NOTICE OF SALE UNDER POWER
Under and by virtue of the power of sale contained in that Deed to Secure Debt from Frederick Merrill Brown, III to Community Bank & Trust dated January 26, 2007 , recorded among Rabun County, Georgia Records in Deed Book L31 , Page 483, held by SCBT, N.A. d/b/a CBT, a Division of SCBT, N.A. pursuant to that Purchase and Assumption Agreement among Federal Deposit Insurance Corporation as Receiver of Community Bank & Trust, SCBT, N.A., and the Federal Deposit Insurance Corporation, dated January 29, 2010 and pursuant to Assignment from Federal Deposit Insurance Corporation as Receiver of Community Bank & Trust to SCBT, N.A. d/b/a CBT, a Division of SCBT, N.A., the undersigned will sell at public outcry to the highest bidder for cash before the Courthouse door in said County, during the legal hours of sale, on the first Tuesday in November, 2011 by SCBT, N.A. d/b/a CBT, a Division of SCBT, N.A., as Attorney-in-Fact for Frederick Merrill Brown, III the following described property: All that tract or parcel of land lying and being in Land Lot 39 of the Second Land District, Rabun County, Georgia, and being described as follows: Lot 8, consisting of 3.00 acres, as shown on plat of survey prepared by William F. Rolader, GRLS #2042, dated Dec. 14, 2006, said plat recorded in Plat Book 58, Page 153, Rabun County plat records. Said plat and record of the same being incorporated herein by reference. Said property conveyed subject to all easements rights, water rights, reservations and restrictive covenants set out in that certain Declaration of Restrictions and Covenants for Black Rock Estates Subdivision, a copy of the same being recorded in that certain Warranty Deed from Black Rock Estates, LLC to Frederick M. Brown, III, duly recorded in the Clerk’s Office, Rabun County deed records, and being incorporated herein together with all privileges and affirmative obligations thereto. Also conveyed is a 40-foot wide non-exclusive mutual use easement over the subdivision roads as drawn on the referenced plat and set out in paragraph (22) of the above referenced Restrictive Covenants, for ingress and egress, including utilities. Grantor, its successors and or assigns, reserves said easement 40 feet in width, for ingress and egress, including utilities to adjoining property of Grantor, and others. Grantor reserves the right to relocate any of the subdivision roads, prior to completion and paving, provided that such relocation shall not eliminate Grantee’s right of ingress and egress or result in their property not adjoining a subdivision street or road. Such reservation shall include the right of partial encroachment on this tract and adjoining properties to avoid obstacles to road construction, such as rock, ground water, unsuitable soils, large trees, unsuitable terrain or slope and other natural obstacles. The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of said indebtedness, among other possible events of default, this sale will be made for the purposes of paying the same and all expenses of sale, including attorney's fees (notice having been given as provided by law). The property will be sold subject to the following: (1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) the outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills, that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the security deed first set out above. To the best of the undersigned's knowledge and belief, the party in possession is Frederick Merrill Brown, III or a tenant or tenants. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Deed to Secure Debt. SCBT, N.A. d/b/a CBT, a Division of SCBT, N.A. as Attorney-in-fact for Frederick Merrill Brown, III. This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose. M. Keith York, Kimzey, Kimzey & York, P. O. Box 38, Cornelia, GA 30531, (706) 778-6823.
NOTICE OF SALE UNDER POWER
GEORGIA, RABUN COUNTY
Because of default in the payment of the indebtedness, secured by a Security Deed executed by Thomas W. Faul to Mortgage Electronic Registration Systems, Inc. as nominee for Accredited Home Lenders, Inc., its successors and assigns dated January 17, 2007 in the amount of $272,000.00, and recorded in Deed Book L31, Page 400, Rabun County, Georgia Records; as last transferred to U.S. Bank National Association, as Trustee for The Certificateholders of Citigroup Mortgage Loan Trust Inc., Asset-Backed Pass-Through Certificates, Series 2007-AHL2 by assignment; the undersigned, U.S. Bank National Association, as Trustee for The Certificateholders of Citigroup Mortgage Loan Trust Inc., Asset-Backed Pass-Through Certificates, Series 2007-AHL2 pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in November, 2011 , during the legal hours of sale, at the Courthouse door in Rabun County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land lying and being in Land Lot 195 of the Second Land District of Rabun County, Georgia and being more particularly described as follows, to wit: For a full and complete description of the real property being hereby conveyed, reference is hereby had and made to a plat of survey dated September 12, 1971 and prepared by James A. Long, Georgia Registered Land Surveyor No. 1579. The real property being hereby conveyed is Lot 88, Part III, South Woods Area of Sky Valley Subdivision. Said plat is of record in Plat Book 8, Page 178 in the Office of the Clerk of the Rabun Superior Court. Reference to said plat and the record thereof is for the express purpose of incorporating herein its description of said Lot 88, Part III, South Woods Area of Sky Valley Subdivision as depicted thereon. NOTE: The above described tract or parcel of land is hereby conveyed SUBJECT TO those certain Restrictions of Record in Deed Book K-5, Page 369, aforesaid records. which has the property address of 344 West Sugarbush Drive, Dillard, Georgia., together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of Thomas W. Faul and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. U.S. Bank National Association, as Trustee for The Certificateholders of Citigroup Mortgage Loan Trust Inc., Asset-Backed Pass-Through Certificates, Series 2007-AHL2, Attorney in Fact for Thomas W. Faul, McCurdy & Candler, L.L.C., (404) 373-1612, www.mccurdycandler.com. , File No. 10-05875 /CONV/lfairgood. THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
STATE OF GEORGIA
COUNTY OF RABUN
NOTICE OF SALE UNDER POWER
Under and by virtue of the power of sale contained in a Security Deed from NOREEN RAMEY JACOBS to UNITED COMMUNITY BANK RABUN COUNTY N/K/A UNITED COMMUNITY BANK, dated October 16, 2002, recorded October 18, 2002, in Deed Book F-23, Page 654, Rabun County, Georgia records, as last modified by Modification of Security Deed dated December 24, 2010, recorded in Deed Book W-36, Page 75, Rabun County, Georgia records, said Security Deed being given to secure a Note from NOREEN RAMEY JACOBS and ALLEN TAYLOR dated December 24, 2010 in the original principal amount of Forty Five Thousand One Hundred Fifty Two and 88/100 ($45,152.88) Dollars, with interest from date at a rate per cent per annum on the unpaid balance until paid; there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Rabun County, Georgia, within the legal hours of sale on the first Tuesday in November, 2011, the following described property: All that tract or parcel of land lying and being in Land Lot 28 of the 4th Land District of Rabun County, Georgia, containing 7.417 acres and being more fully described on that plat of survey made by William F. Rolader, Georgia Registered Land Surveyor No. 2042, dated October 25, 1989, and recorded in Rabun County Deed Records in Plat Book 28, Page 112. Reference is hereby had and made to said plat of survey for the purpose of incorporating its description herein. Conveyed herewith is a right in common with others to use roadways that may cross said lands and that extend to the public road system of Rabun County, Georgia, for ingress and egress to and from said lands with the said public road system. Also conveyed are all easements rights that are or that may be set forth in that Warranty Deed from Donald Clyde Woods to Melvin Donald Woods recorded in Deed Book F-12, Page 253, Clerk’s Office. Said tract or parcel of land is conveyed subject to any easement rights that were referred to in said Warranty Deed and that are in favor of others. Further, the property herein conveyed is subject to utility easements of record. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, easements, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is NOREEN RAMEY JACOBS or a tenant or tenants. UNITED COMMUNITY BANK RABUN COUNTY N/K/A UNITED COMMUNITY BANK, as attorney in Fact for NOREEN RAMEY JACOBS, L. Lou Allen Stites & Harbison, PLLC, 11 Mountain Street, Suite 8, Blue Ridge, Georgia 30513 (706) 632-7923, File No. 7484A-03111.
Upcoming appointment of Rabun County Board of Equalization
Notice is hereby given that, in accordance with OCGA 48-5-311, the Rabun County Grand Jury, July Term 2011, will appoint member(s) and/or alternate member(s) to the Board of Tax Equalization to serve terms beginning January 1, 2012. The Tax Equalization board hears taxpayers’ appeals from assessments and denials of homestead exemption in the taxation of real property. Any resident of Rabun County having the following qualifications and an interest in serving on the board may nominate himself or herself for appointment by submitting a nomination form as indicated below: Qualifications: Each person who is, in the judgment of the appointing grand jury, qualified and competent to serve as a grand juror, who is the owner of real property, and who is at least a high school graduate shall be qualified, competent, and compellable to serve as a member or alternate member of the board. No member of the governing authority of a county, municipality, or consolidated government; member of a county of independent board of education; member of the county board of tax assessors; employee of the county board of tax assessors; or county tax appraiser shall be competent to serve as a member of alternate member of the board of equalization. Within the first year after a member’s initial appointment to board of equalization, each member shall satisfactorily complete not less than 40 hours of instruction in appraisal and equalization processes and procedures, as prepared and required by the commissioner. The failure of any member to fulfill the requirements of this subparagraph shall render that member ineligible to serve on the board; and the vacancy created thereby shall be filled in the same manner as other vacancies on the board are filled. No person shall be eligible to hear an appeal as a member of a board of equalization unless, prior to hearing such appeal, that person shall satisfactorily complete the 40 hours of instruction in appraisal and equalization processes and procedures required by law. Any person appointed to such board shall be required to complete annually a continuing education requirement of at least eight hours of instruction in appraisal and equalization procedures, as prepared and required by the commissioner. The failure of any member to fulfill the requirements of this subparagraph shall render that member ineligible to serve on the board; and the vacancy created thereby shall be filled in the same manner as other vacancies on the board are filled. Term of Office: The term of service varies, depending upon whether the appointment is to an unexpired or full term. Full terms are three years beginning January 1, 2012. Nomination Form: If you are qualified, willing and able to serve, please contact Holly E. Henry-Perry, Rabun County Clerk of Court, at 25 Courthouse Square, Suite 105, Clayton, GA 30525 (706)782-3615 no later than Monday December 5, 2011 at 5:00 PM, so that your interest may be considered, and to complete a nomination application. Holly E. Henry-Perry, Clerk of Superior Court, Rabun County, Georgia, 25 Courthouse Square Suite 105, Clayton, GA 30525, 706-782-3615