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October 22, 2014
Clayton Legals 10.27.11
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NOTICE OF SALE UNDER POWER GEORGIA, RABUN COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Christopher Mumford to Mortgage Electronic Registration Systems Inc. as nominee for AMPRO Mortgage, A Division of United Financial Mortgage Corporation its successor and assigns, dated March 12, 2007, recorded in Deed Book R31, Page 697, Rabun County, Georgia Records, as last transferred to JPMorgan Mortgage Acquisition Corp by assignment recorded in Deed Book 037, Page 323, Rabun County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FIFTY-SEVEN THOUSAND FIVE HUNDRED AND 0/100 DOLLARS ($157,500.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Rabun County, Georgia within the legal hours of sale on the first Tuesday in November, 2011, the following described property:All that tract or parcel of land lying and being in Land Lot 1 of the Fourth Land District of Rabun County, Georgia, and being in the City of Clayton, Georgia and being Tract 3 consisting of 0.29 acre as shown upon a plat of survey dated January 24, 2007 prepared by T. Lamar Edwards, Georgia Surveyor Land Surveyor No. 1837, said survey being recorded in the Office of the Clerk of Rabun Superior Court in Cabinet 58-171. Said survey is incorporated herein by reference for a full and complete description of the above-described property. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Residential Credit can be contacted at 888-409-9339 or by writing to fka Aames Home Loan, 350 South Grand Ave 47th Floor, Los Angeles, CA 90071, to discuss possible alternatives to foreclosure. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Christopher Mumford or a tenant or tenants and said property is more commonly known as 17 Silver Leaf Court, Clayton, Georgia 30525. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. JPMorgan Mortgage Acquisition Corp as Attorney in Fact for Christopher Mumford. Johnson & Freedman, LLC 1587 Northeast Expressway Atlanta, Georgia 30329 (770) 234-9181 wwwjflegals.com MSP/sns1 11/1/11 Our file no. 11079710-FT1. THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

10-6,13,20,27

NOTICE OF SALE UNDER POWER

GEORGIA, RABUN COUNTY.

By virtue of power of sale contained in Commercial Deed to Secure Debt and Security Agreement dated May 2, 2007, from Persimmon Creek Vineyards, LLC to AFB&T, a Georgia state bank, recorded in Deed Book Y31, page 571, with an Additional Loan Agreement recorded at Deed Book X-32, page 657, an Additional Loan Agreement recorded at Deed Book X-32, page 658, and an Additional Loan Agreement recorded at Deed Book X-32, page 659, all recorded in the Office of the Clerk of Superior Court of Rabun County, Georgia (hereinafter collectively referred to as the “Security Deed”), there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door in Rabun County, Georgia, within the legal hours of sale on the first Tuesday in November 2011, the following described property: ALL those tracts or parcels of land lying and being in Land Lots 39 and 42 of the First Land District of Rabun County, Georgia and being Tract 1 consisting of 10.02 acres; Tract 2 consisting of 22.89 acres; Tract 3 consisting of 16.25 acres; Tract 4 consisting of 9.55 acres and Tract 5 consisting of 29.65 acres of Vineyard Farms as described upon a plat of survey dated August 28, 2001 prepared by Samuel L. Duvall, Georgia Registered Land Surveyor No. 2295, said survey being recorded in the Office of the Clerk of Rabun Superior Court in Plat Book 46, page 244. Said survey is incorporated herein by reference for a full and complete description of the above-described lands. THERE is excepted and excluded from Tracts 1 and 3 hereinabove described lands consisting of 0.50 acre conveyed to Realmark Rabun, LLC by Warranty Deed dated April 14, 2005 and recorded in the Office of the Clerk of Rabun Superior Court in Deed Book Z-27, Page 359. Said lands are also described as 0.50 acre in a plat of survey dated March 14, 2005 prepared by Samuel L. Duvall, Georgia Registered Land Surveyor No. 2295 and recorded in the Office of the Clerk of Rabun Superior Court in Plat Book 54, Page 93 and said survey is incorporated herein by reference for a full and complete description of said 0.50 acre tract. Together with all buildings, structures, and other improvements now or hereafter located on said property, or any part and parcel thereof. AFB&T, a division of Synovus Bank, is the current holder and owner of the Security Deed and the promissory notes secured thereby. The debt secured by the Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay amounts due under the promissory notes secured by the Security Deed when due. Said default not being cured, and the debt remaining in default, the sale will be made for the purpose of paying the same and all expenses of the sale, including accrued attorney’s fees. Said property will be sold by AFB&T, a division of Synovus Bank, as successor in interest by merger to AFB&T, a Georgia state bank, as attorney in fact for Persimmon Creek Vineyards, LLC, subject to any outstanding ad valorem taxes and/or assessments, and matters of record, if any, having priority over the Security Deed. To the best of the knowledge and belief of AFB&T, a division of Synovus Bank, as successor in interest by merger to AFB&T, a Georgia state bank, the person in possession of the above described property is Persimmon Creek Vineyards, LLC. Said property will be sold and deed executed by the undersigned to the purchaser and the proceeds of sale applied by the undersigned, all as provided in said power of sale and the Security Deed containing said power. AFB&T, a division of Synovus Bank, as successor in interest by merger to AFB&T, a Georgia state bank, as attorney in fact for Persimmon Creek Vineyards, LLC, ALVIN L. BRIDGES III, ESQ., BLASINGAME, BURCH, GARRARD & ASHLEY, PC, P.O. Box 832, Athens, Georgia 30603.

10-6,13,20,27

NOTICE OF SALE UNDER POWER GEORGIA, RABUN COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Elwood Samuel Shepard, III to Mortgage Electronic Registration Systems, Inc., dated February 1, 2008, recorded in Deed Book G33, Page 335, Rabun County, Georgia Records, as last transferred to BAC Home Loans Servicing, LP formerly known as Countrywide Home Loans Servicing, LP by assignment recorded in Deed Book V35, Page 24, Rabun County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED TWENTY-TWO THOUSAND FIVE HUNDRED EIGHTY AND 0/100 DOLLARS ($122,580.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Rabun County, Georgia within the legal hours of sale on the first Tuesday in November, 2011, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, N.A., 177 Countrywide Way, Mail Stop: CAO-911-01-05, Lancaster, CA 93536, (661) 951-5100. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Elwood Samuel Shepard, III or a tenant or tenants and said property is more commonly known as 209 John Beck Dockins Road, Rabun Gap, Georgia 30568. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP, formerly known as Countrywide Home Loans Servicing LP as Attorney in Fact for Elwood Samuel Shepard, III McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.forclosurehotline.net MR/dna 11/1/11 Our file no. 53521509-FT11 EXHIBIT “A” All that tract or parcel of land lying and being in Land Lot 129 of the Second Land District of Rabun County, Georgia consisting of 0.94 acres and being more fully described upon a survey dated November 2, 1993, prepared by William F Rolander, Georgia Registered Land Surveyor No. 2042. said survey being recorded in the Office of the Clerk of the Superior Court of Rabun County, Georgia in Plat Book 34. Page 112. Said survey is incorporated herein by reference for a total and complete description of the above described land. The above described land consists of all the lands conveyed by Thomas Fountain Jr. to Forrest Bryson by Warranty Deed dated June 13, 1969 and recorded in Book J-4, page 571, aforesaid records. MR/dna 11/1/11 Our file no. 53521509 - FT11.

10-6,13,20,27

STATE OF GEORGIA

COUNTY OF RABUN

NOTICE OF SALE UNDER POWER

Because of a default in the payment of the indebtedness secured by a Security Deed executed by Charles W. Cable and Barbara A. Cable to Union Planters Bank, NA DBA Regions Mortgage dated March 24, 2005, and recorded in Deed Book X-27, Page 257, Rabun County Records, securing a Note in the original principal amount of $166,400.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, November 1, 2011, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit: All that tract or parcel of land lying and being in Land Lots 63 and 78 of the Second Land District, Rabun County, Georgia, containing 2.50 acres as shown on plat of survey dated March 4, 2003, prepared by William F. Rolader, GRLS #2042, said plat recorded in Plat Book 49, Page 241 Rabun County plat records. Said plat and record of the same being incorporated herein by reference for a more full and complete description of the property herein conveyed. Also conveyed is a perpetual non-exclusive easement for ingress and egress to and from subject property over and across that certain 30-foot right-of-way, which forms the southern boundary of said property. Said property is conveyed subject to reservation of easement rights contained in a Warranty Deed dated March 12, 2003 from Jeffrey Kronsnoble and Jeanne M. Kronsnoble to Anthony Queen and Lesley Queen, recorded in Deed Book Y-23, Page 365, Rabun County deed records. Said property is conveyed subject to the following restrictive covenants, to-wit:
1. There shall be no mobile homes or metal housing structures placed on said land.
2. Tract shall be residential only and no commercial building may be constructed
3. No activity shall be conducted on property which would cause annoyance or nuisance to neighbors. The pursuit of hobbies or other activities such as the assembly or disassembly of motor vehicles and other mechanical devices which may cause disorderly, unsightly or unkept conditions shall not be pursued or undertaken in the front yard or any lot, or driveway garage or carport of other place where such condition is visible from the road or adjacent property. 4. No motorcycles, cars or motorbikes shall be operated without factory installed muffler and spark arrestor and shall be operated for ingress and egress only on completed roads. Said property is conveyed subject to easement reservation in a Warranty Deed dated March 15, 1982 from James W. Lane and Elizabeth Lane to Jeffrey Kronsnoble and Jeanne M. Kronsnoble, recorded in Deed Book F-8, Page 53, Rabun County deed records. Said easement reserves access over and across that certain 30 foot road reserved in said Warranty Deed and the right to maintain certain water rights located on subject property and the right to repair the same, as needed. Said property subject to rights of others to use Brenda Lane as shown on the above referenced plat. Said property is known as 118 Brenda Lane, Mountain City, GA 30562, together with all fixtures and personal property attached to and constituting a part of said property, if any. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorney's fees in accordance with the terms of the Note secured by said Deed. Said property will be sold as the property of Charles W. Cable and Barbara A. Cable, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Charles W. Cable and Barbara A. Cable, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law. Regions Bank DBA Regions Mortgage successor by merger to Union Planters Bank, NA  as Attorney-in-Fact for Charles W. Cable and Barbara A. Cable. File no. 11-022891, SHAPIRO & SWERTFEGER, LLP*, Attorneys and Counselors at Law 2872 Woodcock Blvd., Duke Building, Suite 100, Atlanta, GA 30341-3941 (770)220-2535/ASR www.swertfeger.com. THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

10-6,13,20,27

NOTICE OF JUDICIAL AUCTION SALE

Pursuant to an Order of Sale entered in United States of America v. John P. Panarelli, Mary M. Panarelli, Alpha Group, Georgia Department of Revenue, defendants, Civil Action No. 2:10-CV-00006-WCO, United States District Court for the Northern District of Georgia, Gainesville Division, the United States will offer to sell at public auction, to the highest bidder, according to law and pursuant to the terms and conditions set in herein, the property described below. Date: November 2, 2011 Time: 2:00 PM Place of Sale: 88 Avalon St.(Ln.), Clayton, GA 30525. Title Offered: The property shall be offered for sale at public auction, free and clear of all liens and interests of the parties to this action. Description of Property: A 4 Bedroom, 4 Bathroom with a Garage, Gross area 2700 sq ft. Built in 1976. Property address: 88 Avalon St.(Ln.), Clayton, GA, 30525. Legal Description: All that tract or parcel of land lying and being in Land Lot 22 of the Second Land District of Rabun County, Georgia, and being in the City Limits of the City of Clayton, Georgia, and more fully described upon a plat of survey prepared by T. Lamar Edwards, Georgia Registered Land Surveyor, No. 1837, dated May 26, 1997, which is recorded in the office of the clerk of Rabun Superior Court in Plat Book 38, Page 142. Said Survey is incorporated herein by reference for a full and complete description of the above-described lands. The above-described property is subject to those certain restrictive covenants recorded in the office of the clerk of Rabun Superior Court in Deed Book E-6, page 147. Parcel No. C018 024. Property may be inspected at: 88 Avalon St.(Ln.), Clayton, GA, 30525 at the Open House on November 2, 2011 from 10:00 AM to 12:00 PM. MINIMUM BID - $80,000. The Terms of payment: No bid (except for bids made by the United States) shall be accepted by the IRS, unless the same is accompanied by a certified check, cashier's check or cash, in the minimum amount of 20% of the successful bid made payable to the United States District Court for the Northern District of Georgia. Before being permitted to bid at the sale, all bidders shall display to the IRS proof that they are able to comply with this requirement. No bids will be received from any person who has not presented proof that, if he or she is the successful bidder, he or she can make the deposit required by the Order. The 20% of the successful bid is required at the time of sale. The successful bidder shall tender the balance of the purchase price, in certified funds payable to the United States District Court for the Northern District of Georgia, at the office of the IRS at 1899 Powers Ferry Rd., Atlanta, GA 30339 on or before December 1, 2011 by 3:30 P.M., thirty (30) business days from the date of the sale. In the event the successful bidder defaults on any of the terms contained in the Order, the deposit shall be forfeited and retained by the IRS as part of the proceeds of sale, and the real property shall again be offered for sale, without further permission of the Court, under the terms and conditions of the Order, or, in the alternative the real property shall be sold to the second highest bidder. The United States may bid as a creditor against its judgments without tender of cash. The sale of the real property shall be subject to confirmation by the Court. Upon confirmation of the sale and receipt of the entire purchase price, the Court shall issue and the IRS shall deliver to the purchaser, a deed conveying the real property to the purchaser. Upon confirmation of the sale, all interests in, liens against, or claims to, the real property that are or may be asserted by any of the parties to this action are discharged and extinguished. The United States reserves the right to reject any and all bids and to withdraw the property form sale. Form of Payment: All payments must be by cash, certified check, or cashier's check. Make check or money order payable to the United States District Court for the Northern District of Georgia. ***IMPORTANT INFORMATION*** This is not an advertisement of a sale of seized property. This is an information notice only regarding a sale being conducted by the Internal Revenue Service as a result of the foreclosure of an Internal Revenue Service Federal Tax Lien by the Department of Justice. ***IMPORTANT INFORMATION*** If you want additional information about the property and proposed sale, please contact the office at the address below. Email inquiries are preferred. Paul Reed Property Appraisal & Liquidation Specialist, 1899 Powers Ferry Rd. , Ste. 250, Atlanta , GA 30339 paulreed@irs.gov , www.irsauctions.gov, (770)826-1271.

10-6,13,20,27

NOTICE OF SALE UNDER POWER

Georgia, Rabun County

By virtue of a power of sale contained in the Declaration of Covenants, Conditions and Restrictions of Brassie Knob II Owners Association, Inc. as amended, of file and record in DB Q-9, Pages 33-50 and DB L-22, Pages 280-282, in the office of the Clerk of Rabun Superior Court, and said amended  Declaration providing for the assessment, payment and collection of certain maintenance fees and other charges due said Association by the following owners with attorney's fees, late charges and interest, and said charges being past due and unpaid, demand having been made by certified mail and payment refused, there will be sold by the undersigned at public outcry to the highest bidder for cash before the courthouse door in the City of Clayton, Rabun County, Georgia, within the legal hours of sale on the first Tuesday in November 2011, the following described property of the following owners: Certain Interval Time Share Unit Weeks and all rights, title and interest pertaining thereto in Brassie Knob II Owners Association, Inc. and the improved real property known as Brassie Knob II Condominiums located in the City of Sky Valley and being more fully described in a plat of survey recorded in the office of said Clerk in Plat Book 21, Page 111, the same being sold as the property of the following named owners: Harvey W. Brown, 414 Autumn Circle, Columbia, SC 29206, Unit 102, Week 23; F. Parks Chandler, 2183 Bethel Road, NE, Conyers, GA 30012, Unit 103, Week 52; Linnett Foard, Ben J. Outen & J. Janice Outen, P.O. Box 777, Pageland, SC 29728, Unit 102, Week 10; Thomas Gardner, Michael Gardner & Nell Gardner, 4055 Cypress Drive, Mulberry, FL 33860, Unit 101, Week 05; Mark & Sue Sibley, 300 Belleair Drive, NE, St. Petersburg, FL 33704, Unit 102, Week 07; Timeshare Holdings Company, Inc., 1001 Cooper Point Road, SW, #140-223, Olympia, WA  98502, Unit 103, Week 45. The said indebtedness has been and is hereby declared in default by reason of non-payment of said charges and assessments by the above-named debtors. The debts remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorney's fees.  Said property will be sold as the property of the named debtors subject to outstanding ad valorem taxes, assessments, prior liens, encumbrances, easements, restrictions or security instruments of record, if any, having priority over the indebtedness described herein. Seller will provide deeds under power of sale to the purchasers. THIS IS AN ATTEMPT BY THE UNDERSIGNED TO COLLECT SAID INDEBTEDNESS; ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. A.M. Wilkinson, Jr., Attorney, 66 Demorest Lane, #333, Sky Valley, GA  30537, Brassie Knob II Owners Association, Inc. as Attorney in Fact for the above-named debtors by Hiram J. Spurlin, President.

10-6,13,20,27

NOTICE OF SALE UNDER POWER

Georgia, Rabun County

By virtue of a power of sale contained in the Declaration of Covenants, Conditions and Restrictions of Chalet Condominium Association, Inc., as amended, of file and record in DB R-15, Pages 37-70 and DB V-18, Pages 136-138, in the office of the Clerk of Rabun Superior Court, and said amended  Declaration providing for the assessment, payment and collection of certain maintenance fees and other charges due said Association by the following owners with attorney's fees, late charges and interest, and said charges being past due and unpaid, demand having been made by certified mail and payment refused, there will be sold by the undersigned at public outcry to the highest bidder for cash before the courthouse door in the City of Clayton, Rabun County, Georgia, within the legal hours of sale on the first Tuesday in November 2011, the following described property of the following owners: Certain Interval Time Share Unit Weeks and all rights, title and interest pertaining thereto in Chalet Condominium Association, Inc. and the improved real property known as Chalet Condominiums located in the City of Sky Valley and being more fully described in a plat of survey recorded in the office of said Clerk in Plat Book 8, Pages 150, 194 & 204, the same being sold as the property of the following named owners:  Donald M. Conner, 106 Roe Hampton Lane, Stone Mountain, GA 30087, Unit Motz F2, Week 18; Barbara A. Garcia & Michael Bravo, 18849 NW 79th. Court, Miami, FL 33015, Unit Daniels A5, Week 51; Marvin L. and Betty Garner, 489 Harmony Grove Road, Lilburn, GA 30047, Unit Porter A4, Week 04; Hugh F. Hill, III, 6915 Radner Road, Bethesda, MD 20817, Unit Porter A4, Week 38; Karlea Jean Marin, 1715 S. Chickasaw Trail, Orlando, FL  32825, Unit Porter A4, Week 19; Ray & Betty McCully, P. O. Drawer 939, Auburn, GA 30203, Unit Motz F2, Week 25; James McLeroy, 2365 Highway 72E, Commerce, GA 30629, Unit Godfrey, Week 15; David Alan Monroe, P.O. Box 3595, Sevierville, TN 37864, Unit Motz F2, Week 39; Henry Read & Grace Richardson Read, c/o Charles W. Read, 1729 SW 4th. Street, Fort Lauderdale, FL 33312, Unit Joiner A2, Week 35 and Emmett T. Robb, Jr. and Mildred Robb, Unit Shipp A3, Week 14. The said indebtedness has been and is hereby declared in default by reason of non-payment of said charges and assessments by the above-named debtors.  The debts remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorney's fees. Said property will be sold as the property of the named debtors subject to outstanding ad valorem taxes, assessments, prior liens, encumbrances, easements, restrictions or security instruments of record, if any, having priority over the indebtedness described herein. Seller will provide deeds under power of sale to the purchasers. THIS IS AN ATTEMPT BY THE UNDERSIGNED TO COLLECT SAID INDEBTEDNESS; ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. A.M. Wilkinson, Jr., Attorney 66 Demorest Lane, #333, Sky Valley, GA  30537. Chalet Condominium Association, Inc. as Attorney in Fact for the above-named debtors by Hiram J. Spurlin, President.

10-6,13,20,27

NOTICE OF SALE UNDER POWER

Georgia, Rabun County

By virtue of a power of sale contained in the Declaration of Covenants, Conditions and Restrictions of Lacosta Condominium Association, Inc. as amended, of file and record in DB F-9, Pages 341-402 and DB P-15, Pages 254-256, in the office of the Clerk of Rabun Superior Court, and said amended Declaration providing for the assessment, payment and collection of certain maintenance fees and other charges due said Association by the following owners with attorney's fees, late charges and interest, and said charges being past due and unpaid, demand having been made by certified mail and payment refused, there will be sold by the undersigned at public outcry to the highest bidder for cash before the courthouse door in the City of Clayton, Rabun County, Georgia, within the legal hours of sale on the first Tuesday in November 2011, the following described property of the following owners: Certain Interval Time Share Unit Weeks and all rights, title and interest pertaining thereto in Lacosta Condominium Association, Inc. and the improved real property known as Lacosta Condominiums located in the City of Sky Valley and being more fully described in a plat of survey recorded in the office of said Clerk in Condominium Plat Book 1, Pages 288-289, the same being sold as the property of the following named owners: Beverly Fuhrman, 2816 Magellan Drive, Baton Rouge, LA 70816, Unit G, Week 32; William L. and Sandra Gipe, 5811 Bass Road, Fort Wayne, IN 46808, Unit F, Week 18 & Unit F, Week 43; Edwin C. and Norma S. Granley, 7416 Spring Village Drive, Apt. 312, Springfield, VA 22150, Unit I, Week 33; Andrew J. Griffith, IV, 51224 Northshore Drive, Elkhart, IN  46514, Unit I, Week 30; Gary McCool, 2365 Amber Hills Way, Monroe, GA 30655, Unit G, Week 05; Lawrence A. Nyholm, 3156 SE 25th. Avenue, Ocala, FL 34471, Unit F, Week 11; Nancy W. O'Byrne and Edwin D. Hartman, III, 14305 NW 154 Terrace, Alachua, FL 32615, Unit I, Week 19; Ronald G. Parsons, 2925 N. Highway A1A, #101, Indialantic, FL 32903, Unit G, Week 03; Breck and Thelma Porter, 11031 NW 22nd. Street, Pembroke Pines, FL 33026, Unit I, Week 01; Michael P. and Elaine M. Thompson, P.O. Box 807, Astor, FL 32102, Unit B, Weeks 04 & 05. The said indebtedness has been and is hereby declared in default by reason of non-payment of said charges and assessments by the above-named debtors. The debts remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorney's fees. Said property will be sold as the property of the named debtors subject to outstanding ad valorem taxes, assessments, prior liens, encumbrances, easements, restrictions or security instruments of record, if any, having priority over the indebtedness described herein. Seller will provide deeds under power of sale to the purchasers. THIS IS AN ATTEMPT BY THE UNDERSIGNED TO COLLECT SAID INDEBTEDNESS; ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. A.M. Wilkinson, Jr., Attorney, 66 Demorest Lane, #333, Sky Valley, GA  30537, Lacosta Condominium Association, Inc. as Attorney in Fact for the above-named debtors by Hiram J. Spurlin, President.

10-6,13,20,27

NOTICE OF SALE UNDER POWER

Georgia, Rabun County

By virtue of a power of sale contained in the Declaration of Covenants, Conditions and Restrictions of Unit E-2 of Lacosta Condominium Owners Association, Inc., as amended, of file and record in DB M-10, Pages 140-229 and DB M-24, Pages 358-360, in the office of the Clerk of Rabun Superior Court, and said amended  Declaration providing for the assessment, payment and collection of certain maintenance fees and other charges due said Association by the following owners with attorney's fees, late charges and interest, and said charges being past due and unpaid, demand having been made by certified mail and payment refused, there will be sold by the undersigned at public outcry to the highest bidder for cash before the courthouse door in the City of Clayton, Rabun County, Georgia, within the legal hours of sale on the first Tuesday in November 2011, the following described property of the following owners: Certain Interval Time Share Unit Weeks and all rights, title and interest pertaining thereto in Unit E-2 of Lacosta Condominium Owners, Inc. and the improved real property known as Lacosta J Condominiums located in the City of Sky Valley and being more fully described in a plat of survey recorded in the office of said Clerk in Condominium Plat Book 2, Page 41, the same being sold as the property of the following named owners: Garin Bills, Morgan Lynch, LLC, 1684 Carolina Wren Drive, Ocoee, FL  34761, Unit J, Week 52; Gary L. Elrod, Sandra S. Elrod, Justin G. Elrod, Brent Elrod and Lindsay Gramm, 4501-101 Crab Creek Drive, Raleigh, NC 27612, Unit J, Week 11; James K. Landers, 5812 Julian Baugh Road, Lula, GA 30554, Unit J, Week 06; Lynda D. Terry, 52 Misty Cove Lane, Hilton Head Island, SC 29928, Unit J, Week 08.  The said indebtedness has been and is hereby declared in default by reason of non-payment of said charges and assessments by the above-named debtors. The debts remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorney's fees.  Said property will be sold as the property of the named debtors subject to outstanding ad valorem taxes, assessments, prior liens, encumbrances, easements, restrictions or security instruments of record, if any, having priority over the indebtedness described herein. Seller will provide deeds under power of sale to the purchasers. THIS IS AN ATTEMPT BY THE UNDERSIGNED TO COLLECT SAID INDEBTEDNESS; ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. A.M. Wilkinson, Jr., Attorney, 66 Demorest Lane, #333 Sky Valley, GA  30537, Unit E-2 of Lacosta Condo. Owners Assoc., Inc. as Attorney in Fact for the above-named debtors by Hiram J. Spurlin, President.

10-6,13,20,27

NOTICE OF SALE UNDER POWER

Georgia, Rabun County

By virtue of a power of sale contained in the Declaration of Covenants, Conditions and Restrictions of Oakmont  Condominium Association, Inc. as amended, of file and record in DB X-6, Pages 65-120 and DB O-15, Pages 259-261, in the office of the Clerk of Rabun Superior Court, and said amended  Declaration providing for the assessment, payment and collection of certain maintenance fees and other charges due said Association by the following owners with attorney's fees, late charges and interest, and said charges being past due and unpaid, demand having been made by certified mail and payment refused, there will be sold by the undersigned at public outcry to the highest bidder for cash before the courthouse door in the City of Clayton, Rabun County, Georgia, within the legal hours of sale on the first Tuesday in November 2011, the following described property of the following owners: Certain Interval Time Share Unit Weeks and all rights, title and interest pertaining thereto in Oakmont Condominium Association, Inc. and the improved real property known as Oakmont Condominiums located in the City of Sky Valley and being more fully described in a plat of survey recorded in the office of said Clerk in Condominium Plat Book 1, Pages 254, the same being sold as the property of the following named owners: Humberto Baez, M.D., 3006 N.W. 7th. Street, Miami, FL 33125, Unit D, Week 13; Charles F. & Dorothy Brigman, 50 N. Lara Street, Suite 3700, Jacksonville, FL 32202, Unit I, Week 08; William D. Courtney, 8225 Rio Grande Street, Houston, TX 77040, Unit G, Week 09; Dusty Lewis Elliott & Jennifer Pierce Elliott, 5160 Crest Highway, Thomaston, GA 30286, Unit H, Week 45; David B. & June Fouche, 1410 Huntington Lane, Unit 1505, Rockledge, FL 32955, Unit A, Week 15; Ken Harvey, 473 Utoy Circle #5, Atlanta, GA 30331, Unit F, Week 23; James L. &  Sheila Nicol, 4651 Roswell Road, Suite D-308, Atlanta, GA 0342, Unit G, Week 02; Sue Robinson Brand, Personal Representative of Henry Robinson & Shirley Robinson, deceased, 260 Horsley Mill Road, Carrollton, GA 30116, Unit A, Week 34; Albert K. & Florence Rowswell, 51 Marsh Drive, Freeport, FL 2439, Unit E, Week 51; Lynne Sanders, P.O. Box 2725, Clarkesville, GA  30523, Unit I, Week 31; David M. and Susan Smith, 1750 Clairmont Road, Apt. 15, Decatur, GA 30030, Unit A, Week 07; Nelson I. and Edna Mae Sweeney, 558 Chigger Lane, Tallahassee, FL 32304, Unit A, Week 08 & Unit E, Week 14; Luxury Timeshare Sales, Inc., Gardenias Santos, President, 2 E. Congress Street, Suite 900, Tucson, AZ 85701, Unit C, Week 34; Edythe E. Woodruff, 13355 S. Peach Avenue, Selma, CA 93662, Unit I, Week 48. The said indebtedness has been and is hereby declared in default by reason of non-payment of said charges and assessments by the above-named debtors. The debts remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorney's fees. Said property will be sold as the property of the named debtors subject to outstanding ad valorem taxes, assessments, prior liens, encumbrances, easements, restrictions or security instruments of record, if any, having priority over the indebtedness described herein.  Seller will provide deeds under power of sale to the purchasers. THIS IS AN ATTEMPT BY THE UNDERSIGNED TO COLLECT SAID INDEBTEDNESS; ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. A.M. Wilkinson, Jr., Attorney 66 Demorest Lane, #333, Sky Valley, GA  30537, Oakmont Condominium Association, Inc. as Attorney in Fact for the above-named debtors by Hiram J. Spurlin, President.

10-6,13,20,27

NOTICE OF SALE UNDER POWER

Georgia, Rabun County

By virtue of a power of sale contained in the Declaration of Covenants, Conditions and Restrictions of South Meadows Owners Association, Inc., as amended, of file and record in DB J-10, Pages 8-51, DB C-16, Pages 222-224, in the office of the Clerk of Rabun Superior Court, and said amended  Declaration providing for the assessment, payment and collection of certain maintenance fees and other charges due said Association by the following owners with attorney's fees, late charges and interest, and said charges being past due and unpaid, demand having been made by certified mail and payment refused, there will be sold by the undersigned at public outcry to the highest bidder for cash before the courthouse door in the City of Clayton, Rabun County, Georgia, within the legal hours of sale on the first Tuesday in November 2011, the following described property of the following owners: Certain Interval Time Share Unit Weeks and all rights, title and interest pertaining thereto in South Meadows Owners Association, Inc. and the improved real property known as South Meadows Condominiums located in the City of Sky Valley and being more fully described in a plat of survey recorded in the office of said Clerk in Plat Book 8, Page 204, the same being sold as the property of the following named owners: Steven Harris, Peggy A. Harris & Dianne Harris, 10849 Hampton Road, Jacksonville, FL 32257, Unit B1, Week 14; Robert H. & Mary R. Hunsinger, 100 Gaines Court, Athens, GA 30605, Unit B1, Week 01; Aline & Claude R. Jarrett, c/o Candice Scaf, 264 Dogwood Drive, Canton, GA 30114, Unit B1, Week 16; Everett W. & Marie Masters, 12449 NE 21st. Terrace, Branford, FL  32008, Unit B1, Week 03; William E. and Doris Phend Schowald, 705 Archer Road, Winston-Salem, NC 27106, Unit B1, Weeks 10 & 50. The said indebtedness has been and is hereby declared in default by reason of non-payment of said charges and assessments by the above-named debtors. The debts remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorney's fees. Said property will be sold as the property of the named debtors subject to outstanding ad valorem taxes, assessments, prior liens, encumbrances, easements, restrictions or security instruments of record, if any, having priority over the indebtedness described herein. Seller will provide deeds under power of sale to the purchasers. THIS IS AN ATTEMPT BY THE UNDERSIGNED TO COLLECT SAID INDEBTEDNESS; ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. A.M. Wilkinson, Jr., Attorney, 66 Demorest Lane, #333, Sky Valley, GA  30537 South Meadows Owners Association, Inc. as Attorney in Fact for the above-named debtor by Hiram J. Spurlin, President.

10-6,13,20,27

NOTICE OF SALE UNDER POWER

Georgia, Rabun County

By virtue of a power of sale contained in the Declaration of Covenants, Conditions and Restrictions of Sawgrass Condominium Association, Inc. as amended, of file and record in DB M-6, Pages 219-263 and DB L-22, Pages 277-279, in the office of the Clerk of Rabun Superior Court, and said amended Declaration providing for the assessment, payment and collection of certain maintenance fees and other charges due said Association by the following owners with attorney's fees, late charges and interest, and said charges being past due and unpaid, demand having been made by certified mail and payment refused, there will be sold by the undersigned at public outcry to the highest bidder for cash before the courthouse door in the City of Clayton, Rabun County, Georgia, within the legal hours of sale on the first Tuesday in November 2011, the following described property of the following owners: Certain Interval Time Share Unit Weeks and all rights, title and interest pertaining thereto in Sawgrass Condominium Association, Inc. and the improved real property known as Sawgrass Condominiums located in the City of Sky Valley and being more fully described in a plat of survey recorded in the office of said Clerk in Condominium Plat Book 1, Pages 252, the same being sold as the property of the following named owners: Christopher Barney, P.O. Box 592128, Orlando, FL 32859, Unit C, Week 46; Millard L. Bennett, P.O. Box 1507, Key Largo, FL 33037, Unit A, Week 03; Arnold W. & Naomi Benson, P.O. Box 2317, Callahan, FL 32011, Unit G, Week 42; Billie R. Clinkscales, 700 Austin Road, Belton, SC  29627, Unit K, Week 18; Clifford Harvey Cole, Jr., 109 Glen Eagles Court, Ponte Vedra Beach, FL 32082, Unit L, Week 43; Donald M. Conner, 106 Roe Hampton Lane, Stone Mountain, GA  30087, Unit D, Week 02; J. Anthony & Jean L. Dede, 2534 Lakeshore Drive, Flagler Beach, FL 32136, Unit L, Week 09; Elliot's World, LLC, Kendra Albrecht-Authorized Agent, 1160 Vierling Drive, #305, Shakopee, MN 55379, Unit D, Week 50; Jerry B. & Bonnie Elrod, 7153 A. Cedar Circle, Toccoa, GA 30577, Unit F, Week 45; Lisa Frola, 318 Foxhound Drive, Unit 5781, Ellijay, GA  30540, Unit M, Week 06; Robert W. & Beverly R. Fuhrman, 2816 Magellan Drive, Baton Rouge, LA 70816, Unit E, Week 31; Michele Gaster, 3401 Ellenwood Lane, Tampa, FL 33618, Unit L, Week 01; James R. Gilmore, 1860 Union Street, Unit 22, Clearwater, FL 33763, Unit H, Week 29; General Lawrence N. and Mary Ann Gordon, P.O. Box 1870, Melbourne, FL 32902, Unit E, Week 35; William Clay Harper, Jr. & Deborah Harper, 51 Markfield Drive, Charleston, SC 29407, Unit J, Week 22; Robert Stanley & Joann Hopper, 800 N. College Drive, Cedartown, GA 30125, Unit D, Week 34; John & Tina Hutto, 3062 Chastain Park Court, Atlanta, GA 30342, Unit G, Week 05; Memorable Vacations, LLC, c/o Jon Comas, P.O. Box 34713, Clermont, FL 34713, Unit C, Week 11; Vera & E. Harold Mitchell, P.O. Box 13699, Atlanta, GA 30324, Unit K, Week 10; Jennifer S. Moore, 65 Morningside Drive, Franklin, NC 28734, Unit L, Week 51; Carl Payton & Waymon A. Ayers, P.O. Box 493, Whitesburg, GA 30185, Unit F, Week 14; Richard Lee Pearce & Mary Catherine Sullivan, 10131 San Matio Street, SW, Palm Bay, FL 32909, Unit K, Week 52; Lift Putters, LLC, Stan Krol, President, P.O. Box 700, Londonderry, NH  03053, Unit E, Week 33; Robin E. & Cynthia Scheuerman, Gary M. & Janet Wolfe, 337 Elkhorn Ct., Winter Park, FL 32792, Unit E, Week 39; James L. & Dorothy Soden, 1012 Lee Street, Bainbridge, GA  39819, Unit B, Week 28; Kenna Stephens & Pamela K. Duru, 354 S.W. 7th. Avenue, Boca Raton, FL 33486, Unit F, Week 10; Michael P. & Elaine M. Thompson, P.O. Box 807, Astor, FL 32102, Unit A, Week 23; Time No More, Inc., Attn: Darren Gibson, P.O. Box 3049, Cleveland, GA 30528, Unit K, Week 44; Harry E. Walker & Personal Representative of Joan Marie Walker, deceased, c/o Debra Karen Kerr, 66 Fulcher Creek Drive, Franklin, NC 28734, Unit D, Week 51; and Catherine Warner, Linda Warner Upchurch & Marianne Warner Mitchell, 4366 White Pine Avenue, Orlando, FL 32811, Unit L, Week 18. The said indebtedness has been and is hereby declared in default by reason of non-payment of said charges and assessments by the above-named debtors. The debts remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorney's fees. Said property will be sold as the property of the named debtors subject to outstanding ad valorem taxes, assessments, prior liens, encumbrances, easements, restrictions or security instruments of record, if any, having priority over the indebtedness described herein. Seller will provide deeds under power of sale to the purchasers. THIS IS AN ATTEMPT BY THE UNDERSIGNED TO COLLECT SAID INDEBTEDNESS; ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. A.M. Wilkinson, Jr., Attorney, 66 Demorest Lane, #333, Sky Valley, GA 30537. Sawgrass Condominium Association, Inc. as Attorney in Fact for the above-named debtors by Hiram J. Spurlin, President.

10-6,13,20,27

NOTICE OF SALE UNDER POWER

GEORGIA, RABUN COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Bryant L. Garland to Citizens Fidelity Mortgage Corp dated December 20, 2002 in the amount of $304,000.00, and recorded in Deed Book O 23, Page 372 and re-recorded at Book P23, Page 569, Rabun County, Georgia Records; as last transferred to Wells Fargo Bank, N.A., as Trustee for Option One Mortgage Loan Trust 2003-1, Asset-Backed Certificates, Series 2003-1 by assignment; the undersigned, Wells Fargo Bank, N.A., as Trustee for Option One Mortgage Loan Trust 2003-1, Asset-Backed Certificates, Series 2003-1 pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in November, 2011 , during the legal hours of sale, at the Courthouse door in Rabun County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land lying and being in Land Lot Number 10 of the Second Land District of Rabun County, Georgia, and being more particularly described as follows, to wit: For a full and complete description of the real property being hereby conveyed, reference is hereby had and made to a plat of survey dated September 9, 1985, and prepared by William F. Rolader, Georgia Registered Land Surveyor Number 2042. Said plat depicts various tracts of land. The real property being hereby conveyed is Tract 5 containing 4.66 acres. Said plat is of record in Plat Book 26, Page 128, in the Office of the Clerk of the Rabun Superior Court. Reference to said plat and the record thereof is for the express purpose of incorporating herein its description of Tract 5, containing 4.66 acres as depicted thereon. Note: The above described property is conveyed subject to Protective Covenants dated August 15, 1988, and recorded in Deed Book O-11, Pages 87-88, aforesaid Records. Note: Said plat depicts a Sixty (60) foot road Right of Way. There is a presently existing road located within said road Right of Way. Also conveyed is a perpetual, non-exclusive road Right of Way easement over and across said road Right of Way and the extension of the same to the public road system of Rabun County, Georgia, subject to a road maintenance agreement as described hereinbelow. Note: Reference is hereby had and made to an "Agreement for Use and Maintenance of Water System and Agreement for Maintenance of Road System at Owl Mountain Retreat" of even date herewith. Said Agreement is of record in the Office of the Clerk of the Rabun Superior Court, in Deed Book D-15, Pages 294-299. The above described property is conveyed subject to an easement for a reservoir to be constructed on said Tract 5, and other covenants contained in that certain Agreement for Use and Maintenance of Water System and Agreement of Road System at Owl Mountain Retreat, as recorded in Deed Book D-15, Pages 294-299, Clerk`s Office, Rabun Superior Court, which has the property address of 691 #10 Lane, Clayton, Georgia, together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of Bryant L. Garland and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. Wells Fargo Bank, N.A., as Trustee for Option One Mortgage Loan Trust 2003-1, Asset-Backed Certificates, Series 2003-1, Attorney in Fact for Bryant L. Garland, McCurdy & Candler, L.L.C. (404) 373-1612, www.mccurdycandler.com. File No. 11-00861 /CONV/kandrade THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

10-6,13,20,27

NOTICE OF SALE UNDER POWER

By virtue of the power of sale contained in a Deed to Secure Debt by J. Richard Greaser to Bank of America, N.A., dated September 23, 2003 and filed for record September 30, 2003 in Deed Book E-25, Page 75, Rabun County, Georgia records, and securing a Note in the original principal amount of $571,261.05, there will be sold at a public outcry for cash to the highest bidder before the Courthouse door of Rabun County, Georgia, between the legal hours of sale on the first Tuesday in November, 2011, by Bank of America, N.A. as Attorney-in-Fact for J. Richard Greaser  the following property to-wit: All that tract or parcel of land lying and being in Land Lot 1 and Land Lot 25 of the Fourth Land District of Rabun County, Georgia and being a total of 16.77 acres and being an unnumbered tract containing 7.77 acres as shown upon that plat of survey dated November 9, 1998 by William F. Rolader, Georgia Registered Land Surveyor, No. 2042 and recorded in Plat Book 42, Page 159 in the Office of the Clerk of Rabun Superior Court and Tract 4 consisting of 3.0 acres, Tract 5 consisting of 3.0 acres and Tract 6 consisting of 3.0 acres as shown upon that plat of survey dated March 18, 1999 by William F. Rolader, Georgia Registered Land Surveyor, No. 2042 and recorded in Plat Book 42, Page 210 and to which plats referenced are herein made for a full and complete description of the property herein conveyed. The above described property is also known as 2342 Highway 76 East, Clayton, Georgia  30525. The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purpose of paying the same and all expenses of sale, including attorney's fees, if applicable. The property will be sold as the property of the aforesaid grantor subject to the following: all prior restrictive covenants, easements, rights-of-way, security deeds, or encumbrances of record;  all valid zoning ordinances; matters which would be disclosed by an accurate survey of the property or by any inspection of the property; all outstanding taxes, assessments, unpaid bills, charges, and expenses that are a lien against the property whether due and payable or not yet due and payable. To the best of the undersigned's knowledge and belief, possession of the subject property is held by J. Richard Greaser  and/or HIGHWAY 76 CLAYTON, LLC. Pursuant to O.C.G.A. § 44-14-162.2, the name, address and telephone number of the individual or entity who shall have the full authority to negotiate, amend or modify all terms of the above described mortgage is as follows: Bank of America, N.A., successor by reason of merger with BAC Home Loans Servicing, L.P., Attn: Loss Mitigation Dept., P. O. Box 5170, MS SV314B, Simi Valley, CA 93065, Telephone: 1-800-669-6650. The foregoing notwithstanding, nothing in O.C.G.A. § 44-14-162.2 shall be construed to require Bank of America, N.A.  to negotiate, amend or modify the terms of the Deed to Secure Debt described herein. Bank of America, N.A. as Attorney-in-Fact for J. Richard Greaser, SHUPING, MORSE & ROSS, LLP, By: S. Andrew Shuping, Jr., S. Andrew Shuping, Jr. 6259 Riverdale Road, Suite 100, Riverdale, Georgia  30274-1698 (770) 991-0000. THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

10-6,13,20,27

NOTICE OF SALE UNDER POWER

GEORGIA, RABUN COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Janet S. Richmond and Robert A. Richmond to Ameriquest Mortgage Company dated January 14, 2006 in the amount of $228,200.00, and recorded in Deed Book N29, Page 1, Rabun County, Georgia Records; as last transferred to Deutsche Bank National Trust Company, as Trustee for Ameriquest Mortgage Securities Inc., Asset-Backed Pass-Through Certificates, Series 2006-R2 by assignment; the undersigned, Deutsche Bank National Trust Company, as Trustee for Ameriquest Mortgage Securities Inc., Asset-Backed Pass-Through Certificates, Series 2006-R2 pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in November, 2011 , during the legal hours of sale, at the Courthouse door in Rabun County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land lying and being in Land Lot 58 of the Fifth Land District of Rabun County, Georgia, and being Lot 16, containing 2.66 acres and Lot 17 containing 3.17 acres, in Glassy Mountain Acres Subdivision, said property being more fully described according to that certain plat of survey dated revised August 5, 1987, and prepared by T. Lamar Edwards, Georgia Registered Land Surveyor, No. 1837, said plat being recorded in the Office of the Clerk of Rabun Superior Court in Plat Book 26, Page 177. Said survey is incorporated herein by reference for a full and complete description of the above-described lands. There is also conveyed a perpetual, non-exclusive easement over and across that certain 30-foot wide road known as Mountain View Trail, said road being more fully described upon the above-mentioned plat of survey. There is excepted the rights of others to use Mountain View Trail for the purpose of access, ingress and egress to and from all of the lots of Glassy Mountain Acres. There is excepted from this conveyance the easement rights reserved by Jimmy W. Blalock and Woodrow Blalock for use of a water collection area and the water system for Glassy Mountain Acres as state in a Warranty Deed August 16, 1988, from Jimmy W. Blalock and Woodrow Blalock to Robert A. Richmond and Cynthia Ann Hoppe recorded in other Office of the Clerk of Rabun Superior Court in Deed Book P-11, Pages 650-654. This conveyance is made subject to the terms and conditions of a waterline and road maintenance agreement attached to a Warranty Deed from Jimmy W. Blalock and Woodrow Blalock to Robert A. Richmond and Cynthia Ann Hoppe dated August 15, 1988, and recorded in the Office of the Clerk of Rabun Superior Court in Deed Book C-11, Pages 650-654. This conveyance is made subject to Restrictive Covenants recorded in the Office of the Clerk of Rabun Superior Court in Deed Book P-11, Pages 650-654. The above described property is also conveyed subject to that certain road affidavit as recorded in the Office of the Clerk of Rabun Superior Court in Deed Book I-10, Page 409, which has the property address of 624 Frontier Road, Tiger, Georgia, together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of Janet S. Richmond and Robert A. Richmond and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. Deutsche Bank National Trust Company, as Trustee for Ameriquest Mortgage Securities Inc., Asset-Backed Pass-Through Certificates, Series 2006-R2, Attorney in Fact for Janet S. Richmond and Robert A. Richmond, McCurdy & Candler, L.L.C. (404) 373-1612, www.mccurdycandler.com File No. 09-16529 /CONV/kandrade. THE LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

10-6,13,20,27

NOTICE OF SALE UNDER POWER

STATE OF GEORGIA

COUNTY OF RABUN.

Under and by virtue of the power of sale contained in that certain Deed to Secure Debt (Security Deed) executed by Tuscany Mountain Development, LLC in favor of Community Bank & Trust dated May 21, 2009, and recorded at Deed Book A35, pages 476-489 of the Rabun County, Georgia Deed Records, and recorded in Deed Book 456, pages 71-84 of the Towns County, Georgia Deed Records, as assigned pursuant to that Transfer and Assignment of Deed to Secure Debt from Federal Deposit Insurance Corporation, in its capacity as Receiver for Community Bank & Trust to SCBT, N.A., d/b/a CBT, a Division of SCBT, N.A. and recorded in Deed Book Y36 at pages 583-598 of Rabun County, Georgia Deed Records, and recorded in Deed Book 489 at pages 41-48 of Towns County, Georgia Deed Records the undersigned will sell at public outcry to the highest bidder for cash before the door of the Courthouse of Rabun County, Georgia, during the legal hours of sale, on the first Tuesday in November, that being November 1, 2011, the following described property: PARCEL 1 All that tract or parcel of land lying and being in Land Lot 8 of the Second Land District of Rabun County, Georgia and being Tract 2, containing 5.97 acres in the City of Clayton as more particularly described upon that certain plat of survey prepared by T. Lamar Edwards, Georgia Registered Land Surveyor No. 1837, dated November 17, 2003 and recorded in Plat Book 50, Page 271, Clerk's office, Rabun Superior Court, Reference is hereby had and made to said plat of survey for the purpose of incorporating same herein for a full and complete description of the property herein conveyed. This conveyance includes but is not limited to those condominium units being known as Units 1, 2, 3, 5 and 6 of Tuscany Mountain Condominium (the Property) as more particularly described in that certain Declaration of Condominium for Tuscany Mountain Condominium which is recorded in the office of the clerk of Rabun Superior Court Plat Book 2, Pages 250-257 and as shown upon that certain As-Built Site Plan for Tuscany Mountain Condominium (the "site plan"), dated May 4, 2006 and revised August 22, 2006, prepared by William F. Rolader, Georgia Registered Land Surveyor No. 2042, which is recorded in the office of the clerk of Rabun Superior Court in Condominium Plat Book 2, Page 249, and on certain architectural plans certified by Donald L. Nelson, (the "plans"), filed in the office of the clerk of Rabun Superior Court in a sleeve attached to Condominium Plat Book 2, Page 249, together with all rights, title and interest appurtenant to the property and the appurtenances thereto under the declaration, site plans are incorporated herein and made a part hereof LESS AND EXCEPT that Tuscany Mountain Condominium Unit 4 previously conveyed to Eugenia Gargullo by virtue of that Warranty Deed dated September 29, 2006 and recorded in Deed Book V-30, Page 373, Clerk's office, Rabun Superior Court. There is also conveyed herewith those certain easement rights as more fully described in that certain easement from Stephens C. Welnelt and Deborah S. Welnelt to Doris Cole Bleekley dated January 8, 1998, which is recorded in the office of the clerk of Rabun Superior Court in Deed Book M-18, Page 51. Conveyed herewith is a non-exlcusive, perpetual easement extending from Highway 441 over and across that adjacent 1.83 acre tract of land depleted as Tract 1 upon the above-referenced plat of survey. Said easement is not shown upon the above-referenced plat of survey but is for the purpose of access, ingress and egress over and across the aforementioned Tract 1 to and from Highway 441 from and to the above-described Tract 2. There is also conveyed herewith a one-six (1/6) undivided interest in the "common elements" of Tuscany Mountain Condominium, as such term is defined in the declaration. Conveyed herewith is a non-exclusive, perpetual easement for ingress and egress extending from U. S. Highway 76 to the above-referenced unit. PARCEL 2 All that tract or parcel of land lying and being in the 18th District, 1st Section, Land Lot 142, Towns County, Georgia, containing 3.128 acres, more or less, as shown on a plat of survey by Tamrok Associates, Inc., John G. Strubblefield, RLS, dated July 24, 2000 and recorded in Plat Book 26, Page 5, Towns County Records, said plat being incorporated herein by reference and made a part hereof. Subject to all matters and conditions shown on above referenced plat of survey. Also conveyed herein is an easement of ingress and egress to and from Car Miles Road, over, above and across Cable Hill Road, a portion of which is shown on said plat of survey. This conveyance is subject to all road rights of way and easements as shown on said plat of survey. The property herein conveyed is subject to that certain road easement from Gerald W. Cable and Glenda Sue Cable to Jeffrey Eller and Jamie McClure as recorded in Deed Book 199, Page 292, Towns County, Georgia records. The property herein conveyed is subject to road right of ways and easements reserved by Ruth A. Gudger in Deed Book 205, Pages 493-494, aforementioned roads. Said properties are located at: 624 Highway 76 E., Clayton, Rabun County and Towns County, Georgia. The debt secured by said Security Deed is evidenced by a Promissory Note (the “Note”), dated May 22, 2009 in the original principal amount of $678,769.69, payable, principal and interest from the date thereof shown on said Note on the unpaid balance until paid. Default has occurred in the payment of the debt evidenced by the Note and secured by the Security Deed as a result of the nonpayment of installments owed thereunder. The total balance of said debt has, therefore, been declared due and the Security Deed foreclosable according to its terms. The debt remaining in default, the property will be sold to the highest bidder for cash as the property of Tuscany Mountain Development, LLC, the proceeds to be applied to the payment of said indebtedness, attorneys’ fees (notice of intention to collect attorneys’ fees having been given), and the lawful expenses of said sale, all as provided in the Note and the Security Deed, said sale to be subject to any and all unpaid taxes and assessments, and restrictions, easements and liens of record with priority over the Security Deed referenced above. To the best of the undersigned’s knowledge and belief, the property is in the possession of Tuscany Mountain Development, LLC and will be sold as the property of Tuscany Mountain Development, LLC. The undersigned will execute a deed to the purchaser as authorized in the aforementioned Security Deed. Tuscany Mountain Development, LLC By: SCBT, N.A. d/b/a CBT, a Division of SCBT, N.A. as Attorney-in-Fact Hulsey, Oliver & Mahar, LLP

O. Box 1457, Gainesville, GA 30503, (770) 532-6312.

10-6,13,20,27

NOTICE TO CREDITORS AND DEBTORS

All persons indebted to Bernice Thompson Willliams, deceased, are hereby notified to make immediate payment to the undersigned and all creditors of said decedent are hereby notified to render their claims to the undersigned. This the 29th day of September,2011. Witness my/our hand(s) and seal(s), on the day above written. (DeLois Thompson Edwards and Dwayne Thompson acting as co-executors of the Bernice Thompson Williams estate.) Address 6275 Hwy. 76W, Clayton, GA 30525, Telephone: 706-782-5436.

10-6,13,20,27

Notice of Sale Under Power

Georgia, Rabun County

Under and by virtue of the Power of Sale contained in that certain Deed to Secure Debt given by Lake Burton Development, LLC (the “Grantor”) to Cadence Bank, N.A. ("Lender") dated November 9, 2007 and recorded November 15, 2007 in Deed Book X-32, Page 355, Rabun County, Georgia official records (together with any and all additional amendments and modifications, collectively hereinafter referred to as the “Security Deed”), conveying the property described below to secure repayment of: (i) that certain Commercial Fixed Rate Promissory Note given by Grantor to Lender dated November 20, 2008 in the stated principal amount of $1,097,328.00, together with interest thereon as set forth therein; (ii) that certain Commercial Variable Rate Promissory Note given by Grantor to Lender dated November 18, 2008 in the stated principal amount of $200,768.00, together with interest thereon as set forth therein; and (iii) any and all other indebtedness, plus interest thereon, due and owing by Grantor to Lender, whether now existing or hereinafter created (together with any and all prior notes, amendments or modifications, collectively hereinafter referred to as the “Secured Indebtedness”), there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Rabun County, Georgia, within the legal hours of sale on the first Tuesday in November 2011 (being November 1, 2011) the following described parcel of real property together with all improvements, personalty, fixtures, easements, hereditaments, rights, members, and appurtenances located thereon and described in the Security Deed: All that tract or parcel of land lying and being in Land Lot 24 of the Fourth Land District of Rabun County, Georgia, and being designated as Lot 4 containing 0.25 acres, Lot 5 containing 0.24 acres, Lot 6 containing 0.24 acres, Lot 11 containing 0.15 acres, Lot 12 containing 0.17 acres, Lot 17 containing 0.21 acres, Lot 21 containing 0.35 acres, Lot 23 containing 0.31 acres, Lot 30 containing 0.40 acres and Lot 32 containing 0.45 acres of The Timbers of Kingwood Estates as shown on that certain plat of survey prepared by Wayne A. Powers, Georgia Registered Land Surveyor No. 2891, dated December 28, 2005, which is recorded in the office of the Clerk of Rabun Superior Court in Plat Book 56, Page 169-171. Said plat and the record thereof are hereby incorporated herein and made a part hereof by reference. The property herein conveyed is subject to that Declaration of Covenants, Conditions and Restrictions for The Timbers at Kingwood recorded in Deed Book 0-25, Page 638, Clerk's office, Rabun Superior Court, and all modifications and amendments of record thereto. Conveyed herewith is a perpetual, non-exclusive easement for the use, maintenance and repair of water and sewer lines which traverse adjacent property owned by Kingwood, LLC which serve the above referenced tract of land. Conveyed herewith is a perpetual non-exclusive easement for access ingress and egress over and across the subdivision roads to and from the above-referenced tracts of land to the public road system. This property is subject to the covenants and restrictions for Kingwood Subdivision recorded in the Clerk's office, Rabun Superior Court in Deed Book E-18, Pages 98-107, Deed Book A-7, Pages 487-505, Deed Book L-18, Pages 98-148 and Deed Book 0-27, Page 359, and all modifications and amendments of record thereto. The above described Lots 4, 5, 6 and 17 are subject to that certain ingress/egress easement extending from Timberridge Drive to Lot 1, as same is shown upon the above referenced plat of survey. The Secured Indebtedness has been and is hereby accelerated and declared due because of, among other possible events of default, failure to pay the Secured Indebtedness as and when due and in the manner provided in the instruments evidencing the Secured Indebtedness and Security Deed. As the Secured Indebtedness remains in default, the sale will be made for purposes of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (written notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants and matters of record superior to the Security Deed. To the best knowledge and belief of the undersigned, the party in possession of the property is the Grantor or a tenant or tenants claiming through it. Cadence Bank, N.A., Attorney-in-Fact and Agent for Lake Burton Development, LLC, Bryan T. Glover, Burr & Forman LLP171 Seventeenth Street, N.W., Suite 1100, Atlanta, Georgia 30363, Email: bglover@burr.com, Phone: 404-815-3000, Facsimilie: 404-817-3244.THE LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

10-6,13,20,27

Notice of Sale Under Power

Georgia, Rabun County

Under and by virtue of the Power of Sale contained in that certain Deed to Secure Debt given by Lake Burton Development, LLC (the “Grantor”) to Bank of Hiawassee d/b/a Bank of Blairsville dated December 19, 2002 and recorded December 26, 2002 in Deed Book O-23, Page 342, Rabun County, Georgia official records, as assigned to Cadence Bank, N.A., successor-by-merger to Seasons Bank ("Lender") pursuant to that certain Assignment dated July 29, 2005 and recorded September 19, 2005 in Deed Book T28, Page 570, Rabun County, Georgia official records, as modified by that certain Modification of Deed to Secure Debt between Grantor and Lender, dated November 19, 2005 and recorded December 22, 2005 in Deed Book I29, Page 506, aforesaid Records, as modified by that certain Modification and Extension of Deed to Secure Debt between Grantor and Lender dated August 20, 2007 and recorded August 29, 2007 in Deed Book O32, Page 321, aforesaid Records, as modified by that certain Modification and Extension of Deed to Secure Debt between Grantor and Lender, dated November 20, 2008 and recorded January 15, 2009 in Deed Book M34, Page 636, aforesaid Records (together with any and all additional amendments and modifications, collectively hereinafter referred to as the “Security Deed”), conveying the property described below to secure repayment of: (i) that certain Commercial Fixed Rate Promissory Note given by Grantor to Lender dated November 20, 2008 in the stated principal amount of $1,097,328.00, together with interest thereon as set forth therein; (ii) that certain Commercial Variable Rate Promissory Note given by Grantor to Lender dated November 18, 2008 in the stated principal amount of $200,768.00, together with interest thereon as set forth therein; and (iii) any and all other indebtedness, plus interest thereon, due and owing by Grantor to Lender, whether now existing or hereinafter created (together with any and all prior notes, amendments or modifications, collectively hereinafter referred to as the “Secured Indebtedness”), there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Rabun County, Georgia, within the legal hours of sale on the first Tuesday in November 2011 (being November 1, 2011) the following described parcel of real property together with all improvements, personalty, fixtures, easements, hereditaments, rights, members, and appurtenances located thereon and described in the Security Deed: TRACT 1: ALL THAT TRACT OR PARCEL OF LAND containing 12.43 acres (more or less), lying and being in Land Lot 6 of the 1st Land District, Rabun County, Georgia as shown upon that certain plat of survey dated December 4, 2002, prepared by Wayne A. Powers, Georgia Registered Land Surveyor No. 2891, and recorded in Plat Book 49, Page 155, Clerk's office, Rabun Superior Court, and being described as follows: To find the Point of Beginning, commence at the northernmost corner of Lot 3G of Unit 2, Phase 1 of Waterfall at Lake Burton as shown on that certain Final Plat recorded at Plat Book 45, pages 176-177, Rabun County Georgia Records and run thence North 22°34'47" East a distance of 86.99 feet; thence North 60°41'57" East a distance of 20.00 feet to a point located on the western right of way line of Waterfall Drive (60' right of way) and the Point of Beginning. From the Point of Beginning thus established, run thence 27.65' along the arc of curve to the right in the western right of way line of Waterfall Drive, said arc having a radius of 65.00', and being subtended by a chord bearing North 17°06'46" West, a chord distance of 27.45'; thence North 06°18'42" West, a distance of 173.98'; thence North 09° 06'32" West, a distance of 58.45'; thence 58.40' along the arc of a curve to the right, said arc having a radius of 120.00', and being subtended by a chord bearing North 04°49'59" West, a chord distance of 57.82'; thence North 18°46'30" East, a distance if 111.76'; thence 54.30' along the arc of a curve to the left, said arc having a radius of 80.00', and being subtended by a chord bearing North 00°40'07" West, a chord distance of 53.26'; thence departing the right-of-way of Waterfall Drive and running thence 62.66' along the arc of a curve to the left, said arc having a radius of 135.00', and being subtended by a chord bearing South 43°18'24" West, a distance of 62.10'; thence 93.16' along the arc of a curve to the right, said arc having a radius of 265.00, and being subtended by a chord bearing South 40°04'54" West, a chord distance of 92.68'; thence South 50°09'10" West, a distance of 56.83', thence South 48°46'00" West, a distance of 212.06', thence North 74°16'27" West, distance of 270.72', thence South 14°55'43" West, a distance of 118.40', thence South 75°13'37" East, a distance of 136.13', thence South 19°43'09" West, a distance of 80.64', thence South 43°21'25" West, a distance of 112.89', thence South 16°15'36" East, a distance of 119.04', thence South 85°57'16" West, a distance of 212.88'; thence North 20°10'08" East, a distance of 132.23'; thence 62.48' along the arc or a curve to the right, said arc having a radius of 63.00', and being subtended by a chord bearing North 28°31'07" West, a chord distance of 59.95'; thence North 03°49'54" East, a distance of 127.12'; thence North 83°33'52" West, a distance of 300.68'; thence South 86°53'06" West, a distance of 140.23'; thence South 02°12'24" East, a distance of 90.57'; thence South 02°12'24" East, a distance of 38.06'; thence South 06°56'07" East, a distance of 99.61'; thence South 10°23'28" East, a distance of 223.80'; thence North 86°53'06" East, a distance of 159.24' to the eastern right-of-way line of Village Path Drive (r/w varies - not less than 30') and continuing along such eastern and northern right-of-way line the following courses and distances: north 75 57'37" east, a distance of 27.42'; thence south 09 40'12" east, a distance of 70.99; thence 67.21' along the arc of a curve to the left, said arc having a radius of 75.00', and being subtended by a chord bearing south 34 46'14" east, a chord distance of 64.98'; thence south 60 26'32" east, a distance of 51.37'; thence 47.36' along the arc of a curve to the left, said arc having a radius of 72.00', and being subtended by a chord bearing south 79 17'12" east, a chord distance of 46.51'; thence north 82 25'77" east, a distance of 99.78';thence north 81 06'01" east, a distance of 80.25'; thence 4.22' along the arc of a curve to the right, said arc having a radius of 500.00', and being subtended by a chord bearing north 79 42'45" east, a chord distance of 24.21'; thence 30.79' along the arc of a curve to the left, said arc having a radius of 2267.99', and being subtended by a chord bearing north 77 56'34" east, a chord distance of 30.79'; thence 61.26' along the arc of a curve to the left, said arc having a radius of 567.39', and being subtended by a chord bearing north 76 42'05" east, a chord distance of 61.23'; thence 46.59' along the arc of a curve to the right, said arc having a radius of 182.84', and being subtended by a chord bearing north 82 38'73" east, a chord distance of 46.46'; thence north 89 56'19" east, a distance of 104.23'; thence 35.47' along the arc of a curve to the left, said arc having a radius of 173.20', and being subtended by a chord bearing north 84 04'17" east, a chord distance of 35.41'; thence departing the right-of-way of Village Path and running thence north 25 45'45" west, a distance of 37.00'; thence north 72 36'71" east, a distance of 60.00'; thence north 44 52'24" east, a distance of 89.62'; thence north 44 52'02" east, a distance of 107 01'; thence north 30 00'38" east, a distance of 60.10'; thence north 22 34'47" east, a distance of 86.99'; thence north 60 41'57" east, a distance of 20.00' to a point on the western right-of-way line of Waterfall Drive and the Point of Beginning. The aforementioned tract or parcel is subject to the Declaration of Covenants, Conditions and Restrictions for Waterfall at Lake Burton dated April 16, 1999 and recorded in Book S-18, Pages 309-342, Clerk's Office Rabun Superior Court as amended by First Amendment thereto dated June 15, 1999, recorded at Deed Book X18, Page 442, of said records, and any and all amendments or modifications thereto of record. The property herein conveyed is subject to a 10 foot easement around all property lines for future utilities and drainage. The property herein conveyed is subject to that 10' landscape and pedestrian easement as shown upon the above-referenced plat of survey. Further, the property herein conveyed is subject to that certain Trust Indenture from Lake Burton Development, LLC to Waterfall Property Owners Association, Inc. dated April 10, 2001, recorded in Deed Book S-20, Page 565, Clerk's Office, Rabun Superior Court, and pertaining to the sewer system of Waterfall of Lake Burton. Further, the property herein conveyed is subject to that certain Trust Indenture from Lake Burton Development, LLC to Waterfall Property Owners Association, Inc. dated April 10, 200, recorded in Deed Book R-20, Page 462, Clerk's office, Rabun Superior Court, and pertaining to the utility system of Waterfall of Lake Burton. The property herein conveyed is subject to, if any, the rights of others to use that road which crosses portions of the northern boundary of the above-described 12.43 acre tract as same is shown upon the above-referenced plat of survey. Conveyed herewith are any and all benefits and rights pertaining to the sewer and utility system of Waterfall at Lake Burton as same pertain to the property herein conveyed. Conveyed herewith is a non-exclusive, perpetual easement for ingress and egress over and across those subdivision roads of Waterfall at Lake Burton from the US Highway 76 - Georgia Highway No. 2 to the above-described property herein conveyed. LESS AND EXCEPT THE FOLLOWING: 1. All property as shown on Plat of Survey for Phase 1 Waterfall Villas, dated January 18, 2005, recorded in Plat Book 54, page 49, Rabun County, Georgia records. 2. All property as shown on Plat of Survey for Future Waterfall Club House, dated January 18, 2005, recorded in Plat Book 54, page 51, aforesaid records. 3. All of Lots 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13 and 14 of Unit 1, Block "L" of Waterfall at Lake Burton as shown on plat, dated February 23, 2005, recorded in Plat Book 54, page 57, aforesaid records. TRACT 2: ALL THAT TRACT OR PARCEL OF LAND containing 5.76 acres (more or less), lying and being in Land Lots 6 of the District and Land Lot 91 of the 5th District, Rabun County Georgia as shown upon that particular plat of survey dated November 25, 2002, prepared by Wayne A. Powers, Georgia Registered Land Surveyor #2891, and recorded in Plat Book 49, Page 154, Clerk's office, Rabun Superior Court, and being described as follows: Beginning at the intersection of the northern right-of-way line of U.S. Route 76 (variable r/w) and the eastern boundary of Land Lot 91 of the 5th District, Rabun County, Georgia and running thence 75.12' along the arc of a curve to the left in the northern right-of-way line of U.S. Rout 76, said arc having a radius of 552.46', and being subtended by a chord bearing South 89°13'00" West a chord distance of 75.06' to a point; thence North 04°40'43" West, along the northern right-of-way line of U.S. Route 76, a distance of 25.00' to a point; thence 1112.57' along the arc of a curve tot eh left in the northern right-of-way line of U.S. Route 76, said arc having a radius of 577,46' and being subtended by a chord bearing South 79°44"13" West, a chord distance of 112.39" to a point; thence departing the northern right-of-way line of U.S. Route 76 and running North 02°44"34" West, a distance of 85.37' to a point; thence North 00°02'15" West, a distance of 129.52 to a point; thence 14.40 along the arc of a curve to the right, said arc having a radius of 100.00' and being subtended by a chord bearing South 72°34'38" West, a chord distance of 14.39' to a point; thence South 76°42'09" West, a distance of 82.11 to a point; thence 54.40' along the arc of a curve tot he right, said arc having a radius of 60.24' and being subtended by a chord bearing North 77°25'40" West, a chord distance of 52.57' to a point located on the southern right-of-way line of Magnolia Place (40' r/w) and running thence along the right-of-way line of Magnolia Place and following courses and distance: 35.31 ' along the arc of a curve to the left, said arc having a radius of 1520.00' and being subtended by a chord bearing North 59°49'54" East a chord distance of 35.31' to a point; thence 51.51' along the arc of a curve to the left, said arc having a radius of 1520.00' and being subtended by a chord bearing North 58°11'43" East, a chord distance of 51.51' to a point; thence 33.06' along the arc of a curve to the left, said arc having a radius of 420.00' and being subtended by a chord bearing North 54°58'10" East, a chord distance of 33.05' to a point; thence 24.73' along the arc of a curve to the right, said arc having a radius of 30,00' and being subtended by a chord bearing North 76°19'30" East, a chord distance of 24.03'; thence 246.40 along the arc of a curve to the left, said arc having a radius of 50' and being subtended by a chord bearing North 41°14'28" West, a chord distance of 62.69' to a point; thence 29.46' along the arc of a curve to the right, said arc having a radius of 30.00' and being subtended by a chord bearing South 25°42'53" West, a chord distance of 28.29' to a point; thence 22.40 along the arc of a curve to the right, said arc having a radius of 380.00' and being subtended by a chord bearing South 55°32'09" West, a chord distance of 22.40' to a point; thence 206.81' along the arc of a curve tot he right, said arc having a radius of 1480.00' and being subtended by a chord bearing South 61°13'40" West, a chord distance of 206.64' to a point; thence 48.32' along the arc of a curve to the right, said arc having a radius of 1480.00' and being subtended by a chord bearing South 66°09'59" West, a chord distance of 48.32' to a point; thence 148.29' along the arc of a curve to the right, said arc having a radius of 1480.00' and being subtended by a chord bearing South 69°58'19" West, a chord distance of 148.22' to a point; thence departing the northern right-of-way line of Magnolia Place and running thence North 17°31'24" East, a distance of 20.88; thence North 28°44'37" East, a distance of 23.39'; thence North 53°04'41" East, a distance of 43.61'; thence North 20°31'48" East, a distance of 72.11'; thence North 14°59'09" West, a distance of 38.01'; thence North 07°57'58" East, a distance of 31.00; thence North 33°29'41" East, a distance of 40.29'; thence North 13°22'08" East, a distance of 56.02'; thence North 36°33'05" East, a distance of 136.83'; thence North 51°02'58" East, a distance of 100.34'; thence North 32°51'35" East, a distance of 89.30'; thence North 42°34'18" East, a distance of 95.78'; thence South 63°26'31" East, a distance of 24.00'; thence South 73°14'07" East, a distance of 18.88'; thence South 05°01'37" West, a distance of 99.16'; thence South 12°22'00" West, a distance of 50.23; thence South 05°18'07" East, a distance of 169.04'; thence North 44°54'25" East, a distance of 151.70'; thence North 51°14'19" East, a distance of 143.84'; thence North 89°41'15" East, a distance of 131.10' to a point located on the common boundary line between Land Lots 5 and 6 of the 1st Land District , Rabun County, Georgia and running thence along such boundary line South 00°55'00" East, a distance of 654.15 to a point located on the northern right-of-way line of U. S. Route 76 (variable r/w) and the Point of Beginning. The property herein conveyed is subject to that certain Golf Easement Agreement between Georgia Power Company and Lake Burton Development, LLC dated January 9, 1998 and recorded in Deed Book _____, Page _____, Clerk's office, Rabun Superior Court. Lot 12, Block H of the above-described property is conveyed subject to those restrictions contained in that Limited Warranty Deed from Georgia Power Company to Lake Burton Development, LLC dated January 9, 1998 and recorded in Deed Book P-17, Page 34, aforesaid records. Conveyed herewith is a non-exclusive, perpetual easement for ingress and egress over and across those subdivision road of Waterfall at Lake Burton from the U. S. Highway 76 - Georgia Highway No. 2 to the above-described property herein conveyed. The property herein conveyed is subject to the Declaration of Covenants, Conditions and Restrictions for Waterfall at Lake Burton dated April 16, 1999 and recorded in Book S-18, Page 309-342, Clerk's Office Rabun Superior Court as amended by First Amendment thereto dated June 15, 1999, recorded at Deed Book X18, Page 442, of said records, and any and all amendments or modifications thereto of record. The property herein conveyed is subject to a 10 foot easement around all property lines for future utilities and drainage. The property herein conveyed is subject to that 10' landscape and pedestrian easement as shown upon the above-referenced plat of survey. The property herein conveyed is subject to those setback lines as same are shown upon that plat of survey recorded in Plat Book 49, Page 154, Clerk' office, Rabun Superior Court. Further, the property herein conveyed is subject to that certain Trust Indenture from Lake Burton Development, LLC to Waterfall Property Owners Association, Inc. dated April 10, 2001, recorded in Deed Book S-20, Page 565, Clerk's Office, Rabun Superior Court, and pertaining to the sewer system of Waterfall of Lake Burton. Further, the property herein conveyed is subject to that certain Trust Indenture from Lake Burton Development, LLC to Waterfall Property Owners Association, Inc. dated April 10, 200, recorded in Deed Book R-20, Page 462, Clerk's office, Rabun Superior Court, and pertaining to the utility system of Waterfall of Lake Burton. Conveyed herewith are any and all benefits and rights pertaining to the sewer and utility system of Waterfall at Lake Burton as same pertain to the property herein conveyed. LESS AND EXCEPT THE FOLLOWING: 1. All of Lots 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11 and 12 of Unit 1, Block "H" of Waterfall at Lake Burton as shown on Final Subdivision Plat of Unit 1 Block H of Waterfall at Lake Burton, dated November 25, 2002, recorded in Plat Book 50, page 2, Rabun County, Georgia records. 2. All property as conveyed in Limited Warranty Deed from Lake Burton Development, LLC to Williams-Rhineheart, LLC, dated August 18, 2003, recorded in Deed Book X-24, page 69, aforesaid records. The Secured Indebtedness has been and is hereby accelerated and declared due because of, among other possible events of default, failure to pay the Secured Indebtedness as and when due and in the manner provided in the instruments evidencing the Secured Indebtedness and Security Deed. As the Secured Indebtedness remains in default, the sale will be made for purposes of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (written notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants and matters of record superior to the Security Deed. To the best knowledge and belief of the undersigned, the party in possession of the property is the Grantor or a tenant or tenants claiming through it. Cadence Bank, N.A., Attorney-in-Fact and Agent for Lake Burton Development, LLC, Bryan T. Glover, Burr & Forman LLP, 171 Seventeenth Street, N.W., Suite 1100, Atlanta, Georgia 30363, Email: bglover@burr.com, Phone: (404) 815-3000

Facsimile: (404) 817-3244. THE LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

10-6,13,20,27

NOTICE OF SALE UNDER POWER

GEORGIA, RABUN COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Christina N. Justus and Gregory B. Justus and W Bruce Justus to Mortgage Electronic Registration Systems, Inc. as nominee for Crescent Bank and Trust Company, its successors and assigns dated May 11, 2001 in the amount of $247,200.00, and recorded in Deed Book W-20, Page 27, Rabun County, Georgia Records; as last transferred to JPMorgan Chase Bank, National Association by assignment; the undersigned, JPMorgan Chase Bank, National Association pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in November, 2011 , during the legal hours of sale, at the Courthouse door in Rabun County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land lying and being in Land Lot 20 of the 1st Land District of Rabun County, Georgia and being Tract No. 1 consisting of 6.01 acres of land more fully described and delineated on a plat of survey prepared by Tommy J. Phillips, Georgia Registered Land Surveyor # 1626 and dated September 18, 1996, revised May 3, 2001, being recorded in the Rabun County, Georgia deed records in Plat Book 46, Page 99 and reference is had and made to said plat and record of same for a more full and complete description of said lands. Being a portion of the lands received by Bruce Justus in a deed from Mrs. Rufus B. English recorded in said deed records in Deed Book E-3 on Page 212 in Deed From Rufus English, Jr. and Margaret Sue English Bradshaw recorded in said deed records in Deed Book S-5, Page 413-414, which has the property address of 667 Rainbow Creek Rd, Clayton, Georgia, together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of Christina N. Justus and Gregory B. Justus and W Bruce Justus and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. JPMorgan Chase Bank, National Association Attorney in Fact for Christina N. Justus and Gregory B. Justus and W Bruce Justus, McCurdy & Candler, L.L.C., (404) 373-1612,www.mccurdycandler.com, File No. 11-00582 /FHLMC/kcarr. THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

10-6,13,20, 27

NOTICE OF SALE UNDER POWER

GEORGIA, RABUN COUNTY

By virtue of a Power of Sale contained in that certain Security Deed from KIMBERLY A WOOTEN, DEVIN WOOTEN to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC ACTING SOLELY AS A NOMINEE FOR SHELTER MORTGAGE COMPANY, LLC DBA FAIRFIELD MORTGAGE, dated January 26, 2007, recorded February 2, 2007, in Deed Book m31, Page 11-25, Rabun County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of Seventy-Nine Thousand Nine Hundred and 00/100 dollars ($79,900.00), with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to Fannie Mae/Self-Help Ventures, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Rabun County, Georgia, within the legal hours of sale on the first Tuesday in November, 2011, all property described in said Security Deed including but not limited to the following described property: ALL THAT TRACT OR PARCEL OF LAND BEING LOT 61 IN BLOCK 61 IN BLOCK 5 OF CLAYTON TERRACE SUBDIVISION, ACCORDING TO THE PLAT THEREOF, RECORDED IN PLAT BOOK 5, PAGE 172, IN THE OFFICE OF THE CLERK OF THE SUPERIOR COURT OF RABUN COUNTY, GEORGIA, AND SAID PROPERTY LYING IN BEING IN LAND LOT 21 OF THE 5TH DISTRICT, RABUN COUNTY, GEORGIA, SAID PLAT IS HEREBY REFERRED TO FOR THE PURPOSE OF INCORPORATING THE SAME AS A PART HEREIN. Said property is commonly known as 65 JERICHO LANE, CLAYTON, GA 30525. The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys` fees and all other payments provided for under the terms of the Security Deed and Note. Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; any rights of redemption, if applicable, by the United States of America, pursuant to 26 U.S.C. 7425(d)(1); all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the party in possession of the property is KIMBERLY A WOOTEN, DEVIN WOOTEN, or tenants(s). The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed. THE BELOW LAW FIRM MAY BE HELD TO BE ACTING AS A DEBT COLLECTOR, UNDER FEDERAL LAW. IF SO, ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. FANNIE MAE/SELF-HELP VENTURES as Attorney in Fact for KIMBERLY A WOOTEN, DEVIN WOOTEN Lender Contact: GUARANTY, Loss Mitigation Dept., 4000 W. Brown Deer Road, Milwaukee, WI 53209 Telephone Number: 800-741-4605, Attorney Contact: Rubin Lublin Suarez Serrano, LLC, 3740 Davinci Court, Suite 400, Norcross, GA 30092, Telephone Number: (877) 813-0992 Case No. GTY-11-08793-1. www.rubinlubin.com/property-listing.php.

10-6-13,20,27

IN THE SUPERIOR COURT OF RABUN COUNTY

STATE OF GEORGIA

CIVIL ACTION NO. 2011.CV.466S

Jonas Cerio Martinez, Plaintif

vs.

Maria Ysenia Sagrero Ordonez, Defendant

Notice of Summons

TO: Maria Ysena Sagrer Ordonez

41 Regiment Lane

Dillard, GA 30537

You are hereby notified that the above styled action seeking a divorce was filed against you in said court on September 29, 2011 and that by reason of an order for service summons by publication entered by the court on the 29th day of September, 2011, you are hereby commanded and required to file with the clerk of said court and serve upon W. Thomas Slowen plaintiff’s attorney, whose address is P.O. Box 892, Clayton, Georgia 30525, an answer to the complaint within sixty(60) days of the date of the order for service by publication. Witness the Honorable Russell W. Smith, Chief Judge of Rabun County Superior Court. This the 29th day of September, 2011. Amie Alderman, Deputy Clerk, Holly Henry-Perry, Clerk of Rabun County Superior Court.

10-6,13,20,27

NOTICE

GEORGIA RABUN COUNTY PROBATE COURT

Edward T. Granger has petitioned to be appointed Administrator of the estate of Alfred Edwin Friend aka Alfred Edwin Friend, Jr., aka Alfred E. Friend Jr. aka Alfred E. Friend aka Alfred Friend, deceased, of said County. (The petitioner has also applied for waiver of bond and/or grant of certain powers contained in O.C.G.A. §53-12-261.) All interested parties are hereby notified to show cause why said petition should not be granted. All objections to the petition must be in writing, setting forth the grounds of any such objections, and must be filed with the court on or before October 31, 2011. All pleadings/objections must be signed before a notary public or before a probate court clerk, and filing fees must be tendered with your pleadings/objections, unless you qualify to file as an indigent party. Contact probate court personnel at the following address/telephone number for the require amount of filing fees. If any objections are filed, a hearing will be scheduled at a later date). If no objections are filed, the petition may be granted without a hearing. Lillian W. Garrett, Probate Judge, By: Linda Ramey, Probate Clerk/Deputy Clerk, Address: 25 Courthouse Square, Suite 215, Clayton, Georgia 30525, Telephone number: 706-782-3614.

10-6,13,20,27

GEORGIA, RABUN COUNTY

NOTICE OF SALE UNDER POWER

Under and by virtue of the power of sale contained in that Deed to Secure Debt from Frederick Merrill Brown, III to Community Bank & Trust dated January 26, 2007 , recorded among Rabun County, Georgia Records in Deed Book L31 , Page 483, held by SCBT, N.A. d/b/a CBT, a Division of SCBT, N.A. pursuant to that Purchase and Assumption Agreement among Federal Deposit Insurance Corporation as Receiver of Community Bank & Trust, SCBT, N.A., and the Federal Deposit Insurance Corporation, dated January 29, 2010 and pursuant to Assignment from Federal Deposit Insurance Corporation as Receiver of Community Bank & Trust to SCBT, N.A. d/b/a CBT, a Division of SCBT, N.A., the undersigned will sell at public outcry to the highest bidder for cash before the Courthouse door in said County, during the legal hours of sale, on the first Tuesday in November, 2011 by SCBT, N.A. d/b/a CBT, a Division of SCBT, N.A., as Attorney-in-Fact for Frederick Merrill Brown, III the following described property: All that tract or parcel of land lying and being in Land Lot 39 of the Second Land District, Rabun County, Georgia, and being described as follows: Lot 8, consisting of 3.00 acres, as shown on plat of survey prepared by William F. Rolader, GRLS #2042, dated Dec. 14, 2006, said plat recorded in Plat Book 58, Page 153, Rabun County plat records. Said plat and record of the same being incorporated herein by reference. Said property conveyed subject to all easements rights, water rights, reservations and restrictive covenants set out in that certain Declaration of Restrictions and Covenants for Black Rock Estates Subdivision, a copy of the same being recorded in that certain Warranty Deed from Black Rock Estates, LLC to Frederick M. Brown, III, duly recorded in the Clerk’s Office, Rabun County deed records, and being incorporated herein together with all privileges and affirmative obligations thereto. Also conveyed is a 40-foot wide non-exclusive mutual use easement over the subdivision roads as drawn on the referenced plat and set out in paragraph (22) of the above referenced Restrictive Covenants, for ingress and egress, including utilities. Grantor, its successors and or assigns, reserves said easement 40 feet in width, for ingress and egress, including utilities to adjoining property of Grantor, and others. Grantor reserves the right to relocate any of the subdivision roads, prior to completion and paving, provided that such relocation shall not eliminate Grantee’s right of ingress and egress or result in their property not adjoining a subdivision street or road. Such reservation shall include the right of partial encroachment on this tract and adjoining properties to avoid obstacles to road construction, such as rock, ground water, unsuitable soils, large trees, unsuitable terrain or slope and other natural obstacles. The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of said indebtedness, among other possible events of default, this sale will be made for the purposes of paying the same and all expenses of sale, including attorney's fees (notice having been given as provided by law). The property will be sold subject to the following: (1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) the outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills, that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the security deed first set out above. To the best of the undersigned's knowledge and belief, the party in possession is Frederick Merrill Brown, III or a tenant or tenants. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Deed to Secure Debt. SCBT, N.A. d/b/a CBT, a Division of SCBT, N.A. as Attorney-in-fact for Frederick Merrill Brown, III. This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose. M. Keith York, Kimzey, Kimzey & York, P. O. Box 38, Cornelia, GA 30531, (706) 778-6823.

10-6,13,20,27

NOTICE OF SALE UNDER POWER

GEORGIA, RABUN COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Thomas W. Faul to Mortgage Electronic Registration Systems, Inc. as nominee for Accredited Home Lenders, Inc., its successors and assigns dated January 17, 2007 in the amount of $272,000.00, and recorded in Deed Book L31, Page 400, Rabun County, Georgia Records; as last transferred to U.S. Bank National Association, as Trustee for The Certificateholders of Citigroup Mortgage Loan Trust Inc., Asset-Backed Pass-Through Certificates, Series 2007-AHL2 by assignment; the undersigned, U.S. Bank National Association, as Trustee for The Certificateholders of Citigroup Mortgage Loan Trust Inc., Asset-Backed Pass-Through Certificates, Series 2007-AHL2 pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in November, 2011 , during the legal hours of sale, at the Courthouse door in Rabun County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land lying and being in Land Lot 195 of the Second Land District of Rabun County, Georgia and being more particularly described as follows, to wit: For a full and complete description of the real property being hereby conveyed, reference is hereby had and made to a plat of survey dated September 12, 1971 and prepared by James A. Long, Georgia Registered Land Surveyor No. 1579. The real property being hereby conveyed is Lot 88, Part III, South Woods Area of Sky Valley Subdivision. Said plat is of record in Plat Book 8, Page 178 in the Office of the Clerk of the Rabun Superior Court. Reference to said plat and the record thereof is for the express purpose of incorporating herein its description of said Lot 88, Part III, South Woods Area of Sky Valley Subdivision as depicted thereon. NOTE: The above described tract or parcel of land is hereby conveyed SUBJECT TO those certain Restrictions of Record in Deed Book K-5, Page 369, aforesaid records. which has the property address of 344 West Sugarbush Drive, Dillard, Georgia., together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of Thomas W. Faul and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. U.S. Bank National Association, as Trustee for The Certificateholders of Citigroup Mortgage Loan Trust Inc., Asset-Backed Pass-Through Certificates, Series 2007-AHL2, Attorney in Fact for Thomas W. Faul, McCurdy & Candler, L.L.C., (404) 373-1612, www.mccurdycandler.com. , File No. 10-05875 /CONV/lfairgood. THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

10-6,13,20,27

STATE OF GEORGIA

COUNTY OF RABUN

NOTICE OF SALE UNDER POWER

Under and by virtue of the power of sale contained in a Security Deed from NOREEN RAMEY JACOBS to UNITED COMMUNITY BANK RABUN COUNTY N/K/A UNITED COMMUNITY BANK, dated October 16, 2002, recorded October 18, 2002, in Deed Book F-23, Page 654, Rabun County, Georgia records, as last modified by Modification of Security Deed dated December 24, 2010, recorded in Deed Book W-36, Page 75, Rabun County, Georgia records, said Security Deed being given to secure a Note from NOREEN RAMEY JACOBS and ALLEN TAYLOR dated December 24, 2010 in the original principal amount of Forty Five Thousand One Hundred Fifty Two and 88/100 ($45,152.88) Dollars, with interest from date at a rate per cent per annum on the unpaid balance until paid; there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Rabun County, Georgia, within the legal hours of sale on the first Tuesday in November, 2011, the following described property: All that tract or parcel of land lying and being in Land Lot 28 of the 4th Land District of Rabun County, Georgia, containing 7.417 acres and being more fully described on that plat of survey made by William F. Rolader, Georgia Registered Land Surveyor No. 2042, dated October 25, 1989, and recorded in Rabun County Deed Records in Plat Book 28, Page 112. Reference is hereby had and made to said plat of survey for the purpose of incorporating its description herein. Conveyed herewith is a right in common with others to use roadways that may cross said lands and that extend to the public road system of Rabun County, Georgia, for ingress and egress to and from said lands with the said public road system. Also conveyed are all easements rights that are or that may be set forth in that Warranty Deed from Donald Clyde Woods to Melvin Donald Woods recorded in Deed Book F-12, Page 253, Clerk’s Office. Said tract or parcel of land is conveyed subject to any easement rights that were referred to in said Warranty Deed and that are in favor of others. Further, the property herein conveyed is subject to utility easements of record. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, easements, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is NOREEN RAMEY JACOBS or a tenant or tenants. UNITED COMMUNITY BANK RABUN COUNTY N/K/A UNITED COMMUNITY BANK, as attorney in Fact for NOREEN RAMEY JACOBS, L. Lou Allen Stites & Harbison, PLLC, 11 Mountain Street, Suite 8, Blue Ridge, Georgia 30513 (706) 632-7923, File No. 7484A-03111.

10-6,13,20,27

NOTICE OF SALE UNDER

POWER IN SECURITY DEED

Our File No. 11-582

State of Georgia

Rabun County

Under and by virtue of the power of sale contained in a Deed to Secure Debt given by Mark Barnett to James C. Bruner and Ann T. Bruner dated June 15, 2005, recorded in Deed Book I-28, page 661 in the original principal sum of Thirty Six Thousand and No/100 ($36,000.00), with interest thereon as set forth therein, there will be sold by the undersigned at public outcry to the highest bidder, for cash, before the courthouse door of Rabun County, Georgia, within the legal hours of sale on the first Tuesday in November, 2011, the same being November 1, 2011, the following described property. All that tract or parcel of land lying and being in Land Lot 119 of the Third Land District of Rabun County, Georgia and being Lot Number 3 containing 0.31 acre, Honey Bear Mountain Estates as shown by a plat of survey dated October 7, 1992, by William F. Rolader, Georgia Registered Surveyor No. 2042, which is recorded in the office of the Clerk of the Superior Court of Rabun County, Georgia in Plat Book 32, page 175 and reference is had and made to said plat and survey and the record thereof for a full and complete description of said tract or parcel of land and said plat of survey and the record thereof is here, by reference made a part of the description herein. Excepted herefrom is any part of said tract or parcel of land which is within the R/W lines of public roads or subdivision roads or streets. The above described property is transferred and conveyed subject to those certain affirmative covenants and restrictions running with the land which are recorded in Deed Book D-8, pages 8-10, Clerk's office, Rabun Superior Court. Conveyed herewith is ingress and egress in and from the public road system. The debt secured by said deed to secure debt has been and is hereby declared due because of, among other possible events of default, the failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt. The debt remaining in default, this sale will made for the purpose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which may be disclosed by a current accurate survey and inspection of the property, any easements, assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Deed to Secure Debt first set out above. The entity that has full authority to negotiate, amend and modify all terms of the Deed to Secure Debt with the Debtor is: James C. Bruner and Ann T. Bruner at P.O. Box 6522, Macon, Georgia 31208. To the best knowledge and belief of the undersigned in possession of Mark Barnett, said property is located on Honey Bear Lane, Lot # 3, Honey Bear Mountain Estates, Dillard, GA 30537 and being Rabun County parcel no.058B-176A. The sale will be conducted subject to: (1.) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2.) final confirmation and audit of the status of the loan with the holder of the Deed to Secure Debt. This 30th day of September, 2011. BY: James C. Bruner and Ann T. Bruner. as Attorneys‑in‑Fact for Mark Barnett. under Power of Sale contained in Security Deed recorded in Deed Book I-28, page 661, Rabun County, Georgia Records. J. David Smith, Attorney for James C. Bruner and Ann T. BrunerJ. DAVID SMITH, LLC 17 Chechero Street, Clayton, GA 30525, (706) 782-4285. THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

10-6,13,20,27

DELINQUENT PROPERTY TAX SALE

Under and by virtue of certain tax Fi. Fa.’s issued by the Tax Commissioner of Rabun County, Georgia, in favor of the State of Georgia and County of Rabun, against the following named persons and the property as described next to their respective name(s). There will be sold for cash or certified funds at public outcry, before the Courthouse door in Clayton, Rabun County, Georgia, between the legal hours of sale, on the first Tuesday in November, 2011, the same being November 1, 2011 and continuing on Wednesday, November 2, 2011, if necessary between the legal hours of sale, 10:00 AM and 4:00 PM. The below listed and described properties, or as much thereof as will satisfy the State and County tax execution on the respective individual and property. The property (ies) hereinafter described have been levied on as the property of the persons whose names immediately precede the property description. Each of the respective parcels of property are located in Rabun County, State of Georgia. The years for which said Fi. Fa.’s are issued and levied are stated opposite the name of the owner in each case. Each defendant and tenant in possession, if applicable, has been notified of levy time and place of sale. Purchaser shall pay for title, all transfer costs, all taxes, advertising costs and recording fees. Any mobile home(s) situated on the parcels are excluded from sale unless otherwise noted. Any mobile home included will be considered a fixture of the property. All redemption rights given to the land will apply to the mobile home.

Map & Parcel: 032044 Defendant in Fi-Fa: Dreher Paul E ,Trustee Current Record Holder: Paul Edward Dreher Standby Trustee of Paul A. Dreher Trust CRH Address: 142 Spirit Trail, Clayton, GA 3052 5 Amount Due: $1,988.92 Tax Years Due: 2010, 2009,Deed Book: X14/645,Legal Description: All that tract of land being in: Land Lots 13 & 14, 2nd District, being 5.83 acres, more or less. Or as further described in Deed Book X14, Page 645. Less & Except: those tract as described in Deed Book G17, Page 544; Deed Book N17, Page 396; Deed Book Y18, Page 333 & Deed Book B29, Page 477. Being known as Tax Map & Parcel 032044, Rabun County, Georgia.

Map & Parcel: 032C026 Defendant in Fi-Fa: Dreher Paul Edward, Current Record Holder: Dreher, Paul Edward, CRH Address: 142 Spirit Trail, Clayton, GA 30525 Amount Due: $583.38 Tax Years Due: 2010, 2009, Deed Book: M22/47, Legal Description: All that tract of land being in: Land Lot 14, 2nd District, being 4.17 acres, more or less. Or as further described in Deed Book M22, Page 47. Less & Except: those tracts described in Deed Book Y19, Page 676, Deed Book N23, Page 73, Deed Book V24, Page 361 & Deed Book S22, Page 146. Being known as Tax Map & Parcel 032C026, Rabun County, Georgia.

Map & Parcel: 041D004 Defendant in Fi-Fa: Shirley Sharon J, Current Record Holder: Shirley, Sharon J.,CRH Address: PO Box 230, Clayton, GA 30525, Amount Due: $705.93 Tax Years Due: 2010, 2009 Deed Book: T16/600, Legal Description: All that tract of land being in: Land Lot 63, 2nd District, being 0.67 acres, more or less. Being Tract 4. As shown in Plat Book 39, Page 26. Or as further described in Deed Book T16, Page 600. Being known as Tax Map & Parcel 041D004, Rabun County, Georgia.

Map & Parcel: 041F007R Defendant in Fi-Fa: Woodall Stacey K, Current Record Holder: Woodall, Stacey K. CRH Address: 1200 Watkins Field Rd., Clayton, GA 30525 Amount Due: $2,793.94 Tax Years Due: 2010, 2009 Deed Book: K35/106, Legal Description: All that tract of land being in: Land Lot 36, 2nd District, being 0.90 acres, more or less. Being Lot 2, of the revised Apple Valley Subdivision. As shown in Plat Book 59, Page 118. Or as further described in Deed Book K35, Page 106. Being known as Tax Map & Parcel 041F007R, Rabun County, Georgia.

Map & Parcel: 042012D Defendant in Fi-Fa: Black Rock Investments Llc, Current Record Holder: SCBT, NA d/b/a CBT CRH Address: 950 John C. Calhoun Dr., SE

Orangeburg, SC 29115- Amount Due: $5,418.90 Tax Years Due: 2010 Deed Book: N37/18, Legal Description: All that tract of land being in: Land Lot 38, 2nd District, being 40.14 acres, more or less. As shown in Plat Book 58, Page 236. Or as further described in Deed Book N37, Page 18. Being known as Tax Map & Parcel 042012D, Rabun County, Georgia.

Map & Parcel: 044D022G Defendant in Fi-Fa: Hooper James Anthony, Current Record Holder: Hooper, James Anthony CRH Address: 36 Crazy Horse Lane, Tiger, GA 30576

Amount Due: $1,463.74 Tax Years Due: 2010, 2009, 2008 Deed Book: Z22/406, W22/235 Legal Description: All that tract of land being in: Land Lot 4, 5th District, being 1.55 acres, more or less. Being Tracts 2 & 3. As shown in Plat Book 48, Page 21. Or as further described in Deed Book Z22, Page 406 & Deed Book W22, Page 235. Being known as Tax Map & Parcel 044D022G, Rabun County, Georgia.

Map & Parcel: 045A022K Defendant in Fi-Fa: Parks Jody Daniel,Current Record Holder: Parks, Jody Daniel CRH Address: PO Box 64, Wiley, GA 30581 Amount Due: $692.64 Tax Years Due: 2010, 2009 Deed Book: N32/670, Legal Description: All that tract of land being in: Land Lot 26, 5th District, being 1.292 acres, more or less. Being Lot 5, of Mountain Laurel Park Subdivision. As shown in Plat Book 24, Page 42. Or as further described in Deed Book N32, Page 670. Being known as Tax Map & Parcel 045A022K, Rabun County, Georgia.

Map & Parcel: 049C019 Defendant in Fi-Fa: Sutton Thomas Alvin, Current Record Holder: Sutton, Thomas Alvin CRH Address: PO Box 197, Mountain City, GA 30562

Amount Due: $1,228.04 Tax Years Due: 2010, 2009 Deed Book: B30/247

Legal Description: All that tract of land being in: Land Lot 90, 2nd District, being 2.00 acres, more or less. Or as further described in Deed Book B30, Page 247. Being known as Tax Map & Parcel 049C019, Rabun County, Georgia.

Map & Parcel: 052A313G Defendant in Fi-Fa: Highway 76 Clayton LLC, Current Record Holder: Highway 76 Clayton, LLC CRH Address: % Richard J. Greaser 5020 Bayshore Blvd., Unit 102, Tampa, FL 33611 Amount Due: $3,199.40 Tax Years Due: 2010 Deed Book: F34/415 Legal Description: All that tract of land being in: Land Lots 1 & 25, 4th District, being 7.77 acres, more or less. As shown in Plat Book 42, Page 159. Or as further described in Deed Book F34, Page 415. Being known as Tax Map & Parcel 052A313G, Rabun County, Georgia.

Map & Parcel: 052A614 Defendant in Fi-Fa: Scarboro Geraldine, Current Record Holder: Scarboro, Geraldine CRH Address: 26184 Constantine Rd.,Punta Gorda, FL 33983 Amount Due: $1,651.42 Tax Years Due: 2010, 2009 Deed Book: Q31/622

Legal Description: All that tract of land being in: Land Lots 1, 24 & 25, 4th District, being 0.46 acres, more or less. Being Lot 114, of The Overlook at Kingwood Subdivision, Phase 3, Unit I. As shown in Plat Book 58, Pages 90-98. Or as further described in Deed Book Q31, Page 622. Being known as Tax Map & Parcel 052A614, Rabun County, Georgia.

Map & Parcel: 052B427 Defendant in Fi-Fa: Kuhn Gregory F, Current Record Holder: Kuhn, Gregory F. CRH Address: 10685 B. Hazelhurst Dr. #8100, Houston, TX 77043

Amount Due: $1,253.55 Tax Years Due: 2010, 2009 Deed Book: T29/65

Legal Description: All that tract of land being in: Land Lot 24, 4th District, being 0.45 acres, more or less. Being Lot 27, of Timbers at Kingwood Estate Subdivision. As shown in Plat Book 56, Pages 169-171. Or as further described in Deed Book T29, Page 65. Being known as Tax Map & Parcel 052B427, Rabun County, Georgia.

Map & Parcel: 058C121 Defendant in Fi-Fa: Mitchell E Harold Mitchell Vera M,

Current Record Holder: Mitchell, E. Harold Estate & Heirs Known & Unknown of & Mitchell, Vera M. CRH Address: PO Box 15, Buford, GA 30515-0015 Amount Due: $1,367.62 Tax Years Due: 2010, 2009 Deed Book: X6/47, Legal Description: All that tract of land being in the: City of Sky Valley, Land Lots 169 & 170, 2nd District. Being Lot 1, Part 1, of Ridgepole Subdivision. As shown in Plat Book 13, Page 230. Or as further described in Deed Book X6, Page 47. Being known as Tax Map & Parcel 058C121, Rabun County, Georgia.

Map & Parcel: 058C224 Defendant in Fi-Fa: Dagpau Inc, Current Record Holder: Dagnese, Paul CRH Address: 5550 Chelsen Wood Dr., Duluth, GA 30097 Amount Due: $1,748.10 Tax Years Due: 2010, 2009, 2008, 2007, 2006 Deed Book: M32/363

Legal Description: All that tract of land being in the: City of Sky Valley, Land Lot 168, 2nd District, being 1.42 acres, more or less. As shown in Plat Book 54, Page 9. Or as further described in Deed Book M32, Page 363. Being known as Tax Map & Parcel 058C224, Rabun County, Georgia.

Map & Parcel: 067012 Defendant in Fi-Fa: Waldrip Lamar Best Homes Current Record Holder: Waldrip, Lamar V., CRH Address: PO Box 761, Gainesville, GA 30503 Amount Due: $1,263.05 Tax Years Due: 2010, 2009 Deed Book: O8/367, Legal Description: All that tract of land being in: Land Lot 41, 4th District, being 5.17 acres, more or less. Or as further described in Deed Book O8, Page 367. Being known as Tax Map & Parcel 067012, Rabun County, Georgia.

Map & Parcel: 081007 Defendant in Fi-Fa: Wright Neal III, Current Record Holder: Wright, Neal III CRH Address: 495 Avalon Top Pt., Clayton, GA 30525 Amount Due: $3,032.74 Tax Years Due: 2010, 2009, 2008 Deed Book: O17/372, Legal Description: All that tract of land being in: Land Lot 112, 3rd District, being 2.59 acres, more or less. As shown in Plat Book 13, Page 130. Or as further described as a portion of that tract in Deed Book O17, Page 372. Less & Except: those tracts as described in Deed Book B17, Page 478; Deed Book D14, Page 324; Deed Book I17, Page 147; Deed Book I17, Page 1150; Deed Book M20, Page 294; Deed Book N13, Page 197; Deed Book N13, Page 250; Deed Book R16, Page 62; Deed Book D18, Page 43; Deed Book E33, Page 59; Deed Book H18, Page 590; Deed Book H22, Page 310; Deed Book L19, Page 30; Deed Book L19, Page 34; Deed Book N24, Page 468; Deed Book O19, Page 574; Deed Book Q17, Page 272; Deed Book T18, Page 565; Deed Book T23, Page 366; Deed Book U18, Page 348. Being Tax Map & Parcel 081007, Rabun County, Georgia.

Map & Parcel: 082036 Defendant in Fi-Fa: Reed Clinton, Current Record Holder: Reed, Clinton CRH Address: PO Box 1786, Clayton, GA 30525 Amount Due: $1,335.78

Tax Years Due: 2010, 2009, 2008 Deed Book: Y8/464, Legal Description: All that tract of land being in: Land Lot 82, 3rd District, being 1.00 acre, more or less. Or as further described in Deed Book Y8, Page 464. Less & Except: those tracts as described in Deed Book N13, Page 601; Deed Book N17, Page 438; Deed Book T17, Page 558; Deed Book U19, Page 334; Deed Book M20, Page 119; Deed Book M20, Page 136 & Deed Book F21, Page 576. Being Tax Map & Parcel 082036, Rabun County, Georgia.

Map & Parcel: 083001A Defendant in Fi-Fa: Wilson Steve F, Current Record Holder: Wilson, Steve F. CRH Address: 12242 Warwoman Rd., Clayton, GA 30525 Amount Due: $1,418.00 Tax Years Due: 2010, 2009, 2008 Deed Book: F27/26, Legal Description: All that tract of land being in: Land Lot 43, 3rd District, being 3.00 acres, more or less. As shown in Plat Book 48, Page 147. Or as further described in Deed Book F27, Page 26. Being known as Tax Map & Parcel 083001A, Rabun County, Georgia.

Map & Parcel: LB03008 Defendant in Fi-Fa: Starkey David L, Current Record Holder: Starkey, David L. Estate & Heirs Known & Unknown of CRH Address: 1014 Lofty Pine Drive, Columbia, SC 29212 Amount Due: $905.88 Tax Years Due: 2010, 2009 Deed Book: C4/169, Legal Description: All that tract of land being in: Land Lot 26, 13th District. Or as further described in Deed Book C4, Page 169. Being known as Tax Map & Parcel LB03008, Rabun County, Georgia.

Map & Parcel: LB14006 Defendant in Fi-Fa: Kennedy Charles Barnett, Current Record Holder: Southern, Tara L. & Kennedy, Charles Barnett CRH Address: 4740 Murray Cove Rd. Tiger, GA 30576 Amount Due: $7,443.04 Tax Years Due: 2010 Deed Book: V31/660 Legal Description: All that tract of land being in: Land Lots 94 & 95, 5th District, being 3.00 acres, more or less. Being Lot 5. As shown in Plat Book 40, Page 80. Or as further described in Deed Book V31, Page 660. Being known as Tax Map & Parcel LB14006, Rabun County, Georgia.

Map & Parcel: LB14115L Defendant in Fi-Fa: Armstrong William J, Current Record Holder: Armstrong, William J. CRH Address: 20 Aston Woods Drive, Marietta, GA 30068 Amount Due: $3,553.09 Tax Years Due: 2010 Deed Book: O17/621, Legal Description: All that tract of land being in: Land Lot 95, 5th District, being 2.47 acres, more or less. Being Lot 383, Area 17, of Lake Burton Recreational Development. As shown in Plat Book 39, Page 230. Or as further described in Deed Book O17, Page 621. Being known as Tax Map & Parcel LB14115L, Rabun County, Georgia.

Map & Parcel: LB14A001 Defendant in Fi-Fa: Richie Elaine M, Current Record Holder: Richie, Elaine M. & Richie, Dan M. CRH Address: 2646 Cardinal Lake Circle, Duluth, GA 30136 Amount Due: $2,087.34 Tax Years Due: 2010, 2009 Deed Book: O10/70 Legal Description: All that tract of land being in: Land Lot 95, 5th District, being 3.53 acres, more or less. Being Tract A. As shown in Plat Book 23, Page 211. Or as further described in Deed Book O10, Page 70. Being known as Tax Map & Parcel LB14A001, Rabun County, Georgia. Sandy J. Smith, Rabun County Tax Commissioner, Ex-Officio Sheriff * Deed Book: Refers to Deed Records located in the Rabun County Courthouse, Clerk of Superior Court’s Office where property is more fully described. 4C-2-26.

10-6,13,20,27

GEORGIA

RABUN COUNTY

NOTICE OF SALE UNDER POWER OF SECURITY DEED

By virtue of a Power of Sale contained in a security deed from DAVID A. ELGIN AND MARY LEE ELGIN to MOUNTAIN HERITAGE BANK dated February 2, 2007 and recorded in Deed Book M-31, Pages 671-674 of the Rabun County deed records given to secure a promissory note in the amount of FIFTY-ONE THOUSAND SIX HUNDRED SIX AND 50/100 ($51,606.50) Dollars, there will be sold at public outcry to the highest and best bidder for cash before the Courthouse door of Rabun County, Georgia, within the legal hours of sale on the first Tuesday in November, to-wit: November 1, 2011, the following described property: All that tract or parcel of land lying and being in a part of Land Lot 162 of the 2nd Land District, Rabun County, Georgia and being situated in the City of Dillard and being three(3) contiguous tracts constituting one boundary and denoted on plat of survey by T. Lamar Edwards, GRLS No. 1837 dated November 7, 1978 as Tract A, Tract B and Tract C having total acreage of 0.302 acres with dwelling house situated thereon as shown on said plat. Said plat being recorded in Plat Book 15, page 60 of the Rabun County plat records and the same is herein incorporated for a more full and complete description of the property lands and improvements described herein, including an easement for ingress and egress over the drive extending from said lands to Old Betty’s Creek Road as shown on said plat. Tract A and Tract B and easement rights of ingress and egress being the same lands and easement from Earl Vinson and Tom Vinson to Albert W. Smith and Gertrude H. Smith, dated August 22, 1975 and recorded in Deed Book W-5, page 1045 and Tract C being additional tract conveyed to Albert W. Smith and Gertrude H. Smith by deed from Edward H. Dillard dated November 9, 1978. Said lands had a dwelling house situated thereon known as the former residence of Eula B. Darnell where she resided from year 1947 until 1957 in the City of Dillard. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, non-payment of said debt. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorneys’ fees, notice having been given as provided by law. The said property will be sold as the property of David A. Elgin and Mary Lee Elgin subject to the following: 1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) any outstanding ad valorem taxes and assessments; (5) any unpaid water or sewage bills, that constitute liens against the property; (6) matters of record superior to the security deed first set out above; and (7) The Helping Families Save Their Homes Act of 2009 (Public Law 111-22). To the best knowledge and belief of the undersigned David A. Elgin and Mary Lee Elgin is in possession of said property. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) final confirmation and audit of the status of the loan with the holder of the security deed. A copy of this notice was mailed to the debtor to-wit: David A. Elgin by certified mail, return receipt requested on September 28, 2011 in compliance with O.C.G.A. § 44-14-162.2. First American Bank & Trust as successor in interest to Mountain Heritage Bank As Attorney in Fact for DAVID A. ELGIN AND MARY LEE ELGIN. Bruce Russell, Jr., Esq. RUSSELL & RUSSELL, PC., P.O. BOX 1202, CLAYTON, GA 30525, (706) 782-6240. This is an action to collect a debt and any information obtained pursuant thereto will be used for that purpose.

10-6,13,20,27


STATE OF GEORGIA

COUNTY OF RABUN

NOTIE TO CREDITOR AND DEBTORS

All persons indebted to Mary Ethel NeSmith, deceased, are hereby notified to make immediate payment to the undersigned, and all creditors of said decedent are hereby notified to render their claims to the undersigned. This the 5th day of October, 2011. Witness my/our hand(s) and seal(s), on the day above written. (Dennis Wayne NeSmith and William Keith NeSmith acting as co-executors of the Mary Ethel NeSmith estate), Address: c/o Michael H. Cummings, II, Attorney, PO Box 1568, Clayton, GA 30525, Telephone: 706-782-9297.

10-13,20,27,11-3

NOTICE OF SPECIAL ELECTION

A special election will be held on November 8, 2011 for the purpose of placing before the City of Clayton registered voters the question as to the sale of alcoholic beverages for consumption on the premises on Sundays from 12:30 p.m. until 12:00 midnight in any licensed establishment which derives at least 50 percent of its total annual gross sales from the sale of prepared meals or food in all of the combined retail outlets of the individual establishment where food is served and in any licensed establishment which derives at least 50 percent of its total annual gross income from the rental of rooms for overnight lodging. YOU WILL VOTE “YES” OR “NO” ON THE FOLLOWING QUESTION: [ ] YES [ ] NO Shall the governing authority of the City of Clayton be authorized to permit and regulate Sunday sales of distilled spirits or alcoholic beverages for beverage purposes by the drink?” Copies of this resolution are on file in the office of the Superintendent of Elections located at 19 Jo Dotson Circle, Suite 201 in Clayton Georgia for further inspection. Absentee ballots will be available at the voter registrar’s office, 19 Jo Dotson Circle, Suite 201 in Clayton, Georgia upon receipt from the printer. Early/Advance voting will be held at the Board of Elections & Registration office located at 19 Jo Dotson Circle, Suite 201 Clayton Georgia 30525 from October 18, 2011 thru November 4, 2011 8:30 am to 5:00 pm each day. Polls will be open from 7:00 a.m. until 7:00 p.m. on Election Day held at the Board of Elections & Registration office located at 19 Jo Dotson Circle, Suite 201 Clayton Georgia 30525. Tammy Whitmire, Supervisor of Elections, Rabun County, Georgia.

10-13,20,27,11-3

NOTICE OF SPECIAL ELECTION

A special election will be held on November 8, 2011 for the purpose of placing before the City of Dillard registered voters the questions to consider authorizing the sale of distilled spirits for consumption on the premises and for authorizing Sunday sales of alcoholic beverages for consumption on the premises and for other purposes. YOU WILL VOTE “YES” OR “NO” ON THE FOLLOWING QUESTIONS: [ ] YES [ ] NO “Shall the governing authority of the City of Dillard be authorized to permit and regulate Sunday sales of distilled spirits or alcoholic beverages for beverage purposes by the drink?” [ ] Yes [ ]No “ Shall the governing authority of the City of Dillard be authorized to issue licenses to sell distilled spirits for beverage purposes by the drink, such sales to be for consumption only on the premises?’ Copies of this resolution are on file in the office of the Superintendent of Elections located at 19 Jo Dotson Circle, Suite 201 in Clayton Georgia for further inspection. Absentee ballots will be available at the voter registrar’s office, 19 Jo Dotson Circle, Suite 201 in Clayton, Georgia upon receipt from the printer. Early/Advance voting will be held at the Board of Elections & Registration office located at 19 Jo Dotson Circle, Suite 201 Clayton Georgia 30525 from October 18, 2011 thru November 4, 2011 8:30 am to 5:00 pm each day. Polls will be open from 7:00 a.m. until 7:00 p.m. on Election Day held at the City of Dillard, 892 Franklin St. Dillard Ga. 30537. Tammy Whitmire, Supervisor of Elections, Rabun County, Georgia.

10-13,20,27,11-3

ADVERTISEMENT FOR BIDS

Bid Package One (1)

Project: Rabun County Bus Maintenance Building

Owner: Rabun County Board of Education

Architect: Southern A & E Architects & Engineers

CM: Charles Black Construction Company, Inc.

Contractors are invited to submit lump sum bids for Bid Package One (1), Rabun County Bus Maintenance Building. Sealed bids will be received by the Construction Manager until 3:00 p.m., Thursday, November 10, 2011, at the Cleveland Office of the Construction Manager, Charles Black Construction Company, Inc., 1955 Highway 129 South, Cleveland, Georgia 30528. Bids must be submitted in Duplicate on the Construction Manager’s Proposal Form along with a 5% Bid Bond if required by the Bid Package. No Faxed Bids Accepted. A thorough review of the bid package description and bid documents are required prior to submitting bids. The form of agreement will be AGC Document 640, 1994 Edition, between the Construction Manager and the Successful Bidder. Bidding Documents are available for the COST OF REPRODUCTION from: AGC Plan Room/Gainesville Whiteprint http://planroom.aimages.com, 312 Bradford Street, NW, Gainesville, Georgia 30501, (770) 534-2086. Documents will be available for review at the following locations. Both offices of Charles Black Construction Company, Inc. 1955 Highway 129, South,Cleveland, Georgia 30528, 604 Washington Street, Suite A-2, Gainesville, Georgia 30501.McGraw-Hill Construction/Dodge Plan Rooms, 881 Franklin Road, SE, #435, Marietta, Georgia 30067, AGC Builder’s Exchange, 1940 The Exchange , Suite 300, Atlanta, Georgia 30339, Reed’s Construction Data, 30 Technology Parkway, Norcross, Georgia 30092, Gainesville Whiteprint, 312 Bradford Street, NW, Gainesville, Georgia 30501. CM: Charles Black Construction Company, Inc. PROJECT: Rabun County Bus Maintenance Building ADVERTISEMENT FOR BIDS, INDEX TO BID PACKAGES, Bid Package Number: 1. Bid Package Name: Metal Buillding Sytems and Concrete, Bid Date: November 10, 2011. *See Bid Package Description, General Package Notes & Construction Manager’s Special Conditions Prior to Pricing.* Rod Nix, Project Manager,Charles Black Construction Company, Inc.,P.O. Box 960 * 1955 Highway 129 South, Cleveland, Georgia 30528. *The Construction Manager and Owner reserve the right to reject any and all bids and to waive technicalities.*

10-13,20,27,11-3,11

ADVERTISEMENT FOR BIDS

Bid Package One (1)

Project: New Athletic Facility for Rabun County High School

Owner: Rabun County Board of Education

Architect: Southern A & E Architects & Engineers

CM: Charles Black Construction Company, Inc.

Contractors are invited to submit lump sum bids for Bid Package One (1), New Athletic Facility for Rabun County High School. Sealed bids will be received by the Construction Manager until 3:00 p.m., Thursday, November 10, 2011, at the Cleveland Office of the Construction Manager, Charles Black Construction Company, Inc., 1955 Highway 129 South, Cleveland, Georgia 30528. Bids must be submitted in Duplicate on the Construction Manager’s Proposal Form along with a 5% Bid Bond if required by the Bid Package. No Faxed Bids Accepted. A thorough review of the bid package description and bid documents are required prior to submitting bids. The form of agreement will be AGC Document 640, 1994 Edition, between the Construction Manager and the Successful Bidder.Bidding Documents are available for the COST OF REPRODUCTION from: AGC Plan Room/Gainesville Whiteprint

http://planroom.aimages.com, 312 Bradford Street, NW, Gainesville, Georgia 30501 (770) 534-2086. Documents will be available for review at the following locations. Both offices of Charles Black Construction Company, Inc. 1955 Highway 129, South Cleveland, Georgia 30528, 604 Washington Street, Suite A-2, Gainesville, Georgia 30501. McGraw-Hill Construction/Dodge Plan Rooms, 881 Franklin Road, SE #435 Marietta, Georgia 30067, AGC Builder’s Exchange, 1940 The Exchange, Suite 300, Atlanta, Georgia 30339, Reed’s Construction Data, 30 Technology Parkway, Norcross, Georgia 30092, Gainesville Whiteprint, 312 Bradford Street, NW, Gainesville, Georgia 30501. CM: Charles Black Construction Company, Inc. PROJECT: New Athletic Facility for Rabun County High School. ADVERTISEMENT FOR BIDS, INDEX TO BID PACKAGES, Bid Package Number: 1. Bid Package Name: Metal Buillding Sytems and Concrete, Bid Date: November 10, 2011. *See Bid Package Description, General Package Notes & Construction Manager’s Special Conditions Prior to Pricing.* Rod Nix, Project Manager,Charles Black Construction Company, Inc., P.O. Box 960 *1955 Highway 129 South, Cleveland, Georgia 30528. *The Construction Manager and Owner reserve the right to reject any and all bids and to waive technicalities.*

10-13,20,27,11-3,11

STATE OF GEORGIA

COUNTY OF RABUN

NOTICE TO CREDITORS AND DEBTORS

All persons indebted to Emily Mae Henderson Perry, deceased, are hereby notified to make immediate payment to the undersigned and all creditors of said decedent are hereby notified to render their claims to the undersigned. This the 17th day of October, 2011. Witness my/our hand(s) and seal(s), on the day above written. (Eedeelove Henderson Adams acting as Executrix of the Emily Mae Henderson Perry estate.) Address: PO Box 65, Rabun Gap, GA 30568. Telephone: (706) 746-2158.

10-20,27,11-3,10

NOTICE

GEORGIA, RABUN COUNTY PROBATE COURT

TO: SHERRY HOLLAND WALES, KEN KLIMASEWSKI, GUARDIAN AD LITEM: ANY AND ALL UNKNOWN HEIRS: ANY AND ALL KNOWN HEIRS WHOSE CURRENT ADDRESSES ARE UNKNOWN.HEIDI TIMKO has petitioned to be appointed Administrator(s) of the estate of BRANDON HELMUT WALES, deceased, of said County. All interested parties are hereby notified to show cause why said petition should not be granted. All objections to the petition must be in writing, setting forth the grounds of any such objections, and must be filed with the court on or before NOVEMBER 14, 2011 prior to 5 p.m. All pleadings/objections must be signed before a notary public or before a probate court clerk, and filing fees must be tendered with your pleading/objections, unless you qualify to file as an indigent part. Contact probate court personnel at the following address/telephone number for the required amount of filing fees. If any objections are filed, a hearing will be (scheduled at a later date). If no objections are filed, the petition may be granted without a hearing. LILLIAN W. GARRETT, PROBATE JUDGE, 25 COURTHOUSE SQUARE, SUITE 215, CLAYTON, GA 30525. TELEPHONE NUMBER 706-782-3614.

10-20,27,11-3, 10

IN THE SUPERIOR COURT OF RABUN COUNTY

STATE OF GEORGIA

SCBT, N.A. D/B/A CBT, A DIVISION OF SCBT, N.A.

Petitioner

CIVIL ACTION FILE NO. 2011-CV-447-S

vs

THE HEIRS-AT-LAW OF

JAMES E. BLECKLEY, AND

ALL PERSONS WHO CLAIM

OR MIGHT CLAIM ADVERSELY

TO PETITIONER’S TITLE TO

ALL THAT TRACT OR PARCEL

OF LAND LYING AND BEING

IN LAND LOT 8 OF THE 2ND

LAND DISTRICT AND LAND

LOT 1 OF THE 5TH LAND

DISTRICT OF RABUN COUNTY,

GEORGIA, BEING DESIGNATED

AS TRACT 2, CONTAINING

0.65 ACRES, AS SHOWN ON

PLAT OF SURVEY PREPARED

BY T. LAMAR EDWARDS, R.S.,

WHICH IS DATED JULY 10,

2006, WHICH IS RECORDED

AMONG RABUN COUNTY,

GEORGIA RECORDS IN PLAT

BOOK 57, PAGE 171, AND

ALL THE WORLD

PUBLICATION

TO: THE HEIRS-AT-LAW OF JAMES E. BLECKLEY; ALL THE WORLD; AND ANY AND ALL PERSONS WHO CLAIM OR MIGHT CLAIM ADVERSELY TO PETITONER’S TITLE TO ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 8 OF THE 2ND LAND DISTRICT AND LAND LOT 1 OF THE 5TH LAND DISTRICT OF RABUN COUNTY, GEORGIA, BEING DESIGNATED AS TRACT 2, CONTAINING 0.65 ACRES, AS SHOWN ON PLAT OF SURVEY PREPARED BY T. LAMAR EDWARDS, R.S., WHICH IS DATED JULY 10, 2006, WHICH IS RECORDED AMONG RABUN COUNTY, GEORGIA RECORDS IN PLAT 57, PAGE 171. You are hereby notified that the above-styled action seeking to establish title to the below described property against all the world was filed on the 15th day of September, 2011, in the Superior Court of Rabun County, Georgia, Mountain Judicial Circuit, and that by reason of order for service by publication entered by said court, you are hereby commanded to be and appear at said court within 30 days of the date of the order for service by publication to answer said petition and file pleading before the court. WITNESS the Honorable Russell W. Smith, judge of said court. This 17th day of October, 2011. HOLLY E. HENRY-PERRY, Rabun County Clerk of Court.

10-20,27,11-3,10

APPLICATION TO REGISTER A BUSINESS TO BE CONDUCTED UNDER A TRADE NAME, PARTNERSHIP OR OTHERS

STATE OF GEORGIA

COUNTY OF RABUN

The undersigned does hereby certify that Diamond Jim’s Clayton LLC conducting a business as Checker’s in the City of Clayton, County of Rabun in the State of Georgia, under the name of Checker’s and that the nature of the business is Quick Serve Restaurant and that the names and address oF the persons, firms or partnership owning and carrying on said trade or business are Diamond Jim’s Clayton, LLC, James T. Campbell. Filed in office, this 10th day of October,2011, Holly E Henry-Perry Clerk Superior Court, Rabun County, GA.

10-20,27

NOTICE OF SPECIAL ELECTION

SKY VALLEY, GEORGIA

There will be an election on the 8th day of November, 2011 between the hours of 7:00 AM and 7:00 PM for the purpose of considering the following question: Shall the governing authority of the City of Sky Valley, Georgia be authorized to permit and regulate package sales by retailers of malt beverages, wine, and distilled spirits on Sundays between the hours of 12:30 PM and 11:30 PM? All persons desiring to vote for approval of package sales by retailers of malt beverages, wine, and distilled spirits on Sundays between the hours of 12:30 PM and 11:30 PM shall vote “YES” and all persons desiring to vote for rejection of package sales by retailers of malt beverages, wine, and distilled spirits on Sundays between the hours of 12:30 PM and 11:30 PM shall vote “NO”. Copies of this resolution are on file in the office of the City Clerk located at 3444 Hwy 246, Dillard, GA 30537. Absentee ballots will be available at City Hall, located at 3444 Hwy 246, Dillard, GA 30537. Early/Advanced voting will be held at City Hall located at 3444 Hwy 246, Dillard, GA 30537 from October 18, 2011, 8:30 AM to 4:00 PM through November 4, 2011. Polls will be open from 7:00 AM until 7:00 PM on Election Day held at City Hall, 3444 Hwy 246, Dillard, GA 30537. Election Superintendent, Mandi Cantrell, Sky Valley, Georgia.

10-13,20,27,11-3

Paula G. Reid

3284 Nature’s Walk

Suwanee, GA 33324

Bank of America, NA

100 North Tryon St

Charlotte, NC 28255

Take notice that: The right to redeem the following described property, to wit: All that tract or personnel of land lying and being in Land Lot 28 of the Fifth Land District of Rabun County, Georgia,and being designated as Lot 6 of Farside Estates Interdimensional Science, Inc., containing 3.13 acres, as more particularly described upon that certain plat of survey dated May 2, 1988, prepared by Warren Kelly, Georgia Registered Land Surveyor No. 2199, said plat being recorded in the office of the Clerk of Rabun Superior Court, in Plat Book 25, Page 258, reference to said plat being for the express purpose of incorporating its description herein. Thee above-described property is conveyed subject to that certain easement ten (10) feet in width, located along the boundary line of said tract and adjoining the common road which is twenty (20( feet in width and shown upon the above-referenced plat of survey. Previous grantors specifically reserved an easement along said strip of land, for the purpose of installing utility lines, as well as maintaining said roadway, which shall serve as a perpetual easement for the purpose of ingress and egress to each of the lots depicted on said plat of survey. The above-described property is conveyed subject to those certain restrictive covenants which shall be considered as running with the lands, as said covenants are recorded in the office of the Clerk of Rabun Superior Court, in Deed Book U-11, Page 505. Will expire and be forever foreclosed and barred on and after the 29th day of November, 2011. The tax deed to which this notice relates is dated the 7th day of September, 2010, and is recorded in the office of the Clerk of Superior Court of Rabun County, Georgia in Deed Book N-36, at Pages 203-204. The property may be redeemed at any time before the 30th day of November 2011, by payment of the redemption price as fixed and provided by law, to the undersigned, at the following address: John J. Byrne, Attorney for William R. Stevens and Judith I. Brookshire, 3152 Blue Ridge Gap Road, Clayton, GA 30525. Please be governed accordingly. John J. Byrne.

10-20,27,11-3,10

NOTICE TO FORECLOSE RIGHT TO REDEEM

TO: Lynn H. Jenkins and Liana Jenkins and the Heir at Law of Liana Jenkins

TAKE NOTICE THAT: The right to redeem the following described property, to wit: All that tract or parcel of land lying and being in Land Lot 5 of the Second Land District of Rabun County, Georgia and being designated as Lot 619, Unit 6 as depicted upon that certain plat of survey prepared by James A. Long, Registered Land Surveyor, which is recorded in the office of the Clerk of Rabun Superior Court in Plat Book 9, Page 353. This conveyance is made subject to protective covenants recorded in Deed Book X-4, Pages 437-446 in the office of the Clerk of Rabun Superior Court and subject to water rights easements of record. will expire and be forever foreclosed and barred on and after the 8th day of December, 2011. The tax deed to which this notice relates is dated the 7th day of September, 2010 and is recorded in the office of the clerk of the Superior Court of Rabun County, Georgia, in Deed Book N-36, at Page 201-202. The property may be redeemed at any time before the 8th day of December, 2011, by payment of the redemption price as fixed and provided by law to the undersigned at the following address: 124 Ginger Lane, Clayton, Georgia 30525, Phone: 706-782-4175. Please be governed accordingly. This 13th day of October, 2011. Albert O. English, Attorney For Ronald Belcher, 17 Chechero Street, Clayton, GA 30525(706) 782-4285.

10-27,11-3,10,17

NOTICE OF PUBLIC HEARING ON PROPOSED
MULTIFAMILY HOUSING REVENUE
BONDS TO BE ISSUED BY
THE HOUSING AUTHORITY OF THE CITY OF ATHENS, GEORGIA

Notice is hereby given that on the 7th day of November, 2011, at 8:00 a.m. in offices of the Housing Authority of the City of Athens, 300 S. Rocksprings Street, Athens, Georgia 30606, a Public Hearing will be held concerning the proposed issuance of multifamily housing revenue bonds in one or more series (the “Bonds”) by the Housing Authority of the City of Athens, Georgia (the “Issuer”) in the aggregate principal amount of not to exceed $65,000,000, for the purpose of assisting WWJ LLC, a South Carolina limited liability company (referred to as the “Borrower”) with the rehabilitation, renovation and modernization of approximately 44 multifamily residential rental housing projects. The projects to be rehabilitated, renovated and modernized and their locations are as follows (collectively, the “Projects”):

Apple Lane Apartments, 100 North 5th Street, Glenwood, Georgia;

Apple Village Apartments, 116 North 5th Street, Glenwood, Georgia;

Ashton Village Apartments, 137 Ashton Place, Waynesboro, Georgia;

Autumnwood Village Apartments, 237 Irwinville Road, Abbeyville, Georgia;

Azalea Village Apartments, 25 Azalea Circle, Crawford, Georgia;

Briarwood Village Apartments, 307 Geneva Road, Buena Vista, Georgia;

Briarwood Village II Apartments, 239 McNaughton Street, Cusseta, Georgia;

Brooks Hill Apartments, 185 Penland Street, Ellijay, Georgia;

Brooks Lane Apartments, 1203 Old 441 South, Clayton, Georgia;

Brooks Point Apartments, 555 Wimpy Mill Road, Dahlonega, Georgia;

Brooks Summitt Apartments, 70 Brooks Summitt Lane, Blue Ridge, Georgia;

Brooksfield Apartments, 1101 Peachtree Street, Louisville, Georgia;

Brookstone Apartments, 85 Brookstone Way, McCaysville, Georgia;

Carson Village Apartments, 47 Short Street, Wrightsville, Georgia;

Cherry Lane Apartments, 616 Cherry Street, Unadilla, Georgia;

Deerwood Village Apartments, 184 East Main Street, Adrian, Georgia;

Doyle Village Apartments, 1030 North Darien Street, SW, Darien, Georgia;

Edison Lane Apartments, 19264 Hartford Street, Edison, Georgia;

Edison Village Apartments, 19264 Hartford Street, Edison, Georgia;

Falls Park Apartments, 47 Falls Park Drive, Toccoa, Georgia;

Forest Glen Village Apartments, 1805 Edwina Drive, Vidalia, Georgia;

Gibson Village Apartments, 388 Project Street, Gibson, Georgia;

Hamilton Village Apartments, 6670 Hamilton Street, Preston, Georgia;

Highland Village Apartments, 510 Plaza Trace, Monroe, Georgia;

Holly Village Apartments, 128 Holly Street, Buchanan, Georgia;

Houston Village Apartments, 55 S. Jefferson Street, Alamo, Georgia;

Laurel Village Apartments, 331 Battle Street, Wadley, Georgia;

Maple Lane Apartments, 197 GA Hwy 305, Midville, Georgia;

Meadowbrook Village Apartments, 130 Lonnie Lane , Americus, Georgia;

Oak Village Apartments, 225 Jackson Street, Zebulon, Georgia;

Pecan Village Apartments, 100 Hayes Avenue, Ellaville, Georgia;

Pine Lane Apartments, 134 South Church Avenue, Pine Mountain, Georgia;

Pine Manor Apartments, 511 West 9th Street, Rincon, Georgia;

Pine Village Apartments, 434 Cherokee Street, Pine Mountain, Georgia;

Quail Run Apartments, 100 Smith Street, Reidsville, Georgia;

Rosewood Village Apartments, 760 South Peterson Street, Willacoochee, Georgia;

Santa Ana Apartments, 56 S. Broad Street, Alamo, Georgia;

Shady Grove Apartments, 474 East Oglethorpe Street, Ellaville, Georgia;

Talbot Village Apartments, 260 Clark Street, Talbotton, Georgia;

Talbot Village II Apartments, 133 Dennis Creek Road, Talbotton, Georgia;

Westview Apartments, 150 Westview Drive, Sylvania, Georgia;

Westview II Apartments, 150 Westview Drive, Sylvania, Georgia;

Willowpeg Lane Apartments, 115 Willowpeg Way, Rincon, Georgia; and

Willowpeg Village Apartments, 111 Willowpeg Way, Rincon, Georgia. The Projects will be managed by Boyd Management, Inc. The hearing will be held before a hearing officer designated by the Housing Authority of the City of Athens, Georgia, and may be continued or adjourned. The Bonds, when and if issued, will be the limited obligation of the Issuer and will not constitute a general obligation of the State of Georgia, the Unified Government of Athens-Clarke County, Georgia, the Issuer, or any other political subdivision of the State of Georgia, nor shall the Bonds be payable in any manner by taxation, but are payable solely from the payments made by or on behalf of the Borrower, pursuant to an agreement between the Issuer and the Borrower which are pledged to the payment of the Bonds. The issuance of Bonds will allow for the rehabilitation, renovation, modernization and continued operation of the Projects and is in furtherance of the public purpose of the Issuer. Further information regarding the proposed Bonds and the proposed facility financed are of public record in the office of the Housing Authority of the City of Athens, Georgia at 300 S. Rocksprings Street, Athens, Georgia 30606. Any interested party having views on the proposed issuance of the Bonds or the nature or location of the proposed Projects may be heard at such public hearing.

10-27

NOTICE TO BAR RIGHT OF REDEMPTION

TO: Sandy J. Smith, Rabun County Tax Commissioner, MJD Properties, LLC, and Bank of America, N.A.

Take notice that: The right to redeem the following described property, to wit:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 195, OF THE SECOND LAND DISTRICT, OF RABUN COUNTY, GEORGIA AND BEING MORE PARTICULARLY DESCRIBED AS FOLLOWS, TO WIT: FOR A FULL AND COMPLETE DESCRIPTION OF THE REAL PROPERTY BEING HEREBY CONVEYED, REFERENCE IS HEREBY HAD AND MADE TO A PLAT OF SURVEY DATED SEPTEMBER 21, 1995 AND PREPARED BY T. LAMAR EDWARDS, GEORGIA REGISTERED LAND SURVEYOR NO. 1837. THE REAL PROPERTY BEING HEREBY CONVEYED IS LOT 46, PART 3, SOUTHWOODS AREA, SKY VALLEY SUBDIVISION CONTAINING 0.37 ACRES, MORE OR LESS. SAID PLAT IS OF RECORD IN PLAT BOOK 35, PAGE 124, IN THE OFFICE OF THE CLERK OF RABUN SUPERIOR COURT. REFERENCE TO SAID PLAT AND THE RECORD THEREOF IS FOR THE EXPRESS PURPOSE OF INCORPORATED HEREIN ITS DESCRIPTION OF SAID LOT 46 AS DEPICTED THEREON. NOTE: THE ABOVE DESCRIBED TRACT OR PARCEL OF LAND IS HEREBY CONVEYED SUBJECT TO THE DECLARATION OF RESTRICTIONS OF RECORD IN DEED BOOK E5, PAGES 599-602, AFORESAID RECORDS. BEING THE SAME PROPERTY CONVEYED TO MJD PROPERTIES, LLC BY DEED FROM JOE R. ROUTT AND J MARLENE ROUTT, DATED JANUARY 22, 2007 AND RECORDED IN DEED BOOK M31, PAGE 331. FURTHER DESCRIBED AS MAP & PARCEL 058A409. will expire and be forever foreclosed and barred on and after the 15th day of December 2011. **This date is 45 days from the date the notice runs the first time. The tax deed to which this notice relates is dated the 7th day of September, 2010, and is recorded in the Office of the Clerk of the Superior Court of Rabun County, Georgia, in Deed Book N36, Page 213.

The property may be redeemed at any time before the 15th day of December, 2011, by payment of the redemption price as fixed and provided by law to the undersigned at the following address: c/o Scenic City Legal Group, PC, 3806 Amnicola Highway, Chattanooga, Tennessee 37406. Please be governed accordingly. This ____ day of October, 2011. Steve Steele, President for Energy Way Corporation.

10-27,11-3,10,17

STATE OF GEORGIA

COUNTY OF RABUN

NOTICE TO CREDITORS AND DEBTORS

All persons indebted to Jo Sasser Dotson, deceased, are hereby notified to make immediate payment to the undersigned and all creditor of said decedent are hereby notified to render their claims to the undersigned. This ;the 20th day of October, 2011. Witness my/our hand(s) and seal(s), on the day above written. (Netty Joan Dotson Nixon & Nancy Jean Dotson Haban acting as Co-Executrix of the Jo Sasser Dotson estate.) Address: 4150 Doubletree Court, Cumming GA 30040, Telephone: 770-844-8877.

STATE OF GEORGIA

COUNTY OF RABUN

NOTICE TO CREDITORS AND DEBTORS

All persons indebted to Donald Jean Fountain, deceased, are hereby notified to make immediate payment to the undersigned and all creditors of said decedent are hereby notified to render their claims to the undersigned. This the 18th day of October, 2011. Witness my/our hand(s) and seal(s), on the day above written. (Rodney Neal Fountain acting as Executor of the Donald Jean Fountain estate.) Address:47 Wood Hen Way, Tiger, GA 30576, Telephone: 706-782-7169.

10-27,11-3,10,17

NOTICE OF INCORPORATION

Notice is given that articles of incorporation which will incorporate Persimmon Ridge Owner’s Association, Inc. will be delivered to the Secretary of State for filing in accordance with the Georgia Business Corporation (O.C.G.A. §14-2-201.1). The initial registered office of the corporation will be located at 23 Scotty Lane. Clayton, GA 30525, and its initial registered agent is Stephanie Dyer, whose mailing address is 23 Scotty Lane, Clayton, GA 30525.

10-27,11-3

STATE OF GEORGIA

COUNTY OF RAABUN

NOTICE TO CREDITORS AND DEBTORS

All persons indebted to June Grist Coleman, deceased are hereby notified to make immediate payment to the undersigned and all creditors of said decedent are hereby notified to render their claims to the undesigned. This the 19th day of October, 2011. Witness my/our hand(s) and seal(s), on the day above written. (Verner Rodney Coleman acting as Executor of the June Grist Coleman estate.) Address: 362 Hollifield Connector, Tiger, GA 30576, Telephone: 706-782-6656.

10-27,11-3,10,17

CITATION

GEORGIA, RABUN COUNTY

ESTATE NO. 3720

IN RE: PETITION OF LAURA DAVIDENKO FOR TEMPORARY LETTERS OF GUARDIANSHIP

ESTATE OF JAYDEN HUNTER, MINOR

DATE OF SECOND PUBLICATION, IF ANY, NOVEMBER 3, 2011

TO: STEPHEN HUNTER

You are hereby notified that a petition for the appointment of a temporary guardian has been filed regarding the above-named minor. All objections to the Petition described above either to the appointment of a temporary guardian or the appointment of the petitioner(s) as temporary guardian(s), must be in writing, setting forth the grounds of any such objections, and must be filed with this Court no later than 14 days after this notice is mailed, or 10 days after this notice is personally served upon you, or ten days after the second publication of this notice if you are served by publication. All pleadings must be signed before a notary public or Georgia probate court clerk, and filing fees must be tendered with your pleadings, unless you qualify to file as an indigent party. Contact probate court personnel at the below address/telephone number for the required amount of filing fees. ***Note: If a natural guardian files an objection to the creation of the temporary guardianship, the Petition will be dismissed. If a natural guardian files an objection to the appointment of the petitioner(s) as guardian(s), or if a parent who is not a natural guardian files an objection to the petition, a hearing on the matter shall be scheduled at a later date. Lillian W. Garrett, Probate Judge, By: Savannah B. Dixon, Probate Clerk/Deputy Clerk, Address: 25 Courthouse Square, Suite 215, Clayton, GA 30525, Telephone: 706-782-3614.

10-27,11-3

NOTICE

GEORGIA, RABUN COUNTY PROBATE COURT

Sherry Wales has petitioned to be appointed Administrator of the estate of Brandon Helmut Wales, deceased, of said County. (The petitioner has also applied for waiver of bond and/or grant of certain powers contained in O.C.G.A. §53-12-261.) All interested parties are hereby notified to show cause why said petition should not be granted.All objections to the petition must be in writing, setting forth the grounds of any such objections, and must be filed with the court on or before November 21, 2011. All pleading/objections must be signed before a notary public or before a probate court clerk, and filing fees must be tendered with your pleadings/objections, unless you qualify to file as an indigent party. Contact probate court personnel at the following address/telephone number for the required amount of filing fees. If any objections are filed, a hearing will be scheduled at a later date. If no objections are filed, the petition may be granted without a hearing. Lillian W. Garrett, Probate Judge, By: Savannah B. Dixon, Probate Clerk/Deputy Clerk, Address: 25 Courthouse Square, Suite 215, Clayton, GA 30525, Telephone Number: 706-782-3614.

10-27,11-3,10,17

NOTICE TO FORECLOSE RIGHT TO REDEEM

TO: Jefferson W. Johnson

TAKE NOTICE THAT: The right to redeem the following described property, to wit:

All that tract or parcel of land lying and being in Land Lot 5, District No. 2, Rabun County, Georgia and being more particularly described as Lot 622, Unit 6, as depicted on a survey of James A. Long, Registered Land Surveyor, recorded in Plat Book 9, Page 361, Rabun County Records, subject only to protective covenants recorded in Deed Book X-4, Pages 437-466, Rabun County records and subsequent amendments of record thereto and subject to water rights easements of record. will expire and be forever foreclosed and barred on and after the 8th day of December , 2011. The tax deed to which this notice relates is dated the 7th day of September, 2010, and is recorded in the office of the clerk of the Superior Court of Rabun County, Georgia, in Deed Book N-36, at Pages 201-202. The property may be redeemed at any time before the 8th day of December, 2011, by payment of the redemption price as fixed and provided by law to the undersigned at the following address: 124 Ginger Lane, Clayton, Georgia 30525 Phone: 706-782-4175. Please be governed accordingly. This 13th day of October, 2011. Ronald Belcher (L.S.) Albert O. English, Attorney, For Ronald Belcher, 17 Checher Street, Clayton, GA 30525(706) 782-4285.

10-27,11-3,10,17

STATE OF GEORGIA

COUNTY OF RABUN

NOTICE OF SALE UNDER POWER

Because of a default in the payment of the indebtedness secured by a Security Deed executed by Clinton C. Taylor to Mortgage Electronic Registration Systems, Inc. dated August 9, 2004, and recorded in Deed Book U-26, Page 138, Rabun County Records, said Security Deed having been last sold, assigned, transferred and conveyed to Wells Fargo Bank, N.A., by Assignment , securing a Note in the original principal amount of $79,650.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, December 6, 2011, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit: All that tract or parcel of land lying and being in Land Lot 190 of the 13th Land District of Rabun County, Georgia, and being more particularly described as follows, to wit: For a full and complete description of the real property being hereby described, reference is hereby had and made to a plat of survey dated March 2, 1971 and prepared by James A. Long, Georgia Registered Land Surveyor No. 1579. The real property being hereby described is Lot 35, Block A of Sandy Ford Subdivision. Said plat is of record in Plat Book 8, Page 147 in the Office of the Clerk of Rabun Superior Court. Reference to said plat and the record thereof is for the express purpose of incorporating herein its description of said Lot 35, Block A of Sandy Ford Subdivision as depicted thereon. There is also conveyed herewith a 2002 Giles Kiss Mobile Home Model #1822, Serial #GM-3979A & GM-3979B. Said property is known as 186 Koala Circle, Lakemont, GA 30552, together with all fixtures and personal property attached to and constituting a part of said property, if any. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorney's fees in accordance with the terms of the Note secured by said Deed. Said property will be sold as the property of Clinton C. Taylor, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Clinton C. Taylor, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law. Wells Fargo Bank, NA as Attorney-in-Fact for Clinton C. Taylor File no. 11-022740, SHAPIRO & SWERTFEGER, LLP *Attorneys and Counselors at Law, 2872 Woodcock Blvd., Duke Building, Suite 100, Atlanta, GA 30341-3941 (770)220-2535/AB, www.swertfeger.net. *THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

10-27,11-3,10,17,24,12-1
Clayton Legals 10.27.11
Oct 26, 2011 | 6489 views | 0 0 comments | 15 15 recommendations | email to a friend | print
NOTICE OF SALE UNDER POWER GEORGIA, RABUN COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Christopher Mumford to Mortgage Electronic Registration Systems Inc. as nominee for AMPRO Mortgage, A Division of United Financial Mortgage Corporation its successor and assigns, dated March 12, 2007, recorded in Deed Book R31, Page 697, Rabun County, Georgia Records, as last transferred to JPMorgan Mortgage Acquisition Corp by assignment recorded in Deed Book 037, Page 323, Rabun County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FIFTY-SEVEN THOUSAND FIVE HUNDRED AND 0/100 DOLLARS ($157,500.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Rabun County, Georgia within the legal hours of sale on the first Tuesday in November, 2011, the following described property:All that tract or parcel of land lying and being in Land Lot 1 of the Fourth Land District of Rabun County, Georgia, and being in the City of Clayton, Georgia and being Tract 3 consisting of 0.29 acre as shown upon a plat of survey dated January 24, 2007 prepared by T. Lamar Edwards, Georgia Surveyor Land Surveyor No. 1837, said survey being recorded in the Office of the Clerk of Rabun Superior Court in Cabinet 58-171. Said survey is incorporated herein by reference for a full and complete description of the above-described property. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Residential Credit can be contacted at 888-409-9339 or by writing to fka Aames Home Loan, 350 South Grand Ave 47th Floor, Los Angeles, CA 90071, to discuss possible alternatives to foreclosure. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Christopher Mumford or a tenant or tenants and said property is more commonly known as 17 Silver Leaf Court, Clayton, Georgia 30525. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. JPMorgan Mortgage Acquisition Corp as Attorney in Fact for Christopher Mumford. Johnson & Freedman, LLC 1587 Northeast Expressway Atlanta, Georgia 30329 (770) 234-9181 wwwjflegals.com MSP/sns1 11/1/11 Our file no. 11079710-FT1. THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

10-6,13,20,27

NOTICE OF SALE UNDER POWER

GEORGIA, RABUN COUNTY.

By virtue of power of sale contained in Commercial Deed to Secure Debt and Security Agreement dated May 2, 2007, from Persimmon Creek Vineyards, LLC to AFB&T, a Georgia state bank, recorded in Deed Book Y31, page 571, with an Additional Loan Agreement recorded at Deed Book X-32, page 657, an Additional Loan Agreement recorded at Deed Book X-32, page 658, and an Additional Loan Agreement recorded at Deed Book X-32, page 659, all recorded in the Office of the Clerk of Superior Court of Rabun County, Georgia (hereinafter collectively referred to as the “Security Deed”), there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door in Rabun County, Georgia, within the legal hours of sale on the first Tuesday in November 2011, the following described property: ALL those tracts or parcels of land lying and being in Land Lots 39 and 42 of the First Land District of Rabun County, Georgia and being Tract 1 consisting of 10.02 acres; Tract 2 consisting of 22.89 acres; Tract 3 consisting of 16.25 acres; Tract 4 consisting of 9.55 acres and Tract 5 consisting of 29.65 acres of Vineyard Farms as described upon a plat of survey dated August 28, 2001 prepared by Samuel L. Duvall, Georgia Registered Land Surveyor No. 2295, said survey being recorded in the Office of the Clerk of Rabun Superior Court in Plat Book 46, page 244. Said survey is incorporated herein by reference for a full and complete description of the above-described lands. THERE is excepted and excluded from Tracts 1 and 3 hereinabove described lands consisting of 0.50 acre conveyed to Realmark Rabun, LLC by Warranty Deed dated April 14, 2005 and recorded in the Office of the Clerk of Rabun Superior Court in Deed Book Z-27, Page 359. Said lands are also described as 0.50 acre in a plat of survey dated March 14, 2005 prepared by Samuel L. Duvall, Georgia Registered Land Surveyor No. 2295 and recorded in the Office of the Clerk of Rabun Superior Court in Plat Book 54, Page 93 and said survey is incorporated herein by reference for a full and complete description of said 0.50 acre tract. Together with all buildings, structures, and other improvements now or hereafter located on said property, or any part and parcel thereof. AFB&T, a division of Synovus Bank, is the current holder and owner of the Security Deed and the promissory notes secured thereby. The debt secured by the Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay amounts due under the promissory notes secured by the Security Deed when due. Said default not being cured, and the debt remaining in default, the sale will be made for the purpose of paying the same and all expenses of the sale, including accrued attorney’s fees. Said property will be sold by AFB&T, a division of Synovus Bank, as successor in interest by merger to AFB&T, a Georgia state bank, as attorney in fact for Persimmon Creek Vineyards, LLC, subject to any outstanding ad valorem taxes and/or assessments, and matters of record, if any, having priority over the Security Deed. To the best of the knowledge and belief of AFB&T, a division of Synovus Bank, as successor in interest by merger to AFB&T, a Georgia state bank, the person in possession of the above described property is Persimmon Creek Vineyards, LLC. Said property will be sold and deed executed by the undersigned to the purchaser and the proceeds of sale applied by the undersigned, all as provided in said power of sale and the Security Deed containing said power. AFB&T, a division of Synovus Bank, as successor in interest by merger to AFB&T, a Georgia state bank, as attorney in fact for Persimmon Creek Vineyards, LLC, ALVIN L. BRIDGES III, ESQ., BLASINGAME, BURCH, GARRARD & ASHLEY, PC, P.O. Box 832, Athens, Georgia 30603.

10-6,13,20,27

NOTICE OF SALE UNDER POWER GEORGIA, RABUN COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Elwood Samuel Shepard, III to Mortgage Electronic Registration Systems, Inc., dated February 1, 2008, recorded in Deed Book G33, Page 335, Rabun County, Georgia Records, as last transferred to BAC Home Loans Servicing, LP formerly known as Countrywide Home Loans Servicing, LP by assignment recorded in Deed Book V35, Page 24, Rabun County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED TWENTY-TWO THOUSAND FIVE HUNDRED EIGHTY AND 0/100 DOLLARS ($122,580.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Rabun County, Georgia within the legal hours of sale on the first Tuesday in November, 2011, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, N.A., 177 Countrywide Way, Mail Stop: CAO-911-01-05, Lancaster, CA 93536, (661) 951-5100. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Elwood Samuel Shepard, III or a tenant or tenants and said property is more commonly known as 209 John Beck Dockins Road, Rabun Gap, Georgia 30568. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP, formerly known as Countrywide Home Loans Servicing LP as Attorney in Fact for Elwood Samuel Shepard, III McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.forclosurehotline.net MR/dna 11/1/11 Our file no. 53521509-FT11 EXHIBIT “A” All that tract or parcel of land lying and being in Land Lot 129 of the Second Land District of Rabun County, Georgia consisting of 0.94 acres and being more fully described upon a survey dated November 2, 1993, prepared by William F Rolander, Georgia Registered Land Surveyor No. 2042. said survey being recorded in the Office of the Clerk of the Superior Court of Rabun County, Georgia in Plat Book 34. Page 112. Said survey is incorporated herein by reference for a total and complete description of the above described land. The above described land consists of all the lands conveyed by Thomas Fountain Jr. to Forrest Bryson by Warranty Deed dated June 13, 1969 and recorded in Book J-4, page 571, aforesaid records. MR/dna 11/1/11 Our file no. 53521509 - FT11.

10-6,13,20,27

STATE OF GEORGIA

COUNTY OF RABUN

NOTICE OF SALE UNDER POWER

Because of a default in the payment of the indebtedness secured by a Security Deed executed by Charles W. Cable and Barbara A. Cable to Union Planters Bank, NA DBA Regions Mortgage dated March 24, 2005, and recorded in Deed Book X-27, Page 257, Rabun County Records, securing a Note in the original principal amount of $166,400.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, November 1, 2011, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit: All that tract or parcel of land lying and being in Land Lots 63 and 78 of the Second Land District, Rabun County, Georgia, containing 2.50 acres as shown on plat of survey dated March 4, 2003, prepared by William F. Rolader, GRLS #2042, said plat recorded in Plat Book 49, Page 241 Rabun County plat records. Said plat and record of the same being incorporated herein by reference for a more full and complete description of the property herein conveyed. Also conveyed is a perpetual non-exclusive easement for ingress and egress to and from subject property over and across that certain 30-foot right-of-way, which forms the southern boundary of said property. Said property is conveyed subject to reservation of easement rights contained in a Warranty Deed dated March 12, 2003 from Jeffrey Kronsnoble and Jeanne M. Kronsnoble to Anthony Queen and Lesley Queen, recorded in Deed Book Y-23, Page 365, Rabun County deed records. Said property is conveyed subject to the following restrictive covenants, to-wit:
1. There shall be no mobile homes or metal housing structures placed on said land.
2. Tract shall be residential only and no commercial building may be constructed
3. No activity shall be conducted on property which would cause annoyance or nuisance to neighbors. The pursuit of hobbies or other activities such as the assembly or disassembly of motor vehicles and other mechanical devices which may cause disorderly, unsightly or unkept conditions shall not be pursued or undertaken in the front yard or any lot, or driveway garage or carport of other place where such condition is visible from the road or adjacent property. 4. No motorcycles, cars or motorbikes shall be operated without factory installed muffler and spark arrestor and shall be operated for ingress and egress only on completed roads. Said property is conveyed subject to easement reservation in a Warranty Deed dated March 15, 1982 from James W. Lane and Elizabeth Lane to Jeffrey Kronsnoble and Jeanne M. Kronsnoble, recorded in Deed Book F-8, Page 53, Rabun County deed records. Said easement reserves access over and across that certain 30 foot road reserved in said Warranty Deed and the right to maintain certain water rights located on subject property and the right to repair the same, as needed. Said property subject to rights of others to use Brenda Lane as shown on the above referenced plat. Said property is known as 118 Brenda Lane, Mountain City, GA 30562, together with all fixtures and personal property attached to and constituting a part of said property, if any. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorney's fees in accordance with the terms of the Note secured by said Deed. Said property will be sold as the property of Charles W. Cable and Barbara A. Cable, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Charles W. Cable and Barbara A. Cable, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law. Regions Bank DBA Regions Mortgage successor by merger to Union Planters Bank, NA  as Attorney-in-Fact for Charles W. Cable and Barbara A. Cable. File no. 11-022891, SHAPIRO & SWERTFEGER, LLP*, Attorneys and Counselors at Law 2872 Woodcock Blvd., Duke Building, Suite 100, Atlanta, GA 30341-3941 (770)220-2535/ASR www.swertfeger.com. THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

10-6,13,20,27

NOTICE OF JUDICIAL AUCTION SALE

Pursuant to an Order of Sale entered in United States of America v. John P. Panarelli, Mary M. Panarelli, Alpha Group, Georgia Department of Revenue, defendants, Civil Action No. 2:10-CV-00006-WCO, United States District Court for the Northern District of Georgia, Gainesville Division, the United States will offer to sell at public auction, to the highest bidder, according to law and pursuant to the terms and conditions set in herein, the property described below. Date: November 2, 2011 Time: 2:00 PM Place of Sale: 88 Avalon St.(Ln.), Clayton, GA 30525. Title Offered: The property shall be offered for sale at public auction, free and clear of all liens and interests of the parties to this action. Description of Property: A 4 Bedroom, 4 Bathroom with a Garage, Gross area 2700 sq ft. Built in 1976. Property address: 88 Avalon St.(Ln.), Clayton, GA, 30525. Legal Description: All that tract or parcel of land lying and being in Land Lot 22 of the Second Land District of Rabun County, Georgia, and being in the City Limits of the City of Clayton, Georgia, and more fully described upon a plat of survey prepared by T. Lamar Edwards, Georgia Registered Land Surveyor, No. 1837, dated May 26, 1997, which is recorded in the office of the clerk of Rabun Superior Court in Plat Book 38, Page 142. Said Survey is incorporated herein by reference for a full and complete description of the above-described lands. The above-described property is subject to those certain restrictive covenants recorded in the office of the clerk of Rabun Superior Court in Deed Book E-6, page 147. Parcel No. C018 024. Property may be inspected at: 88 Avalon St.(Ln.), Clayton, GA, 30525 at the Open House on November 2, 2011 from 10:00 AM to 12:00 PM. MINIMUM BID - $80,000. The Terms of payment: No bid (except for bids made by the United States) shall be accepted by the IRS, unless the same is accompanied by a certified check, cashier's check or cash, in the minimum amount of 20% of the successful bid made payable to the United States District Court for the Northern District of Georgia. Before being permitted to bid at the sale, all bidders shall display to the IRS proof that they are able to comply with this requirement. No bids will be received from any person who has not presented proof that, if he or she is the successful bidder, he or she can make the deposit required by the Order. The 20% of the successful bid is required at the time of sale. The successful bidder shall tender the balance of the purchase price, in certified funds payable to the United States District Court for the Northern District of Georgia, at the office of the IRS at 1899 Powers Ferry Rd., Atlanta, GA 30339 on or before December 1, 2011 by 3:30 P.M., thirty (30) business days from the date of the sale. In the event the successful bidder defaults on any of the terms contained in the Order, the deposit shall be forfeited and retained by the IRS as part of the proceeds of sale, and the real property shall again be offered for sale, without further permission of the Court, under the terms and conditions of the Order, or, in the alternative the real property shall be sold to the second highest bidder. The United States may bid as a creditor against its judgments without tender of cash. The sale of the real property shall be subject to confirmation by the Court. Upon confirmation of the sale and receipt of the entire purchase price, the Court shall issue and the IRS shall deliver to the purchaser, a deed conveying the real property to the purchaser. Upon confirmation of the sale, all interests in, liens against, or claims to, the real property that are or may be asserted by any of the parties to this action are discharged and extinguished. The United States reserves the right to reject any and all bids and to withdraw the property form sale. Form of Payment: All payments must be by cash, certified check, or cashier's check. Make check or money order payable to the United States District Court for the Northern District of Georgia. ***IMPORTANT INFORMATION*** This is not an advertisement of a sale of seized property. This is an information notice only regarding a sale being conducted by the Internal Revenue Service as a result of the foreclosure of an Internal Revenue Service Federal Tax Lien by the Department of Justice. ***IMPORTANT INFORMATION*** If you want additional information about the property and proposed sale, please contact the office at the address below. Email inquiries are preferred. Paul Reed Property Appraisal & Liquidation Specialist, 1899 Powers Ferry Rd. , Ste. 250, Atlanta , GA 30339 paulreed@irs.gov , www.irsauctions.gov, (770)826-1271.

10-6,13,20,27

NOTICE OF SALE UNDER POWER

Georgia, Rabun County

By virtue of a power of sale contained in the Declaration of Covenants, Conditions and Restrictions of Brassie Knob II Owners Association, Inc. as amended, of file and record in DB Q-9, Pages 33-50 and DB L-22, Pages 280-282, in the office of the Clerk of Rabun Superior Court, and said amended  Declaration providing for the assessment, payment and collection of certain maintenance fees and other charges due said Association by the following owners with attorney's fees, late charges and interest, and said charges being past due and unpaid, demand having been made by certified mail and payment refused, there will be sold by the undersigned at public outcry to the highest bidder for cash before the courthouse door in the City of Clayton, Rabun County, Georgia, within the legal hours of sale on the first Tuesday in November 2011, the following described property of the following owners: Certain Interval Time Share Unit Weeks and all rights, title and interest pertaining thereto in Brassie Knob II Owners Association, Inc. and the improved real property known as Brassie Knob II Condominiums located in the City of Sky Valley and being more fully described in a plat of survey recorded in the office of said Clerk in Plat Book 21, Page 111, the same being sold as the property of the following named owners: Harvey W. Brown, 414 Autumn Circle, Columbia, SC 29206, Unit 102, Week 23; F. Parks Chandler, 2183 Bethel Road, NE, Conyers, GA 30012, Unit 103, Week 52; Linnett Foard, Ben J. Outen & J. Janice Outen, P.O. Box 777, Pageland, SC 29728, Unit 102, Week 10; Thomas Gardner, Michael Gardner & Nell Gardner, 4055 Cypress Drive, Mulberry, FL 33860, Unit 101, Week 05; Mark & Sue Sibley, 300 Belleair Drive, NE, St. Petersburg, FL 33704, Unit 102, Week 07; Timeshare Holdings Company, Inc., 1001 Cooper Point Road, SW, #140-223, Olympia, WA  98502, Unit 103, Week 45. The said indebtedness has been and is hereby declared in default by reason of non-payment of said charges and assessments by the above-named debtors. The debts remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorney's fees.  Said property will be sold as the property of the named debtors subject to outstanding ad valorem taxes, assessments, prior liens, encumbrances, easements, restrictions or security instruments of record, if any, having priority over the indebtedness described herein. Seller will provide deeds under power of sale to the purchasers. THIS IS AN ATTEMPT BY THE UNDERSIGNED TO COLLECT SAID INDEBTEDNESS; ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. A.M. Wilkinson, Jr., Attorney, 66 Demorest Lane, #333, Sky Valley, GA  30537, Brassie Knob II Owners Association, Inc. as Attorney in Fact for the above-named debtors by Hiram J. Spurlin, President.

10-6,13,20,27

NOTICE OF SALE UNDER POWER

Georgia, Rabun County

By virtue of a power of sale contained in the Declaration of Covenants, Conditions and Restrictions of Chalet Condominium Association, Inc., as amended, of file and record in DB R-15, Pages 37-70 and DB V-18, Pages 136-138, in the office of the Clerk of Rabun Superior Court, and said amended  Declaration providing for the assessment, payment and collection of certain maintenance fees and other charges due said Association by the following owners with attorney's fees, late charges and interest, and said charges being past due and unpaid, demand having been made by certified mail and payment refused, there will be sold by the undersigned at public outcry to the highest bidder for cash before the courthouse door in the City of Clayton, Rabun County, Georgia, within the legal hours of sale on the first Tuesday in November 2011, the following described property of the following owners: Certain Interval Time Share Unit Weeks and all rights, title and interest pertaining thereto in Chalet Condominium Association, Inc. and the improved real property known as Chalet Condominiums located in the City of Sky Valley and being more fully described in a plat of survey recorded in the office of said Clerk in Plat Book 8, Pages 150, 194 & 204, the same being sold as the property of the following named owners:  Donald M. Conner, 106 Roe Hampton Lane, Stone Mountain, GA 30087, Unit Motz F2, Week 18; Barbara A. Garcia & Michael Bravo, 18849 NW 79th. Court, Miami, FL 33015, Unit Daniels A5, Week 51; Marvin L. and Betty Garner, 489 Harmony Grove Road, Lilburn, GA 30047, Unit Porter A4, Week 04; Hugh F. Hill, III, 6915 Radner Road, Bethesda, MD 20817, Unit Porter A4, Week 38; Karlea Jean Marin, 1715 S. Chickasaw Trail, Orlando, FL  32825, Unit Porter A4, Week 19; Ray & Betty McCully, P. O. Drawer 939, Auburn, GA 30203, Unit Motz F2, Week 25; James McLeroy, 2365 Highway 72E, Commerce, GA 30629, Unit Godfrey, Week 15; David Alan Monroe, P.O. Box 3595, Sevierville, TN 37864, Unit Motz F2, Week 39; Henry Read & Grace Richardson Read, c/o Charles W. Read, 1729 SW 4th. Street, Fort Lauderdale, FL 33312, Unit Joiner A2, Week 35 and Emmett T. Robb, Jr. and Mildred Robb, Unit Shipp A3, Week 14. The said indebtedness has been and is hereby declared in default by reason of non-payment of said charges and assessments by the above-named debtors.  The debts remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorney's fees. Said property will be sold as the property of the named debtors subject to outstanding ad valorem taxes, assessments, prior liens, encumbrances, easements, restrictions or security instruments of record, if any, having priority over the indebtedness described herein. Seller will provide deeds under power of sale to the purchasers. THIS IS AN ATTEMPT BY THE UNDERSIGNED TO COLLECT SAID INDEBTEDNESS; ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. A.M. Wilkinson, Jr., Attorney 66 Demorest Lane, #333, Sky Valley, GA  30537. Chalet Condominium Association, Inc. as Attorney in Fact for the above-named debtors by Hiram J. Spurlin, President.

10-6,13,20,27

NOTICE OF SALE UNDER POWER

Georgia, Rabun County

By virtue of a power of sale contained in the Declaration of Covenants, Conditions and Restrictions of Lacosta Condominium Association, Inc. as amended, of file and record in DB F-9, Pages 341-402 and DB P-15, Pages 254-256, in the office of the Clerk of Rabun Superior Court, and said amended Declaration providing for the assessment, payment and collection of certain maintenance fees and other charges due said Association by the following owners with attorney's fees, late charges and interest, and said charges being past due and unpaid, demand having been made by certified mail and payment refused, there will be sold by the undersigned at public outcry to the highest bidder for cash before the courthouse door in the City of Clayton, Rabun County, Georgia, within the legal hours of sale on the first Tuesday in November 2011, the following described property of the following owners: Certain Interval Time Share Unit Weeks and all rights, title and interest pertaining thereto in Lacosta Condominium Association, Inc. and the improved real property known as Lacosta Condominiums located in the City of Sky Valley and being more fully described in a plat of survey recorded in the office of said Clerk in Condominium Plat Book 1, Pages 288-289, the same being sold as the property of the following named owners: Beverly Fuhrman, 2816 Magellan Drive, Baton Rouge, LA 70816, Unit G, Week 32; William L. and Sandra Gipe, 5811 Bass Road, Fort Wayne, IN 46808, Unit F, Week 18 & Unit F, Week 43; Edwin C. and Norma S. Granley, 7416 Spring Village Drive, Apt. 312, Springfield, VA 22150, Unit I, Week 33; Andrew J. Griffith, IV, 51224 Northshore Drive, Elkhart, IN  46514, Unit I, Week 30; Gary McCool, 2365 Amber Hills Way, Monroe, GA 30655, Unit G, Week 05; Lawrence A. Nyholm, 3156 SE 25th. Avenue, Ocala, FL 34471, Unit F, Week 11; Nancy W. O'Byrne and Edwin D. Hartman, III, 14305 NW 154 Terrace, Alachua, FL 32615, Unit I, Week 19; Ronald G. Parsons, 2925 N. Highway A1A, #101, Indialantic, FL 32903, Unit G, Week 03; Breck and Thelma Porter, 11031 NW 22nd. Street, Pembroke Pines, FL 33026, Unit I, Week 01; Michael P. and Elaine M. Thompson, P.O. Box 807, Astor, FL 32102, Unit B, Weeks 04 & 05. The said indebtedness has been and is hereby declared in default by reason of non-payment of said charges and assessments by the above-named debtors. The debts remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorney's fees. Said property will be sold as the property of the named debtors subject to outstanding ad valorem taxes, assessments, prior liens, encumbrances, easements, restrictions or security instruments of record, if any, having priority over the indebtedness described herein. Seller will provide deeds under power of sale to the purchasers. THIS IS AN ATTEMPT BY THE UNDERSIGNED TO COLLECT SAID INDEBTEDNESS; ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. A.M. Wilkinson, Jr., Attorney, 66 Demorest Lane, #333, Sky Valley, GA  30537, Lacosta Condominium Association, Inc. as Attorney in Fact for the above-named debtors by Hiram J. Spurlin, President.

10-6,13,20,27

NOTICE OF SALE UNDER POWER

Georgia, Rabun County

By virtue of a power of sale contained in the Declaration of Covenants, Conditions and Restrictions of Unit E-2 of Lacosta Condominium Owners Association, Inc., as amended, of file and record in DB M-10, Pages 140-229 and DB M-24, Pages 358-360, in the office of the Clerk of Rabun Superior Court, and said amended  Declaration providing for the assessment, payment and collection of certain maintenance fees and other charges due said Association by the following owners with attorney's fees, late charges and interest, and said charges being past due and unpaid, demand having been made by certified mail and payment refused, there will be sold by the undersigned at public outcry to the highest bidder for cash before the courthouse door in the City of Clayton, Rabun County, Georgia, within the legal hours of sale on the first Tuesday in November 2011, the following described property of the following owners: Certain Interval Time Share Unit Weeks and all rights, title and interest pertaining thereto in Unit E-2 of Lacosta Condominium Owners, Inc. and the improved real property known as Lacosta J Condominiums located in the City of Sky Valley and being more fully described in a plat of survey recorded in the office of said Clerk in Condominium Plat Book 2, Page 41, the same being sold as the property of the following named owners: Garin Bills, Morgan Lynch, LLC, 1684 Carolina Wren Drive, Ocoee, FL  34761, Unit J, Week 52; Gary L. Elrod, Sandra S. Elrod, Justin G. Elrod, Brent Elrod and Lindsay Gramm, 4501-101 Crab Creek Drive, Raleigh, NC 27612, Unit J, Week 11; James K. Landers, 5812 Julian Baugh Road, Lula, GA 30554, Unit J, Week 06; Lynda D. Terry, 52 Misty Cove Lane, Hilton Head Island, SC 29928, Unit J, Week 08.  The said indebtedness has been and is hereby declared in default by reason of non-payment of said charges and assessments by the above-named debtors. The debts remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorney's fees.  Said property will be sold as the property of the named debtors subject to outstanding ad valorem taxes, assessments, prior liens, encumbrances, easements, restrictions or security instruments of record, if any, having priority over the indebtedness described herein. Seller will provide deeds under power of sale to the purchasers. THIS IS AN ATTEMPT BY THE UNDERSIGNED TO COLLECT SAID INDEBTEDNESS; ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. A.M. Wilkinson, Jr., Attorney, 66 Demorest Lane, #333 Sky Valley, GA  30537, Unit E-2 of Lacosta Condo. Owners Assoc., Inc. as Attorney in Fact for the above-named debtors by Hiram J. Spurlin, President.

10-6,13,20,27

NOTICE OF SALE UNDER POWER

Georgia, Rabun County

By virtue of a power of sale contained in the Declaration of Covenants, Conditions and Restrictions of Oakmont  Condominium Association, Inc. as amended, of file and record in DB X-6, Pages 65-120 and DB O-15, Pages 259-261, in the office of the Clerk of Rabun Superior Court, and said amended  Declaration providing for the assessment, payment and collection of certain maintenance fees and other charges due said Association by the following owners with attorney's fees, late charges and interest, and said charges being past due and unpaid, demand having been made by certified mail and payment refused, there will be sold by the undersigned at public outcry to the highest bidder for cash before the courthouse door in the City of Clayton, Rabun County, Georgia, within the legal hours of sale on the first Tuesday in November 2011, the following described property of the following owners: Certain Interval Time Share Unit Weeks and all rights, title and interest pertaining thereto in Oakmont Condominium Association, Inc. and the improved real property known as Oakmont Condominiums located in the City of Sky Valley and being more fully described in a plat of survey recorded in the office of said Clerk in Condominium Plat Book 1, Pages 254, the same being sold as the property of the following named owners: Humberto Baez, M.D., 3006 N.W. 7th. Street, Miami, FL 33125, Unit D, Week 13; Charles F. & Dorothy Brigman, 50 N. Lara Street, Suite 3700, Jacksonville, FL 32202, Unit I, Week 08; William D. Courtney, 8225 Rio Grande Street, Houston, TX 77040, Unit G, Week 09; Dusty Lewis Elliott & Jennifer Pierce Elliott, 5160 Crest Highway, Thomaston, GA 30286, Unit H, Week 45; David B. & June Fouche, 1410 Huntington Lane, Unit 1505, Rockledge, FL 32955, Unit A, Week 15; Ken Harvey, 473 Utoy Circle #5, Atlanta, GA 30331, Unit F, Week 23; James L. &  Sheila Nicol, 4651 Roswell Road, Suite D-308, Atlanta, GA 0342, Unit G, Week 02; Sue Robinson Brand, Personal Representative of Henry Robinson & Shirley Robinson, deceased, 260 Horsley Mill Road, Carrollton, GA 30116, Unit A, Week 34; Albert K. & Florence Rowswell, 51 Marsh Drive, Freeport, FL 2439, Unit E, Week 51; Lynne Sanders, P.O. Box 2725, Clarkesville, GA  30523, Unit I, Week 31; David M. and Susan Smith, 1750 Clairmont Road, Apt. 15, Decatur, GA 30030, Unit A, Week 07; Nelson I. and Edna Mae Sweeney, 558 Chigger Lane, Tallahassee, FL 32304, Unit A, Week 08 & Unit E, Week 14; Luxury Timeshare Sales, Inc., Gardenias Santos, President, 2 E. Congress Street, Suite 900, Tucson, AZ 85701, Unit C, Week 34; Edythe E. Woodruff, 13355 S. Peach Avenue, Selma, CA 93662, Unit I, Week 48. The said indebtedness has been and is hereby declared in default by reason of non-payment of said charges and assessments by the above-named debtors. The debts remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorney's fees. Said property will be sold as the property of the named debtors subject to outstanding ad valorem taxes, assessments, prior liens, encumbrances, easements, restrictions or security instruments of record, if any, having priority over the indebtedness described herein.  Seller will provide deeds under power of sale to the purchasers. THIS IS AN ATTEMPT BY THE UNDERSIGNED TO COLLECT SAID INDEBTEDNESS; ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. A.M. Wilkinson, Jr., Attorney 66 Demorest Lane, #333, Sky Valley, GA  30537, Oakmont Condominium Association, Inc. as Attorney in Fact for the above-named debtors by Hiram J. Spurlin, President.

10-6,13,20,27

NOTICE OF SALE UNDER POWER

Georgia, Rabun County

By virtue of a power of sale contained in the Declaration of Covenants, Conditions and Restrictions of South Meadows Owners Association, Inc., as amended, of file and record in DB J-10, Pages 8-51, DB C-16, Pages 222-224, in the office of the Clerk of Rabun Superior Court, and said amended  Declaration providing for the assessment, payment and collection of certain maintenance fees and other charges due said Association by the following owners with attorney's fees, late charges and interest, and said charges being past due and unpaid, demand having been made by certified mail and payment refused, there will be sold by the undersigned at public outcry to the highest bidder for cash before the courthouse door in the City of Clayton, Rabun County, Georgia, within the legal hours of sale on the first Tuesday in November 2011, the following described property of the following owners: Certain Interval Time Share Unit Weeks and all rights, title and interest pertaining thereto in South Meadows Owners Association, Inc. and the improved real property known as South Meadows Condominiums located in the City of Sky Valley and being more fully described in a plat of survey recorded in the office of said Clerk in Plat Book 8, Page 204, the same being sold as the property of the following named owners: Steven Harris, Peggy A. Harris & Dianne Harris, 10849 Hampton Road, Jacksonville, FL 32257, Unit B1, Week 14; Robert H. & Mary R. Hunsinger, 100 Gaines Court, Athens, GA 30605, Unit B1, Week 01; Aline & Claude R. Jarrett, c/o Candice Scaf, 264 Dogwood Drive, Canton, GA 30114, Unit B1, Week 16; Everett W. & Marie Masters, 12449 NE 21st. Terrace, Branford, FL  32008, Unit B1, Week 03; William E. and Doris Phend Schowald, 705 Archer Road, Winston-Salem, NC 27106, Unit B1, Weeks 10 & 50. The said indebtedness has been and is hereby declared in default by reason of non-payment of said charges and assessments by the above-named debtors. The debts remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorney's fees. Said property will be sold as the property of the named debtors subject to outstanding ad valorem taxes, assessments, prior liens, encumbrances, easements, restrictions or security instruments of record, if any, having priority over the indebtedness described herein. Seller will provide deeds under power of sale to the purchasers. THIS IS AN ATTEMPT BY THE UNDERSIGNED TO COLLECT SAID INDEBTEDNESS; ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. A.M. Wilkinson, Jr., Attorney, 66 Demorest Lane, #333, Sky Valley, GA  30537 South Meadows Owners Association, Inc. as Attorney in Fact for the above-named debtor by Hiram J. Spurlin, President.

10-6,13,20,27

NOTICE OF SALE UNDER POWER

Georgia, Rabun County

By virtue of a power of sale contained in the Declaration of Covenants, Conditions and Restrictions of Sawgrass Condominium Association, Inc. as amended, of file and record in DB M-6, Pages 219-263 and DB L-22, Pages 277-279, in the office of the Clerk of Rabun Superior Court, and said amended Declaration providing for the assessment, payment and collection of certain maintenance fees and other charges due said Association by the following owners with attorney's fees, late charges and interest, and said charges being past due and unpaid, demand having been made by certified mail and payment refused, there will be sold by the undersigned at public outcry to the highest bidder for cash before the courthouse door in the City of Clayton, Rabun County, Georgia, within the legal hours of sale on the first Tuesday in November 2011, the following described property of the following owners: Certain Interval Time Share Unit Weeks and all rights, title and interest pertaining thereto in Sawgrass Condominium Association, Inc. and the improved real property known as Sawgrass Condominiums located in the City of Sky Valley and being more fully described in a plat of survey recorded in the office of said Clerk in Condominium Plat Book 1, Pages 252, the same being sold as the property of the following named owners: Christopher Barney, P.O. Box 592128, Orlando, FL 32859, Unit C, Week 46; Millard L. Bennett, P.O. Box 1507, Key Largo, FL 33037, Unit A, Week 03; Arnold W. & Naomi Benson, P.O. Box 2317, Callahan, FL 32011, Unit G, Week 42; Billie R. Clinkscales, 700 Austin Road, Belton, SC  29627, Unit K, Week 18; Clifford Harvey Cole, Jr., 109 Glen Eagles Court, Ponte Vedra Beach, FL 32082, Unit L, Week 43; Donald M. Conner, 106 Roe Hampton Lane, Stone Mountain, GA  30087, Unit D, Week 02; J. Anthony & Jean L. Dede, 2534 Lakeshore Drive, Flagler Beach, FL 32136, Unit L, Week 09; Elliot's World, LLC, Kendra Albrecht-Authorized Agent, 1160 Vierling Drive, #305, Shakopee, MN 55379, Unit D, Week 50; Jerry B. & Bonnie Elrod, 7153 A. Cedar Circle, Toccoa, GA 30577, Unit F, Week 45; Lisa Frola, 318 Foxhound Drive, Unit 5781, Ellijay, GA  30540, Unit M, Week 06; Robert W. & Beverly R. Fuhrman, 2816 Magellan Drive, Baton Rouge, LA 70816, Unit E, Week 31; Michele Gaster, 3401 Ellenwood Lane, Tampa, FL 33618, Unit L, Week 01; James R. Gilmore, 1860 Union Street, Unit 22, Clearwater, FL 33763, Unit H, Week 29; General Lawrence N. and Mary Ann Gordon, P.O. Box 1870, Melbourne, FL 32902, Unit E, Week 35; William Clay Harper, Jr. & Deborah Harper, 51 Markfield Drive, Charleston, SC 29407, Unit J, Week 22; Robert Stanley & Joann Hopper, 800 N. College Drive, Cedartown, GA 30125, Unit D, Week 34; John & Tina Hutto, 3062 Chastain Park Court, Atlanta, GA 30342, Unit G, Week 05; Memorable Vacations, LLC, c/o Jon Comas, P.O. Box 34713, Clermont, FL 34713, Unit C, Week 11; Vera & E. Harold Mitchell, P.O. Box 13699, Atlanta, GA 30324, Unit K, Week 10; Jennifer S. Moore, 65 Morningside Drive, Franklin, NC 28734, Unit L, Week 51; Carl Payton & Waymon A. Ayers, P.O. Box 493, Whitesburg, GA 30185, Unit F, Week 14; Richard Lee Pearce & Mary Catherine Sullivan, 10131 San Matio Street, SW, Palm Bay, FL 32909, Unit K, Week 52; Lift Putters, LLC, Stan Krol, President, P.O. Box 700, Londonderry, NH  03053, Unit E, Week 33; Robin E. & Cynthia Scheuerman, Gary M. & Janet Wolfe, 337 Elkhorn Ct., Winter Park, FL 32792, Unit E, Week 39; James L. & Dorothy Soden, 1012 Lee Street, Bainbridge, GA  39819, Unit B, Week 28; Kenna Stephens & Pamela K. Duru, 354 S.W. 7th. Avenue, Boca Raton, FL 33486, Unit F, Week 10; Michael P. & Elaine M. Thompson, P.O. Box 807, Astor, FL 32102, Unit A, Week 23; Time No More, Inc., Attn: Darren Gibson, P.O. Box 3049, Cleveland, GA 30528, Unit K, Week 44; Harry E. Walker & Personal Representative of Joan Marie Walker, deceased, c/o Debra Karen Kerr, 66 Fulcher Creek Drive, Franklin, NC 28734, Unit D, Week 51; and Catherine Warner, Linda Warner Upchurch & Marianne Warner Mitchell, 4366 White Pine Avenue, Orlando, FL 32811, Unit L, Week 18. The said indebtedness has been and is hereby declared in default by reason of non-payment of said charges and assessments by the above-named debtors. The debts remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorney's fees. Said property will be sold as the property of the named debtors subject to outstanding ad valorem taxes, assessments, prior liens, encumbrances, easements, restrictions or security instruments of record, if any, having priority over the indebtedness described herein. Seller will provide deeds under power of sale to the purchasers. THIS IS AN ATTEMPT BY THE UNDERSIGNED TO COLLECT SAID INDEBTEDNESS; ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. A.M. Wilkinson, Jr., Attorney, 66 Demorest Lane, #333, Sky Valley, GA 30537. Sawgrass Condominium Association, Inc. as Attorney in Fact for the above-named debtors by Hiram J. Spurlin, President.

10-6,13,20,27

NOTICE OF SALE UNDER POWER

GEORGIA, RABUN COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Bryant L. Garland to Citizens Fidelity Mortgage Corp dated December 20, 2002 in the amount of $304,000.00, and recorded in Deed Book O 23, Page 372 and re-recorded at Book P23, Page 569, Rabun County, Georgia Records; as last transferred to Wells Fargo Bank, N.A., as Trustee for Option One Mortgage Loan Trust 2003-1, Asset-Backed Certificates, Series 2003-1 by assignment; the undersigned, Wells Fargo Bank, N.A., as Trustee for Option One Mortgage Loan Trust 2003-1, Asset-Backed Certificates, Series 2003-1 pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in November, 2011 , during the legal hours of sale, at the Courthouse door in Rabun County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land lying and being in Land Lot Number 10 of the Second Land District of Rabun County, Georgia, and being more particularly described as follows, to wit: For a full and complete description of the real property being hereby conveyed, reference is hereby had and made to a plat of survey dated September 9, 1985, and prepared by William F. Rolader, Georgia Registered Land Surveyor Number 2042. Said plat depicts various tracts of land. The real property being hereby conveyed is Tract 5 containing 4.66 acres. Said plat is of record in Plat Book 26, Page 128, in the Office of the Clerk of the Rabun Superior Court. Reference to said plat and the record thereof is for the express purpose of incorporating herein its description of Tract 5, containing 4.66 acres as depicted thereon. Note: The above described property is conveyed subject to Protective Covenants dated August 15, 1988, and recorded in Deed Book O-11, Pages 87-88, aforesaid Records. Note: Said plat depicts a Sixty (60) foot road Right of Way. There is a presently existing road located within said road Right of Way. Also conveyed is a perpetual, non-exclusive road Right of Way easement over and across said road Right of Way and the extension of the same to the public road system of Rabun County, Georgia, subject to a road maintenance agreement as described hereinbelow. Note: Reference is hereby had and made to an "Agreement for Use and Maintenance of Water System and Agreement for Maintenance of Road System at Owl Mountain Retreat" of even date herewith. Said Agreement is of record in the Office of the Clerk of the Rabun Superior Court, in Deed Book D-15, Pages 294-299. The above described property is conveyed subject to an easement for a reservoir to be constructed on said Tract 5, and other covenants contained in that certain Agreement for Use and Maintenance of Water System and Agreement of Road System at Owl Mountain Retreat, as recorded in Deed Book D-15, Pages 294-299, Clerk`s Office, Rabun Superior Court, which has the property address of 691 #10 Lane, Clayton, Georgia, together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of Bryant L. Garland and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. Wells Fargo Bank, N.A., as Trustee for Option One Mortgage Loan Trust 2003-1, Asset-Backed Certificates, Series 2003-1, Attorney in Fact for Bryant L. Garland, McCurdy & Candler, L.L.C. (404) 373-1612, www.mccurdycandler.com. File No. 11-00861 /CONV/kandrade THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

10-6,13,20,27

NOTICE OF SALE UNDER POWER

By virtue of the power of sale contained in a Deed to Secure Debt by J. Richard Greaser to Bank of America, N.A., dated September 23, 2003 and filed for record September 30, 2003 in Deed Book E-25, Page 75, Rabun County, Georgia records, and securing a Note in the original principal amount of $571,261.05, there will be sold at a public outcry for cash to the highest bidder before the Courthouse door of Rabun County, Georgia, between the legal hours of sale on the first Tuesday in November, 2011, by Bank of America, N.A. as Attorney-in-Fact for J. Richard Greaser  the following property to-wit: All that tract or parcel of land lying and being in Land Lot 1 and Land Lot 25 of the Fourth Land District of Rabun County, Georgia and being a total of 16.77 acres and being an unnumbered tract containing 7.77 acres as shown upon that plat of survey dated November 9, 1998 by William F. Rolader, Georgia Registered Land Surveyor, No. 2042 and recorded in Plat Book 42, Page 159 in the Office of the Clerk of Rabun Superior Court and Tract 4 consisting of 3.0 acres, Tract 5 consisting of 3.0 acres and Tract 6 consisting of 3.0 acres as shown upon that plat of survey dated March 18, 1999 by William F. Rolader, Georgia Registered Land Surveyor, No. 2042 and recorded in Plat Book 42, Page 210 and to which plats referenced are herein made for a full and complete description of the property herein conveyed. The above described property is also known as 2342 Highway 76 East, Clayton, Georgia  30525. The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purpose of paying the same and all expenses of sale, including attorney's fees, if applicable. The property will be sold as the property of the aforesaid grantor subject to the following: all prior restrictive covenants, easements, rights-of-way, security deeds, or encumbrances of record;  all valid zoning ordinances; matters which would be disclosed by an accurate survey of the property or by any inspection of the property; all outstanding taxes, assessments, unpaid bills, charges, and expenses that are a lien against the property whether due and payable or not yet due and payable. To the best of the undersigned's knowledge and belief, possession of the subject property is held by J. Richard Greaser  and/or HIGHWAY 76 CLAYTON, LLC. Pursuant to O.C.G.A. § 44-14-162.2, the name, address and telephone number of the individual or entity who shall have the full authority to negotiate, amend or modify all terms of the above described mortgage is as follows: Bank of America, N.A., successor by reason of merger with BAC Home Loans Servicing, L.P., Attn: Loss Mitigation Dept., P. O. Box 5170, MS SV314B, Simi Valley, CA 93065, Telephone: 1-800-669-6650. The foregoing notwithstanding, nothing in O.C.G.A. § 44-14-162.2 shall be construed to require Bank of America, N.A.  to negotiate, amend or modify the terms of the Deed to Secure Debt described herein. Bank of America, N.A. as Attorney-in-Fact for J. Richard Greaser, SHUPING, MORSE & ROSS, LLP, By: S. Andrew Shuping, Jr., S. Andrew Shuping, Jr. 6259 Riverdale Road, Suite 100, Riverdale, Georgia  30274-1698 (770) 991-0000. THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

10-6,13,20,27

NOTICE OF SALE UNDER POWER

GEORGIA, RABUN COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Janet S. Richmond and Robert A. Richmond to Ameriquest Mortgage Company dated January 14, 2006 in the amount of $228,200.00, and recorded in Deed Book N29, Page 1, Rabun County, Georgia Records; as last transferred to Deutsche Bank National Trust Company, as Trustee for Ameriquest Mortgage Securities Inc., Asset-Backed Pass-Through Certificates, Series 2006-R2 by assignment; the undersigned, Deutsche Bank National Trust Company, as Trustee for Ameriquest Mortgage Securities Inc., Asset-Backed Pass-Through Certificates, Series 2006-R2 pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in November, 2011 , during the legal hours of sale, at the Courthouse door in Rabun County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land lying and being in Land Lot 58 of the Fifth Land District of Rabun County, Georgia, and being Lot 16, containing 2.66 acres and Lot 17 containing 3.17 acres, in Glassy Mountain Acres Subdivision, said property being more fully described according to that certain plat of survey dated revised August 5, 1987, and prepared by T. Lamar Edwards, Georgia Registered Land Surveyor, No. 1837, said plat being recorded in the Office of the Clerk of Rabun Superior Court in Plat Book 26, Page 177. Said survey is incorporated herein by reference for a full and complete description of the above-described lands. There is also conveyed a perpetual, non-exclusive easement over and across that certain 30-foot wide road known as Mountain View Trail, said road being more fully described upon the above-mentioned plat of survey. There is excepted the rights of others to use Mountain View Trail for the purpose of access, ingress and egress to and from all of the lots of Glassy Mountain Acres. There is excepted from this conveyance the easement rights reserved by Jimmy W. Blalock and Woodrow Blalock for use of a water collection area and the water system for Glassy Mountain Acres as state in a Warranty Deed August 16, 1988, from Jimmy W. Blalock and Woodrow Blalock to Robert A. Richmond and Cynthia Ann Hoppe recorded in other Office of the Clerk of Rabun Superior Court in Deed Book P-11, Pages 650-654. This conveyance is made subject to the terms and conditions of a waterline and road maintenance agreement attached to a Warranty Deed from Jimmy W. Blalock and Woodrow Blalock to Robert A. Richmond and Cynthia Ann Hoppe dated August 15, 1988, and recorded in the Office of the Clerk of Rabun Superior Court in Deed Book C-11, Pages 650-654. This conveyance is made subject to Restrictive Covenants recorded in the Office of the Clerk of Rabun Superior Court in Deed Book P-11, Pages 650-654. The above described property is also conveyed subject to that certain road affidavit as recorded in the Office of the Clerk of Rabun Superior Court in Deed Book I-10, Page 409, which has the property address of 624 Frontier Road, Tiger, Georgia, together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of Janet S. Richmond and Robert A. Richmond and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. Deutsche Bank National Trust Company, as Trustee for Ameriquest Mortgage Securities Inc., Asset-Backed Pass-Through Certificates, Series 2006-R2, Attorney in Fact for Janet S. Richmond and Robert A. Richmond, McCurdy & Candler, L.L.C. (404) 373-1612, www.mccurdycandler.com File No. 09-16529 /CONV/kandrade. THE LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

10-6,13,20,27

NOTICE OF SALE UNDER POWER

STATE OF GEORGIA

COUNTY OF RABUN.

Under and by virtue of the power of sale contained in that certain Deed to Secure Debt (Security Deed) executed by Tuscany Mountain Development, LLC in favor of Community Bank & Trust dated May 21, 2009, and recorded at Deed Book A35, pages 476-489 of the Rabun County, Georgia Deed Records, and recorded in Deed Book 456, pages 71-84 of the Towns County, Georgia Deed Records, as assigned pursuant to that Transfer and Assignment of Deed to Secure Debt from Federal Deposit Insurance Corporation, in its capacity as Receiver for Community Bank & Trust to SCBT, N.A., d/b/a CBT, a Division of SCBT, N.A. and recorded in Deed Book Y36 at pages 583-598 of Rabun County, Georgia Deed Records, and recorded in Deed Book 489 at pages 41-48 of Towns County, Georgia Deed Records the undersigned will sell at public outcry to the highest bidder for cash before the door of the Courthouse of Rabun County, Georgia, during the legal hours of sale, on the first Tuesday in November, that being November 1, 2011, the following described property: PARCEL 1 All that tract or parcel of land lying and being in Land Lot 8 of the Second Land District of Rabun County, Georgia and being Tract 2, containing 5.97 acres in the City of Clayton as more particularly described upon that certain plat of survey prepared by T. Lamar Edwards, Georgia Registered Land Surveyor No. 1837, dated November 17, 2003 and recorded in Plat Book 50, Page 271, Clerk's office, Rabun Superior Court, Reference is hereby had and made to said plat of survey for the purpose of incorporating same herein for a full and complete description of the property herein conveyed. This conveyance includes but is not limited to those condominium units being known as Units 1, 2, 3, 5 and 6 of Tuscany Mountain Condominium (the Property) as more particularly described in that certain Declaration of Condominium for Tuscany Mountain Condominium which is recorded in the office of the clerk of Rabun Superior Court Plat Book 2, Pages 250-257 and as shown upon that certain As-Built Site Plan for Tuscany Mountain Condominium (the "site plan"), dated May 4, 2006 and revised August 22, 2006, prepared by William F. Rolader, Georgia Registered Land Surveyor No. 2042, which is recorded in the office of the clerk of Rabun Superior Court in Condominium Plat Book 2, Page 249, and on certain architectural plans certified by Donald L. Nelson, (the "plans"), filed in the office of the clerk of Rabun Superior Court in a sleeve attached to Condominium Plat Book 2, Page 249, together with all rights, title and interest appurtenant to the property and the appurtenances thereto under the declaration, site plans are incorporated herein and made a part hereof LESS AND EXCEPT that Tuscany Mountain Condominium Unit 4 previously conveyed to Eugenia Gargullo by virtue of that Warranty Deed dated September 29, 2006 and recorded in Deed Book V-30, Page 373, Clerk's office, Rabun Superior Court. There is also conveyed herewith those certain easement rights as more fully described in that certain easement from Stephens C. Welnelt and Deborah S. Welnelt to Doris Cole Bleekley dated January 8, 1998, which is recorded in the office of the clerk of Rabun Superior Court in Deed Book M-18, Page 51. Conveyed herewith is a non-exlcusive, perpetual easement extending from Highway 441 over and across that adjacent 1.83 acre tract of land depleted as Tract 1 upon the above-referenced plat of survey. Said easement is not shown upon the above-referenced plat of survey but is for the purpose of access, ingress and egress over and across the aforementioned Tract 1 to and from Highway 441 from and to the above-described Tract 2. There is also conveyed herewith a one-six (1/6) undivided interest in the "common elements" of Tuscany Mountain Condominium, as such term is defined in the declaration. Conveyed herewith is a non-exclusive, perpetual easement for ingress and egress extending from U. S. Highway 76 to the above-referenced unit. PARCEL 2 All that tract or parcel of land lying and being in the 18th District, 1st Section, Land Lot 142, Towns County, Georgia, containing 3.128 acres, more or less, as shown on a plat of survey by Tamrok Associates, Inc., John G. Strubblefield, RLS, dated July 24, 2000 and recorded in Plat Book 26, Page 5, Towns County Records, said plat being incorporated herein by reference and made a part hereof. Subject to all matters and conditions shown on above referenced plat of survey. Also conveyed herein is an easement of ingress and egress to and from Car Miles Road, over, above and across Cable Hill Road, a portion of which is shown on said plat of survey. This conveyance is subject to all road rights of way and easements as shown on said plat of survey. The property herein conveyed is subject to that certain road easement from Gerald W. Cable and Glenda Sue Cable to Jeffrey Eller and Jamie McClure as recorded in Deed Book 199, Page 292, Towns County, Georgia records. The property herein conveyed is subject to road right of ways and easements reserved by Ruth A. Gudger in Deed Book 205, Pages 493-494, aforementioned roads. Said properties are located at: 624 Highway 76 E., Clayton, Rabun County and Towns County, Georgia. The debt secured by said Security Deed is evidenced by a Promissory Note (the “Note”), dated May 22, 2009 in the original principal amount of $678,769.69, payable, principal and interest from the date thereof shown on said Note on the unpaid balance until paid. Default has occurred in the payment of the debt evidenced by the Note and secured by the Security Deed as a result of the nonpayment of installments owed thereunder. The total balance of said debt has, therefore, been declared due and the Security Deed foreclosable according to its terms. The debt remaining in default, the property will be sold to the highest bidder for cash as the property of Tuscany Mountain Development, LLC, the proceeds to be applied to the payment of said indebtedness, attorneys’ fees (notice of intention to collect attorneys’ fees having been given), and the lawful expenses of said sale, all as provided in the Note and the Security Deed, said sale to be subject to any and all unpaid taxes and assessments, and restrictions, easements and liens of record with priority over the Security Deed referenced above. To the best of the undersigned’s knowledge and belief, the property is in the possession of Tuscany Mountain Development, LLC and will be sold as the property of Tuscany Mountain Development, LLC. The undersigned will execute a deed to the purchaser as authorized in the aforementioned Security Deed. Tuscany Mountain Development, LLC By: SCBT, N.A. d/b/a CBT, a Division of SCBT, N.A. as Attorney-in-Fact Hulsey, Oliver & Mahar, LLP

O. Box 1457, Gainesville, GA 30503, (770) 532-6312.

10-6,13,20,27

NOTICE TO CREDITORS AND DEBTORS

All persons indebted to Bernice Thompson Willliams, deceased, are hereby notified to make immediate payment to the undersigned and all creditors of said decedent are hereby notified to render their claims to the undersigned. This the 29th day of September,2011. Witness my/our hand(s) and seal(s), on the day above written. (DeLois Thompson Edwards and Dwayne Thompson acting as co-executors of the Bernice Thompson Williams estate.) Address 6275 Hwy. 76W, Clayton, GA 30525, Telephone: 706-782-5436.

10-6,13,20,27

Notice of Sale Under Power

Georgia, Rabun County

Under and by virtue of the Power of Sale contained in that certain Deed to Secure Debt given by Lake Burton Development, LLC (the “Grantor”) to Cadence Bank, N.A. ("Lender") dated November 9, 2007 and recorded November 15, 2007 in Deed Book X-32, Page 355, Rabun County, Georgia official records (together with any and all additional amendments and modifications, collectively hereinafter referred to as the “Security Deed”), conveying the property described below to secure repayment of: (i) that certain Commercial Fixed Rate Promissory Note given by Grantor to Lender dated November 20, 2008 in the stated principal amount of $1,097,328.00, together with interest thereon as set forth therein; (ii) that certain Commercial Variable Rate Promissory Note given by Grantor to Lender dated November 18, 2008 in the stated principal amount of $200,768.00, together with interest thereon as set forth therein; and (iii) any and all other indebtedness, plus interest thereon, due and owing by Grantor to Lender, whether now existing or hereinafter created (together with any and all prior notes, amendments or modifications, collectively hereinafter referred to as the “Secured Indebtedness”), there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Rabun County, Georgia, within the legal hours of sale on the first Tuesday in November 2011 (being November 1, 2011) the following described parcel of real property together with all improvements, personalty, fixtures, easements, hereditaments, rights, members, and appurtenances located thereon and described in the Security Deed: All that tract or parcel of land lying and being in Land Lot 24 of the Fourth Land District of Rabun County, Georgia, and being designated as Lot 4 containing 0.25 acres, Lot 5 containing 0.24 acres, Lot 6 containing 0.24 acres, Lot 11 containing 0.15 acres, Lot 12 containing 0.17 acres, Lot 17 containing 0.21 acres, Lot 21 containing 0.35 acres, Lot 23 containing 0.31 acres, Lot 30 containing 0.40 acres and Lot 32 containing 0.45 acres of The Timbers of Kingwood Estates as shown on that certain plat of survey prepared by Wayne A. Powers, Georgia Registered Land Surveyor No. 2891, dated December 28, 2005, which is recorded in the office of the Clerk of Rabun Superior Court in Plat Book 56, Page 169-171. Said plat and the record thereof are hereby incorporated herein and made a part hereof by reference. The property herein conveyed is subject to that Declaration of Covenants, Conditions and Restrictions for The Timbers at Kingwood recorded in Deed Book 0-25, Page 638, Clerk's office, Rabun Superior Court, and all modifications and amendments of record thereto. Conveyed herewith is a perpetual, non-exclusive easement for the use, maintenance and repair of water and sewer lines which traverse adjacent property owned by Kingwood, LLC which serve the above referenced tract of land. Conveyed herewith is a perpetual non-exclusive easement for access ingress and egress over and across the subdivision roads to and from the above-referenced tracts of land to the public road system. This property is subject to the covenants and restrictions for Kingwood Subdivision recorded in the Clerk's office, Rabun Superior Court in Deed Book E-18, Pages 98-107, Deed Book A-7, Pages 487-505, Deed Book L-18, Pages 98-148 and Deed Book 0-27, Page 359, and all modifications and amendments of record thereto. The above described Lots 4, 5, 6 and 17 are subject to that certain ingress/egress easement extending from Timberridge Drive to Lot 1, as same is shown upon the above referenced plat of survey. The Secured Indebtedness has been and is hereby accelerated and declared due because of, among other possible events of default, failure to pay the Secured Indebtedness as and when due and in the manner provided in the instruments evidencing the Secured Indebtedness and Security Deed. As the Secured Indebtedness remains in default, the sale will be made for purposes of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (written notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants and matters of record superior to the Security Deed. To the best knowledge and belief of the undersigned, the party in possession of the property is the Grantor or a tenant or tenants claiming through it. Cadence Bank, N.A., Attorney-in-Fact and Agent for Lake Burton Development, LLC, Bryan T. Glover, Burr & Forman LLP171 Seventeenth Street, N.W., Suite 1100, Atlanta, Georgia 30363, Email: bglover@burr.com, Phone: 404-815-3000, Facsimilie: 404-817-3244.THE LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

10-6,13,20,27

Notice of Sale Under Power

Georgia, Rabun County

Under and by virtue of the Power of Sale contained in that certain Deed to Secure Debt given by Lake Burton Development, LLC (the “Grantor”) to Bank of Hiawassee d/b/a Bank of Blairsville dated December 19, 2002 and recorded December 26, 2002 in Deed Book O-23, Page 342, Rabun County, Georgia official records, as assigned to Cadence Bank, N.A., successor-by-merger to Seasons Bank ("Lender") pursuant to that certain Assignment dated July 29, 2005 and recorded September 19, 2005 in Deed Book T28, Page 570, Rabun County, Georgia official records, as modified by that certain Modification of Deed to Secure Debt between Grantor and Lender, dated November 19, 2005 and recorded December 22, 2005 in Deed Book I29, Page 506, aforesaid Records, as modified by that certain Modification and Extension of Deed to Secure Debt between Grantor and Lender dated August 20, 2007 and recorded August 29, 2007 in Deed Book O32, Page 321, aforesaid Records, as modified by that certain Modification and Extension of Deed to Secure Debt between Grantor and Lender, dated November 20, 2008 and recorded January 15, 2009 in Deed Book M34, Page 636, aforesaid Records (together with any and all additional amendments and modifications, collectively hereinafter referred to as the “Security Deed”), conveying the property described below to secure repayment of: (i) that certain Commercial Fixed Rate Promissory Note given by Grantor to Lender dated November 20, 2008 in the stated principal amount of $1,097,328.00, together with interest thereon as set forth therein; (ii) that certain Commercial Variable Rate Promissory Note given by Grantor to Lender dated November 18, 2008 in the stated principal amount of $200,768.00, together with interest thereon as set forth therein; and (iii) any and all other indebtedness, plus interest thereon, due and owing by Grantor to Lender, whether now existing or hereinafter created (together with any and all prior notes, amendments or modifications, collectively hereinafter referred to as the “Secured Indebtedness”), there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Rabun County, Georgia, within the legal hours of sale on the first Tuesday in November 2011 (being November 1, 2011) the following described parcel of real property together with all improvements, personalty, fixtures, easements, hereditaments, rights, members, and appurtenances located thereon and described in the Security Deed: TRACT 1: ALL THAT TRACT OR PARCEL OF LAND containing 12.43 acres (more or less), lying and being in Land Lot 6 of the 1st Land District, Rabun County, Georgia as shown upon that certain plat of survey dated December 4, 2002, prepared by Wayne A. Powers, Georgia Registered Land Surveyor No. 2891, and recorded in Plat Book 49, Page 155, Clerk's office, Rabun Superior Court, and being described as follows: To find the Point of Beginning, commence at the northernmost corner of Lot 3G of Unit 2, Phase 1 of Waterfall at Lake Burton as shown on that certain Final Plat recorded at Plat Book 45, pages 176-177, Rabun County Georgia Records and run thence North 22°34'47" East a distance of 86.99 feet; thence North 60°41'57" East a distance of 20.00 feet to a point located on the western right of way line of Waterfall Drive (60' right of way) and the Point of Beginning. From the Point of Beginning thus established, run thence 27.65' along the arc of curve to the right in the western right of way line of Waterfall Drive, said arc having a radius of 65.00', and being subtended by a chord bearing North 17°06'46" West, a chord distance of 27.45'; thence North 06°18'42" West, a distance of 173.98'; thence North 09° 06'32" West, a distance of 58.45'; thence 58.40' along the arc of a curve to the right, said arc having a radius of 120.00', and being subtended by a chord bearing North 04°49'59" West, a chord distance of 57.82'; thence North 18°46'30" East, a distance if 111.76'; thence 54.30' along the arc of a curve to the left, said arc having a radius of 80.00', and being subtended by a chord bearing North 00°40'07" West, a chord distance of 53.26'; thence departing the right-of-way of Waterfall Drive and running thence 62.66' along the arc of a curve to the left, said arc having a radius of 135.00', and being subtended by a chord bearing South 43°18'24" West, a distance of 62.10'; thence 93.16' along the arc of a curve to the right, said arc having a radius of 265.00, and being subtended by a chord bearing South 40°04'54" West, a chord distance of 92.68'; thence South 50°09'10" West, a distance of 56.83', thence South 48°46'00" West, a distance of 212.06', thence North 74°16'27" West, distance of 270.72', thence South 14°55'43" West, a distance of 118.40', thence South 75°13'37" East, a distance of 136.13', thence South 19°43'09" West, a distance of 80.64', thence South 43°21'25" West, a distance of 112.89', thence South 16°15'36" East, a distance of 119.04', thence South 85°57'16" West, a distance of 212.88'; thence North 20°10'08" East, a distance of 132.23'; thence 62.48' along the arc or a curve to the right, said arc having a radius of 63.00', and being subtended by a chord bearing North 28°31'07" West, a chord distance of 59.95'; thence North 03°49'54" East, a distance of 127.12'; thence North 83°33'52" West, a distance of 300.68'; thence South 86°53'06" West, a distance of 140.23'; thence South 02°12'24" East, a distance of 90.57'; thence South 02°12'24" East, a distance of 38.06'; thence South 06°56'07" East, a distance of 99.61'; thence South 10°23'28" East, a distance of 223.80'; thence North 86°53'06" East, a distance of 159.24' to the eastern right-of-way line of Village Path Drive (r/w varies - not less than 30') and continuing along such eastern and northern right-of-way line the following courses and distances: north 75 57'37" east, a distance of 27.42'; thence south 09 40'12" east, a distance of 70.99; thence 67.21' along the arc of a curve to the left, said arc having a radius of 75.00', and being subtended by a chord bearing south 34 46'14" east, a chord distance of 64.98'; thence south 60 26'32" east, a distance of 51.37'; thence 47.36' along the arc of a curve to the left, said arc having a radius of 72.00', and being subtended by a chord bearing south 79 17'12" east, a chord distance of 46.51'; thence north 82 25'77" east, a distance of 99.78';thence north 81 06'01" east, a distance of 80.25'; thence 4.22' along the arc of a curve to the right, said arc having a radius of 500.00', and being subtended by a chord bearing north 79 42'45" east, a chord distance of 24.21'; thence 30.79' along the arc of a curve to the left, said arc having a radius of 2267.99', and being subtended by a chord bearing north 77 56'34" east, a chord distance of 30.79'; thence 61.26' along the arc of a curve to the left, said arc having a radius of 567.39', and being subtended by a chord bearing north 76 42'05" east, a chord distance of 61.23'; thence 46.59' along the arc of a curve to the right, said arc having a radius of 182.84', and being subtended by a chord bearing north 82 38'73" east, a chord distance of 46.46'; thence north 89 56'19" east, a distance of 104.23'; thence 35.47' along the arc of a curve to the left, said arc having a radius of 173.20', and being subtended by a chord bearing north 84 04'17" east, a chord distance of 35.41'; thence departing the right-of-way of Village Path and running thence north 25 45'45" west, a distance of 37.00'; thence north 72 36'71" east, a distance of 60.00'; thence north 44 52'24" east, a distance of 89.62'; thence north 44 52'02" east, a distance of 107 01'; thence north 30 00'38" east, a distance of 60.10'; thence north 22 34'47" east, a distance of 86.99'; thence north 60 41'57" east, a distance of 20.00' to a point on the western right-of-way line of Waterfall Drive and the Point of Beginning. The aforementioned tract or parcel is subject to the Declaration of Covenants, Conditions and Restrictions for Waterfall at Lake Burton dated April 16, 1999 and recorded in Book S-18, Pages 309-342, Clerk's Office Rabun Superior Court as amended by First Amendment thereto dated June 15, 1999, recorded at Deed Book X18, Page 442, of said records, and any and all amendments or modifications thereto of record. The property herein conveyed is subject to a 10 foot easement around all property lines for future utilities and drainage. The property herein conveyed is subject to that 10' landscape and pedestrian easement as shown upon the above-referenced plat of survey. Further, the property herein conveyed is subject to that certain Trust Indenture from Lake Burton Development, LLC to Waterfall Property Owners Association, Inc. dated April 10, 2001, recorded in Deed Book S-20, Page 565, Clerk's Office, Rabun Superior Court, and pertaining to the sewer system of Waterfall of Lake Burton. Further, the property herein conveyed is subject to that certain Trust Indenture from Lake Burton Development, LLC to Waterfall Property Owners Association, Inc. dated April 10, 200, recorded in Deed Book R-20, Page 462, Clerk's office, Rabun Superior Court, and pertaining to the utility system of Waterfall of Lake Burton. The property herein conveyed is subject to, if any, the rights of others to use that road which crosses portions of the northern boundary of the above-described 12.43 acre tract as same is shown upon the above-referenced plat of survey. Conveyed herewith are any and all benefits and rights pertaining to the sewer and utility system of Waterfall at Lake Burton as same pertain to the property herein conveyed. Conveyed herewith is a non-exclusive, perpetual easement for ingress and egress over and across those subdivision roads of Waterfall at Lake Burton from the US Highway 76 - Georgia Highway No. 2 to the above-described property herein conveyed. LESS AND EXCEPT THE FOLLOWING: 1. All property as shown on Plat of Survey for Phase 1 Waterfall Villas, dated January 18, 2005, recorded in Plat Book 54, page 49, Rabun County, Georgia records. 2. All property as shown on Plat of Survey for Future Waterfall Club House, dated January 18, 2005, recorded in Plat Book 54, page 51, aforesaid records. 3. All of Lots 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13 and 14 of Unit 1, Block "L" of Waterfall at Lake Burton as shown on plat, dated February 23, 2005, recorded in Plat Book 54, page 57, aforesaid records. TRACT 2: ALL THAT TRACT OR PARCEL OF LAND containing 5.76 acres (more or less), lying and being in Land Lots 6 of the District and Land Lot 91 of the 5th District, Rabun County Georgia as shown upon that particular plat of survey dated November 25, 2002, prepared by Wayne A. Powers, Georgia Registered Land Surveyor #2891, and recorded in Plat Book 49, Page 154, Clerk's office, Rabun Superior Court, and being described as follows: Beginning at the intersection of the northern right-of-way line of U.S. Route 76 (variable r/w) and the eastern boundary of Land Lot 91 of the 5th District, Rabun County, Georgia and running thence 75.12' along the arc of a curve to the left in the northern right-of-way line of U.S. Rout 76, said arc having a radius of 552.46', and being subtended by a chord bearing South 89°13'00" West a chord distance of 75.06' to a point; thence North 04°40'43" West, along the northern right-of-way line of U.S. Route 76, a distance of 25.00' to a point; thence 1112.57' along the arc of a curve tot eh left in the northern right-of-way line of U.S. Route 76, said arc having a radius of 577,46' and being subtended by a chord bearing South 79°44"13" West, a chord distance of 112.39" to a point; thence departing the northern right-of-way line of U.S. Route 76 and running North 02°44"34" West, a distance of 85.37' to a point; thence North 00°02'15" West, a distance of 129.52 to a point; thence 14.40 along the arc of a curve to the right, said arc having a radius of 100.00' and being subtended by a chord bearing South 72°34'38" West, a chord distance of 14.39' to a point; thence South 76°42'09" West, a distance of 82.11 to a point; thence 54.40' along the arc of a curve tot he right, said arc having a radius of 60.24' and being subtended by a chord bearing North 77°25'40" West, a chord distance of 52.57' to a point located on the southern right-of-way line of Magnolia Place (40' r/w) and running thence along the right-of-way line of Magnolia Place and following courses and distance: 35.31 ' along the arc of a curve to the left, said arc having a radius of 1520.00' and being subtended by a chord bearing North 59°49'54" East a chord distance of 35.31' to a point; thence 51.51' along the arc of a curve to the left, said arc having a radius of 1520.00' and being subtended by a chord bearing North 58°11'43" East, a chord distance of 51.51' to a point; thence 33.06' along the arc of a curve to the left, said arc having a radius of 420.00' and being subtended by a chord bearing North 54°58'10" East, a chord distance of 33.05' to a point; thence 24.73' along the arc of a curve to the right, said arc having a radius of 30,00' and being subtended by a chord bearing North 76°19'30" East, a chord distance of 24.03'; thence 246.40 along the arc of a curve to the left, said arc having a radius of 50' and being subtended by a chord bearing North 41°14'28" West, a chord distance of 62.69' to a point; thence 29.46' along the arc of a curve to the right, said arc having a radius of 30.00' and being subtended by a chord bearing South 25°42'53" West, a chord distance of 28.29' to a point; thence 22.40 along the arc of a curve to the right, said arc having a radius of 380.00' and being subtended by a chord bearing South 55°32'09" West, a chord distance of 22.40' to a point; thence 206.81' along the arc of a curve tot he right, said arc having a radius of 1480.00' and being subtended by a chord bearing South 61°13'40" West, a chord distance of 206.64' to a point; thence 48.32' along the arc of a curve to the right, said arc having a radius of 1480.00' and being subtended by a chord bearing South 66°09'59" West, a chord distance of 48.32' to a point; thence 148.29' along the arc of a curve to the right, said arc having a radius of 1480.00' and being subtended by a chord bearing South 69°58'19" West, a chord distance of 148.22' to a point; thence departing the northern right-of-way line of Magnolia Place and running thence North 17°31'24" East, a distance of 20.88; thence North 28°44'37" East, a distance of 23.39'; thence North 53°04'41" East, a distance of 43.61'; thence North 20°31'48" East, a distance of 72.11'; thence North 14°59'09" West, a distance of 38.01'; thence North 07°57'58" East, a distance of 31.00; thence North 33°29'41" East, a distance of 40.29'; thence North 13°22'08" East, a distance of 56.02'; thence North 36°33'05" East, a distance of 136.83'; thence North 51°02'58" East, a distance of 100.34'; thence North 32°51'35" East, a distance of 89.30'; thence North 42°34'18" East, a distance of 95.78'; thence South 63°26'31" East, a distance of 24.00'; thence South 73°14'07" East, a distance of 18.88'; thence South 05°01'37" West, a distance of 99.16'; thence South 12°22'00" West, a distance of 50.23; thence South 05°18'07" East, a distance of 169.04'; thence North 44°54'25" East, a distance of 151.70'; thence North 51°14'19" East, a distance of 143.84'; thence North 89°41'15" East, a distance of 131.10' to a point located on the common boundary line between Land Lots 5 and 6 of the 1st Land District , Rabun County, Georgia and running thence along such boundary line South 00°55'00" East, a distance of 654.15 to a point located on the northern right-of-way line of U. S. Route 76 (variable r/w) and the Point of Beginning. The property herein conveyed is subject to that certain Golf Easement Agreement between Georgia Power Company and Lake Burton Development, LLC dated January 9, 1998 and recorded in Deed Book _____, Page _____, Clerk's office, Rabun Superior Court. Lot 12, Block H of the above-described property is conveyed subject to those restrictions contained in that Limited Warranty Deed from Georgia Power Company to Lake Burton Development, LLC dated January 9, 1998 and recorded in Deed Book P-17, Page 34, aforesaid records. Conveyed herewith is a non-exclusive, perpetual easement for ingress and egress over and across those subdivision road of Waterfall at Lake Burton from the U. S. Highway 76 - Georgia Highway No. 2 to the above-described property herein conveyed. The property herein conveyed is subject to the Declaration of Covenants, Conditions and Restrictions for Waterfall at Lake Burton dated April 16, 1999 and recorded in Book S-18, Page 309-342, Clerk's Office Rabun Superior Court as amended by First Amendment thereto dated June 15, 1999, recorded at Deed Book X18, Page 442, of said records, and any and all amendments or modifications thereto of record. The property herein conveyed is subject to a 10 foot easement around all property lines for future utilities and drainage. The property herein conveyed is subject to that 10' landscape and pedestrian easement as shown upon the above-referenced plat of survey. The property herein conveyed is subject to those setback lines as same are shown upon that plat of survey recorded in Plat Book 49, Page 154, Clerk' office, Rabun Superior Court. Further, the property herein conveyed is subject to that certain Trust Indenture from Lake Burton Development, LLC to Waterfall Property Owners Association, Inc. dated April 10, 2001, recorded in Deed Book S-20, Page 565, Clerk's Office, Rabun Superior Court, and pertaining to the sewer system of Waterfall of Lake Burton. Further, the property herein conveyed is subject to that certain Trust Indenture from Lake Burton Development, LLC to Waterfall Property Owners Association, Inc. dated April 10, 200, recorded in Deed Book R-20, Page 462, Clerk's office, Rabun Superior Court, and pertaining to the utility system of Waterfall of Lake Burton. Conveyed herewith are any and all benefits and rights pertaining to the sewer and utility system of Waterfall at Lake Burton as same pertain to the property herein conveyed. LESS AND EXCEPT THE FOLLOWING: 1. All of Lots 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11 and 12 of Unit 1, Block "H" of Waterfall at Lake Burton as shown on Final Subdivision Plat of Unit 1 Block H of Waterfall at Lake Burton, dated November 25, 2002, recorded in Plat Book 50, page 2, Rabun County, Georgia records. 2. All property as conveyed in Limited Warranty Deed from Lake Burton Development, LLC to Williams-Rhineheart, LLC, dated August 18, 2003, recorded in Deed Book X-24, page 69, aforesaid records. The Secured Indebtedness has been and is hereby accelerated and declared due because of, among other possible events of default, failure to pay the Secured Indebtedness as and when due and in the manner provided in the instruments evidencing the Secured Indebtedness and Security Deed. As the Secured Indebtedness remains in default, the sale will be made for purposes of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (written notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants and matters of record superior to the Security Deed. To the best knowledge and belief of the undersigned, the party in possession of the property is the Grantor or a tenant or tenants claiming through it. Cadence Bank, N.A., Attorney-in-Fact and Agent for Lake Burton Development, LLC, Bryan T. Glover, Burr & Forman LLP, 171 Seventeenth Street, N.W., Suite 1100, Atlanta, Georgia 30363, Email: bglover@burr.com, Phone: (404) 815-3000

Facsimile: (404) 817-3244. THE LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

10-6,13,20,27

NOTICE OF SALE UNDER POWER

GEORGIA, RABUN COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Christina N. Justus and Gregory B. Justus and W Bruce Justus to Mortgage Electronic Registration Systems, Inc. as nominee for Crescent Bank and Trust Company, its successors and assigns dated May 11, 2001 in the amount of $247,200.00, and recorded in Deed Book W-20, Page 27, Rabun County, Georgia Records; as last transferred to JPMorgan Chase Bank, National Association by assignment; the undersigned, JPMorgan Chase Bank, National Association pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in November, 2011 , during the legal hours of sale, at the Courthouse door in Rabun County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land lying and being in Land Lot 20 of the 1st Land District of Rabun County, Georgia and being Tract No. 1 consisting of 6.01 acres of land more fully described and delineated on a plat of survey prepared by Tommy J. Phillips, Georgia Registered Land Surveyor # 1626 and dated September 18, 1996, revised May 3, 2001, being recorded in the Rabun County, Georgia deed records in Plat Book 46, Page 99 and reference is had and made to said plat and record of same for a more full and complete description of said lands. Being a portion of the lands received by Bruce Justus in a deed from Mrs. Rufus B. English recorded in said deed records in Deed Book E-3 on Page 212 in Deed From Rufus English, Jr. and Margaret Sue English Bradshaw recorded in said deed records in Deed Book S-5, Page 413-414, which has the property address of 667 Rainbow Creek Rd, Clayton, Georgia, together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of Christina N. Justus and Gregory B. Justus and W Bruce Justus and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. JPMorgan Chase Bank, National Association Attorney in Fact for Christina N. Justus and Gregory B. Justus and W Bruce Justus, McCurdy & Candler, L.L.C., (404) 373-1612,www.mccurdycandler.com, File No. 11-00582 /FHLMC/kcarr. THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

10-6,13,20, 27

NOTICE OF SALE UNDER POWER

GEORGIA, RABUN COUNTY

By virtue of a Power of Sale contained in that certain Security Deed from KIMBERLY A WOOTEN, DEVIN WOOTEN to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC ACTING SOLELY AS A NOMINEE FOR SHELTER MORTGAGE COMPANY, LLC DBA FAIRFIELD MORTGAGE, dated January 26, 2007, recorded February 2, 2007, in Deed Book m31, Page 11-25, Rabun County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of Seventy-Nine Thousand Nine Hundred and 00/100 dollars ($79,900.00), with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to Fannie Mae/Self-Help Ventures, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Rabun County, Georgia, within the legal hours of sale on the first Tuesday in November, 2011, all property described in said Security Deed including but not limited to the following described property: ALL THAT TRACT OR PARCEL OF LAND BEING LOT 61 IN BLOCK 61 IN BLOCK 5 OF CLAYTON TERRACE SUBDIVISION, ACCORDING TO THE PLAT THEREOF, RECORDED IN PLAT BOOK 5, PAGE 172, IN THE OFFICE OF THE CLERK OF THE SUPERIOR COURT OF RABUN COUNTY, GEORGIA, AND SAID PROPERTY LYING IN BEING IN LAND LOT 21 OF THE 5TH DISTRICT, RABUN COUNTY, GEORGIA, SAID PLAT IS HEREBY REFERRED TO FOR THE PURPOSE OF INCORPORATING THE SAME AS A PART HEREIN. Said property is commonly known as 65 JERICHO LANE, CLAYTON, GA 30525. The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys` fees and all other payments provided for under the terms of the Security Deed and Note. Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; any rights of redemption, if applicable, by the United States of America, pursuant to 26 U.S.C. 7425(d)(1); all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the party in possession of the property is KIMBERLY A WOOTEN, DEVIN WOOTEN, or tenants(s). The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed. THE BELOW LAW FIRM MAY BE HELD TO BE ACTING AS A DEBT COLLECTOR, UNDER FEDERAL LAW. IF SO, ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. FANNIE MAE/SELF-HELP VENTURES as Attorney in Fact for KIMBERLY A WOOTEN, DEVIN WOOTEN Lender Contact: GUARANTY, Loss Mitigation Dept., 4000 W. Brown Deer Road, Milwaukee, WI 53209 Telephone Number: 800-741-4605, Attorney Contact: Rubin Lublin Suarez Serrano, LLC, 3740 Davinci Court, Suite 400, Norcross, GA 30092, Telephone Number: (877) 813-0992 Case No. GTY-11-08793-1. www.rubinlubin.com/property-listing.php.

10-6-13,20,27

IN THE SUPERIOR COURT OF RABUN COUNTY

STATE OF GEORGIA

CIVIL ACTION NO. 2011.CV.466S

Jonas Cerio Martinez, Plaintif

vs.

Maria Ysenia Sagrero Ordonez, Defendant

Notice of Summons

TO: Maria Ysena Sagrer Ordonez

41 Regiment Lane

Dillard, GA 30537

You are hereby notified that the above styled action seeking a divorce was filed against you in said court on September 29, 2011 and that by reason of an order for service summons by publication entered by the court on the 29th day of September, 2011, you are hereby commanded and required to file with the clerk of said court and serve upon W. Thomas Slowen plaintiff’s attorney, whose address is P.O. Box 892, Clayton, Georgia 30525, an answer to the complaint within sixty(60) days of the date of the order for service by publication. Witness the Honorable Russell W. Smith, Chief Judge of Rabun County Superior Court. This the 29th day of September, 2011. Amie Alderman, Deputy Clerk, Holly Henry-Perry, Clerk of Rabun County Superior Court.

10-6,13,20,27

NOTICE

GEORGIA RABUN COUNTY PROBATE COURT

Edward T. Granger has petitioned to be appointed Administrator of the estate of Alfred Edwin Friend aka Alfred Edwin Friend, Jr., aka Alfred E. Friend Jr. aka Alfred E. Friend aka Alfred Friend, deceased, of said County. (The petitioner has also applied for waiver of bond and/or grant of certain powers contained in O.C.G.A. §53-12-261.) All interested parties are hereby notified to show cause why said petition should not be granted. All objections to the petition must be in writing, setting forth the grounds of any such objections, and must be filed with the court on or before October 31, 2011. All pleadings/objections must be signed before a notary public or before a probate court clerk, and filing fees must be tendered with your pleadings/objections, unless you qualify to file as an indigent party. Contact probate court personnel at the following address/telephone number for the require amount of filing fees. If any objections are filed, a hearing will be scheduled at a later date). If no objections are filed, the petition may be granted without a hearing. Lillian W. Garrett, Probate Judge, By: Linda Ramey, Probate Clerk/Deputy Clerk, Address: 25 Courthouse Square, Suite 215, Clayton, Georgia 30525, Telephone number: 706-782-3614.

10-6,13,20,27

GEORGIA, RABUN COUNTY

NOTICE OF SALE UNDER POWER

Under and by virtue of the power of sale contained in that Deed to Secure Debt from Frederick Merrill Brown, III to Community Bank & Trust dated January 26, 2007 , recorded among Rabun County, Georgia Records in Deed Book L31 , Page 483, held by SCBT, N.A. d/b/a CBT, a Division of SCBT, N.A. pursuant to that Purchase and Assumption Agreement among Federal Deposit Insurance Corporation as Receiver of Community Bank & Trust, SCBT, N.A., and the Federal Deposit Insurance Corporation, dated January 29, 2010 and pursuant to Assignment from Federal Deposit Insurance Corporation as Receiver of Community Bank & Trust to SCBT, N.A. d/b/a CBT, a Division of SCBT, N.A., the undersigned will sell at public outcry to the highest bidder for cash before the Courthouse door in said County, during the legal hours of sale, on the first Tuesday in November, 2011 by SCBT, N.A. d/b/a CBT, a Division of SCBT, N.A., as Attorney-in-Fact for Frederick Merrill Brown, III the following described property: All that tract or parcel of land lying and being in Land Lot 39 of the Second Land District, Rabun County, Georgia, and being described as follows: Lot 8, consisting of 3.00 acres, as shown on plat of survey prepared by William F. Rolader, GRLS #2042, dated Dec. 14, 2006, said plat recorded in Plat Book 58, Page 153, Rabun County plat records. Said plat and record of the same being incorporated herein by reference. Said property conveyed subject to all easements rights, water rights, reservations and restrictive covenants set out in that certain Declaration of Restrictions and Covenants for Black Rock Estates Subdivision, a copy of the same being recorded in that certain Warranty Deed from Black Rock Estates, LLC to Frederick M. Brown, III, duly recorded in the Clerk’s Office, Rabun County deed records, and being incorporated herein together with all privileges and affirmative obligations thereto. Also conveyed is a 40-foot wide non-exclusive mutual use easement over the subdivision roads as drawn on the referenced plat and set out in paragraph (22) of the above referenced Restrictive Covenants, for ingress and egress, including utilities. Grantor, its successors and or assigns, reserves said easement 40 feet in width, for ingress and egress, including utilities to adjoining property of Grantor, and others. Grantor reserves the right to relocate any of the subdivision roads, prior to completion and paving, provided that such relocation shall not eliminate Grantee’s right of ingress and egress or result in their property not adjoining a subdivision street or road. Such reservation shall include the right of partial encroachment on this tract and adjoining properties to avoid obstacles to road construction, such as rock, ground water, unsuitable soils, large trees, unsuitable terrain or slope and other natural obstacles. The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of said indebtedness, among other possible events of default, this sale will be made for the purposes of paying the same and all expenses of sale, including attorney's fees (notice having been given as provided by law). The property will be sold subject to the following: (1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) the outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills, that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the security deed first set out above. To the best of the undersigned's knowledge and belief, the party in possession is Frederick Merrill Brown, III or a tenant or tenants. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Deed to Secure Debt. SCBT, N.A. d/b/a CBT, a Division of SCBT, N.A. as Attorney-in-fact for Frederick Merrill Brown, III. This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose. M. Keith York, Kimzey, Kimzey & York, P. O. Box 38, Cornelia, GA 30531, (706) 778-6823.

10-6,13,20,27

NOTICE OF SALE UNDER POWER

GEORGIA, RABUN COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Thomas W. Faul to Mortgage Electronic Registration Systems, Inc. as nominee for Accredited Home Lenders, Inc., its successors and assigns dated January 17, 2007 in the amount of $272,000.00, and recorded in Deed Book L31, Page 400, Rabun County, Georgia Records; as last transferred to U.S. Bank National Association, as Trustee for The Certificateholders of Citigroup Mortgage Loan Trust Inc., Asset-Backed Pass-Through Certificates, Series 2007-AHL2 by assignment; the undersigned, U.S. Bank National Association, as Trustee for The Certificateholders of Citigroup Mortgage Loan Trust Inc., Asset-Backed Pass-Through Certificates, Series 2007-AHL2 pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in November, 2011 , during the legal hours of sale, at the Courthouse door in Rabun County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land lying and being in Land Lot 195 of the Second Land District of Rabun County, Georgia and being more particularly described as follows, to wit: For a full and complete description of the real property being hereby conveyed, reference is hereby had and made to a plat of survey dated September 12, 1971 and prepared by James A. Long, Georgia Registered Land Surveyor No. 1579. The real property being hereby conveyed is Lot 88, Part III, South Woods Area of Sky Valley Subdivision. Said plat is of record in Plat Book 8, Page 178 in the Office of the Clerk of the Rabun Superior Court. Reference to said plat and the record thereof is for the express purpose of incorporating herein its description of said Lot 88, Part III, South Woods Area of Sky Valley Subdivision as depicted thereon. NOTE: The above described tract or parcel of land is hereby conveyed SUBJECT TO those certain Restrictions of Record in Deed Book K-5, Page 369, aforesaid records. which has the property address of 344 West Sugarbush Drive, Dillard, Georgia., together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of Thomas W. Faul and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. U.S. Bank National Association, as Trustee for The Certificateholders of Citigroup Mortgage Loan Trust Inc., Asset-Backed Pass-Through Certificates, Series 2007-AHL2, Attorney in Fact for Thomas W. Faul, McCurdy & Candler, L.L.C., (404) 373-1612, www.mccurdycandler.com. , File No. 10-05875 /CONV/lfairgood. THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

10-6,13,20,27

STATE OF GEORGIA

COUNTY OF RABUN

NOTICE OF SALE UNDER POWER

Under and by virtue of the power of sale contained in a Security Deed from NOREEN RAMEY JACOBS to UNITED COMMUNITY BANK RABUN COUNTY N/K/A UNITED COMMUNITY BANK, dated October 16, 2002, recorded October 18, 2002, in Deed Book F-23, Page 654, Rabun County, Georgia records, as last modified by Modification of Security Deed dated December 24, 2010, recorded in Deed Book W-36, Page 75, Rabun County, Georgia records, said Security Deed being given to secure a Note from NOREEN RAMEY JACOBS and ALLEN TAYLOR dated December 24, 2010 in the original principal amount of Forty Five Thousand One Hundred Fifty Two and 88/100 ($45,152.88) Dollars, with interest from date at a rate per cent per annum on the unpaid balance until paid; there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Rabun County, Georgia, within the legal hours of sale on the first Tuesday in November, 2011, the following described property: All that tract or parcel of land lying and being in Land Lot 28 of the 4th Land District of Rabun County, Georgia, containing 7.417 acres and being more fully described on that plat of survey made by William F. Rolader, Georgia Registered Land Surveyor No. 2042, dated October 25, 1989, and recorded in Rabun County Deed Records in Plat Book 28, Page 112. Reference is hereby had and made to said plat of survey for the purpose of incorporating its description herein. Conveyed herewith is a right in common with others to use roadways that may cross said lands and that extend to the public road system of Rabun County, Georgia, for ingress and egress to and from said lands with the said public road system. Also conveyed are all easements rights that are or that may be set forth in that Warranty Deed from Donald Clyde Woods to Melvin Donald Woods recorded in Deed Book F-12, Page 253, Clerk’s Office. Said tract or parcel of land is conveyed subject to any easement rights that were referred to in said Warranty Deed and that are in favor of others. Further, the property herein conveyed is subject to utility easements of record. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, easements, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is NOREEN RAMEY JACOBS or a tenant or tenants. UNITED COMMUNITY BANK RABUN COUNTY N/K/A UNITED COMMUNITY BANK, as attorney in Fact for NOREEN RAMEY JACOBS, L. Lou Allen Stites & Harbison, PLLC, 11 Mountain Street, Suite 8, Blue Ridge, Georgia 30513 (706) 632-7923, File No. 7484A-03111.

10-6,13,20,27

NOTICE OF SALE UNDER

POWER IN SECURITY DEED

Our File No. 11-582

State of Georgia

Rabun County

Under and by virtue of the power of sale contained in a Deed to Secure Debt given by Mark Barnett to James C. Bruner and Ann T. Bruner dated June 15, 2005, recorded in Deed Book I-28, page 661 in the original principal sum of Thirty Six Thousand and No/100 ($36,000.00), with interest thereon as set forth therein, there will be sold by the undersigned at public outcry to the highest bidder, for cash, before the courthouse door of Rabun County, Georgia, within the legal hours of sale on the first Tuesday in November, 2011, the same being November 1, 2011, the following described property. All that tract or parcel of land lying and being in Land Lot 119 of the Third Land District of Rabun County, Georgia and being Lot Number 3 containing 0.31 acre, Honey Bear Mountain Estates as shown by a plat of survey dated October 7, 1992, by William F. Rolader, Georgia Registered Surveyor No. 2042, which is recorded in the office of the Clerk of the Superior Court of Rabun County, Georgia in Plat Book 32, page 175 and reference is had and made to said plat and survey and the record thereof for a full and complete description of said tract or parcel of land and said plat of survey and the record thereof is here, by reference made a part of the description herein. Excepted herefrom is any part of said tract or parcel of land which is within the R/W lines of public roads or subdivision roads or streets. The above described property is transferred and conveyed subject to those certain affirmative covenants and restrictions running with the land which are recorded in Deed Book D-8, pages 8-10, Clerk's office, Rabun Superior Court. Conveyed herewith is ingress and egress in and from the public road system. The debt secured by said deed to secure debt has been and is hereby declared due because of, among other possible events of default, the failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt. The debt remaining in default, this sale will made for the purpose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which may be disclosed by a current accurate survey and inspection of the property, any easements, assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Deed to Secure Debt first set out above. The entity that has full authority to negotiate, amend and modify all terms of the Deed to Secure Debt with the Debtor is: James C. Bruner and Ann T. Bruner at P.O. Box 6522, Macon, Georgia 31208. To the best knowledge and belief of the undersigned in possession of Mark Barnett, said property is located on Honey Bear Lane, Lot # 3, Honey Bear Mountain Estates, Dillard, GA 30537 and being Rabun County parcel no.058B-176A. The sale will be conducted subject to: (1.) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2.) final confirmation and audit of the status of the loan with the holder of the Deed to Secure Debt. This 30th day of September, 2011. BY: James C. Bruner and Ann T. Bruner. as Attorneys‑in‑Fact for Mark Barnett. under Power of Sale contained in Security Deed recorded in Deed Book I-28, page 661, Rabun County, Georgia Records. J. David Smith, Attorney for James C. Bruner and Ann T. BrunerJ. DAVID SMITH, LLC 17 Chechero Street, Clayton, GA 30525, (706) 782-4285. THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

10-6,13,20,27

DELINQUENT PROPERTY TAX SALE

Under and by virtue of certain tax Fi. Fa.’s issued by the Tax Commissioner of Rabun County, Georgia, in favor of the State of Georgia and County of Rabun, against the following named persons and the property as described next to their respective name(s). There will be sold for cash or certified funds at public outcry, before the Courthouse door in Clayton, Rabun County, Georgia, between the legal hours of sale, on the first Tuesday in November, 2011, the same being November 1, 2011 and continuing on Wednesday, November 2, 2011, if necessary between the legal hours of sale, 10:00 AM and 4:00 PM. The below listed and described properties, or as much thereof as will satisfy the State and County tax execution on the respective individual and property. The property (ies) hereinafter described have been levied on as the property of the persons whose names immediately precede the property description. Each of the respective parcels of property are located in Rabun County, State of Georgia. The years for which said Fi. Fa.’s are issued and levied are stated opposite the name of the owner in each case. Each defendant and tenant in possession, if applicable, has been notified of levy time and place of sale. Purchaser shall pay for title, all transfer costs, all taxes, advertising costs and recording fees. Any mobile home(s) situated on the parcels are excluded from sale unless otherwise noted. Any mobile home included will be considered a fixture of the property. All redemption rights given to the land will apply to the mobile home.

Map & Parcel: 032044 Defendant in Fi-Fa: Dreher Paul E ,Trustee Current Record Holder: Paul Edward Dreher Standby Trustee of Paul A. Dreher Trust CRH Address: 142 Spirit Trail, Clayton, GA 3052 5 Amount Due: $1,988.92 Tax Years Due: 2010, 2009,Deed Book: X14/645,Legal Description: All that tract of land being in: Land Lots 13 & 14, 2nd District, being 5.83 acres, more or less. Or as further described in Deed Book X14, Page 645. Less & Except: those tract as described in Deed Book G17, Page 544; Deed Book N17, Page 396; Deed Book Y18, Page 333 & Deed Book B29, Page 477. Being known as Tax Map & Parcel 032044, Rabun County, Georgia.

Map & Parcel: 032C026 Defendant in Fi-Fa: Dreher Paul Edward, Current Record Holder: Dreher, Paul Edward, CRH Address: 142 Spirit Trail, Clayton, GA 30525 Amount Due: $583.38 Tax Years Due: 2010, 2009, Deed Book: M22/47, Legal Description: All that tract of land being in: Land Lot 14, 2nd District, being 4.17 acres, more or less. Or as further described in Deed Book M22, Page 47. Less & Except: those tracts described in Deed Book Y19, Page 676, Deed Book N23, Page 73, Deed Book V24, Page 361 & Deed Book S22, Page 146. Being known as Tax Map & Parcel 032C026, Rabun County, Georgia.

Map & Parcel: 041D004 Defendant in Fi-Fa: Shirley Sharon J, Current Record Holder: Shirley, Sharon J.,CRH Address: PO Box 230, Clayton, GA 30525, Amount Due: $705.93 Tax Years Due: 2010, 2009 Deed Book: T16/600, Legal Description: All that tract of land being in: Land Lot 63, 2nd District, being 0.67 acres, more or less. Being Tract 4. As shown in Plat Book 39, Page 26. Or as further described in Deed Book T16, Page 600. Being known as Tax Map & Parcel 041D004, Rabun County, Georgia.

Map & Parcel: 041F007R Defendant in Fi-Fa: Woodall Stacey K, Current Record Holder: Woodall, Stacey K. CRH Address: 1200 Watkins Field Rd., Clayton, GA 30525 Amount Due: $2,793.94 Tax Years Due: 2010, 2009 Deed Book: K35/106, Legal Description: All that tract of land being in: Land Lot 36, 2nd District, being 0.90 acres, more or less. Being Lot 2, of the revised Apple Valley Subdivision. As shown in Plat Book 59, Page 118. Or as further described in Deed Book K35, Page 106. Being known as Tax Map & Parcel 041F007R, Rabun County, Georgia.

Map & Parcel: 042012D Defendant in Fi-Fa: Black Rock Investments Llc, Current Record Holder: SCBT, NA d/b/a CBT CRH Address: 950 John C. Calhoun Dr., SE

Orangeburg, SC 29115- Amount Due: $5,418.90 Tax Years Due: 2010 Deed Book: N37/18, Legal Description: All that tract of land being in: Land Lot 38, 2nd District, being 40.14 acres, more or less. As shown in Plat Book 58, Page 236. Or as further described in Deed Book N37, Page 18. Being known as Tax Map & Parcel 042012D, Rabun County, Georgia.

Map & Parcel: 044D022G Defendant in Fi-Fa: Hooper James Anthony, Current Record Holder: Hooper, James Anthony CRH Address: 36 Crazy Horse Lane, Tiger, GA 30576

Amount Due: $1,463.74 Tax Years Due: 2010, 2009, 2008 Deed Book: Z22/406, W22/235 Legal Description: All that tract of land being in: Land Lot 4, 5th District, being 1.55 acres, more or less. Being Tracts 2 & 3. As shown in Plat Book 48, Page 21. Or as further described in Deed Book Z22, Page 406 & Deed Book W22, Page 235. Being known as Tax Map & Parcel 044D022G, Rabun County, Georgia.

Map & Parcel: 045A022K Defendant in Fi-Fa: Parks Jody Daniel,Current Record Holder: Parks, Jody Daniel CRH Address: PO Box 64, Wiley, GA 30581 Amount Due: $692.64 Tax Years Due: 2010, 2009 Deed Book: N32/670, Legal Description: All that tract of land being in: Land Lot 26, 5th District, being 1.292 acres, more or less. Being Lot 5, of Mountain Laurel Park Subdivision. As shown in Plat Book 24, Page 42. Or as further described in Deed Book N32, Page 670. Being known as Tax Map & Parcel 045A022K, Rabun County, Georgia.

Map & Parcel: 049C019 Defendant in Fi-Fa: Sutton Thomas Alvin, Current Record Holder: Sutton, Thomas Alvin CRH Address: PO Box 197, Mountain City, GA 30562

Amount Due: $1,228.04 Tax Years Due: 2010, 2009 Deed Book: B30/247

Legal Description: All that tract of land being in: Land Lot 90, 2nd District, being 2.00 acres, more or less. Or as further described in Deed Book B30, Page 247. Being known as Tax Map & Parcel 049C019, Rabun County, Georgia.

Map & Parcel: 052A313G Defendant in Fi-Fa: Highway 76 Clayton LLC, Current Record Holder: Highway 76 Clayton, LLC CRH Address: % Richard J. Greaser 5020 Bayshore Blvd., Unit 102, Tampa, FL 33611 Amount Due: $3,199.40 Tax Years Due: 2010 Deed Book: F34/415 Legal Description: All that tract of land being in: Land Lots 1 & 25, 4th District, being 7.77 acres, more or less. As shown in Plat Book 42, Page 159. Or as further described in Deed Book F34, Page 415. Being known as Tax Map & Parcel 052A313G, Rabun County, Georgia.

Map & Parcel: 052A614 Defendant in Fi-Fa: Scarboro Geraldine, Current Record Holder: Scarboro, Geraldine CRH Address: 26184 Constantine Rd.,Punta Gorda, FL 33983 Amount Due: $1,651.42 Tax Years Due: 2010, 2009 Deed Book: Q31/622

Legal Description: All that tract of land being in: Land Lots 1, 24 & 25, 4th District, being 0.46 acres, more or less. Being Lot 114, of The Overlook at Kingwood Subdivision, Phase 3, Unit I. As shown in Plat Book 58, Pages 90-98. Or as further described in Deed Book Q31, Page 622. Being known as Tax Map & Parcel 052A614, Rabun County, Georgia.

Map & Parcel: 052B427 Defendant in Fi-Fa: Kuhn Gregory F, Current Record Holder: Kuhn, Gregory F. CRH Address: 10685 B. Hazelhurst Dr. #8100, Houston, TX 77043

Amount Due: $1,253.55 Tax Years Due: 2010, 2009 Deed Book: T29/65

Legal Description: All that tract of land being in: Land Lot 24, 4th District, being 0.45 acres, more or less. Being Lot 27, of Timbers at Kingwood Estate Subdivision. As shown in Plat Book 56, Pages 169-171. Or as further described in Deed Book T29, Page 65. Being known as Tax Map & Parcel 052B427, Rabun County, Georgia.

Map & Parcel: 058C121 Defendant in Fi-Fa: Mitchell E Harold Mitchell Vera M,

Current Record Holder: Mitchell, E. Harold Estate & Heirs Known & Unknown of & Mitchell, Vera M. CRH Address: PO Box 15, Buford, GA 30515-0015 Amount Due: $1,367.62 Tax Years Due: 2010, 2009 Deed Book: X6/47, Legal Description: All that tract of land being in the: City of Sky Valley, Land Lots 169 & 170, 2nd District. Being Lot 1, Part 1, of Ridgepole Subdivision. As shown in Plat Book 13, Page 230. Or as further described in Deed Book X6, Page 47. Being known as Tax Map & Parcel 058C121, Rabun County, Georgia.

Map & Parcel: 058C224 Defendant in Fi-Fa: Dagpau Inc, Current Record Holder: Dagnese, Paul CRH Address: 5550 Chelsen Wood Dr., Duluth, GA 30097 Amount Due: $1,748.10 Tax Years Due: 2010, 2009, 2008, 2007, 2006 Deed Book: M32/363

Legal Description: All that tract of land being in the: City of Sky Valley, Land Lot 168, 2nd District, being 1.42 acres, more or less. As shown in Plat Book 54, Page 9. Or as further described in Deed Book M32, Page 363. Being known as Tax Map & Parcel 058C224, Rabun County, Georgia.

Map & Parcel: 067012 Defendant in Fi-Fa: Waldrip Lamar Best Homes Current Record Holder: Waldrip, Lamar V., CRH Address: PO Box 761, Gainesville, GA 30503 Amount Due: $1,263.05 Tax Years Due: 2010, 2009 Deed Book: O8/367, Legal Description: All that tract of land being in: Land Lot 41, 4th District, being 5.17 acres, more or less. Or as further described in Deed Book O8, Page 367. Being known as Tax Map & Parcel 067012, Rabun County, Georgia.

Map & Parcel: 081007 Defendant in Fi-Fa: Wright Neal III, Current Record Holder: Wright, Neal III CRH Address: 495 Avalon Top Pt., Clayton, GA 30525 Amount Due: $3,032.74 Tax Years Due: 2010, 2009, 2008 Deed Book: O17/372, Legal Description: All that tract of land being in: Land Lot 112, 3rd District, being 2.59 acres, more or less. As shown in Plat Book 13, Page 130. Or as further described as a portion of that tract in Deed Book O17, Page 372. Less & Except: those tracts as described in Deed Book B17, Page 478; Deed Book D14, Page 324; Deed Book I17, Page 147; Deed Book I17, Page 1150; Deed Book M20, Page 294; Deed Book N13, Page 197; Deed Book N13, Page 250; Deed Book R16, Page 62; Deed Book D18, Page 43; Deed Book E33, Page 59; Deed Book H18, Page 590; Deed Book H22, Page 310; Deed Book L19, Page 30; Deed Book L19, Page 34; Deed Book N24, Page 468; Deed Book O19, Page 574; Deed Book Q17, Page 272; Deed Book T18, Page 565; Deed Book T23, Page 366; Deed Book U18, Page 348. Being Tax Map & Parcel 081007, Rabun County, Georgia.

Map & Parcel: 082036 Defendant in Fi-Fa: Reed Clinton, Current Record Holder: Reed, Clinton CRH Address: PO Box 1786, Clayton, GA 30525 Amount Due: $1,335.78

Tax Years Due: 2010, 2009, 2008 Deed Book: Y8/464, Legal Description: All that tract of land being in: Land Lot 82, 3rd District, being 1.00 acre, more or less. Or as further described in Deed Book Y8, Page 464. Less & Except: those tracts as described in Deed Book N13, Page 601; Deed Book N17, Page 438; Deed Book T17, Page 558; Deed Book U19, Page 334; Deed Book M20, Page 119; Deed Book M20, Page 136 & Deed Book F21, Page 576. Being Tax Map & Parcel 082036, Rabun County, Georgia.

Map & Parcel: 083001A Defendant in Fi-Fa: Wilson Steve F, Current Record Holder: Wilson, Steve F. CRH Address: 12242 Warwoman Rd., Clayton, GA 30525 Amount Due: $1,418.00 Tax Years Due: 2010, 2009, 2008 Deed Book: F27/26, Legal Description: All that tract of land being in: Land Lot 43, 3rd District, being 3.00 acres, more or less. As shown in Plat Book 48, Page 147. Or as further described in Deed Book F27, Page 26. Being known as Tax Map & Parcel 083001A, Rabun County, Georgia.

Map & Parcel: LB03008 Defendant in Fi-Fa: Starkey David L, Current Record Holder: Starkey, David L. Estate & Heirs Known & Unknown of CRH Address: 1014 Lofty Pine Drive, Columbia, SC 29212 Amount Due: $905.88 Tax Years Due: 2010, 2009 Deed Book: C4/169, Legal Description: All that tract of land being in: Land Lot 26, 13th District. Or as further described in Deed Book C4, Page 169. Being known as Tax Map & Parcel LB03008, Rabun County, Georgia.

Map & Parcel: LB14006 Defendant in Fi-Fa: Kennedy Charles Barnett, Current Record Holder: Southern, Tara L. & Kennedy, Charles Barnett CRH Address: 4740 Murray Cove Rd. Tiger, GA 30576 Amount Due: $7,443.04 Tax Years Due: 2010 Deed Book: V31/660 Legal Description: All that tract of land being in: Land Lots 94 & 95, 5th District, being 3.00 acres, more or less. Being Lot 5. As shown in Plat Book 40, Page 80. Or as further described in Deed Book V31, Page 660. Being known as Tax Map & Parcel LB14006, Rabun County, Georgia.

Map & Parcel: LB14115L Defendant in Fi-Fa: Armstrong William J, Current Record Holder: Armstrong, William J. CRH Address: 20 Aston Woods Drive, Marietta, GA 30068 Amount Due: $3,553.09 Tax Years Due: 2010 Deed Book: O17/621, Legal Description: All that tract of land being in: Land Lot 95, 5th District, being 2.47 acres, more or less. Being Lot 383, Area 17, of Lake Burton Recreational Development. As shown in Plat Book 39, Page 230. Or as further described in Deed Book O17, Page 621. Being known as Tax Map & Parcel LB14115L, Rabun County, Georgia.

Map & Parcel: LB14A001 Defendant in Fi-Fa: Richie Elaine M, Current Record Holder: Richie, Elaine M. & Richie, Dan M. CRH Address: 2646 Cardinal Lake Circle, Duluth, GA 30136 Amount Due: $2,087.34 Tax Years Due: 2010, 2009 Deed Book: O10/70 Legal Description: All that tract of land being in: Land Lot 95, 5th District, being 3.53 acres, more or less. Being Tract A. As shown in Plat Book 23, Page 211. Or as further described in Deed Book O10, Page 70. Being known as Tax Map & Parcel LB14A001, Rabun County, Georgia. Sandy J. Smith, Rabun County Tax Commissioner, Ex-Officio Sheriff * Deed Book: Refers to Deed Records located in the Rabun County Courthouse, Clerk of Superior Court’s Office where property is more fully described. 4C-2-26.

10-6,13,20,27

GEORGIA

RABUN COUNTY

NOTICE OF SALE UNDER POWER OF SECURITY DEED

By virtue of a Power of Sale contained in a security deed from DAVID A. ELGIN AND MARY LEE ELGIN to MOUNTAIN HERITAGE BANK dated February 2, 2007 and recorded in Deed Book M-31, Pages 671-674 of the Rabun County deed records given to secure a promissory note in the amount of FIFTY-ONE THOUSAND SIX HUNDRED SIX AND 50/100 ($51,606.50) Dollars, there will be sold at public outcry to the highest and best bidder for cash before the Courthouse door of Rabun County, Georgia, within the legal hours of sale on the first Tuesday in November, to-wit: November 1, 2011, the following described property: All that tract or parcel of land lying and being in a part of Land Lot 162 of the 2nd Land District, Rabun County, Georgia and being situated in the City of Dillard and being three(3) contiguous tracts constituting one boundary and denoted on plat of survey by T. Lamar Edwards, GRLS No. 1837 dated November 7, 1978 as Tract A, Tract B and Tract C having total acreage of 0.302 acres with dwelling house situated thereon as shown on said plat. Said plat being recorded in Plat Book 15, page 60 of the Rabun County plat records and the same is herein incorporated for a more full and complete description of the property lands and improvements described herein, including an easement for ingress and egress over the drive extending from said lands to Old Betty’s Creek Road as shown on said plat. Tract A and Tract B and easement rights of ingress and egress being the same lands and easement from Earl Vinson and Tom Vinson to Albert W. Smith and Gertrude H. Smith, dated August 22, 1975 and recorded in Deed Book W-5, page 1045 and Tract C being additional tract conveyed to Albert W. Smith and Gertrude H. Smith by deed from Edward H. Dillard dated November 9, 1978. Said lands had a dwelling house situated thereon known as the former residence of Eula B. Darnell where she resided from year 1947 until 1957 in the City of Dillard. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, non-payment of said debt. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorneys’ fees, notice having been given as provided by law. The said property will be sold as the property of David A. Elgin and Mary Lee Elgin subject to the following: 1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) any outstanding ad valorem taxes and assessments; (5) any unpaid water or sewage bills, that constitute liens against the property; (6) matters of record superior to the security deed first set out above; and (7) The Helping Families Save Their Homes Act of 2009 (Public Law 111-22). To the best knowledge and belief of the undersigned David A. Elgin and Mary Lee Elgin is in possession of said property. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) final confirmation and audit of the status of the loan with the holder of the security deed. A copy of this notice was mailed to the debtor to-wit: David A. Elgin by certified mail, return receipt requested on September 28, 2011 in compliance with O.C.G.A. § 44-14-162.2. First American Bank & Trust as successor in interest to Mountain Heritage Bank As Attorney in Fact for DAVID A. ELGIN AND MARY LEE ELGIN. Bruce Russell, Jr., Esq. RUSSELL & RUSSELL, PC., P.O. BOX 1202, CLAYTON, GA 30525, (706) 782-6240. This is an action to collect a debt and any information obtained pursuant thereto will be used for that purpose.

10-6,13,20,27


STATE OF GEORGIA

COUNTY OF RABUN

NOTIE TO CREDITOR AND DEBTORS

All persons indebted to Mary Ethel NeSmith, deceased, are hereby notified to make immediate payment to the undersigned, and all creditors of said decedent are hereby notified to render their claims to the undersigned. This the 5th day of October, 2011. Witness my/our hand(s) and seal(s), on the day above written. (Dennis Wayne NeSmith and William Keith NeSmith acting as co-executors of the Mary Ethel NeSmith estate), Address: c/o Michael H. Cummings, II, Attorney, PO Box 1568, Clayton, GA 30525, Telephone: 706-782-9297.

10-13,20,27,11-3

NOTICE OF SPECIAL ELECTION

A special election will be held on November 8, 2011 for the purpose of placing before the City of Clayton registered voters the question as to the sale of alcoholic beverages for consumption on the premises on Sundays from 12:30 p.m. until 12:00 midnight in any licensed establishment which derives at least 50 percent of its total annual gross sales from the sale of prepared meals or food in all of the combined retail outlets of the individual establishment where food is served and in any licensed establishment which derives at least 50 percent of its total annual gross income from the rental of rooms for overnight lodging. YOU WILL VOTE “YES” OR “NO” ON THE FOLLOWING QUESTION: [ ] YES [ ] NO Shall the governing authority of the City of Clayton be authorized to permit and regulate Sunday sales of distilled spirits or alcoholic beverages for beverage purposes by the drink?” Copies of this resolution are on file in the office of the Superintendent of Elections located at 19 Jo Dotson Circle, Suite 201 in Clayton Georgia for further inspection. Absentee ballots will be available at the voter registrar’s office, 19 Jo Dotson Circle, Suite 201 in Clayton, Georgia upon receipt from the printer. Early/Advance voting will be held at the Board of Elections & Registration office located at 19 Jo Dotson Circle, Suite 201 Clayton Georgia 30525 from October 18, 2011 thru November 4, 2011 8:30 am to 5:00 pm each day. Polls will be open from 7:00 a.m. until 7:00 p.m. on Election Day held at the Board of Elections & Registration office located at 19 Jo Dotson Circle, Suite 201 Clayton Georgia 30525. Tammy Whitmire, Supervisor of Elections, Rabun County, Georgia.

10-13,20,27,11-3

NOTICE OF SPECIAL ELECTION

A special election will be held on November 8, 2011 for the purpose of placing before the City of Dillard registered voters the questions to consider authorizing the sale of distilled spirits for consumption on the premises and for authorizing Sunday sales of alcoholic beverages for consumption on the premises and for other purposes. YOU WILL VOTE “YES” OR “NO” ON THE FOLLOWING QUESTIONS: [ ] YES [ ] NO “Shall the governing authority of the City of Dillard be authorized to permit and regulate Sunday sales of distilled spirits or alcoholic beverages for beverage purposes by the drink?” [ ] Yes [ ]No “ Shall the governing authority of the City of Dillard be authorized to issue licenses to sell distilled spirits for beverage purposes by the drink, such sales to be for consumption only on the premises?’ Copies of this resolution are on file in the office of the Superintendent of Elections located at 19 Jo Dotson Circle, Suite 201 in Clayton Georgia for further inspection. Absentee ballots will be available at the voter registrar’s office, 19 Jo Dotson Circle, Suite 201 in Clayton, Georgia upon receipt from the printer. Early/Advance voting will be held at the Board of Elections & Registration office located at 19 Jo Dotson Circle, Suite 201 Clayton Georgia 30525 from October 18, 2011 thru November 4, 2011 8:30 am to 5:00 pm each day. Polls will be open from 7:00 a.m. until 7:00 p.m. on Election Day held at the City of Dillard, 892 Franklin St. Dillard Ga. 30537. Tammy Whitmire, Supervisor of Elections, Rabun County, Georgia.

10-13,20,27,11-3

ADVERTISEMENT FOR BIDS

Bid Package One (1)

Project: Rabun County Bus Maintenance Building

Owner: Rabun County Board of Education

Architect: Southern A & E Architects & Engineers

CM: Charles Black Construction Company, Inc.

Contractors are invited to submit lump sum bids for Bid Package One (1), Rabun County Bus Maintenance Building. Sealed bids will be received by the Construction Manager until 3:00 p.m., Thursday, November 10, 2011, at the Cleveland Office of the Construction Manager, Charles Black Construction Company, Inc., 1955 Highway 129 South, Cleveland, Georgia 30528. Bids must be submitted in Duplicate on the Construction Manager’s Proposal Form along with a 5% Bid Bond if required by the Bid Package. No Faxed Bids Accepted. A thorough review of the bid package description and bid documents are required prior to submitting bids. The form of agreement will be AGC Document 640, 1994 Edition, between the Construction Manager and the Successful Bidder. Bidding Documents are available for the COST OF REPRODUCTION from: AGC Plan Room/Gainesville Whiteprint http://planroom.aimages.com, 312 Bradford Street, NW, Gainesville, Georgia 30501, (770) 534-2086. Documents will be available for review at the following locations. Both offices of Charles Black Construction Company, Inc. 1955 Highway 129, South,Cleveland, Georgia 30528, 604 Washington Street, Suite A-2, Gainesville, Georgia 30501.McGraw-Hill Construction/Dodge Plan Rooms, 881 Franklin Road, SE, #435, Marietta, Georgia 30067, AGC Builder’s Exchange, 1940 The Exchange , Suite 300, Atlanta, Georgia 30339, Reed’s Construction Data, 30 Technology Parkway, Norcross, Georgia 30092, Gainesville Whiteprint, 312 Bradford Street, NW, Gainesville, Georgia 30501. CM: Charles Black Construction Company, Inc. PROJECT: Rabun County Bus Maintenance Building ADVERTISEMENT FOR BIDS, INDEX TO BID PACKAGES, Bid Package Number: 1. Bid Package Name: Metal Buillding Sytems and Concrete, Bid Date: November 10, 2011. *See Bid Package Description, General Package Notes & Construction Manager’s Special Conditions Prior to Pricing.* Rod Nix, Project Manager,Charles Black Construction Company, Inc.,P.O. Box 960 * 1955 Highway 129 South, Cleveland, Georgia 30528. *The Construction Manager and Owner reserve the right to reject any and all bids and to waive technicalities.*

10-13,20,27,11-3,11

ADVERTISEMENT FOR BIDS

Bid Package One (1)

Project: New Athletic Facility for Rabun County High School

Owner: Rabun County Board of Education

Architect: Southern A & E Architects & Engineers

CM: Charles Black Construction Company, Inc.

Contractors are invited to submit lump sum bids for Bid Package One (1), New Athletic Facility for Rabun County High School. Sealed bids will be received by the Construction Manager until 3:00 p.m., Thursday, November 10, 2011, at the Cleveland Office of the Construction Manager, Charles Black Construction Company, Inc., 1955 Highway 129 South, Cleveland, Georgia 30528. Bids must be submitted in Duplicate on the Construction Manager’s Proposal Form along with a 5% Bid Bond if required by the Bid Package. No Faxed Bids Accepted. A thorough review of the bid package description and bid documents are required prior to submitting bids. The form of agreement will be AGC Document 640, 1994 Edition, between the Construction Manager and the Successful Bidder.Bidding Documents are available for the COST OF REPRODUCTION from: AGC Plan Room/Gainesville Whiteprint

http://planroom.aimages.com, 312 Bradford Street, NW, Gainesville, Georgia 30501 (770) 534-2086. Documents will be available for review at the following locations. Both offices of Charles Black Construction Company, Inc. 1955 Highway 129, South Cleveland, Georgia 30528, 604 Washington Street, Suite A-2, Gainesville, Georgia 30501. McGraw-Hill Construction/Dodge Plan Rooms, 881 Franklin Road, SE #435 Marietta, Georgia 30067, AGC Builder’s Exchange, 1940 The Exchange, Suite 300, Atlanta, Georgia 30339, Reed’s Construction Data, 30 Technology Parkway, Norcross, Georgia 30092, Gainesville Whiteprint, 312 Bradford Street, NW, Gainesville, Georgia 30501. CM: Charles Black Construction Company, Inc. PROJECT: New Athletic Facility for Rabun County High School. ADVERTISEMENT FOR BIDS, INDEX TO BID PACKAGES, Bid Package Number: 1. Bid Package Name: Metal Buillding Sytems and Concrete, Bid Date: November 10, 2011. *See Bid Package Description, General Package Notes & Construction Manager’s Special Conditions Prior to Pricing.* Rod Nix, Project Manager,Charles Black Construction Company, Inc., P.O. Box 960 *1955 Highway 129 South, Cleveland, Georgia 30528. *The Construction Manager and Owner reserve the right to reject any and all bids and to waive technicalities.*

10-13,20,27,11-3,11

STATE OF GEORGIA

COUNTY OF RABUN

NOTICE TO CREDITORS AND DEBTORS

All persons indebted to Emily Mae Henderson Perry, deceased, are hereby notified to make immediate payment to the undersigned and all creditors of said decedent are hereby notified to render their claims to the undersigned. This the 17th day of October, 2011. Witness my/our hand(s) and seal(s), on the day above written. (Eedeelove Henderson Adams acting as Executrix of the Emily Mae Henderson Perry estate.) Address: PO Box 65, Rabun Gap, GA 30568. Telephone: (706) 746-2158.

10-20,27,11-3,10

NOTICE

GEORGIA, RABUN COUNTY PROBATE COURT

TO: SHERRY HOLLAND WALES, KEN KLIMASEWSKI, GUARDIAN AD LITEM: ANY AND ALL UNKNOWN HEIRS: ANY AND ALL KNOWN HEIRS WHOSE CURRENT ADDRESSES ARE UNKNOWN.HEIDI TIMKO has petitioned to be appointed Administrator(s) of the estate of BRANDON HELMUT WALES, deceased, of said County. All interested parties are hereby notified to show cause why said petition should not be granted. All objections to the petition must be in writing, setting forth the grounds of any such objections, and must be filed with the court on or before NOVEMBER 14, 2011 prior to 5 p.m. All pleadings/objections must be signed before a notary public or before a probate court clerk, and filing fees must be tendered with your pleading/objections, unless you qualify to file as an indigent part. Contact probate court personnel at the following address/telephone number for the required amount of filing fees. If any objections are filed, a hearing will be (scheduled at a later date). If no objections are filed, the petition may be granted without a hearing. LILLIAN W. GARRETT, PROBATE JUDGE, 25 COURTHOUSE SQUARE, SUITE 215, CLAYTON, GA 30525. TELEPHONE NUMBER 706-782-3614.

10-20,27,11-3, 10

IN THE SUPERIOR COURT OF RABUN COUNTY

STATE OF GEORGIA

SCBT, N.A. D/B/A CBT, A DIVISION OF SCBT, N.A.

Petitioner

CIVIL ACTION FILE NO. 2011-CV-447-S

vs

THE HEIRS-AT-LAW OF

JAMES E. BLECKLEY, AND

ALL PERSONS WHO CLAIM

OR MIGHT CLAIM ADVERSELY

TO PETITIONER’S TITLE TO

ALL THAT TRACT OR PARCEL

OF LAND LYING AND BEING

IN LAND LOT 8 OF THE 2ND

LAND DISTRICT AND LAND

LOT 1 OF THE 5TH LAND

DISTRICT OF RABUN COUNTY,

GEORGIA, BEING DESIGNATED

AS TRACT 2, CONTAINING

0.65 ACRES, AS SHOWN ON

PLAT OF SURVEY PREPARED

BY T. LAMAR EDWARDS, R.S.,

WHICH IS DATED JULY 10,

2006, WHICH IS RECORDED

AMONG RABUN COUNTY,

GEORGIA RECORDS IN PLAT

BOOK 57, PAGE 171, AND

ALL THE WORLD

PUBLICATION

TO: THE HEIRS-AT-LAW OF JAMES E. BLECKLEY; ALL THE WORLD; AND ANY AND ALL PERSONS WHO CLAIM OR MIGHT CLAIM ADVERSELY TO PETITONER’S TITLE TO ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 8 OF THE 2ND LAND DISTRICT AND LAND LOT 1 OF THE 5TH LAND DISTRICT OF RABUN COUNTY, GEORGIA, BEING DESIGNATED AS TRACT 2, CONTAINING 0.65 ACRES, AS SHOWN ON PLAT OF SURVEY PREPARED BY T. LAMAR EDWARDS, R.S., WHICH IS DATED JULY 10, 2006, WHICH IS RECORDED AMONG RABUN COUNTY, GEORGIA RECORDS IN PLAT 57, PAGE 171. You are hereby notified that the above-styled action seeking to establish title to the below described property against all the world was filed on the 15th day of September, 2011, in the Superior Court of Rabun County, Georgia, Mountain Judicial Circuit, and that by reason of order for service by publication entered by said court, you are hereby commanded to be and appear at said court within 30 days of the date of the order for service by publication to answer said petition and file pleading before the court. WITNESS the Honorable Russell W. Smith, judge of said court. This 17th day of October, 2011. HOLLY E. HENRY-PERRY, Rabun County Clerk of Court.

10-20,27,11-3,10

APPLICATION TO REGISTER A BUSINESS TO BE CONDUCTED UNDER A TRADE NAME, PARTNERSHIP OR OTHERS

STATE OF GEORGIA

COUNTY OF RABUN

The undersigned does hereby certify that Diamond Jim’s Clayton LLC conducting a business as Checker’s in the City of Clayton, County of Rabun in the State of Georgia, under the name of Checker’s and that the nature of the business is Quick Serve Restaurant and that the names and address oF the persons, firms or partnership owning and carrying on said trade or business are Diamond Jim’s Clayton, LLC, James T. Campbell. Filed in office, this 10th day of October,2011, Holly E Henry-Perry Clerk Superior Court, Rabun County, GA.

10-20,27

NOTICE OF SPECIAL ELECTION

SKY VALLEY, GEORGIA

There will be an election on the 8th day of November, 2011 between the hours of 7:00 AM and 7:00 PM for the purpose of considering the following question: Shall the governing authority of the City of Sky Valley, Georgia be authorized to permit and regulate package sales by retailers of malt beverages, wine, and distilled spirits on Sundays between the hours of 12:30 PM and 11:30 PM? All persons desiring to vote for approval of package sales by retailers of malt beverages, wine, and distilled spirits on Sundays between the hours of 12:30 PM and 11:30 PM shall vote “YES” and all persons desiring to vote for rejection of package sales by retailers of malt beverages, wine, and distilled spirits on Sundays between the hours of 12:30 PM and 11:30 PM shall vote “NO”. Copies of this resolution are on file in the office of the City Clerk located at 3444 Hwy 246, Dillard, GA 30537. Absentee ballots will be available at City Hall, located at 3444 Hwy 246, Dillard, GA 30537. Early/Advanced voting will be held at City Hall located at 3444 Hwy 246, Dillard, GA 30537 from October 18, 2011, 8:30 AM to 4:00 PM through November 4, 2011. Polls will be open from 7:00 AM until 7:00 PM on Election Day held at City Hall, 3444 Hwy 246, Dillard, GA 30537. Election Superintendent, Mandi Cantrell, Sky Valley, Georgia.

10-13,20,27,11-3

Paula G. Reid

3284 Nature’s Walk

Suwanee, GA 33324

Bank of America, NA

100 North Tryon St

Charlotte, NC 28255

Take notice that: The right to redeem the following described property, to wit: All that tract or personnel of land lying and being in Land Lot 28 of the Fifth Land District of Rabun County, Georgia,and being designated as Lot 6 of Farside Estates Interdimensional Science, Inc., containing 3.13 acres, as more particularly described upon that certain plat of survey dated May 2, 1988, prepared by Warren Kelly, Georgia Registered Land Surveyor No. 2199, said plat being recorded in the office of the Clerk of Rabun Superior Court, in Plat Book 25, Page 258, reference to said plat being for the express purpose of incorporating its description herein. Thee above-described property is conveyed subject to that certain easement ten (10) feet in width, located along the boundary line of said tract and adjoining the common road which is twenty (20( feet in width and shown upon the above-referenced plat of survey. Previous grantors specifically reserved an easement along said strip of land, for the purpose of installing utility lines, as well as maintaining said roadway, which shall serve as a perpetual easement for the purpose of ingress and egress to each of the lots depicted on said plat of survey. The above-described property is conveyed subject to those certain restrictive covenants which shall be considered as running with the lands, as said covenants are recorded in the office of the Clerk of Rabun Superior Court, in Deed Book U-11, Page 505. Will expire and be forever foreclosed and barred on and after the 29th day of November, 2011. The tax deed to which this notice relates is dated the 7th day of September, 2010, and is recorded in the office of the Clerk of Superior Court of Rabun County, Georgia in Deed Book N-36, at Pages 203-204. The property may be redeemed at any time before the 30th day of November 2011, by payment of the redemption price as fixed and provided by law, to the undersigned, at the following address: John J. Byrne, Attorney for William R. Stevens and Judith I. Brookshire, 3152 Blue Ridge Gap Road, Clayton, GA 30525. Please be governed accordingly. John J. Byrne.

10-20,27,11-3,10

NOTICE TO FORECLOSE RIGHT TO REDEEM

TO: Lynn H. Jenkins and Liana Jenkins and the Heir at Law of Liana Jenkins

TAKE NOTICE THAT: The right to redeem the following described property, to wit: All that tract or parcel of land lying and being in Land Lot 5 of the Second Land District of Rabun County, Georgia and being designated as Lot 619, Unit 6 as depicted upon that certain plat of survey prepared by James A. Long, Registered Land Surveyor, which is recorded in the office of the Clerk of Rabun Superior Court in Plat Book 9, Page 353. This conveyance is made subject to protective covenants recorded in Deed Book X-4, Pages 437-446 in the office of the Clerk of Rabun Superior Court and subject to water rights easements of record. will expire and be forever foreclosed and barred on and after the 8th day of December, 2011. The tax deed to which this notice relates is dated the 7th day of September, 2010 and is recorded in the office of the clerk of the Superior Court of Rabun County, Georgia, in Deed Book N-36, at Page 201-202. The property may be redeemed at any time before the 8th day of December, 2011, by payment of the redemption price as fixed and provided by law to the undersigned at the following address: 124 Ginger Lane, Clayton, Georgia 30525, Phone: 706-782-4175. Please be governed accordingly. This 13th day of October, 2011. Albert O. English, Attorney For Ronald Belcher, 17 Chechero Street, Clayton, GA 30525(706) 782-4285.

10-27,11-3,10,17

NOTICE OF PUBLIC HEARING ON PROPOSED
MULTIFAMILY HOUSING REVENUE
BONDS TO BE ISSUED BY
THE HOUSING AUTHORITY OF THE CITY OF ATHENS, GEORGIA

Notice is hereby given that on the 7th day of November, 2011, at 8:00 a.m. in offices of the Housing Authority of the City of Athens, 300 S. Rocksprings Street, Athens, Georgia 30606, a Public Hearing will be held concerning the proposed issuance of multifamily housing revenue bonds in one or more series (the “Bonds”) by the Housing Authority of the City of Athens, Georgia (the “Issuer”) in the aggregate principal amount of not to exceed $65,000,000, for the purpose of assisting WWJ LLC, a South Carolina limited liability company (referred to as the “Borrower”) with the rehabilitation, renovation and modernization of approximately 44 multifamily residential rental housing projects. The projects to be rehabilitated, renovated and modernized and their locations are as follows (collectively, the “Projects”):

Apple Lane Apartments, 100 North 5th Street, Glenwood, Georgia;

Apple Village Apartments, 116 North 5th Street, Glenwood, Georgia;

Ashton Village Apartments, 137 Ashton Place, Waynesboro, Georgia;

Autumnwood Village Apartments, 237 Irwinville Road, Abbeyville, Georgia;

Azalea Village Apartments, 25 Azalea Circle, Crawford, Georgia;

Briarwood Village Apartments, 307 Geneva Road, Buena Vista, Georgia;

Briarwood Village II Apartments, 239 McNaughton Street, Cusseta, Georgia;

Brooks Hill Apartments, 185 Penland Street, Ellijay, Georgia;

Brooks Lane Apartments, 1203 Old 441 South, Clayton, Georgia;

Brooks Point Apartments, 555 Wimpy Mill Road, Dahlonega, Georgia;

Brooks Summitt Apartments, 70 Brooks Summitt Lane, Blue Ridge, Georgia;

Brooksfield Apartments, 1101 Peachtree Street, Louisville, Georgia;

Brookstone Apartments, 85 Brookstone Way, McCaysville, Georgia;

Carson Village Apartments, 47 Short Street, Wrightsville, Georgia;

Cherry Lane Apartments, 616 Cherry Street, Unadilla, Georgia;

Deerwood Village Apartments, 184 East Main Street, Adrian, Georgia;

Doyle Village Apartments, 1030 North Darien Street, SW, Darien, Georgia;

Edison Lane Apartments, 19264 Hartford Street, Edison, Georgia;

Edison Village Apartments, 19264 Hartford Street, Edison, Georgia;

Falls Park Apartments, 47 Falls Park Drive, Toccoa, Georgia;

Forest Glen Village Apartments, 1805 Edwina Drive, Vidalia, Georgia;

Gibson Village Apartments, 388 Project Street, Gibson, Georgia;

Hamilton Village Apartments, 6670 Hamilton Street, Preston, Georgia;

Highland Village Apartments, 510 Plaza Trace, Monroe, Georgia;

Holly Village Apartments, 128 Holly Street, Buchanan, Georgia;

Houston Village Apartments, 55 S. Jefferson Street, Alamo, Georgia;

Laurel Village Apartments, 331 Battle Street, Wadley, Georgia;

Maple Lane Apartments, 197 GA Hwy 305, Midville, Georgia;

Meadowbrook Village Apartments, 130 Lonnie Lane , Americus, Georgia;

Oak Village Apartments, 225 Jackson Street, Zebulon, Georgia;

Pecan Village Apartments, 100 Hayes Avenue, Ellaville, Georgia;

Pine Lane Apartments, 134 South Church Avenue, Pine Mountain, Georgia;

Pine Manor Apartments, 511 West 9th Street, Rincon, Georgia;

Pine Village Apartments, 434 Cherokee Street, Pine Mountain, Georgia;

Quail Run Apartments, 100 Smith Street, Reidsville, Georgia;

Rosewood Village Apartments, 760 South Peterson Street, Willacoochee, Georgia;

Santa Ana Apartments, 56 S. Broad Street, Alamo, Georgia;

Shady Grove Apartments, 474 East Oglethorpe Street, Ellaville, Georgia;

Talbot Village Apartments, 260 Clark Street, Talbotton, Georgia;

Talbot Village II Apartments, 133 Dennis Creek Road, Talbotton, Georgia;

Westview Apartments, 150 Westview Drive, Sylvania, Georgia;

Westview II Apartments, 150 Westview Drive, Sylvania, Georgia;

Willowpeg Lane Apartments, 115 Willowpeg Way, Rincon, Georgia; and

Willowpeg Village Apartments, 111 Willowpeg Way, Rincon, Georgia. The Projects will be managed by Boyd Management, Inc. The hearing will be held before a hearing officer designated by the Housing Authority of the City of Athens, Georgia, and may be continued or adjourned. The Bonds, when and if issued, will be the limited obligation of the Issuer and will not constitute a general obligation of the State of Georgia, the Unified Government of Athens-Clarke County, Georgia, the Issuer, or any other political subdivision of the State of Georgia, nor shall the Bonds be payable in any manner by taxation, but are payable solely from the payments made by or on behalf of the Borrower, pursuant to an agreement between the Issuer and the Borrower which are pledged to the payment of the Bonds. The issuance of Bonds will allow for the rehabilitation, renovation, modernization and continued operation of the Projects and is in furtherance of the public purpose of the Issuer. Further information regarding the proposed Bonds and the proposed facility financed are of public record in the office of the Housing Authority of the City of Athens, Georgia at 300 S. Rocksprings Street, Athens, Georgia 30606. Any interested party having views on the proposed issuance of the Bonds or the nature or location of the proposed Projects may be heard at such public hearing.

10-27

NOTICE TO BAR RIGHT OF REDEMPTION

TO: Sandy J. Smith, Rabun County Tax Commissioner, MJD Properties, LLC, and Bank of America, N.A.

Take notice that: The right to redeem the following described property, to wit:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 195, OF THE SECOND LAND DISTRICT, OF RABUN COUNTY, GEORGIA AND BEING MORE PARTICULARLY DESCRIBED AS FOLLOWS, TO WIT: FOR A FULL AND COMPLETE DESCRIPTION OF THE REAL PROPERTY BEING HEREBY CONVEYED, REFERENCE IS HEREBY HAD AND MADE TO A PLAT OF SURVEY DATED SEPTEMBER 21, 1995 AND PREPARED BY T. LAMAR EDWARDS, GEORGIA REGISTERED LAND SURVEYOR NO. 1837. THE REAL PROPERTY BEING HEREBY CONVEYED IS LOT 46, PART 3, SOUTHWOODS AREA, SKY VALLEY SUBDIVISION CONTAINING 0.37 ACRES, MORE OR LESS. SAID PLAT IS OF RECORD IN PLAT BOOK 35, PAGE 124, IN THE OFFICE OF THE CLERK OF RABUN SUPERIOR COURT. REFERENCE TO SAID PLAT AND THE RECORD THEREOF IS FOR THE EXPRESS PURPOSE OF INCORPORATED HEREIN ITS DESCRIPTION OF SAID LOT 46 AS DEPICTED THEREON. NOTE: THE ABOVE DESCRIBED TRACT OR PARCEL OF LAND IS HEREBY CONVEYED SUBJECT TO THE DECLARATION OF RESTRICTIONS OF RECORD IN DEED BOOK E5, PAGES 599-602, AFORESAID RECORDS. BEING THE SAME PROPERTY CONVEYED TO MJD PROPERTIES, LLC BY DEED FROM JOE R. ROUTT AND J MARLENE ROUTT, DATED JANUARY 22, 2007 AND RECORDED IN DEED BOOK M31, PAGE 331. FURTHER DESCRIBED AS MAP & PARCEL 058A409. will expire and be forever foreclosed and barred on and after the 15th day of December 2011. **This date is 45 days from the date the notice runs the first time. The tax deed to which this notice relates is dated the 7th day of September, 2010, and is recorded in the Office of the Clerk of the Superior Court of Rabun County, Georgia, in Deed Book N36, Page 213.

The property may be redeemed at any time before the 15th day of December, 2011, by payment of the redemption price as fixed and provided by law to the undersigned at the following address: c/o Scenic City Legal Group, PC, 3806 Amnicola Highway, Chattanooga, Tennessee 37406. Please be governed accordingly. This ____ day of October, 2011. Steve Steele, President for Energy Way Corporation.

10-27,11-3,10,17

STATE OF GEORGIA

COUNTY OF RABUN

NOTICE TO CREDITORS AND DEBTORS

All persons indebted to Jo Sasser Dotson, deceased, are hereby notified to make immediate payment to the undersigned and all creditor of said decedent are hereby notified to render their claims to the undersigned. This ;the 20th day of October, 2011. Witness my/our hand(s) and seal(s), on the day above written. (Netty Joan Dotson Nixon & Nancy Jean Dotson Haban acting as Co-Executrix of the Jo Sasser Dotson estate.) Address: 4150 Doubletree Court, Cumming GA 30040, Telephone: 770-844-8877.

STATE OF GEORGIA

COUNTY OF RABUN

NOTICE TO CREDITORS AND DEBTORS

All persons indebted to Donald Jean Fountain, deceased, are hereby notified to make immediate payment to the undersigned and all creditors of said decedent are hereby notified to render their claims to the undersigned. This the 18th day of October, 2011. Witness my/our hand(s) and seal(s), on the day above written. (Rodney Neal Fountain acting as Executor of the Donald Jean Fountain estate.) Address:47 Wood Hen Way, Tiger, GA 30576, Telephone: 706-782-7169.

10-27,11-3,10,17

NOTICE OF INCORPORATION

Notice is given that articles of incorporation which will incorporate Persimmon Ridge Owner’s Association, Inc. will be delivered to the Secretary of State for filing in accordance with the Georgia Business Corporation (O.C.G.A. §14-2-201.1). The initial registered office of the corporation will be located at 23 Scotty Lane. Clayton, GA 30525, and its initial registered agent is Stephanie Dyer, whose mailing address is 23 Scotty Lane, Clayton, GA 30525.

10-27,11-3

STATE OF GEORGIA

COUNTY OF RAABUN

NOTICE TO CREDITORS AND DEBTORS

All persons indebted to June Grist Coleman, deceased are hereby notified to make immediate payment to the undersigned and all creditors of said decedent are hereby notified to render their claims to the undesigned. This the 19th day of October, 2011. Witness my/our hand(s) and seal(s), on the day above written. (Verner Rodney Coleman acting as Executor of the June Grist Coleman estate.) Address: 362 Hollifield Connector, Tiger, GA 30576, Telephone: 706-782-6656.

10-27,11-3,10,17

CITATION

GEORGIA, RABUN COUNTY

ESTATE NO. 3720

IN RE: PETITION OF LAURA DAVIDENKO FOR TEMPORARY LETTERS OF GUARDIANSHIP

ESTATE OF JAYDEN HUNTER, MINOR

DATE OF SECOND PUBLICATION, IF ANY, NOVEMBER 3, 2011

TO: STEPHEN HUNTER

You are hereby notified that a petition for the appointment of a temporary guardian has been filed regarding the above-named minor. All objections to the Petition described above either to the appointment of a temporary guardian or the appointment of the petitioner(s) as temporary guardian(s), must be in writing, setting forth the grounds of any such objections, and must be filed with this Court no later than 14 days after this notice is mailed, or 10 days after this notice is personally served upon you, or ten days after the second publication of this notice if you are served by publication. All pleadings must be signed before a notary public or Georgia probate court clerk, and filing fees must be tendered with your pleadings, unless you qualify to file as an indigent party. Contact probate court personnel at the below address/telephone number for the required amount of filing fees. ***Note: If a natural guardian files an objection to the creation of the temporary guardianship, the Petition will be dismissed. If a natural guardian files an objection to the appointment of the petitioner(s) as guardian(s), or if a parent who is not a natural guardian files an objection to the petition, a hearing on the matter shall be scheduled at a later date. Lillian W. Garrett, Probate Judge, By: Savannah B. Dixon, Probate Clerk/Deputy Clerk, Address: 25 Courthouse Square, Suite 215, Clayton, GA 30525, Telephone: 706-782-3614.

10-27,11-3

NOTICE

GEORGIA, RABUN COUNTY PROBATE COURT

Sherry Wales has petitioned to be appointed Administrator of the estate of Brandon Helmut Wales, deceased, of said County. (The petitioner has also applied for waiver of bond and/or grant of certain powers contained in O.C.G.A. §53-12-261.) All interested parties are hereby notified to show cause why said petition should not be granted.All objections to the petition must be in writing, setting forth the grounds of any such objections, and must be filed with the court on or before November 21, 2011. All pleading/objections must be signed before a notary public or before a probate court clerk, and filing fees must be tendered with your pleadings/objections, unless you qualify to file as an indigent party. Contact probate court personnel at the following address/telephone number for the required amount of filing fees. If any objections are filed, a hearing will be scheduled at a later date. If no objections are filed, the petition may be granted without a hearing. Lillian W. Garrett, Probate Judge, By: Savannah B. Dixon, Probate Clerk/Deputy Clerk, Address: 25 Courthouse Square, Suite 215, Clayton, GA 30525, Telephone Number: 706-782-3614.

10-27,11-3,10,17

NOTICE TO FORECLOSE RIGHT TO REDEEM

TO: Jefferson W. Johnson

TAKE NOTICE THAT: The right to redeem the following described property, to wit:

All that tract or parcel of land lying and being in Land Lot 5, District No. 2, Rabun County, Georgia and being more particularly described as Lot 622, Unit 6, as depicted on a survey of James A. Long, Registered Land Surveyor, recorded in Plat Book 9, Page 361, Rabun County Records, subject only to protective covenants recorded in Deed Book X-4, Pages 437-466, Rabun County records and subsequent amendments of record thereto and subject to water rights easements of record. will expire and be forever foreclosed and barred on and after the 8th day of December , 2011. The tax deed to which this notice relates is dated the 7th day of September, 2010, and is recorded in the office of the clerk of the Superior Court of Rabun County, Georgia, in Deed Book N-36, at Pages 201-202. The property may be redeemed at any time before the 8th day of December, 2011, by payment of the redemption price as fixed and provided by law to the undersigned at the following address: 124 Ginger Lane, Clayton, Georgia 30525 Phone: 706-782-4175. Please be governed accordingly. This 13th day of October, 2011. Ronald Belcher (L.S.) Albert O. English, Attorney, For Ronald Belcher, 17 Checher Street, Clayton, GA 30525(706) 782-4285.

10-27,11-3,10,17

STATE OF GEORGIA

COUNTY OF RABUN

NOTICE OF SALE UNDER POWER

Because of a default in the payment of the indebtedness secured by a Security Deed executed by Clinton C. Taylor to Mortgage Electronic Registration Systems, Inc. dated August 9, 2004, and recorded in Deed Book U-26, Page 138, Rabun County Records, said Security Deed having been last sold, assigned, transferred and conveyed to Wells Fargo Bank, N.A., by Assignment , securing a Note in the original principal amount of $79,650.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, December 6, 2011, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit: All that tract or parcel of land lying and being in Land Lot 190 of the 13th Land District of Rabun County, Georgia, and being more particularly described as follows, to wit: For a full and complete description of the real property being hereby described, reference is hereby had and made to a plat of survey dated March 2, 1971 and prepared by James A. Long, Georgia Registered Land Surveyor No. 1579. The real property being hereby described is Lot 35, Block A of Sandy Ford Subdivision. Said plat is of record in Plat Book 8, Page 147 in the Office of the Clerk of Rabun Superior Court. Reference to said plat and the record thereof is for the express purpose of incorporating herein its description of said Lot 35, Block A of Sandy Ford Subdivision as depicted thereon. There is also conveyed herewith a 2002 Giles Kiss Mobile Home Model #1822, Serial #GM-3979A & GM-3979B. Said property is known as 186 Koala Circle, Lakemont, GA 30552, together with all fixtures and personal property attached to and constituting a part of said property, if any. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorney's fees in accordance with the terms of the Note secured by said Deed. Said property will be sold as the property of Clinton C. Taylor, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Clinton C. Taylor, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law. Wells Fargo Bank, NA as Attorney-in-Fact for Clinton C. Taylor File no. 11-022740, SHAPIRO & SWERTFEGER, LLP *Attorneys and Counselors at Law, 2872 Woodcock Blvd., Duke Building, Suite 100, Atlanta, GA 30341-3941 (770)220-2535/AB, www.swertfeger.net. *THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

10-27,11-3,10,17,24,12-1
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