALE UNDER POWER

Because of a default in the payment of the indebtedness secured by a Security Deed executed by Charles W. Harden to Long Beach Mortgage Company dated January 13, 2006, and recorded in Deed Book N29, Page 636, Rabun County Records, said Security Deed having been last sold, assigned, transferred and conveyed to Deutsche Bank National Trust Company, as Trustee for Long Beach Mortgage Trust 2006-2 by Assignment, securing a Note in the original principal amount of $125,000.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, September 4, 2012, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 21 OF THE FIFTH LAND DISTRICT OF RABUN COUNTY, GEORGIA IN THE CITY OF CLAYTON AND BEING LOT 43 AND LOT 44, BLOCK 5 OF CLAYTON TERRACE SUBDIVISION CONTAINING 0.32 ACRES AS MORE PARTICULARLY DESCRIBED UPON THAT CERTAIN PLAT OF SURVEY PREPARED BY WILLIAM F. ROLADER, GEORGIA REGISTERED LAND SURVEYOR NO. 2042, DATED JANUARY 10, 2005, WHICH IS RECORDED IN PLAT BOOK 53, PAGE 278, CLERK'S OFFICE, RABUN COUNTY SUPERIOR COURT. REFERENCE IS HAD AND MADE TO SAID PLAT OF SURVEY FOR A FULL AND COMPLETE DESCRIPTION OF THE PROPERTY HEREIN CONVEYED. REFERENCE IS ALSO HAD AND MADE TO A WARRANTY DEED DATED MAY 4, 1983 FROM M.H. DAVIS PROPERTIES, INC. TO JOSEPH HARDY, JR. AND OF RECORD IN DEED BOOK Q-8, PAGE 699, AFORESAID RECORDS. THE ABOVE DESCRIPTION TRACT OF LAND IS CONVEYED SUBJECT TO THOSE RESTRICTIVE COVENANTS AS SET FORTH IN SAID WARRANTY DEED AND THAT ARE COVENANTS RUNNING WITH THE LAND. Said property is known as 43 Clayton Terrace, Clayton, GA 30525, together with all fixtures and personal property attached to and constituting a part of said property, if any. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorney's fees in accordance with the terms of the Note secured by said Deed. The property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Charles W. Harden or a tenant or tenants. The proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law. Deutsche Bank National Trust Company, as Trustee for Long Beach Mortgage Trust 2006-2 as Attorney-in-Fact for Charles W. Harden. File no. 09-019801. SHAPIRO & SWERTFEGER, LLP*, Attorneys and Counselors at Law, 2872 Woodcock Blvd., Duke Building, Suite 100, Atlanta, GA 30341-3941, (770) 220-2535/AS, www.swertfeger.net. *THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

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gpn11

NOTICE OF SALE UNDER POWER

GEORGIA, RABUN COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Vernie Bailey to Mortgage Electronic Registration Systems, Inc. as nominee for SouthStar Funding, LLC its successor and assigns dated March 3, 2005 in the amount of $108,500.00, and recorded in Deed Book U27, Page 186, Rabun County, Georgia Records; as last transferred to US Bank National Association as Trustee for RASC 2005-KS5 by assignment; the undersigned, US Bank National Association as Trustee for RASC 2005-KS5 pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in September, 2012 , during the legal hours of sale, at the Courthouse door in Rabun County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land lying and being in Land Lot Number 18 of the Second Land District of Rabun County, Georgia and being more particularly described as follows, to-wit: For a full and complete description of the real property being hereby conveyed, reference is hereby had and made to a plat of survey dated January 18, 1988 and prepared by T. Lamar Edwards, Georgia Registered Land Surveyor Number 1837. The real property being hereby conveyed is Lot 4 containing 1.70 acres. Said plat is of recorded in Plat Book 25, Page 135 in the Office of the Clerk of the Rabun Superior Court. Reference to said plat and the record thereof is for the express purpose of incorporating herein its description of Lot 4 containing 1.70 acre as depicted thereon. which has the property address of 234 Rhonda Dr, Clayton, Georgia., together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of Vernie Taylor Bailey F/K/A Vernie Taylor Burrell and William R. Bailey and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. US Bank National Association as Trustee for RASC 2005-KS5, Attorney in Fact for Vernie Bailey, McCurdy & Candler, L.L.C. (404) 373-1612,www.mccurdycandler.com. File No. 10-20321 /CONV/awilby. THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

8-9,16,23,30

gpn11

NOTICE OF SALE UNDER POWER

GEORGIA, RABUN COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Eddie D Carpenter and Jeanette Carpenter to Mortgage Electronic Registration Systems, Inc. as nominee for Countrywide Bank, FSB, its successors and assigns dated April 2, 2008 in the amount of $148,500.00, and recorded in Deed Book 33, Page 72, Rabun County, Georgia Records; as last transferred to Bank of America, N.A., Successor by Merger to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP by assignment; the undersigned, Bank of America, N.A., Successor by Merger to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in September, 2012 , during the legal hours of sale, at the Courthouse door in Rabun County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land lying and being in Land Lot 124 of the Second Land District of Rabun County, Georgia, and being 1.45 Acres and being all of the acreage shown upon a plat of survey dated September 13, 1991, prepared by T. Lamar Edwards, Georgia Registered Land Survey, No. 1837, and recorded in the Office of the Clerk of Rabun Superior Court in Plat Book 29, Page 301. Said survey is incorporated herein by reference for a full and complete description of the above-described lands. For Title reference see deed recorded in Book X16, Page 68. Property Commonly Known As: 4833 North Wolffork Road Rabun Gap, GA 30568 which has the property address of 4833 Wolffork Rd, Rabun Gap, Georgia., together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of Eddie D Carpenter and Jeanette Carpenter and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. Bank of America, N.A., Successor by Merger to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP, Attorney in Fact for Eddie D Carpenter and Jeanette Carpenter, McCurdy & Candler, L.L.C. (404) 373-1612, www.mccurdycandler.com. File No. 12-06224 /FNMA/kandrade. THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

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NOTICE OF POWER OF SALE CONTAINED IN SECURITY DEED

STATE OF GEORGIA

COUNTY OF RABUN

Under and by virtue of the power of sale contained in that certain Security Deed from BRIAN J. KIRKEY and ELIZABETH A. KIRKEY, individual residents of the State of Georgia (hereinafter collectively referred to as “Borrower”) to GEORGIA COMMERCE BANK, a Georgia banking corporation (hereinafter referred to as “Lender”), dated July 25, 2011 and recorded in Book M37, Page 439, Rabun County, Georgia Records (the “Security Deed”), the undersigned, as Attorney-in-Fact for Borrower, will sell at public outcry to the highest and best bidder for cash, between the legal hours of sale before the Courthouse door of Chatham County, Georgia, on the first Tuesday in September, 2012 (September 4, 2012) the following described property (hereinafter referred to as the “Property”), to wit: ALL THAT TRACT OR PARCEL OF LAND lying and being in Land Lot 65 of the Fifth Land District of Rabun County, Georgia, and being Tract 2 consisting of 2.78 acres as shown upon a plat of survey dated June 4, 1996, revised September 15, 1997, and revised October 2, 1997, prepared by T. Lamar Edwards, Georgia Registered Land Surveyor, No. 1837, which is recorded in the Office of the Clerk of Rabun Superior Court in Plat Book 39, Page 270. Said survey is incorporated herein by reference for a full and complete description of the above-described lands. There is excepted from the above-described property, any portion of said property lying within the boundary of Lake Rabun Road as the same is shown upon the above-referenced survey. The above-described lands are conveyed subject to the easements of record or actually existing upon the property, specifically the flood rights of Georgia Power Company created in a Warranty Deed recorded in the Office of the Clerk of Rabun Superior Court in Deed Book X, Page 451, and those access agreements for use by others of those certain drives identified as A, B, C and D as shown upon the above-referenced plat of survey. There is also conveyed to the Grantees, their heirs, successors, transferees and assigns, a perpetual, nonexclusive easement for ingress and egress and installation of utilities over, under and across drives A, B, C , D and E as shown upon the above-referenced plat of survey. There is excepted the easement rights reserved by James L. Mobley in a Warranty Deed recorded in the Office of the Clerk of Rabun Superior Court in Deed Book E-17, Page 169, for a joint parking easement along side Lake Rabun Road identified as Parking Easement C on the above-referenced plat of survey. Also reserved for Robert W. Brown and T. Lamar Edwards, their heirs, successors, transferees and assigns is a perpetual, non-exclusive easement over and across drives A, B, C, D and E shown upon the above-referenced plat for access, ingress and egress to and from the remaining lands of Robert W. Brown and T. Lamar Edwards and for the purposes of installation, repair and maintenance of utilities to serve the remaining land of Robert W. Brown and T. Lamar Edwards. There is also excepted an easement for the use of an existing drainfield located on the Parking Easement C shown upon the above-referenced plat of survey, said easement being reserved by James L. Mobley in a Warranty Deed recorded in the Office of the Clerk of Rabun Superior Court in Deed Book E-17, Page 169. This conveyance is made subject to the restrictive covenant that no structure or improvements of buildings shall be constructed upon an area of Lot 2 located within twenty-five (25) feet of the boundary line dividing Lot 2 and Lot 1. Said area and building restricted line being shown upon the above-referenced plat of survey recorded in the Office of the Clerk of Rabun Superior Court in Plat Book 39, Page 270, provided, however, any sewage disposal system used for the benefit of Lot 2 may encroach upon and across said building restricted line provided that such sewage disposal system shall not be constructed or installed in an area closer than ten (10) feet from the property line of Lot 2. This covenant shall be a covenant running with the land and shall be binding upon the grantee, their heirs, successors, transferees and assigns. The property referenced above has an address of 224 Raven Lane, Lakemont, Rabun County, Georgia. The Security Deed secures (i) that certain Secured Real Property Note executed by Borrower in favor of Lender, dated July 25, 2011, in the original principal amount of SIX HUNDRED FORTY-FIVE THOUSAND AND 00/HUNDREDTHS DOLLARS ($645,000.00) (“Promissory Note 1”) with interest thereon as provided in Promissory Note 1 until paid, and (ii) pursuant to that certain Cross-Default and Cross-Collateralization Agreement by Borrower in favor of Lender dated July 25, 2011 and recorded in Book R37, Page 644, Rabun County, Georgia Records, that certain Promissory Note executed by Borrower in favor of Lender, dated August 13, 2007, in the original principal amount of TWO HUNDRED SIXTY-FIVE THOUSAND AND 00/HUNDREDTHS DOLLARS ($265,000.00) (“Promissory Note 2”, and collectively with Promissory Note 1, the “Promissory Notes”) with interest thereon as provided in Promissory Note 2 until paid. On account of defaults in the terms of the Promissory Notes, the Security Deed and other loan documents, including Borrower’s failure to pay monthly installments of principal and interest as required by the terms of Promissory Notes as and when due, Lender, the present holder of the Security Deed and Promissory Notes, has declared the entire unpaid balance of all obligations secured by the Security Deed, including interest to date of sale, to be due and payable immediately. The debt remaining in default and unpaid, this sale will be for the purpose of satisfying the principal and interest due, amounts, if any, expended by Lender to protect its interest in the Property, and all expenses of this sale, including, without limitation, attorneys’ fees. The Property will be sold subject to outstanding ad valorem taxes and/or assessments, and superior easements, restrictions and rights-of-way and other superior matters of record, if any. The undersigned will execute a deed to the purchaser at the sale as provided in the aforesaid Security Deed. To the best knowledge and belief of Lender, the equitable title to the Property is vested in Borrower, and the party in possession of the Property is either Borrower or a tenant or tenants claiming under Borrower. Georgia Commerce Bank, as Attorney-in-Fact for Brian J. Kirkey and Elizabeth A. Kirkey, Kimberly S. Justus, Esq. Womble, Carlyle, Sandridge & Rice, LLP, Attorneys at Law, 271 17th Street, N.W., Suite 2400, Atlanta, Georgia 30363

(404) 879-2493

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NOTICE OF PETITION TO CHANGE NAME

STATE OF GEORGIA

RABUN COUNTY

Notice is hereby given that Johnnie Michael Hunter, filed his petition to the Superior Court of Rabun, Georgia, praying for a change in the name of petitioner from Johnnie Michael Hunter to Johnny Michael Hunter. Notice is hereby given pursuant to law to any interested or affected party to appear in said Court and to file objections to such name change. Objections must be filed with said Court within 30 days of the filing of said petition. Holly E. Henry-Perry, Clerk of Superior Court.

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CITATION

GEORGIA, Rabun COUNTY

ESTATE NO. 3804

IN RE: PETITION OF Marilyn A. Dale & Donald W. Agans

FOR TEMPORARY LETTERS OF GUARDIANSHIP

ESTATE OF: Harlee M. Hoskinson, Minor

DATE OF SECOND PUBLICATION, IF ANY August 16tH, 2012

TO: Rebekah A.Hoskinson

You are hereby notified that a petition for the appointment of a temporary guardian has been filed regarding the above-named minor. All objections to the Petition described above either to the appointment of a temporary guardian or the petitioner(s) as temporary guardian(s), must be in writing, setting forth the grounds of any such objection, and must be filed with this Court no later than 14 days after this notice is mailed, or 10 days after this notice is personally served upon you, or ten days after the second publication of this notice if you are served by publication. All pleadings must be signed before a notary public or Georgia probate court clerk, and filing fees must e tendered with you pleadings, unless you qualify to file as an indigent party. Contact probate court personnel at the below address/telephone number for the required amount of filing fees. ***NOTE: If a natural guardian files an objection to the creation of the temporary guardianship, the Petition will be dismissed. If a natural guardian files an objection to the appointment of the petition(s) as guardian(s), or if a parent who is not a natural guardian files an objection to the petition, a hearing on the matter shall be scheduled at a later date. Lillian W. Garrett, Probate Judge, Address: 25 Courthouse Square, Suite 215, Clayton, GA 30525, Telephone: 706-782-3614.

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STATE OF GEORGIA

COUNTY OF RABUN

NOTICE TO CREDITORS

All persons indebted to Charles Frank Paradise, deceased, are hereby notified to make immediate payment to the undersigned and all creditors of said decedent are hereby notified to render their claims to the undersigned. This the 2nd day of August, 2012. Witness my/our hand(s) and seal(s), on the day above written. Kelly Paradise Johnson acting as Administratrix of the Charles Frank Paradise estate. Address: PO Box 460, Mountain City, GA 30562, Telephone: 706-982-0047.

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IN THE SUPERIOR COURT OF RABUN COUNTY

STATE OF GEORGIA

IN RE PETITION OF: ELIZABETH ANN SUTTON

CASE # 2012-CV-0321-S

PUBLIC NOTICE

Notice is hereby given that Elizabeth Ann Sutton has filed a petition in the Superior Court of Rabun County on the 6th day of August, 2012, for an order changing her/his name from Elizabeth Ann Sutton to Elizabeth Ann Crompton. Any interested or affective party may file objections to the petition within 30 days from the date of filing said petition, else said Order shall be granted as prayed for. Holly E. Henry-Perry, Clerk of Superior Court, Rabun County, Georgia.

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GEORGIA, RABUN COUNTY

NOTICE OF SALE UNDER POWER

Under and by virtue of the power of sale contained in that Deed to Secure Debt from Terri Phillips Mentzer to Rabun County Bank, dated May 27, 2008, recorded among Rabun County, Georgia Records in Deed Book S33, Page 401, the undersigned will sell at public outcry to the highest bidder for cash before the Courthouse door in said County, during the legal hours of sale, on the first Tuesday in September, 2012 by Rabun County Bank, as Attorney-in-Fact for Terri Phillips Mentzer the following described property: All that tract or parcel of land lying and being in Land Lot 186 of the Fifth Land District of Rabun County, Georgia being more particularly described as LOT 34 containing 0.99 acre, BLOCK A of LAUREL RIDGE SUBDIVISION as depicted on a plat of survey dated February 17, 1979, and prepared by T. Lamar Edwards, Georgia Registered Land Surveyor No. 1837. Said plat is of record in Plat Book 13, Page 292 in the office of the Clerk of Rabun Superior Court. Reference to said plat and the record thereof is for the express purpose of incorporating herein its description of said LOT 34 as depicted thereon. The above described tract or parcel of land is hereby conveyed subject to those certain Restrictive Covenants dated October 31, 1978 and of record in Deed Book Z-6, pages 615-632, aforesaid records. Also conveyed is a perpetual, non-exclusive easement for ingress and egress to and from the above-described tract or parcel of land over and across those certain subdivision roads of Laurel Ridge Subdivision and the extension of the same to the public road system of Rabun County, Georgia. Also conveyed to the Grantee, the Grantee’s heirs, successors and assigns are those utility system rights as set forth in a Trust Indenture dated April 30, 2001 and of record in Deed Book U-20, pages 548-556, aforesaid Records. The above described tract or parcel of land is hereby conveyed subject to a tap-on-fee set forth therein. Said tract or parcel of land is conveyed subject to that certain Georgia Power Company easement as depicted on the above-referenced survey. Said tract or parcel of land is conveyed subject to easements of record or actually existing upon said property. Also conveyed is a perpetual, non-exclusive road right-of-way over and across the roads shown upon the above-referenced plat of survey and the extension of the same for the express purpose of providing ingress to and egress from said tract or parcel of land with the public road system of Rabun County, Georgia. Said tract or parcel of land is hereby conveyed subject to the rights of others to use said roads. The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of said indebtedness, among other possible events of default, this sale will be made for the purposes of paying the same and all expenses of sale, including attorney's fees (notice having been given as provided by law). The property will be sold subject to the following: (1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) the outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills, that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the security deed first set out above. To the best of the undersigned's knowledge and belief, the party in possession is Terri Phillips Mentzer or a tenant or tenants. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Deed to Secure Debt. Rabun County Bank, as Attorney-in-fact for Terri Phillips Mentzer. This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose.
M. Keith York, Kimzey, Kimzey & York, P. O. Box 38, Cornelia, GA 30531, (706) 778-6823.

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STATE OF GEORGIA

COUNTY OF RABUN

NOTICE OF SALE UNDER POWER

Because of a default in the payment of the indebtedness secured by a Security Deed executed by Justin Tyson to Mortgage Electronic Registration Systems, Inc. dated January 15, 2008, and recorded in Deed Book D33, Page 388, Rabun County Records, said Security Deed having been last sold, assigned, transferred and conveyed to Wells Fargo Bank, NA by Assignment, securing a Note in the original principal amount of $126,800.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, September 4, 2012, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit: All that tract or parcel of land lying and being in Land Lot 22 of the Fifth Land District of Rabun County, Georgia, and being Lot 1-H containing 0.76 acre as more particularly described according to that certain plat of survey dated December 21, 1986, prepared by William F. Rolader, Georgia Registered Surveyor No. 2042, said plat being recorded in Plat Book 24, page 102, in the office of the Clerk of Rabun Superior Court, reference to said plat being for the express purpose of incorporating its description herein. Said property is known as 407 Joe Davis Road, Tiger, GA 30576, together with all fixtures and personal property attached to and constituting a part of said property, if any. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorney's fees in accordance with the terms of the Note secured by said Deed. The property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Justin Tyson or a tenant or tenants. The proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law. Wells Fargo Bank, NA as Attorney-in-Fact for Justin Tyson. File no. 12-031956, SHAPIRO & SWERTFEGER, LLP*, Attorneys and Counselors at Law, 2872 Woodcock Blvd., Duke Building, Suite 100, Atlanta, GA 30341-3941, (770) 220-2535/KB, www.swertfeger.net. *THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

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STATE OF GEORGIA

COUNTY OF RABUN

NOTICE OF SALE UNDER POWER

Because of a default in the payment of the indebtedness secured by a Security Deed executed by Kenneth R. Golden a/k/a Kenneth Russell Golden to Regions Bank d/b/a Regions Mortgage dated October 25, 2005, and recorded in Deed Book B29, Page 603, Rabun County Records, securing a Note in the original principal amount of $88,000.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, September 4, 2012, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit: All that tract or parcel of land lying and being in Land Lot 94 of the Second Land District of Rabun County, Georgia, consisting of 0.27 acres and being designated as Lot 26 and a portion of Lots 27 and 28 of Block 5 Sylvan Lake Falls as shown upon that certain plat of survey prepared by William F Rolader, Georgia Registered Land Surveyor No. 2042, dated February 28, 2003, which is recorded in the office of the clerk of Rabun Superior Court in Plat Book 53, page 15. Reference is had and made to said plat and record of the same for a full and complete description of the property herein described. This conveyance is made subject to restrictive covenants recorded in the office of the clerk of Rabun Superior Court in Deed Book Y-4, page 698. Said property is known as 49 Loop Way, Rabun Gap, GA 30568, together with all fixtures and personal property attached to and constituting a part of said property, if any. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorney's fees in accordance with the terms of the Note secured by said Deed. The property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Kenneth R. Golden or a tenant or tenants. The proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law. Regions Bank DBA Regions Mortgage as Attorney-in-Fact for Kenneth R. Golden a/k/a Kenneth Russell Golden. File no. 12-031734. SHAPIRO & SWERTFEGER, LLP*, Attorneys and Counselors at Law, 2872 Woodcock Blvd., Duke Building, Suite 100, Atlanta, GA 30341-3941,(770) 220-2535/CK, www.swertfeger.net. *THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

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NOTICE OF SALE UNDER POWER

By virtue of the power of sale contained in a Deed to Secure Debt by J RICHARD GREASER to Bank of America, N.A., dated September 23, 2003 and filed for record September 30, 2003 in Deed Book E25, Page 75, Rabun County, Georgia records, and securing a Note in the original principal amount of $571,261.05; there will be sold at a public outcry for cash to the highest bidder before the Courthouse door of Rabun County, Georgia, between the legal hours of sale on the first Tuesday in September, 2012, by Bank of America, N.A. as Attorney-in-Fact for J RICHARD GREASER the following property to-wit: All that tract or parcel of land lying and being in Land Lot 1 and Land Lot 25 of the Fourth Land District of Rabun County, Georgia and being a total of 16.77 acres and being an unnumbered tract containing 7.77 acres as shown upon that plat of survey dated November 9, 1998 by William F. Rolader, Georgia Registered Land Surveyor, No. 2042 and recorded in Plat Book 42, Page 159 in the Office of the Clerk of Rabun Superior Court and Tract 4 consisting of 3.0 acres, Tract 5 consisting of 3.0 acres and Tract 6 consisting of 3.0 acres as shown upon that plat of survey dated March 18, 1999 by William F. Rolader, Georgia Registered Land Surveyor, No. 2042 and recorded in Plat Book 42, Page 210 and to which plats referenced are herein made for a full and complete description of the property herein conveyed. The above described property is also known as 2342 HIGHWAY 76 EAST, CLAYTON, GA 30525-0000. The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purpose of paying the same and all expenses of sale, including attorney's fees, if applicable. The property will be sold as the property of the aforesaid grantor subject to the following: all prior restrictive covenants, easements, rights-of-way, security deeds, or encumbrances of record; all valid zoning ordinances;  matters which would be disclosed by an accurate survey of the property or by any inspection of the property; all outstanding taxes, assessments, unpaid bills, charges, and expenses that are a lien against the property whether due and payable or not yet due and payable. Pursuant to O.C.G.A. § 44-14-162.2, the name, address and telephone number of the individual or entity who shall have the full authority to negotiate, amend or modify all terms of the above described mortgage is as follows: Bank of America, N.A., successor by reason of merger with BAC Home Loans Servicing, L.P., Attn: Loss Mitigation Dept. P. O. Box 5170, MS SV314B, Simi Valley, CA 93065, Telephone: 1-800-669-6650. The foregoing notwithstanding, nothing in O.C.G.A. § 44-14-162.2 shall be construed to require Bank of America, N.A. to negotiate, amend or modify the terms of the Deed to Secure Debt described herein. Bank of America, N.A. as Attorney-in-Fact for J RICHARD GREASER, SHUPING, MORSE & ROSS, L.L.P., By: S. Andrew Shuping, Jr.,6259 Riverdale Road, Suite 100, Riverdale, GA 30274, 770-991-0000. THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

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STATE OF GEORGIA

COUNTY OF RABUN

NOTICE OF SALE UNDER POWER

Under and by virtue of the power of sale contained in a Security Deed from STEPHEN D. HUNT and JEANNE T. HUNT to UNITED COMMUNITY BANK, dated June 21, 2007, recorded July 9, 2007, in Deed Book H32, Page 447, Rabun County, Georgia records, as last modified by Modification of Security Deed dated July 27, 2009, recorded in Deed Book J35, Page 417, Rabun County, Georgia records, said Security Deed being given to secure a Note from STEPHEN D. HUNT and JEANNE T. HUNT dated July 27, 2009, in the original principal amount of One Hundred Eighty Six Thousand Seven Hundred Seventy Three and 44/100 ($186,773.44) Dollars, with interest from date at a rate per cent per annum on the unpaid balance until paid; there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Rabun County, Georgia, within the legal hours of sale on the first Tuesday in September, 2012, the following described property: All that tract or parcel of land lying and being in Land Lot 145 of the Second Land District of Rabun County, Georgia and being more particularly described as Lot 45, Phase 1 of The Ridges of Rabun, containing 1.177 acres, as depicted on the plat of survey dated October 5, 2004, and prepared by Edwin G. Davidson, Georgia Registered Land Surveyor No. 2586. Said plat is of record in Plat Book 53, pages 161-165, in the Office of the Clerk of the Rabun Superior Court. Reference is had and made to said plat and the record thereof for a full and complete description of Lot 45 as depicted thereon. Also conveyed is a perpetual, non-exclusive road right of way easement over and across the roadways depicted on the above described plats for the purpose of providing ingress to and egress from said tract or parcel of land with the public road system of Rabun County, Georgia. Said tract or parcel of land is hereby conveyed subject to the rights of others to use said roadways. The above described tract or parcel of land is conveyed subject to those Declaration of Covenants, Conditions and Restriction for The Ridges of Rabun of record in Deed Book G-27, pages 584-617, aforesaid records. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, easements, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is STEPHEN D. HUNT and JEANNE T. HUNT or a tenant or tenants. UNITED COMMUNITY BANK, as attorney in Fact for STEPHEN D. HUNT and JEANNE T. HUNT L. Lou Allen, Stites & Harbison, PLLC, 11 Mountain Street, Suite 8, Blue Ridge, Georgia 30513, (706) 632-7923. File No. 7484A-03332. THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

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STATE OF GEORGIA

COUNTY OF RABUN

NOTICE OF SALE UNDER POWER

IN DEED TO SECURE DEBT

Under and by virtue of the power of sale contained in that certain Deed to Secure Debt from Jacob Kyle Gazaway and Amanda Page Gazaway to Mortgage Electronic Registration Systems, Inc. in the original principal amount of $264,000.00 dated 11/02/2009, and recorded in Deed Book O35, page 143, Rabun County records, said Security Deed being last transferred and assigned to U.S. Bank, National Association in Deed Book K38, Page 589, the undersigned will sell at public outcry to the highest bidder for cash before the Courthouse door in said County, during the legal hours of sale, on the first Tuesday of September, 2012 by U.S. Bank National Association, as Attorney-in-Fact for Jacob Kyle Gazaway and Amanda Page Gazaway the following described property: All that tract or parcel of land lying and being in Land Lots 192 and 193 of the Second Land District of Rabun County, Georgia and containing 3.88 acres, more or less, located on Georgia Highway 246 as shown on a plat of survey prepared by William G. Rolader, Georgia Registered Land Surveyor No. 2042, dated July 16, 2007 and recorded in the office of the Clerk of Rabun Superior Court in Plat Book 55, Page 167. Said survey is incorporated herein by reference for a full and complete description of the above-described lands. Said property is conveyed together with and subject to all easements, covenants and restrictions of record, if any. Property known as: 1349 Highway 246, Dillard, GA 30537. The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purposes of paying the same and all expenses of sale, including attorney's fees, (notice having been given as provided by law). The property will be sold as the property of The Aforesaid Grantors subject to the following: (1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) the outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills, that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the security deed first set out above. U.S. Bank National Association holds the Note and referenced Security Deed and services the loan on behalf of Federal Home Loan Mortgage Corporation, the current owner of your loan. Pursuant to O.C.G.A Section 44-14-162.2 the name of the person or entity who has the full authority to negotiate, amend, or modify the terms of the aforementioned indebtedness is: U.S. Bank, National Association, 4801 Frederica Street, Owensboro, KY 42301, PHONE: 800-365-7772. Nothing contained in this Notice of Sale shall obligate the holder and/or owner to negotiate, amend, or modify said indebtedness. To the best of the undersigned's knowledge and belief, the party in possession is Jacob Kyle Gazaway and Amanda Page Gazaway. U.S. Bank National Association, as Attorney-in-fact for Jacob Kyle Gazaway and Amanda Page Gazaway. This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose. Pendergast & Associates, P.C., South Terraces, Suite 1000, 115 Perimeter Center Place, Atlanta, GA 30346, Phone – (770) 392-0398, Toll Free – (866) 999-7088, www.penderlaw.com. Our File No. 12-03911.

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STATE OF GEORGIA

COUNTY OF RABUN

NOTICE OF SALE UNDER POWER

IN DEED TO SECURE DEBT

Under and by virtue of the power of sale contained in that certain Deed to Secure Debt from Kevin Cannon a/k/a Kevin Wayne Cannon and Jennifer Cannon a/k/a Jennifer Dawn Cannon to ABN AMRO Mortgage Group, Inc. in the original principal amount of $110,000.00 dated 12/11/2003, and recorded in Deed Book 025, page 314, Rabun County records, the undersigned will sell at public outcry to the highest bidder for cash before the Courthouse door in said County, during the legal hours of sale, on the first Tuesday of September, 2012 by CitiMortgage, Inc., successor by merger with ABN AMRO Mortgage Group, Inc., as Attorney-in-Fact for Kevin Cannon a/k/a Kevin Wayne Cannon and Jennifer Cannon a/k/a Jennifer Dawn Cannon the following described property: All that tract or parcel of land lying and being in Land Lots 20 and 23 of the Fifth Land District of Rabun County, Georgia, and being Lot 1-X consisting of 1.11 acres of the Joseph T. Davis Subdivision as shown upon that certain plat of survey prepared by Hubert Lovell, Georgia Registered Land Surveyor, No. 1563, dated February 29, 1996, which is recorded in the Office of the Clerk of Rabun Superior Court in Plat Book 37, Page 177. Said survey is incorporated herein by reference for a full and complete description of the above-described lands. The above-described Lot 1-X constitutes all of the lands conveyed by Fulton Lovell to Horst Bliwernitz and Ruth E. Bliwernitz by Warranty Deed dated July 7, 1975, and recorded in the Office of the Clerk of Rabun Superior Court in Deed Book V-6, Page 277. There is also conveyed a perpetual non-exclusive easement for use, maintenance and repair of Mountain View Road as shown upon a plat of survey recorded in the Office of the Clerk of Rabun Superior Court in Plat Book 37, Page 177. Said easement shall be an easement appurtenant to all of the above described lands and shall insure to the benefit of the grantees, their heirs, successors and assigns. There is also conveyed an easement for installation and maintenance of utility lines and service to extend across West View Trail. This conveyance is made subject to the following restrictions that no mobile homes be placed on the property. Property known as: 224 Buckshot Lane, Tiger, GA 30576. The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purposes of paying the same and all expenses of sale, including attorney's fees, (notice having been given as provided by law). The property will be sold as the property of The Aforesaid Grantors subject to the following: (1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) the outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills, that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the security deed first set out above. CitiMortgage, Inc., successor by merger with ABN AMRO Mortgage Group, Inc. holds the Note and referenced Security Deed and services the loan on behalf of Federal Home Loan Mortgage Corporation, the current owner of your loan. Pursuant to O.C.G.A Section 44-14-162.2 the name of the person or entity who has the full authority to negotiate, amend, or modify the terms of the aforementioned indebtedness is: CitiMortgage, Inc., 1000 Technology Drive, O'Fallon, MO 63368, PHONE: 866-272-4749. Nothing contained in this Notice of Sale shall obligate the holder and/or owner to negotiate, amend, or modify said indebtedness. To the best of the undersigned's knowledge and belief, the party in possession is Kevin Cannon a/k/a Kevin Wayne Cannon and Jennifer Cannon a/k/a Jennifer Dawn Cannon. CitiMortgage, Inc., successor by merger with ABN AMRO Mortgage Group, Inc., as Attorney-in-fact for Kevin Cannon a/k/a Kevin Wayne Cannon and Jennifer Cannon a/k/a Jennifer Dawn Cannon. This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose. Pendergast & Associates, P.C., South Terraces, Suite 1000, 115 Perimeter Center Place, Atlanta, GA 30346, Phone – (770) 392-0398, Toll Free – (866) 999-7088, www.penderlaw.com. Our File No. 12-05487.

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STATE OF GEORGIA

COUNTY OF RABUN

NOTICE OF SALE UNDER POWER

IN DEED TO SECURE DEBT

Under and by virtue of the power of sale contained in that certain Deed to Secure Debt from Norma Hudgins and Paul Malcolm Hudgins, Jr. to Mortgage Electronic Registration Systems, Inc. in the original principal amount of $229,000.00 dated 10/29/2007, and recorded in Deed Book W32, page 592, Rabun County records, said Security Deed being last transferred and assigned to CitiMortgage, Inc. in Deed Book J38 Page 517, the undersigned will sell at public outcry to the highest bidder for cash before the Courthouse door in said County, during the legal hours of sale, on the first Tuesday of September, 2012 by CitiMortgage, Inc., as Attorney-in-Fact for Norma Hudgins and Paul Malcolm Hudgins, Jr. the following described property: All that tract or parcel of land lying and being in Land Lot 195 of the Second Land District of Rabun County, Georgia, and being in the City Limits of City of Sky Valley, Georgia and being Lot 6 of Part One, Northwoods Area, Sky Valley Subdivision as more fully described upon a plat of survey dated October 7, 2002, prepared by William F. Rolader, Georgia Registered Land Surveyor No. 2042, said survey being recorded in the Office of the Clerk of Rabun Superior Court in Plat Book 48, Page 49, said survey is incorporated herein by reference for a full and complete description of the above described lands. Property known as: 21 Peek and Peak Drive, Dillard, GA 30537. The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purposes of paying the same and all expenses of sale, including attorney's fees, (notice having been given as provided by law). The property will be sold as the property of The Aforesaid Grantors subject to the following: (1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) the outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills, that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the security deed first set out above. CitiMortgage, Inc. holds the Note and referenced Security Deed and services the loan on behalf of Federal National Mortgage Association, the current owner of your loan. Pursuant to O.C.G.A Section 44-14-162.2 the name of the person or entity who has the full authority to negotiate, amend, or modify the terms of the aforementioned indebtedness is: CitiMortgage, Inc., 1000 Technology Drive, O'Fallon, MO 63368. PHONE: 866-272-4749. Nothing contained in this Notice of Sale shall obligate the holder and/or owner to negotiate, amend, or modify said indebtedness. To the best of the undersigned's knowledge and belief, the party in possession is Norma Hudgins and Paul Malcolm Hudgins, Jr.CitiMortgage, Inc., as Attorney-in-fact for Norma Hudgins and Paul Malcolm Hudgins, Jr. This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose. Pendergast & Associates, P.C., South Terraces, Suite 1000, 115 Perimeter Center Place, Atlanta, GA 30346, Phone – (770) 392-0398, Toll Free – (866) 999-7088, www.penderlaw.com.

Our File No. 12-04629.

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NOTICE OF SALE UNDER POWER

GEORGIA, RABUN COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by  to Mortgage Electronic Registration Systems, Inc., dated February 18, 2009, recorded in Deed Book S34, Page 186, Rabun County, Georgia Records, as last transferred to BAC Home Loans Servicing, LP formerly known as Countrywide Home Loans Servicing, LP by assignment recorded in Deed Book I37, Page 533, and as re-recorded in Deed Book N38, Page 293, Rabun County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SIXTY-THREE THOUSAND FOUR HUNDRED FORTY-FOUR AND 0/100 DOLLARS ($163,444.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Rabun County, Georgia within the legal hours of sale on the first Tuesday in September, 2012, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed.  The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, N.A., 177 Countrywide Way, Mail Stop: CAO-911-01-05, Lancaster, CA 93536, (661) 951-5100. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is or a tenant or tenants and said property is more commonly known as 214 Dry Pond Drive, Clayton, Georgia  30525. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. This law firm is seeking solely to foreclose the creditor’s lien on real estate and this law firm will not be seeking a personal money judgment against you. Bank of America, N.A. successor by merger to BAC Home Loans Servicing, LP formerly known as Countrywide Home Loans Servicing LP as Attorney in Fact for McCalla Raymer, LLC, 1544 Old Alabama Road, Roswell, Georgia 30076, www.foreclosurehotline.net, MR/rao1 9/4/12. Our file no. 5588312-FT11. EXHIBIT “A”:All that tract or parcel of land lying and being in parts of Land Lots 18 and 21 of the 5th Land District of Rabun County, Georgia and being more fully described as follows: To find the point of beginning reference is made to a plat of survey drawn by James A. Long, Georgia Registered Surveyor #1579, dated January 23, 1974 and recorded in the Office of the Clerk of Superior Court, Rabun County, Georgia in Plat Book 10 on page 184, the point of beginning being an iron pin situated S 75 degrees 23' E 210.9 feet from an iron pin in York Branch, S 08 degrees 44' W 80.3 feet to the said iron pin beginning point as shown on said plat: the beginning point thus established run N 08 44' E 52.2 feet to the center of the joint driveway as shown on said plat, thence run along the center of said joint driveway S 74 degrees 25' E 59.1 feet, and S 50 degrees 09" E 55.5 feet to an iron pin; thence leaving the Southeast side of the cul-de-sac serving said joint driveway and run S 03 degrees 44' E 102.7 feet to an iron pin on the north side of a 35 foot wide road R/W serving said lot and the adjoining lot; thence running along the Northeast side of said 35 foot wide road R/W, N 69 degrees 47' W 40.3 feet, and N 45 degrees 29' W 37.6 feet, and N 38 degrees 39' W 79.3 feet to an iron pin being the said Point of Beginning. The lot herein above described is the lot shown on said plat whereon # 9 is located. The driveway and the cul-de-sac shown on said plat is to be used as a joint and common driveway together with the right of maintenance and the expenses thereof for ingress and egress by the owners of the above described lot and the owner of the adjoining lot on the North thereof whereon house #10 is situated as shown on said plat, and the respective heirs. successors, and assigns of each owner; and these common rights are herein reserved for the benefit of the owner of the lot upon which house #10 is situated. THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

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GEORGIA

RABUN COUNTY

NOTICE OF SALE UNDER POWER OF SECURITY DEED

By virtue of a Power of Sale contained in a security deed from Samuel D. Cruce to Oakdale Wylie Corporation dated April 19, 2011 and recorded in Deed Book D-37, Pages 695-697 of the Rabun County deed records given to secure a promissory note in the amount of thirty-six thousand and no/100 $36,000.00 dollars, there will be sold at public outcry to the highest and best bidder for cash before the courthouse door of Rabun County, Georgia, within the legal hours of sale on the first Tuesday in September, to-wit: September 4, 2012, the following described property: All that tract or parcel of land lying and being in Land Lot 173 and/or 192 of the Second Land District of Rabun County, Georgia and being Lot 482 , in Block J or River Vista At Mountain Village as described upon plats of survey dated August 8, 2008, last revised February 12, 2010, prepared by William F Rolader, Georgia Registered Land Surveyor No. 2042, said surveys being recorded in the office of the Clerk of Rabun Superior Court in Plat Book 60, pages 215,216,217,218,219,220, and 221, and said surveys are incorporated herein by reference for a full and compete description of the above-described lot. This conveyance is made subject to that certain Declaration of Protective Covenants, Conditions, Restrictions and Easements for River Vista At Mountain Village dated February 22, 2010 and recorded in the office of the Clerk of Rabun Superior Court in Deed Book V-35, pages 364-417. This conveyance is made subject to the terms, conditions, obligations and requirements of the Articles of Incorporation and By-Laws for River Vista Mountain Village Community Association, Inc. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, non-payment of said debt. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorneys’ fees, notice having been given as provided by law. The said property will be sold as the property of Samuel D. Cruce subject to the following: (1) all prior restrictive covenants, right-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) any outstanding ad valorem taxes and assessments; (5) The Helping Families Save Their Home Act of 2009 (Public Law 111-22). To the best knowledge and belief of the undersigned Samuel D. Cruce is in possession of said property. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U. S. Bankruptcy Code and (2) final confirmation and audit of the status of the loan with the holder of the security deed. A copy of this notice was mailed to the debtor to-wit: Samuel D. Cruce by certified mail, return receipt requested, on July 31, 2012 in compliance with O.C.G.A. §44-14-162.2. Oakdale Wylie Corporation as Attorney in Fact for Samuel D.Cruce. Mitchell L.Baker, Jr., Attorney at Law, P.O. Box 1609, Clayton, GA 30525, (706) 782-7500. THIS IS A ACTION TO COLLECT A DEBT AND ANY INFORMATION OBTAINED PURSUANT THERETO WILL BE USED FOR THAT PURPOSES.

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STATE OF GEORGIA

COUNTY OF RABUN

NOTICE TO CREDITORS AND DEBTORS

All persons indebted to Carol Cooper Odem, deceased, are hereby notified to make immediate payment to the undersigned and all creditors of said decedent are hereby notified to render their claims to the undersigned. This the 7th day of August, 2012. Witness my/our hand(s) and seal(s), on the day above written. (Lorraine Marie Robinson acting as Administrator of the Carol Cooper Odem estate.), Address: 137 Circle Drive, Weirton WV 26062, Telephone: 304-374-9122.

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STATE OF GEORGIA

COUNTY OF RABUN

NOTICE TO CREDITORS AND DEBTORS

All persons indebted to Leslie Thomas Woodruff, III, deceased, are hereby notified to make immediate payment to the undersigned and all creditors of said decedent are hereby notified to render their claims to the undersigned. This the 10th day of August, 2012. Witness my/our hand(s) and seal(s), on the day above written. (Cynthia Mackert fka Cynthia Woodruff acting as Administratrix of the Leslie Thomas Woodruff, III estate.) Address: 386 Orleans Street, Port Charlotte, FL 33953, Telephone: 941-286-4149.

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NOTICE OF SEIZURE OF PERSONAL PROPERTY

VALUED AT $25,000.00 OR LESS

PURSUANT TO O.C.G.A. §16-13-49(n)

TO: RUSSELL FOSTER, AND ALL OWNERS AND INTEREST HOLDERS OF THE SEIZED PROPERTY

TAKE NOTICE that on July 9, 2012 law enforcement officers of the NCIS Team, Mountain Judicial Circuit, Georgia seized $793.00 from Russell Foster in Clayton, Georgia. A search on July 9, 2012 of the residence at 128 Pepper Lane, Clayton, Georgia resulted in the discovery of a smoking device and marijuana. Also located were plastic bags containing marijuana, unidentified pills, two sets of digital scales, marijuana posters, cut straws, plastic bags with an unidentified white residue, and additional smoking devices. The seized property was directly or indirectly used or intended for use to facilitate the purchasing, possessing, having under one’s control, manufacturing, delivering, distributing, dispensing, administering, selling and possessing with the intent to distribute marijuana, a violation of O.C.G.A. §16-13-30(j) and/or its proceeds derived or realized therefrom and/or was found in close proximity to Marijuana and/or other property which is subject to forfeiture pursuant to O.C.G.A. §16-13-49(d). AND FURTHER TAKE NOTICE that any and/or all owners and interest holders may file a claim against the seized property within (30) days after the second publication of this Notice in a newspaper of general circulation in Rabun County, Georgia by sending the claim to the seizing law enforcement agency listed below and to the District Attorney for the Mountain Judicial Circuit, by certified Mail or statutory overnight delivery, receipt requested. Respectfully submitted, Brian Rickman, District Attorney, Mountain Judicial Circuit. This 10th day of August, 2012. George R. Christian, ADA, Mountain Judicial Circuit, GA State Bar #125327,gchristian@pacga.org , Office of the District Attorney, 25 Courthouse Square, Suite 121, Clayton, GA 30525. Mountain NCIS Office, ATTN: Dep. Commander Herman Cronic, PO. Box 1401, Clarkesville, Georgia 30523.

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